Cost of Living Comparison Between Ubud, Bali and Lafayette, IN Cost of Living Comparison Between Ubud, Bali and Lafayette, IN

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $2,278 in Lafayette, IN.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $3,155 in Lafayette, IN.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $4,032 in Lafayette, IN.

Living in Ubud, Bali costs roughly 39% less than in Lafayette, IN, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Lafayette, IN 71% above.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$14.84 $14.84

-76.89%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.4K

$60.7 $60.7

-47.31%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$8.05 $8.05

-37.27%

Cappuccino

$2.71 Rp 48.6K

$4.38 $4.38

-38.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$2.22 $2.22

-37.39%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$2.17 $2.17

-65.90%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

$4.90 $4.90

-41.02%

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

$6.93 $6.93

-45.31%

Milk (1 liter)

$1.79 Rp 32.1K

$0.82 $0.82

118.29%

White Bread (500g)

$2.51 Rp 44.9K

$3.20 $3.20

-21.56%

Rice (white) (1kg)

$1.21 Rp 21.7K

$3.75 $3.75

-67.73%

Eggs

$2.37 Rp 42.4K

$3.03 $3.03

-21.78%

Local Cheese (1kg)

$14.43 Rp 258.4K

$10.54 $10.54

36.91%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$9.78 $9.78

-57.57%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$15.54 $15.54

-22.07%

Apples (1kg)

$3.77 Rp 67.5K

$4.26 $4.26

-11.50%

Banana (1kg)

$1.63 Rp 29.1K

$1.38 $1.38

18.12%

Oranges (1kg)

$2.71 Rp 48.5K

$3.92 $3.92

-30.87%

Tomato (1kg)

$2.26 Rp 40.4K

$4.86 $4.86

-53.50%

Potato (1kg)

$1.93 Rp 34.5K

$2.07 $2.07

-6.76%

Onion (1kg)

$2.19 Rp 39.3K

$3.04 $3.04

-27.96%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.64 $1.64

-37.80%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$1.36 $1.36

-47.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$8.03 $8.03

-60.40%

Wine (Bottle)

$23.84 Rp 426.8K

$12.87 $12.87

85.24%

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

$1.71 $1.71

61.99%

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

$1.75 $1.75

57.14%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.51 $1.51

-82.12%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.8K

$40.08 $40.08

-79.54%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$3.67 $3.67

-86.92%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.67 $1.67

-74.85%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$20.91 $20.91

-71.16%

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.81 $0.81

1.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$34.5K $34.5K

-22.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$25.1K $25.1K

28.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$119 $119

-34.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.1K

$57.6 $57.6

-93.21%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$57.1 $57.1

-58.10%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$32.67 $32.67

194.40%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

$25.50 $25.50

-74.39%

Cinema Ticket

$4.01 Rp 71.9K

$10.93 $10.93

-63.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$1,465 $1,465

-79.34%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$17.4K $17.4K

-62.31%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.4K

$40.60 $40.60

36.23%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$39.80 $39.80

-3.72%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$89.7 $89.7

-1.40%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$89.8 $89.8

-14.55%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$1,153 $1,153

-14.50%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$1,213 $1,213

-43.77%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$1,972 $1,972

73.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$1,622 $1,622

27.94%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$1,755 $1,755

57.39%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$1,776 $1,776

26.28%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$3,188 $3,188

-94.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.45

105.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Lafayette, IN: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,153 in Lafayette, IN. Housing cost is often the main lever when comparing two cities.

Lafayette, IN pays 1789% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $61.0 in Lafayette, IN for a mid-range dinner for two. Groceries echo the gap at $298 vs $337 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lafayette, IN: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lafayette, IN differ by about 63% in total monthly costs ($1,397 vs $2,278 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1789% lower in Lafayette, IN. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $1,153 in Lafayette, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Lafayette, IN. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $61.0 in Lafayette, IN. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,397 in Ubud, Bali versus $2,278 in Lafayette, IN, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lafayette, IN. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lafayette, IN are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Lafayette, IN. Beyond cost, consider language, visa policies, and how big the international community is in each city.