Cost of Living Comparison Between Ubud, Bali and Kuala Lumpur Cost of Living Comparison Between Ubud, Bali and Kuala Lumpur

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,082 in Kuala Lumpur, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,632 in Kuala Lumpur, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $2,182 in Kuala Lumpur, rent included.

Ubud, Bali costs about 31% more than Kuala Lumpur, driven mainly by Sport & Entertainment.

Ubud, Bali sits 6% above the global median, while Kuala Lumpur is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$4.81 MYR 19.28

-25.99%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$27.80 MYR 111

17.73%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$4.85 MYR 19.43

2.06%

Cappuccino

$2.71 Rp 48.9K

$3.12 MYR 12.51

-13.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.84 MYR 3.36

59.52%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.50 MYR 1.99

40.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$4.31 MYR 17.29

-32.25%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$5.97 MYR 23.92

-33.67%

Milk (1 liter)

$1.81 Rp 32.6K

$1.99 MYR 7.99

-9.05%

White Bread (500g)

$2.52 Rp 45.4K

$1.01 MYR 4.06

149.50%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.71 MYR 6.84

-32.16%

Eggs

$2.46 Rp 44.4K

$2.28 MYR 9.15

7.89%

Local Cheese (1kg)

$14.71 Rp 265.3K

$14.58 MYR 58.5

0.89%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$4.76 MYR 19.08

-9.24%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$9.50 MYR 38.09

27.79%

Apples (1kg)

$3.84 Rp 69.3K

$2.96 MYR 11.88

29.73%

Banana (1kg)

$1.56 Rp 28.1K

$1.64 MYR 6.57

-4.88%

Oranges (1kg)

$2.83 Rp 51.1K

$2.68 MYR 10.75

5.60%

Tomato (1kg)

$2.33 Rp 41.9K

$1.52 MYR 6.11

53.29%

Potato (1kg)

$1.91 Rp 34.5K

$1.23 MYR 4.95

55.28%

Onion (1kg)

$2.20 Rp 39.7K

$1.34 MYR 5.38

64.18%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.16 MYR 4.66

-12.93%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.63 MYR 2.51

23.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$4.31 MYR 17.29

-22.97%

Wine (Bottle)

$23.74 Rp 428.0K

$19.29 MYR 77.4

23.07%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$3.29 MYR 13.20

-15.20%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$4.22 MYR 16.93

-32.23%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.73 MYR 2.93

-63.01%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$11.82 MYR 47.40

-32.06%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$1.15 MYR 4.61

-60.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$1.10 MYR 4.43

-59.09%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$4.79 MYR 19.20

27.35%

Gasoline (1 liter)

$0.79 Rp 14.3K

$0.48 MYR 1.91

64.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$39.8K MYR 159.7K

-34.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$32.3K MYR 129.5K

-0.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$65.0 MYR 260

23.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$11.46 MYR 45.96

-64.57%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$25.42 MYR 102

-7.47%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$46.84 MYR 188

110.72%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$7.85 MYR 31.48

-15.54%

Cinema Ticket

$4.15 Rp 74.8K

$5.05 MYR 20.26

-17.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$268 MYR 1,076

13.28%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$9,519 MYR 38.2K

-30.53%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$59.9 MYR 240

-7.34%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$36.97 MYR 148

3.62%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$86.4 MYR 347

2.50%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$81.6 MYR 327

-4.51%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$561 MYR 2,249

79.45%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$369 MYR 1,481

82.80%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$1,057 MYR 4,237

225.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$646 MYR 2,592

215.48%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$4,233 MYR 17.0K

-32.88%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$1,524 MYR 6,113

48.50%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,785 MYR 7,157

-90.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.47

197.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kuala Lumpur: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $561 in Kuala Lumpur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 980% higher in Kuala Lumpur, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $28.00 in Kuala Lumpur. Monthly groceries follow the same trend: $302 vs $267 – making Kuala Lumpur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kuala Lumpur: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 31%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,623 in Kuala Lumpur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kuala Lumpur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 13% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $28.00 in Kuala Lumpur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Kuala Lumpur, where all-in costs run around $1,082, than in Ubud, Bali at $1,419. In Kuala Lumpur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kuala Lumpur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kuala Lumpur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.