Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kurgan

For one person, living is cheaper in Kurgan: $615 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
30

Cost of Living Index in Kurgan
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Kurgan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kurgan

🇷🇺 Russia

$615

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kurgan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kurgan actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $615 in Kurgan, rent included.

Ubud, Bali $1,349
Kurgan $615

A couple spends around $2,305 per month in Ubud, Bali vs $991 in Kurgan, rent included.

Ubud, Bali $2,305
Kurgan $991

A family of three spends $3,261 per month in Ubud, Bali vs $1,368 in Kurgan, rent included.

Ubud, Bali $3,261
Kurgan $1,368

Ubud, Bali costs about 119% more than Kurgan, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$8.42 ₽678

-60.57%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$29.14 ₽2,347

22.31%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.43 ₽437

1.84%

Cappuccino

$2.72 Rp 49.3K

$2.74 ₽220

-0.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.18 ₽95.0

44.07%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.59 ₽47.90

28.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.76 ₽303

-29.52%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.98 ₽401

-12.05%

Milk (1 liter)

$1.49 Rp 27.0K

$1.14 ₽91.7

30.70%

White Bread (500g)

$2.28 Rp 41.3K

$0.86 ₽69.4

165.12%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.21 ₽97.7

-1.65%

Eggs

$2.04 Rp 36.9K

$1.47 ₽118

38.78%

Local Cheese (1kg)

$17.70 Rp 321.1K

$10.98 ₽885

61.20%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$4.99 ₽402

-20.64%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$11.78 ₽949

3.48%

Apples (1kg)

$3.66 Rp 66.3K

$1.96 ₽158

86.73%

Banana (1kg)

$1.52 Rp 27.5K

$1.84 ₽148

-17.39%

Oranges (1kg)

$2.23 Rp 40.4K

$2.13 ₽172

4.69%

Tomato (1kg)

$1.97 Rp 35.8K

$2.79 ₽225

-29.39%

Potato (1kg)

$1.85 Rp 33.5K

$0.89 ₽71.8

107.87%

Onion (1kg)

$2.42 Rp 44.0K

$0.77 ₽62.2

214.29%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.83 ₽147

-45.90%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.53 ₽43.02

-3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.89 ₽233

-23.18%

Wine (Bottle)

$22.24 Rp 403.4K

$6.68 ₽538

232.93%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.96 ₽77.0

135.42%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.91 ₽154

55.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.49 ₽39.07

-48.98%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.45 ₽197

-82.04%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.63 ₽51.0

-31.75%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$7.30 ₽588

-25.89%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.87 ₽70.4

-5.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$54.3K ₽4.4M

-56.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$42.0K ₽3.4M

-24.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$97.1 ₽7,820

-18.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$7.08 ₽570

-8.90%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$9.48 ₽764

95.99%

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$4.24 ₽342

0.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$99.8 ₽8,040

-55.28%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$31.02 ₽2,498

12.67%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$93.2 ₽7,505

-14.26%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$55.1 ₽4,438

44.11%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,004 ₽80.8K

-83.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

20.32

-32.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kurgan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kurgan

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Kurgan

$207 33.7% 28.2% $81

Eating Out

Ubud, Bali

$108 8%

Kurgan

$152 24.8% 41.5% $45

Clothing & Footwear

Ubud, Bali

$108 8%

Kurgan

$126 20.4% 16.8% $18

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kurgan

$114 18.5% 9.2% $9.6

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kurgan

$8.5 * 1.4% 85.4% $50

Getting Around

Ubud, Bali

$11 0.9%

Kurgan

$7.6 * 1.2% 33.8% $3.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Kurgan are about 6.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $29 in Kurgan. Monthly groceries follow the same trend: $288 vs $207 – making Kurgan the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Kurgan

🕒 Local time

10:04 10:04 AM

07:04 7:04 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

309,285

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of November 2, 2026: 1 USD = 80.53 RUB (100 RUB = 1.24 USD). 1 EUR = 89.92 RUB (100 RUB = 1.11 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kurgan 8,470 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Kurgan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kurgan: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 119%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $922 in Kurgan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 39% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $29 in Kurgan. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kurgan, where all-in costs run around $615, than in Ubud, Bali at $1,349. In Kurgan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $615 in Kurgan to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.