Cost of Living Comparison Between Ubud, Bali and La Serena Cost of Living Comparison Between Ubud, Bali and La Serena

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,112 in La Serena, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,845 in La Serena, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,578 in La Serena, rent included.

Ubud, Bali costs about 23% more than La Serena, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while La Serena is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$7.83 CLP 7,468

-56.07%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$48.70 CLP 46.5K

-25.44%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$8.61 CLP 8,212

-33.68%

Cappuccino

$2.67 Rp 47.3K

$3.00 CLP 2,866

-11.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.13 CLP 1,074

54.87%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.70 CLP 668

24.29%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.15 CLP 2,050

37.21%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$3.89 CLP 3,711

16.20%

Milk (1 liter)

$1.62 Rp 28.7K

$1.21 CLP 1,159

33.88%

White Bread (500g)

$2.33 Rp 41.3K

$2.48 CLP 2,367

-6.05%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.54 CLP 1,470

-27.92%

Eggs

$2.20 Rp 39.0K

$3.80 CLP 3,626

-42.11%

Local Cheese (1kg)

$17.69 Rp 313.3K

$12.38 CLP 11.8K

42.89%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$5.84 CLP 5,572

-29.79%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$12.96 CLP 12.4K

-6.02%

Apples (1kg)

$3.71 Rp 65.6K

$1.84 CLP 1,752

101.63%

Banana (1kg)

$1.59 Rp 28.1K

$1.80 CLP 1,715

-11.67%

Oranges (1kg)

$2.28 Rp 40.4K

$1.30 CLP 1,241

75.38%

Tomato (1kg)

$1.95 Rp 34.6K

$1.45 CLP 1,379

34.48%

Potato (1kg)

$1.91 Rp 33.7K

$1.22 CLP 1,160

56.56%

Onion (1kg)

$2.33 Rp 41.3K

$1.27 CLP 1,208

83.46%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.03 CLP 987

-1.94%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.89 CLP 850

-38.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$5.33 CLP 5,088

-58.16%

Wine (Bottle)

$23.07 Rp 408.6K

$5.37 CLP 5,128

329.61%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$0.96 CLP 919

152.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.08 CLP 1,989

44.23%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.06 CLP 1,007

-74.53%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$36.20 CLP 34.5K

-75.19%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$0.72 CLP 685

-33.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$2.14 CLP 2,044

-79.91%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$12.58 CLP 12.0K

-55.17%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.42 CLP 1,359

-43.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$19.9K CLP 19.0M

25.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$12.6K CLP 12.0M

152.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$88.2 CLP 84.1K

-7.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$11.04 CLP 10.5K

-41.21%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$21.16 CLP 20.2K

-11.29%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$87.3 CLP 83.3K

-34.86%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$21.04 CLP 20.1K

-10.98%

Cinema Ticket

$4.54 Rp 80.4K

$8.56 CLP 8,173

-46.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$43.70 CLP 41.7K

4.16%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$61.5 CLP 58.7K

-41.64%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$94.8 CLP 90.4K

-15.19%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$106 CLP 101.5K

-26.03%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$439 CLP 419.4K

153.60%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$327 CLP 312.0K

113.36%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$906 CLP 864.6K

301.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$724 CLP 690.6K

140.02%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,089 CLP 2.0M

33.25%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,374 CLP 1.3M

66.66%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$733 CLP 699.0K

-77.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.5

112.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for La Serena: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $439 in La Serena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 336% higher in La Serena, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $49.00 in La Serena. Groceries tell a different story – $295 in Ubud, Bali vs $237 in La Serena – so La Serena wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs La Serena: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 23%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,668 in La Serena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in La Serena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,112 in La Serena. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $49.00 in La Serena. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in La Serena, where all-in costs run around $1,112, than in Ubud, Bali at $1,368. In La Serena it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward La Serena – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with La Serena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.