Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kruje

For one person, living is cheaper in Kruje: $1,022 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
52

Cost of Living Index in Kruje
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Kruje Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kruje

🇦🇱 Albania

$1,022

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kruje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kruje actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,022 in Kruje.

Ubud, Bali $1,349
Kruje $1,022

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,597 in Kruje.

Ubud, Bali $2,305
Kruje $1,597

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,173 in Kruje.

Ubud, Bali $3,261
Kruje $2,173

Living in Ubud, Bali is roughly 32% more expensive than in Kruje, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$9.71 ALL 788

-65.81%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$38.98 ALL 3,166

-8.57%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.62 ALL 619

-27.43%

Cappuccino

$2.72 Rp 49.3K

$1.85 ALL 150

47.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.80 ALL 147

-5.56%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.64 ALL 52.0

18.75%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.44 ALL 198

8.61%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.44 ALL 279

27.33%

Milk (1 liter)

$1.49 Rp 27.1K

$1.95 ALL 159

-23.59%

White Bread (500g)

$2.28 Rp 41.3K

$0.94 ALL 76.3

142.55%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.09 ALL 170

-43.06%

Eggs

$2.04 Rp 36.9K

$2.72 ALL 221

-25.00%

Local Cheese (1kg)

$17.70 Rp 321.2K

$10.12 ALL 822

74.90%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.36 ALL 679

-52.63%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$14.05 ALL 1,141

-13.24%

Apples (1kg)

$3.66 Rp 66.3K

$1.98 ALL 161

84.85%

Banana (1kg)

$1.52 Rp 27.5K

$2.24 ALL 182

-32.14%

Oranges (1kg)

$2.23 Rp 40.4K

$1.70 ALL 138

31.18%

Tomato (1kg)

$1.97 Rp 35.8K

$1.64 ALL 133

20.12%

Potato (1kg)

$1.85 Rp 33.5K

$1.03 ALL 83.4

79.61%

Onion (1kg)

$2.42 Rp 44.0K

$1.23 ALL 100

96.75%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.14 ALL 92.3

-13.16%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.79 ALL 63.8

-35.44%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.37 ALL 355

-49.20%

Wine (Bottle)

$22.24 Rp 403.6K

$8.05 ALL 654

176.27%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.57 ALL 127

43.95%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.83 ALL 148

62.30%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.44 ALL 35.33

-43.18%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$19.62 ALL 1,594

-60.14%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.77 ALL 307

-88.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.72 ALL 302

-88.44%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$18.21 ALL 1,479

-70.29%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.27 ALL 184

-63.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$33.8K ALL 2.7M

-29.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$24.6K ALL 2.0M

28.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$62.8 ALL 5,102

25.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$16.57 ALL 1,346

-61.07%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$17.05 ALL 1,384

8.97%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$54.0 ALL 4,389

-8.42%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$8.52 ALL 692

-49.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$99.5 ALL 8,083

392.91%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$8,435 ALL 685.1K

-32.74%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$48.98 ALL 3,978

-8.86%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$47.73 ALL 3,877

-26.78%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$99.5 ALL 8,084

-19.72%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$111 ALL 9,029

-28.55%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$539 ALL 43.8K

108.67%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$273 ALL 22.1K

146.35%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$796 ALL 64.6K

347.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$441 ALL 35.8K

290.79%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,198 ALL 178.5K

24.28%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,429 ALL 116.1K

59.83%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$677 ALL 55.0K

-75.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

175.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kruje: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kruje

$273 26.7% 59.4% $399

Groceries & Markets

Ubud, Bali

$288 21.4%

Kruje

$248 24.3% 14.1% $41

Eating Out

Ubud, Bali

$108 8%

Kruje

$152 14.8% 40.8% $44

Clothing & Footwear

Ubud, Bali

$108 8%

Kruje

$138 13.5% 28.7% $31

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kruje

$96 9.4% 7.4% $7.6

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kruje

$71 7% 22.5% $13

Getting Around

Ubud, Bali

$11 0.9%

Kruje

$44 4.3% 283% $32

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $539 in Kruje. Housing cost is often the main lever when comparing two cities.

Kruje pays about 4.1 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $39 in Kruje. Groceries flip the comparison at $288 vs $248, with Kruje cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇦🇱 Kruje

🕒 Local time

22:36 10:36 PM

15:36 3:36 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

59,814

💱 Currency

Indonesian Rupiah IDR Rp

Albanian Lek ALL L

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

100 ALL = 1.23 USD

100 ALL = 1.1 EUR

Exchange rates and currency converter

ALL, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Albanian Lek exchange rates as of November 2, 2026: 1 USD = 81.22 ALL (100 ALL = 1.23 USD). 1 EUR = 90.64 ALL (100 ALL = 1.1 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kruje 11,090 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Kruje

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kruje: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,022 in Kruje, so Kruje is about 24% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 76% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $539 in Kruje. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,022 in Kruje – Kruje is about 24% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 60% less than in Kruje. The price difference matters if you commute daily and watch your budget.

Either city works on $2,000 a month, though Kruje gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.