Cost of Living Comparison Between Ubud, Bali and Kruje Cost of Living Comparison Between Ubud, Bali and Kruje

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,132 in Kruje.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,690 in Kruje.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,249 in Kruje.

Living in Ubud, Bali is roughly 21% more expensive than in Kruje, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Kruje is 17% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$10.25 ALL 813

-66.44%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$39.97 ALL 3,169

-9.16%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$7.43 ALL 589

-23.15%

Cappuccino

$2.67 Rp 47.4K

$1.96 ALL 156

36.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$1.94 ALL 154

-9.79%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.70 ALL 55.7

24.29%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.56 ALL 203

15.23%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$3.51 ALL 278

28.77%

Milk (1 liter)

$1.62 Rp 28.7K

$2.00 ALL 159

-19.00%

White Bread (500g)

$2.33 Rp 41.4K

$0.93 ALL 73.9

150.54%

Rice (white) (1kg)

$1.11 Rp 19.7K

$2.14 ALL 170

-48.13%

Eggs

$2.20 Rp 39.1K

$2.66 ALL 211

-17.29%

Local Cheese (1kg)

$17.69 Rp 314.0K

$10.33 ALL 819

71.25%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$8.97 ALL 711

-54.29%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$14.29 ALL 1,133

-14.77%

Apples (1kg)

$3.71 Rp 65.8K

$1.97 ALL 156

88.32%

Banana (1kg)

$1.59 Rp 28.2K

$2.29 ALL 181

-30.57%

Oranges (1kg)

$2.28 Rp 40.5K

$1.68 ALL 133

35.71%

Tomato (1kg)

$1.95 Rp 34.7K

$1.64 ALL 130

18.90%

Potato (1kg)

$1.91 Rp 33.8K

$1.04 ALL 82.4

83.65%

Onion (1kg)

$2.33 Rp 41.4K

$1.26 ALL 99.8

84.92%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.19 ALL 94.1

-15.13%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.82 ALL 64.9

-32.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$4.30 ALL 341

-48.14%

Wine (Bottle)

$23.07 Rp 409.5K

$10.03 ALL 796

130.01%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.75 ALL 139

38.29%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.91 ALL 152

57.07%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$0.57 ALL 45.31

-52.63%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$21.79 ALL 1,728

-58.79%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$3.78 ALL 300

-87.30%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$3.82 ALL 303

-88.74%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$18.54 ALL 1,470

-69.58%

Gasoline (1 liter)

$0.80 Rp 14.3K

$2.27 ALL 180

-64.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$35.2K ALL 2.8M

-29.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$25.2K ALL 2.0M

25.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$62.5 ALL 4,955

30.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$16.40 ALL 1,300

-60.43%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$17.92 ALL 1,421

4.74%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$57.9 ALL 4,588

-1.71%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$8.95 ALL 710

-49.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$101 ALL 8,029

374.69%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$8,285 ALL 656.9K

-31.07%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$49.43 ALL 3,919

-7.91%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$47.08 ALL 3,733

-23.79%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$99.0 ALL 7,853

-18.83%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$115 ALL 9,129

-31.67%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$470 ALL 37.3K

136.91%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$291 ALL 23.0K

140.03%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$805 ALL 63.8K

351.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$538 ALL 42.7K

222.77%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,859 ALL 147.4K

49.78%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,210 ALL 96.0K

89.20%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$681 ALL 54.0K

-75.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kruje: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $470 in Kruje. Housing cost is often the main lever when comparing two cities.

Kruje pays 306% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $40.00 in Kruje. Groceries flip the comparison at $295 vs $259, with Kruje cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kruje: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kruje differ by about 21% in total monthly costs ($1,368 vs $1,132 including rent). Kruje is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 306% lower in Kruje. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $470 in Kruje. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,132 in Kruje – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kruje runs roughly 143% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,132 in Kruje versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Kruje but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kruje the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kruje are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kruje gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.