Cost of Living Comparison Between Ubud, Bali and Kruje Cost of Living Comparison Between Ubud, Bali and Kruje

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,098 in Kruje.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,632 in Kruje.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,166 in Kruje.

Living in Ubud, Bali is roughly 27% more expensive than in Kruje, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Kruje is 17% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$9.15 ALL 744

-60.98%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$36.36 ALL 2,954

-11.11%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$7.23 ALL 588

-30.71%

Cappuccino

$2.82 Rp 51.0K

$1.90 ALL 154

48.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.65 ALL 134

-18.18%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.86 ALL 70.3

-15.12%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.31 ALL 188

26.84%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.24 ALL 264

21.60%

Milk (1 liter)

$1.78 Rp 32.1K

$2.04 ALL 166

-12.75%

White Bread (500g)

$2.45 Rp 44.2K

$0.93 ALL 75.4

163.44%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.96 ALL 159

-41.33%

Eggs

$2.41 Rp 43.6K

$2.95 ALL 240

-18.31%

Local Cheese (1kg)

$14.33 Rp 258.7K

$9.73 ALL 790

47.28%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$7.79 ALL 633

-46.21%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$13.37 ALL 1,086

-9.80%

Apples (1kg)

$3.64 Rp 65.7K

$1.72 ALL 140

111.63%

Banana (1kg)

$1.57 Rp 28.3K

$2.48 ALL 201

-36.69%

Oranges (1kg)

$2.79 Rp 50.3K

$1.75 ALL 142

59.43%

Tomato (1kg)

$2.24 Rp 40.5K

$1.32 ALL 107

69.70%

Potato (1kg)

$1.98 Rp 35.7K

$1.06 ALL 86.1

86.79%

Onion (1kg)

$2.28 Rp 41.1K

$1.19 ALL 96.6

91.60%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.11 ALL 89.9

-5.41%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.78 ALL 63.4

1.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.14 ALL 337

-22.95%

Wine (Bottle)

$23.49 Rp 424.1K

$9.88 ALL 802

137.75%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.64 ALL 133

76.83%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.74 ALL 142

58.62%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.49 ALL 39.75

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$18.90 ALL 1,536

-55.71%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$3.40 ALL 276

-86.76%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$3.15 ALL 256

-85.40%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$17.61 ALL 1,431

-65.53%

Gasoline (1 liter)

$0.86 Rp 15.6K

$2.16 ALL 175

-60.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$34.7K ALL 2.8M

-23.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$25.3K ALL 2.1M

28.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$66.2 ALL 5,379

19.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$17.23 ALL 1,400

-76.26%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$15.90 ALL 1,292

50.00%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$54.1 ALL 4,398

82.49%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$25.39 ALL 2,063

-74.99%

Cinema Ticket

$4.01 Rp 72.3K

$8.01 ALL 651

-49.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$162 ALL 13.1K

84.05%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$5,677 ALL 461.3K

16.29%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$46.36 ALL 3,766

15.25%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$49.90 ALL 4,054

-23.63%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$95.0 ALL 7,721

-6.71%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$130 ALL 10.5K

-40.90%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$446 ALL 36.2K

128.85%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$347 ALL 28.2K

96.20%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$622 ALL 50.5K

457.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$436 ALL 35.4K

379.26%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,910 ALL 155.2K

42.85%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,259 ALL 102.3K

82.39%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$649 ALL 52.8K

-74.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kruje: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $446 in Kruje. Housing cost is often the main lever when comparing two cities.

Kruje pays 297% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $36.00 in Kruje. Groceries flip the comparison at $298 vs $245, with Kruje cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kruje: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kruje differ by about 27% in total monthly costs ($1,392 vs $1,098 including rent). Kruje is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 297% lower in Kruje. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $446 in Kruje. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $1,098 in Kruje – a 27% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kruje runs roughly 126% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,098 in Kruje versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Kruje but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kruje the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kruje are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kruje gentler on the wallet – expenses run 27% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.