Cost of Living Comparison Between Ubud, Bali and Lagos Cost of Living Comparison Between Ubud, Bali and Lagos

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,123 in Lagos, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,882 in Lagos, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,641 in Lagos, rent included.

Ubud, Bali costs about 26% more than Lagos, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Lagos is 16% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$2.61 ₦3,551

36.40%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$49.01 ₦66.7K

-33.22%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.28 ₦7,193

-6.25%

Cappuccino

$2.71 Rp 48.4K

$2.17 ₦2,955

24.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.36 ₦492

272.22%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.22 ₦300

218.18%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$0.79 ₦1,078

269.62%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.39 ₦1,897

184.89%

Milk (1 liter)

$1.81 Rp 32.3K

$2.34 ₦3,183

-22.65%

White Bread (500g)

$2.52 Rp 45.0K

$1.25 ₦1,698

101.60%

Rice (white) (1kg)

$1.16 Rp 20.7K

$2.23 ₦3,037

-47.98%

Eggs

$2.46 Rp 43.9K

$1.68 ₦2,287

46.43%

Local Cheese (1kg)

$14.71 Rp 262.7K

$6.15 ₦8,375

139.19%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.29 ₦5,844

0.70%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$5.25 ₦7,154

131.24%

Apples (1kg)

$3.84 Rp 68.6K

$3.48 ₦4,742

10.34%

Banana (1kg)

$1.56 Rp 27.8K

$2.06 ₦2,801

-24.27%

Oranges (1kg)

$2.83 Rp 50.6K

$2.21 ₦3,011

28.05%

Tomato (1kg)

$2.33 Rp 41.5K

$2.28 ₦3,105

2.19%

Potato (1kg)

$1.91 Rp 34.2K

$2.40 ₦3,271

-20.42%

Onion (1kg)

$2.20 Rp 39.3K

$2.02 ₦2,753

8.91%

Lettuce (1 head)

$1.01 Rp 18.1K

$2.02 ₦2,746

-50.00%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.39 ₦529

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$1.27 ₦1,727

161.42%

Wine (Bottle)

$23.74 Rp 423.9K

$2.49 ₦3,397

853.41%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.63 ₦856

342.86%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$0.88 ₦1,196

225.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.69 ₦934

-60.87%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$36.96 ₦50.3K

-78.27%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.25 ₦1,702

-63.20%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$2.24 ₦3,048

-79.91%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$4.68 ₦6,368

30.34%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.79 ₦1,070

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$20.2K ₦27.5M

29.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$20.7K ₦28.2M

54.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$41.11 ₦56.0K

94.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$10.16 ₦13.8K

-60.04%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$33.75 ₦46.0K

-30.31%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$30.68 ₦41.8K

221.71%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$12.80 ₦17.4K

-48.20%

Cinema Ticket

$4.15 Rp 74.1K

$6.30 ₦8,577

-34.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$84.5 ₦115.1K

259.67%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$2,314 ₦3.2M

185.82%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$19.07 ₦26.0K

191.24%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$24.51 ₦33.4K

56.30%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$65.0 ₦88.5K

36.29%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$57.7 ₦78.5K

35.00%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$1,087 ₦1.5M

-7.43%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$632 ₦861.1K

6.80%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$2,746 ₦3.7M

25.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$1,347 ₦1.8M

51.40%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$3,278 ₦4.5M

-13.33%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,622 ₦2.2M

39.61%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$116 ₦158.0K

42.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.33

-18.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Lagos: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $1,087 in Lagos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $49.00 in Lagos. Groceries tell a different story – $302 in Ubud, Bali vs $191 in Lagos – so Lagos wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lagos: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 26% more than Lagos, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,685 in Lagos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lagos, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $84.5 in Lagos. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 58% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Lagos, where all-in costs run around $1,123, than in Ubud, Bali at $1,419. In Lagos it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lagos costs $1,123 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lagos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.