Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kyrenia

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,610 in Kyrenia, rent and utilities included – about $3,100 less a year. The total is higher in Kyrenia despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
78

Cost of Living Index in Kyrenia
Learn more

Kyrenia Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kyrenia

🇨🇾 Cyprus

$1,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kyrenia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kyrenia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,610 in Kyrenia.

Ubud, Bali $1,349
Kyrenia $1,610

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,609 in Kyrenia.

Ubud, Bali $2,305
Kyrenia $2,609

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,608 in Kyrenia.

Ubud, Bali $3,261
Kyrenia $3,608

Living in Ubud, Bali costs roughly 16% less than in Kyrenia, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$21.54 €19.33

-84.59%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.0K

$69.1 €62.0

-48.39%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$13.39 €12.02

-58.70%

Cappuccino

$2.72 Rp 49.3K

$5.01 €4.50

-45.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.79 €1.61

-5.03%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.90 €0.81

-15.56%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.27 €2.04

16.74%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$5.28 €4.73

-17.05%

Milk (1 liter)

$1.49 Rp 27.0K

$1.34 €1.20

11.19%

White Bread (500g)

$2.28 Rp 41.3K

$1.32 €1.19

72.73%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.18 €1.95

-45.41%

Eggs

$2.04 Rp 36.9K

$2.63 €2.36

-22.43%

Local Cheese (1kg)

$17.70 Rp 320.8K

$10.07 €9.03

75.77%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.01 €6.29

-43.51%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$20.64 €18.52

-40.94%

Apples (1kg)

$3.66 Rp 66.3K

$2.37 €2.12

54.43%

Banana (1kg)

$1.52 Rp 27.5K

$2.01 €1.80

-24.38%

Oranges (1kg)

$2.23 Rp 40.4K

$1.46 €1.31

52.74%

Tomato (1kg)

$1.97 Rp 35.8K

$2.46 €2.21

-19.92%

Potato (1kg)

$1.85 Rp 33.5K

$1.69 €1.52

9.47%

Onion (1kg)

$2.42 Rp 43.9K

$1.45 €1.30

66.90%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.76 €0.68

30.26%

Water (1.5 liter bottle)

$0.51 Rp 9,306

$1.01 €0.91

-49.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.30 €2.06

-3.48%

Wine (Bottle)

$22.24 Rp 403.1K

$5.43 €4.87

309.58%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.63 €1.46

38.65%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.10 €1.89

41.43%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

$1.82 €1.63

-86.26%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$49.66 €44.56

-84.25%

Taxi Start (Normal Tariff)

$0.44 Rp 7,967

$4.35 €3.90

-89.89%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,796

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$13.34 €11.97

-59.45%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.61 €1.44

-49.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.1M

$34.9K €31.3K

-31.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$35.0K €31.4K

-9.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$176 €158

-55.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$21.32 €19.13

-69.75%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$23.66 €21.23

-21.47%

Gym Membership (Monthly)

$49.48 Rp 896.9K

$39.32 €35.28

25.84%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

$20.92 €18.77

-15.63%

Cinema Ticket

$4.27 Rp 77.5K

$12.11 €10.87

-64.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$385 €345

27.50%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$8,117 €7,283

-30.10%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.1K

$55.2 €49.53

-19.12%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.5K

$43.91 €39.40

-20.41%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$115 €104

-30.80%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$136 €122

-41.40%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$701 €629

60.53%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$540 €484

24.41%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,207 €1,083

195.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,146 €1,028

50.36%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$1,752 €1,572

55.89%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,548 €1,389

47.52%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,133 €1,017

-85.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.27

321.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kyrenia: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kyrenia

$540 33.5% 19.6% $132

Groceries & Markets

Ubud, Bali

$288 21.4%

Kyrenia

$261 16.2% 9.4% $27

Eating Out

Ubud, Bali

$108 8%

Kyrenia

$305 19% 184% $198

Clothing & Footwear

Ubud, Bali

$108 8%

Kyrenia

$158 9.8% 46.5% $50

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kyrenia

$221 13.7% 112% $117

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kyrenia

$64 4% 9.5% $5.5

Getting Around

Ubud, Bali

$11 0.9%

Kyrenia

$61 * 3.8% 437% $50

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $701 in Kyrenia. Housing cost is often the main lever when comparing two cities.

Kyrenia pays about 6.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $69 in Kyrenia. Groceries flip the comparison at $288 vs $261, with Kyrenia cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇨🇾 Kyrenia

🕒 Local time

01:13 1:13 AM

19:13 7:13 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

33,207

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.897 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kyrenia 9,830 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Kyrenia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kyrenia: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 16% lower than in Kyrenia. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 86% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $701 in Kyrenia. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $69 in Kyrenia. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,610 in Kyrenia – Ubud, Bali is about 16% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Kyrenia on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.