Cost of Living Comparison Between Ubud, Bali and Kuala Lumpur Cost of Living Comparison Between Ubud, Bali and Kuala Lumpur

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $1,120 in Kuala Lumpur, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,685 in Kuala Lumpur, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $2,251 in Kuala Lumpur, rent included.

Ubud, Bali costs about 23% more than Kuala Lumpur, driven mainly by Clothing & Footwear.

Ubud, Bali sits 0% above the global median, while Kuala Lumpur is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$5.07 MYR 20.62

-34.32%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$29.14 MYR 119

22.92%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$4.81 MYR 19.56

17.05%

Cappuccino

$2.82 Rp 49.7K

$3.17 MYR 12.89

-11.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.82 MYR 3.32

113.41%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.46 MYR 1.89

73.91%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$4.43 MYR 18.02

-31.38%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$6.00 MYR 24.40

-28.33%

Milk (1 liter)

$1.61 Rp 28.3K

$2.12 MYR 8.61

-24.06%

White Bread (500g)

$2.27 Rp 39.9K

$1.11 MYR 4.52

104.50%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.10 MYR 8.55

-44.29%

Eggs

$2.17 Rp 38.2K

$2.49 MYR 10.12

-12.85%

Local Cheese (1kg)

$17.63 Rp 310.5K

$15.53 MYR 63.2

13.52%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.93 MYR 20.07

-17.85%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$9.63 MYR 39.17

26.48%

Apples (1kg)

$3.62 Rp 63.7K

$3.38 MYR 13.76

7.10%

Banana (1kg)

$1.64 Rp 28.8K

$1.87 MYR 7.61

-12.30%

Oranges (1kg)

$2.31 Rp 40.6K

$2.39 MYR 9.71

-3.35%

Tomato (1kg)

$1.96 Rp 34.5K

$1.63 MYR 6.63

20.25%

Potato (1kg)

$1.84 Rp 32.5K

$1.36 MYR 5.55

35.29%

Onion (1kg)

$2.37 Rp 41.7K

$1.45 MYR 5.91

63.45%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.15 MYR 4.68

-8.70%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.74 MYR 3.02

-27.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.41 MYR 17.96

-47.85%

Wine (Bottle)

$23.08 Rp 406.4K

$18.84 MYR 76.7

22.51%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$3.54 MYR 14.42

-33.90%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$5.03 MYR 20.45

-38.97%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.77 MYR 3.11

-67.53%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$12.27 MYR 49.93

-23.23%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.21 MYR 4.91

-59.50%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.23 MYR 4.99

-61.79%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$4.93 MYR 20.04

13.59%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.76 MYR 3.11

6.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$42.8K MYR 174.0K

-41.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$35.4K MYR 144.0K

-12.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$63.5 MYR 258

30.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$9.41 MYR 38.29

-31.03%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$26.74 MYR 109

-29.73%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$50.4 MYR 205

9.71%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$7.64 MYR 31.07

138.35%

Cinema Ticket

$4.30 Rp 75.7K

$5.54 MYR 22.55

-22.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$302 MYR 1,230

63.38%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$12.7K MYR 51.6K

-53.33%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$73.6 MYR 299

-37.09%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$42.08 MYR 171

-13.40%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$88.7 MYR 361

-9.00%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$97.0 MYR 395

-18.80%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$607 MYR 2,470

83.47%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$367 MYR 1,492

89.06%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,213 MYR 4,933

200.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$642 MYR 2,612

166.69%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$4,079 MYR 16.6K

-32.32%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,535 MYR 6,246

49.33%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,493 MYR 6,075

-88.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.2

228.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Kuala Lumpur: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $607 in Kuala Lumpur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 794% higher in Kuala Lumpur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $29.00 in Kuala Lumpur. Monthly groceries follow the same trend: $294 vs $283 – making Kuala Lumpur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kuala Lumpur: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 23%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,680 in Kuala Lumpur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kuala Lumpur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 4% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $29.00 in Kuala Lumpur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Kuala Lumpur, where all-in costs run around $1,120, than in Ubud, Bali at $1,378. In Kuala Lumpur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kuala Lumpur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kuala Lumpur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.