Cost of Living Comparison Between Ubud, Bali and Kurgan Cost of Living Comparison Between Ubud, Bali and Kurgan

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $989 in Kurgan, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,525 in Kurgan, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $2,062 in Kurgan, rent included.

Ubud, Bali costs about 42% more than Kurgan, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Kurgan is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$6.23 ₽451

-42.70%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$44.09 ₽3,195

-26.29%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$5.68 ₽411

-14.44%

Cappuccino

$2.75 Rp 49.2K

$2.34 ₽169

17.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.22 ₽88.3

8.20%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.39 ₽28.49

79.49%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.87 ₽63.2

234.48%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.92 ₽139

97.40%

Milk (1 liter)

$1.71 Rp 30.6K

$1.07 ₽77.4

59.81%

White Bread (500g)

$2.47 Rp 44.3K

$0.60 ₽43.37

311.67%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.42 ₽103

-15.49%

Eggs

$2.44 Rp 43.8K

$1.38 ₽99.8

76.81%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.05 ₽728

43.08%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$7.24 ₽524

-40.47%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$11.34 ₽822

7.67%

Apples (1kg)

$3.68 Rp 66.0K

$1.78 ₽129

106.74%

Banana (1kg)

$1.55 Rp 27.8K

$2.06 ₽149

-24.76%

Oranges (1kg)

$2.79 Rp 49.9K

$2.05 ₽149

36.10%

Tomato (1kg)

$2.33 Rp 41.8K

$3.42 ₽248

-31.87%

Potato (1kg)

$1.97 Rp 35.3K

$1.13 ₽81.9

74.34%

Onion (1kg)

$2.31 Rp 41.4K

$0.80 ₽57.8

188.75%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.59 ₽42.40

79.66%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.58 ₽42.00

25.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.49 ₽180

31.73%

Wine (Bottle)

$22.79 Rp 408.4K

$5.37 ₽389

324.39%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.91 ₽65.7

208.79%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.65 ₽119

68.48%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.50 ₽36.12

-42.00%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.94 ₽141

-76.80%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.35 ₽25.38

28.57%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$5.43 ₽393

14.92%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.74 ₽53.8

14.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$61.6K ₽4.5M

-57.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$31.2K ₽2.3M

1.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$142 ₽10.3K

-43.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$5.03 ₽365

-19.28%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$7.70 ₽558

217.14%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$35.45 ₽2,568

175.51%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$3.80 ₽275

6.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$445 ₽32.3K

-31.74%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$4,375 ₽317.0K

51.35%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$26.54 ₽1,923

104.33%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$16.59 ₽1,202

133.76%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$164 ₽11.9K

-47.41%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$184 ₽13.4K

-58.41%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$453 ₽32.8K

117.81%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$310 ₽22.4K

112.54%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$747 ₽54.1K

351.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$505 ₽36.6K

309.25%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$764 ₽55.3K

-78.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

13.45

-1.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kurgan: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $453 in Kurgan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 367% higher in Kurgan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $44.00 in Kurgan. Groceries tell a different story – $297 in Ubud, Bali vs $208 in Kurgan – so Kurgan wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kurgan: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 42%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,483 in Kurgan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kurgan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $989 in Kurgan. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $445 in Kurgan. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Kurgan, where all-in costs run around $989, than in Ubud, Bali at $1,404. In Kurgan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kurgan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kurgan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.