Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lake Balaton

For one person, living is cheaper in Lake Balaton: $1,103 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Ubud, Bali, Indonesia
Lake Balaton, Hungary
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Lake Balaton
🇭🇺 Hungary
$1,103
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lake Balaton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lake Balaton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,103 in Lake Balaton.

  • Ubud, Bali $1,349
  • Lake Balaton $1,103

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,672 in Lake Balaton.

  • Ubud, Bali $2,305
  • Lake Balaton $1,672

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,241 in Lake Balaton.

  • Ubud, Bali $3,261
  • Lake Balaton $2,241

Living in Ubud, Bali is roughly 22% more expensive than in Lake Balaton, and outside of rent the biggest gap is in groceries.

Currency
🍽 Eating Out
Ubud, Bali
Lake Balaton
Difference
Meal at Budget Restaurant
$3.32 Rp 60.4K
$8.70 Ft 2,869
-61.84%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 647.8K
$46.14 Ft 15.2K
-22.76%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.6K
$8.40 Ft 2,771
-34.17%
Cappuccino
$2.72 Rp 49.4K
$2.02 Ft 666
34.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.9K
$1.35 Ft 445
25.93%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$0.94 Ft 309
-19.15%
Local Beer (0.5 liter draught)
$2.65 Rp 48.2K
$1.90 Ft 626
39.47%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.6K
$2.21 Ft 727
98.19%
🛒 Groceries & Markets
Ubud, Bali
Lake Balaton
Difference
Milk (1 liter)
$1.49 Rp 27.1K
$1.06 Ft 348
40.57%
White Bread (500g)
$2.28 Rp 41.4K
$1.54 Ft 506
48.05%
Rice (white) (1kg)
$1.19 Rp 21.6K
$1.82 Ft 599
-34.62%
Eggs
$2.04 Rp 37.0K
$2.61 Ft 859
-21.84%
Local Cheese (1kg)
$17.70 Rp 321.7K
$9.54 Ft 3,144
85.53%
Chicken Fillets (1kg)
$3.96 Rp 72.0K
$5.96 Ft 1,966
-33.56%
Beef Round Steak (1kg)
$12.19 Rp 221.6K
$11.80 Ft 3,889
3.31%
Apples (1kg)
$3.66 Rp 66.4K
$1.80 Ft 592
103.33%
Banana (1kg)
$1.52 Rp 27.6K
$1.96 Ft 647
-22.45%
Oranges (1kg)
$2.23 Rp 40.5K
$2.00 Ft 658
11.50%
Tomato (1kg)
$1.97 Rp 35.9K
$2.82 Ft 928
-30.14%
Potato (1kg)
$1.85 Rp 33.6K
$1.10 Ft 361
68.18%
Onion (1kg)
$2.42 Rp 44.1K
$1.21 Ft 399
100.00%
Lettuce (1 head)
$0.99 Rp 18.0K
$1.45 Ft 477
-31.72%
Water (1.5 liter bottle)
$0.51 Rp 9,332
$0.52 Ft 172
-1.92%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.4K
$6.74 Ft 2,221
-67.06%
Wine (Bottle)
$22.24 Rp 404.2K
$5.94 Ft 1,957
274.41%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.1K
$1.03 Ft 339
119.42%
Imported Beer (0.33 liter bottle)
$2.97 Rp 54.0K
$1.46 Ft 480
103.42%
🚌 Getting Around
Ubud, Bali
Lake Balaton
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,562
$1.17 Ft 386
-78.63%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 142.2K
$25.01 Ft 8,245
-68.73%
Taxi Start (Normal Tariff)
$0.44 Rp 7,989
$2.82 Ft 929
-84.40%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,817
$1.13 Ft 371
-61.95%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.3K
$17.19 Ft 5,669
-68.53%
Gasoline (1 liter)
$0.82 Rp 15.0K
$1.76 Ft 581
-53.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 433.3M
$26.1K Ft 8.6M
-8.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 577.0M
$30.5K Ft 10.0M
4.24%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lake Balaton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$144 Ft 47.6K
-45.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 117.2K
$26.23 Ft 8,647
-75.41%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 337.7K
$19.86 Ft 6,549
-6.45%
🎉 Sport & Entertainment
Ubud, Bali
Lake Balaton
Difference
Gym Membership (Monthly)
$49.48 Rp 899.4K
$46.36 Ft 15.3K
6.73%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 320.8K
$16.56 Ft 5,460
6.58%
Cinema Ticket
$4.27 Rp 77.7K
$7.26 Ft 2,395
-41.18%
🧸 Childcare & Education
Ubud, Bali
Lake Balaton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$295 Ft 97.1K
66.51%
International Primary School, 1 Child (Yearly)
$5,674 Rp 103.1M
$6,542 Ft 2.2M
-13.28%
👕👟 Clothing & Footwear
Ubud, Bali
Lake Balaton
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 811.4K
$70.1 Ft 23.1K
-36.28%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 635.3K
$27.04 Ft 8,915
29.25%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.5M
$71.5 Ft 23.6K
11.76%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$81.2 Ft 26.8K
-2.23%
🏠 Accommodation & Living
Ubud, Bali
Lake Balaton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$438 Ft 144.5K
156.73%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$341 Ft 112.6K
96.68%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.8M
$639 Ft 210.8K
457.60%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.3M
$529 Ft 174.3K
225.97%
Buy Apartment in City Center (m2)
$2,732 Rp 49.6M
$2,968 Ft 978.5K
-7.97%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.5M
$2,314 Ft 763.0K
-1.30%
💵 Salaries & Financials
Ubud, Bali
Lake Balaton
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
7.4
86.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Lake Balaton: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Lake Balaton
$341 49.2% $330
Groceries & Markets
Ubud, Bali
$288
Lake Balaton
$218 24.5% $71
Eating Out
Ubud, Bali
$108
Lake Balaton
$142 32% $34
Clothing & Footwear
Ubud, Bali
$108
Lake Balaton
$112 4.6% $4.9
Monthly Utilities & Internet
Ubud, Bali
$104
Lake Balaton
$190 82.9% $86
Sport & Entertainment
Ubud, Bali
$58
Lake Balaton
$61 4.9% $2.9
Getting Around
Ubud, Bali
$11
Lake Balaton
$38 234% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $438 in Lake Balaton. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $46 in Lake Balaton. Groceries flip the comparison at $288 vs $218, with Lake Balaton cheaper for home cooking.

Good to know
🇮🇩 Ubud, Bali
🇭🇺 Lake Balaton
🕒 Local time
04:00 4:00 AM
21:00 9:00 PM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
275,000
💱 Currency
Exchange rates and currency converter

HUF, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Hungarian Forint exchange rates as of October 28, 2026: 1 USD = 330 HUF (1,000 HUF = 3.03 USD). 1 EUR = 367 HUF (1,000 HUF = 2.72 EUR).

On the map
Between locations
  • Ubud, Bali Lake Balaton 11,260 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Lake Balaton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Lake Balaton: Cost of Living - Frequently Asked Questions
Is Lake Balaton cheaper than Ubud, Bali?
Lake Balaton is about 18% cheaper overall, especially in groceries. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $2,023 in Ubud, Bali and $1,655 in Lake Balaton to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Ubud, Bali and Lake Balaton?
Rent for a central apartment: $1,125 in Ubud, Bali versus $438 in Lake Balaton. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $491 in Ubud, Bali versus $295 in Lake Balaton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Ubud, Bali and in Lake Balaton?
Supermarket bills run roughly 32% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Is $1,500 enough for either Ubud, Bali or Lake Balaton?
Either city works on $1,500 a month, though Lake Balaton gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Ubud, Bali or in Lake Balaton?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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