Cost of Living Comparison Between Ubud, Bali and Lagos Cost of Living Comparison Between Ubud, Bali and Lagos

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,146 in Lagos, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,925 in Lagos, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,704 in Lagos, rent included.

Ubud, Bali costs about 23% more than Lagos, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Lagos is 14% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$2.55 ₦3,508

35.29%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

$49.52 ₦68.2K

-34.69%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$5.43 ₦7,487

-10.87%

Cappuccino

$2.75 Rp 49.1K

$2.18 ₦3,006

26.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.34 ₦466

305.88%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$0.22 ₦304

240.91%

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

$0.84 ₦1,163

255.95%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$1.38 ₦1,902

178.99%

Milk (1 liter)

$1.74 Rp 31.1K

$2.34 ₦3,220

-25.64%

White Bread (500g)

$2.46 Rp 44.0K

$1.20 ₦1,657

105.00%

Rice (white) (1kg)

$1.17 Rp 20.9K

$2.33 ₦3,215

-49.79%

Eggs

$2.43 Rp 43.5K

$1.75 ₦2,408

38.86%

Local Cheese (1kg)

$14.50 Rp 259.5K

$6.31 ₦8,692

129.79%

Chicken Fillets (1kg)

$4.35 Rp 77.8K

$4.29 ₦5,918

1.40%

Beef Round Steak (1kg)

$11.98 Rp 214.3K

$5.38 ₦7,413

122.68%

Apples (1kg)

$3.72 Rp 66.5K

$3.53 ₦4,870

5.38%

Banana (1kg)

$1.63 Rp 29.1K

$2.02 ₦2,782

-19.31%

Oranges (1kg)

$2.74 Rp 49.1K

$2.18 ₦3,004

25.69%

Tomato (1kg)

$2.24 Rp 40.1K

$2.41 ₦3,315

-7.05%

Potato (1kg)

$1.92 Rp 34.3K

$2.30 ₦3,174

-16.52%

Onion (1kg)

$2.28 Rp 40.7K

$1.95 ₦2,684

16.92%

Lettuce (1 head)

$1.06 Rp 19.0K

$1.92 ₦2,640

-44.79%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.36 ₦494

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$1.30 ₦1,788

153.08%

Wine (Bottle)

$23.19 Rp 414.9K

$2.48 ₦3,411

835.08%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$0.63 ₦870

341.27%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$0.92 ₦1,275

196.74%

One-way Ticket (Public Transport)

$0.27 Rp 4,765

$0.74 ₦1,025

-63.51%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

$36.56 ₦50.4K

-77.82%

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

$1.25 ₦1,721

-61.60%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

$2.25 ₦3,100

-81.33%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

$4.81 ₦6,628

29.31%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.79 ₦1,085

2.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

$20.5K ₦28.3M

29.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

$20.3K ₦28.0M

58.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$41.41 ₦57.1K

89.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$10.12 ₦13.9K

-59.78%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

$34.36 ₦47.4K

-29.19%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$31.49 ₦43.4K

213.15%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

$12.38 ₦17.1K

-48.79%

Cinema Ticket

$3.99 Rp 71.3K

$6.38 ₦8,794

-37.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$83.1 ₦114.6K

266.89%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

$2,314 ₦3.2M

187.06%

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

$19.39 ₦26.7K

179.22%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

$24.20 ₦33.3K

56.24%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$65.7 ₦90.6K

32.12%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$56.2 ₦77.4K

35.93%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

$1,083 ₦1.5M

-8.44%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$633 ₦872.3K

6.28%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$2,698 ₦3.7M

25.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$1,381 ₦1.9M

48.45%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$3,219 ₦4.4M

-12.88%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

$1,598 ₦2.2M

39.35%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$118 ₦163.0K

41.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

16.33

-18.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Lagos: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $1,083 in Lagos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $50.0 in Lagos. Groceries tell a different story – $297 in Ubud, Bali vs $192 in Lagos – so Lagos wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lagos: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 23% more than Lagos, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,719 in Lagos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lagos, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $305 per month in Ubud, Bali and $83.1 in Lagos. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 55% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Lagos, where all-in costs run around $1,146, than in Ubud, Bali at $1,408. In Lagos it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lagos costs $1,146 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lagos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.