Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lagos

For one person, living is cheaper in Lagos: $952 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Lagos
Learn more

Lagos Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Lagos

🇳🇬 Nigeria

$952

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lagos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lagos actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $952 in Lagos, rent included.

Ubud, Bali $1,349
Lagos $952

A couple spends around $2,305 per month in Ubud, Bali vs $1,852 in Lagos, rent included.

Ubud, Bali $2,305
Lagos $1,852

A family of three spends $3,261 per month in Ubud, Bali vs $2,753 in Lagos, rent included.

Ubud, Bali $3,261
Lagos $2,753

Ubud, Bali costs about 42% more than Lagos, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$3.62 ₦4,868

-8.29%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$50.7 ₦68.1K

-29.66%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$7.67 ₦10.3K

-27.90%

Cappuccino

$2.72 Rp 49.3K

$2.82 ₦3,791

-3.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.43 ₦580

295.35%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.24 ₦325

216.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.97 ₦1,309

173.20%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.95 ₦2,628

124.62%

Milk (1 liter)

$1.49 Rp 27.0K

$3.20 ₦4,308

-53.44%

White Bread (500g)

$2.28 Rp 41.2K

$1.49 ₦2,004

53.02%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.26 ₦1,698

-5.56%

Eggs

$2.04 Rp 36.9K

$2.27 ₦3,055

-10.13%

Local Cheese (1kg)

$17.70 Rp 320.8K

$3.42 ₦4,603

417.54%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.77 ₦5,067

5.04%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$4.36 ₦5,864

179.59%

Apples (1kg)

$3.66 Rp 66.2K

$1.63 ₦2,194

124.54%

Banana (1kg)

$1.52 Rp 27.5K

$1.33 ₦1,785

14.29%

Oranges (1kg)

$2.23 Rp 40.4K

$1.13 ₦1,519

97.35%

Tomato (1kg)

$1.97 Rp 35.7K

$1.49 ₦2,006

32.21%

Potato (1kg)

$1.85 Rp 33.5K

$1.61 ₦2,165

14.91%

Onion (1kg)

$2.42 Rp 43.9K

$1.52 ₦2,044

59.21%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.89 ₦1,194

11.24%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.40 ₦533

27.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$0.55 ₦737

303.64%

Wine (Bottle)

$22.24 Rp 403.0K

$2.37 ₦3,190

838.40%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.54 ₦722

318.52%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$0.50 ₦668

494.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.38 ₦514

-34.21%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$21.99 ₦29.6K

-64.44%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$0.70 ₦938

-37.14%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.97 ₦1,301

-55.67%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$2.10 ₦2,831

157.62%

Gasoline (1 liter)

$0.82 Rp 14.9K

$0.85 ₦1,141

-3.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$11.3K ₦15.2M

110.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$29.0K ₦39.0M

9.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$112 ₦150.1K

-29.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$14.92 ₦20.1K

-56.77%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$32.44 ₦43.6K

-42.73%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$27.80 ₦37.4K

77.99%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$6.91 ₦9,295

155.43%

Cinema Ticket

$4.27 Rp 77.4K

$6.23 ₦8,379

-31.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$654 ₦879.5K

-24.98%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$20.1K ₦27.0M

-71.74%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$14.83 ₦19.9K

201.01%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$17.94 ₦24.1K

94.82%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$36.62 ₦49.3K

118.19%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$47.49 ₦63.9K

67.24%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$704 ₦947.1K

59.74%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$417 ₦561.4K

60.87%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$2,809 ₦3.8M

26.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,498 ₦2.0M

15.05%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,242 ₦4.4M

-15.73%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,607 ₦2.2M

42.12%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$118 ₦158.5K

39.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

18.39

-25.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Lagos: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Lagos

$417 43.9% 37.8% $254

Groceries & Markets

Ubud, Bali

$288 21.4%

Lagos

$156 16.4% 45.9% $133

Eating Out

Ubud, Bali

$108 8%

Lagos

$97 10.2% 9.7% $10

Clothing & Footwear

Ubud, Bali

$108 8%

Lagos

$53 5.5% 51.1% $55

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Lagos

$159 16.7% 52.8% $55

Sport & Entertainment

Ubud, Bali

$58 4.3%

Lagos

$40 4.2% 30.6% $18

Getting Around

Ubud, Bali

$11 0.9%

Lagos

$29 3.1% 154% $18

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $704 in Lagos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $51 in Lagos. Groceries tell a different story – $288 in Ubud, Bali vs $156 in Lagos – so Lagos wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇳🇬 Lagos

🕒 Local time

23:59 11:59 PM

16:59 4:59 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,404,112

💱 Currency

Indonesian Rupiah IDR Rp

Nigerian Naira NGN ₦

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

10,000 NGN = 7.44 USD

10,000 NGN = 6.66 EUR

Exchange rates and currency converter

NGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Nigerian Naira exchange rates as of November 1, 2026: 1 USD = 1,345 NGN (10,000 NGN = 7.44 USD). 1 EUR = 1,502 NGN (10,000 NGN = 6.66 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Lagos 12,510 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Lagos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lagos: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 42% more than Lagos, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,427 in Lagos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lagos, especially for central apartments: a one-bedroom in the center costs $704 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $654 in Lagos. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 85% more in Ubud, Bali, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $952 in Lagos. You’ll need shared housing and careful budgeting no matter which city you pick.

If budget matters most, go with Lagos. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.