Cost of Living Comparison Between Ubud, Bali and Kruje Cost of Living Comparison Between Ubud, Bali and Kruje

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,082 in Kruje.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,647 in Kruje.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,211 in Kruje.

Living in Ubud, Bali is roughly 33% more expensive than Kruje, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Kruje is 19% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$9.40 ALL 768

-62.02%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$36.59 ALL 2,988

-10.96%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.90 ALL 564

-26.52%

Cappuccino

$2.83 Rp 49.0K

$1.97 ALL 161

43.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.59 ALL 130

-15.72%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.80 ALL 65.7

-13.75%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.34 ALL 191

27.78%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.25 ALL 265

18.46%

Milk (1 liter)

$1.74 Rp 30.2K

$2.03 ALL 166

-14.29%

White Bread (500g)

$2.54 Rp 44.0K

$0.93 ALL 76.0

173.12%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.97 ALL 160

-39.59%

Eggs

$2.43 Rp 42.0K

$3.03 ALL 247

-19.80%

Local Cheese (1kg)

$14.66 Rp 254.1K

$10.04 ALL 820

46.02%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$7.92 ALL 647

-47.22%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$13.35 ALL 1,090

-10.56%

Apples (1kg)

$3.69 Rp 63.9K

$1.76 ALL 143

109.66%

Banana (1kg)

$1.61 Rp 27.8K

$2.35 ALL 192

-31.49%

Oranges (1kg)

$2.69 Rp 46.5K

$1.65 ALL 135

63.03%

Tomato (1kg)

$2.33 Rp 40.4K

$1.40 ALL 114

66.43%

Potato (1kg)

$1.91 Rp 33.0K

$1.01 ALL 82.6

89.11%

Onion (1kg)

$2.19 Rp 37.9K

$1.22 ALL 99.8

79.51%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.11 ALL 90.6

-4.50%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.72 ALL 58.9

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.10 ALL 335

-23.66%

Wine (Bottle)

$23.49 Rp 407.1K

$10.31 ALL 842

127.84%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.59 ALL 130

72.33%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.77 ALL 144

62.71%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.45 ALL 36.62

-35.56%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$18.58 ALL 1,517

-56.03%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$3.58 ALL 292

-87.43%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$3.21 ALL 262

-86.92%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$18.01 ALL 1,470

-65.80%

Gasoline (1 liter)

$0.84 Rp 14.6K

$2.05 ALL 167

-59.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$34.3K ALL 2.8M

-23.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$25.1K ALL 2.0M

29.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$68.3 ALL 5,580

14.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$17.21 ALL 1,406

-77.05%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$16.03 ALL 1,309

52.21%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$56.1 ALL 4,580

72.12%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$25.48 ALL 2,081

-75.08%

Cinema Ticket

$4.04 Rp 70.0K

$8.27 ALL 675

-51.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$159 ALL 13.0K

90.48%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$5,631 ALL 459.8K

15.83%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$46.73 ALL 3,815

15.22%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$51.1 ALL 4,174

-25.70%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$94.4 ALL 7,706

-8.07%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$128 ALL 10.5K

-38.48%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$444 ALL 36.3K

127.92%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$345 ALL 28.2K

95.46%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$612 ALL 50.0K

453.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$441 ALL 36.0K

375.60%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,835 ALL 149.8K

62.65%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,136 ALL 92.7K

106.00%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$656 ALL 53.5K

-73.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kruje: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $444 in Kruje. Housing cost is often the main lever when comparing two cities.

Kruje pays 279% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $37.00 in Kruje. Groceries flip the comparison at $298 vs $246, with Kruje cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kruje: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kruje differ by about 33% in total monthly costs ($1,438 vs $1,082 including rent). Kruje is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Kruje earns 279% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $444 in Kruje. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $1,082 in Kruje – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kruje runs roughly 127% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,082 in Kruje versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Kruje but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kruje the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kruje are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kruje gentler on the wallet – expenses run 33% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.