Cost of Living Comparison Between Ubud, Bali and Kruje Cost of Living Comparison Between Ubud, Bali and Kruje

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,097 in Kruje.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,638 in Kruje.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,180 in Kruje.

Living in Ubud, Bali is roughly 28% more expensive than Kruje, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Kruje is 18% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$9.31 ALL 761

-61.65%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$36.56 ALL 2,987

-11.11%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.24 ALL 592

-32.87%

Cappuccino

$2.75 Rp 49.2K

$1.94 ALL 158

41.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.64 ALL 134

-19.51%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.88 ALL 71.9

-20.45%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.29 ALL 187

27.07%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$3.32 ALL 271

14.16%

Milk (1 liter)

$1.71 Rp 30.6K

$1.99 ALL 163

-14.07%

White Bread (500g)

$2.47 Rp 44.3K

$0.93 ALL 76.1

165.59%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.02 ALL 165

-40.59%

Eggs

$2.44 Rp 43.8K

$3.00 ALL 245

-18.67%

Local Cheese (1kg)

$14.38 Rp 257.7K

$9.73 ALL 795

47.79%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$7.79 ALL 637

-44.67%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$13.41 ALL 1,095

-8.95%

Apples (1kg)

$3.68 Rp 66.0K

$1.77 ALL 145

107.91%

Banana (1kg)

$1.55 Rp 27.8K

$2.43 ALL 198

-36.21%

Oranges (1kg)

$2.79 Rp 49.9K

$1.71 ALL 140

63.16%

Tomato (1kg)

$2.33 Rp 41.8K

$1.39 ALL 113

67.63%

Potato (1kg)

$1.97 Rp 35.3K

$1.05 ALL 86.0

87.62%

Onion (1kg)

$2.31 Rp 41.4K

$1.18 ALL 96.7

95.76%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.10 ALL 90.2

-3.64%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.78 ALL 63.5

-6.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.14 ALL 338

-20.77%

Wine (Bottle)

$22.79 Rp 408.4K

$10.13 ALL 828

124.98%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.63 ALL 133

72.39%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.75 ALL 143

58.86%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.48 ALL 39.52

-39.58%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$18.54 ALL 1,515

-56.53%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$3.52 ALL 287

-87.22%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$3.08 ALL 251

-85.39%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$17.94 ALL 1,466

-65.22%

Gasoline (1 liter)

$0.85 Rp 15.2K

$2.17 ALL 177

-60.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$34.2K ALL 2.8M

-24.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$25.0K ALL 2.0M

26.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$67.6 ALL 5,526

19.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$17.20 ALL 1,405

-76.40%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$15.61 ALL 1,275

56.44%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$55.9 ALL 4,565

74.79%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$25.57 ALL 2,089

-74.78%

Cinema Ticket

$4.04 Rp 72.4K

$8.39 ALL 686

-51.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$161 ALL 13.1K

89.23%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$5,608 ALL 458.2K

18.06%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$46.32 ALL 3,784

17.08%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$50.9 ALL 4,157

-23.80%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$94.8 ALL 7,745

-9.13%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$130 ALL 10.6K

-40.97%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$452 ALL 37.0K

117.89%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$345 ALL 28.2K

90.52%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$613 ALL 50.1K

449.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$435 ALL 35.5K

374.91%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,080 ALL 169.9K

31.82%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,235 ALL 100.9K

80.32%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$660 ALL 53.9K

-75.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

232.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kruje: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $452 in Kruje. Housing cost is often the main lever when comparing two cities.

Kruje pays 304% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $37.00 in Kruje. Groceries flip the comparison at $297 vs $246, with Kruje cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kruje: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kruje differ by about 28% in total monthly costs ($1,404 vs $1,097 including rent). Kruje is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Kruje earns 304% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $452 in Kruje. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $1,097 in Kruje – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kruje runs roughly 130% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,097 in Kruje versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Kruje but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kruje the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kruje are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kruje gentler on the wallet – expenses run 28% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.