Cost of Living Comparison Between Ubud, Bali and Lagos Cost of Living Comparison Between Ubud, Bali and Lagos

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $933 in Lagos, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,870 in Lagos, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,807 in Lagos, rent included.

Ubud, Bali costs about 47% more than Lagos, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Lagos is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$3.81 ₦5,045

-9.71%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$51.0 ₦67.5K

-28.76%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$7.72 ₦10.2K

-26.04%

Cappuccino

$2.67 Rp 47.3K

$2.77 ₦3,675

-3.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.41 ₦542

326.83%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.23 ₦303

278.26%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$0.97 ₦1,288

204.12%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.99 ₦2,634

127.14%

Milk (1 liter)

$1.62 Rp 28.7K

$3.08 ₦4,080

-47.40%

White Bread (500g)

$2.33 Rp 41.3K

$1.42 ₦1,886

64.08%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.21 ₦1,603

-8.26%

Eggs

$2.20 Rp 39.0K

$2.25 ₦2,987

-2.22%

Local Cheese (1kg)

$17.69 Rp 313.3K

$3.60 ₦4,771

391.39%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.85 ₦5,102

6.49%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$4.54 ₦6,018

168.28%

Apples (1kg)

$3.71 Rp 65.6K

$1.64 ₦2,168

126.22%

Banana (1kg)

$1.59 Rp 28.1K

$1.25 ₦1,652

27.20%

Oranges (1kg)

$2.28 Rp 40.4K

$1.10 ₦1,457

107.27%

Tomato (1kg)

$1.95 Rp 34.6K

$1.28 ₦1,700

52.34%

Potato (1kg)

$1.91 Rp 33.7K

$1.38 ₦1,829

38.41%

Onion (1kg)

$2.33 Rp 41.3K

$1.32 ₦1,748

76.52%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.89 ₦1,185

13.48%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.40 ₦527

37.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$0.55 ₦734

305.45%

Wine (Bottle)

$23.07 Rp 408.6K

$2.71 ₦3,593

751.29%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.50 ₦658

384.00%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$0.50 ₦661

500.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.44 ₦580

-38.64%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$19.78 ₦26.2K

-54.60%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.71 ₦936

-32.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.97 ₦1,287

-55.67%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$2.23 ₦2,950

152.91%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.89 ₦1,182

-10.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$11.5K ₦15.3M

116.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$13.8K ₦18.3M

130.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$112 ₦148.4K

-27.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$16.47 ₦21.8K

-60.60%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$33.28 ₦44.1K

-43.60%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$27.19 ₦36.0K

109.16%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$6.85 ₦9,084

173.43%

Cinema Ticket

$4.54 Rp 80.4K

$4.63 ₦6,130

-1.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$672 ₦890.3K

-28.45%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$19.7K ₦26.2M

-71.08%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$14.60 ₦19.3K

211.78%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$18.42 ₦24.4K

94.79%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$36.98 ₦49.0K

117.39%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$48.03 ₦63.6K

63.79%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$715 ₦947.2K

55.94%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$414 ₦549.0K

68.39%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$2,856 ₦3.8M

27.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,545 ₦2.0M

12.47%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$3,253 ₦4.3M

-14.42%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,602 ₦2.1M

42.92%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$120 ₦159.3K

39.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

18.05

-23.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Lagos: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $715 in Lagos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $51.0 in Lagos. Groceries tell a different story – $295 in Ubud, Bali vs $153 in Lagos – so Lagos wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lagos: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 47% more than Lagos, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,400 in Lagos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lagos, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $481 per month in Ubud, Bali and $672 in Lagos. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 93% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Lagos, where all-in costs run around $933, than in Ubud, Bali at $1,368. In Lagos it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lagos costs $933 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lagos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.