Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kos

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,506 in Kos, rent and utilities included – about $1,900 less a year. The total is higher in Kos despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
73

Cost of Living Index in Kos
Learn more

Kos Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kos

🇬🇷 Greece

$1,506

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,506 in Kos.

Ubud, Bali $1,349
Kos $1,506

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,265 in Kos.

Ubud, Bali $2,305
Kos $2,265

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,024 in Kos.

Ubud, Bali $3,261
Kos $3,024

Living in Ubud, Bali costs roughly 10% less than in Kos, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$13.93 €12.48

-76.17%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$66.4 €59.5

-46.33%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.25 €10.08

-50.84%

Cappuccino

$2.72 Rp 49.4K

$4.01 €3.60

-32.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.09 €2.77

-44.98%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.11 €0.99

-31.53%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$4.34 €3.89

-38.94%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$6.53 €5.85

-32.92%

Milk (1 liter)

$1.49 Rp 27.1K

$2.42 €2.17

-38.43%

White Bread (500g)

$2.28 Rp 41.4K

$1.62 €1.45

40.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.61 €2.34

-54.41%

Eggs

$2.04 Rp 37.0K

$4.61 €4.13

-55.75%

Local Cheese (1kg)

$17.70 Rp 321.9K

$13.08 €11.72

35.32%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$10.17 €9.11

-61.06%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$15.05 €13.49

-19.00%

Apples (1kg)

$3.66 Rp 66.5K

$2.20 €1.97

66.36%

Banana (1kg)

$1.52 Rp 27.6K

$2.00 €1.80

-24.00%

Oranges (1kg)

$2.23 Rp 40.5K

$1.36 €1.22

63.97%

Tomato (1kg)

$1.97 Rp 35.9K

$2.04 €1.83

-3.43%

Potato (1kg)

$1.85 Rp 33.6K

$1.13 €1.01

63.72%

Onion (1kg)

$2.42 Rp 44.1K

$1.14 €1.02

112.28%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.09 €0.98

-9.17%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.84 €0.76

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$5.39 €4.83

-58.81%

Wine (Bottle)

$22.24 Rp 404.4K

$6.76 €6.06

228.99%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.01 €1.81

12.44%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.56 €2.29

16.02%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$1.83 €1.64

-86.34%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$49.85 €44.67

-84.31%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$4.09 €3.67

-89.24%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.13 €1.02

-61.95%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$16.47 €14.76

-67.15%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.09 €1.88

-60.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$28.0K €25.1K

-14.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$25.1K €22.5K

26.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$201 €181

-60.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$22.92 €20.54

-71.86%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$34.73 €31.12

-46.50%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$50.6 €45.37

-2.27%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$28.52 €25.55

-38.11%

Cinema Ticket

$4.27 Rp 77.7K

$8.80 €7.88

-51.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$417 €374

17.62%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$9,025 €8,087

-37.13%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$89.0 €79.7

-49.81%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$40.15 €35.98

-12.95%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$92.5 €82.9

-13.61%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$123 €110

-35.17%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$610 €547

84.37%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$420 €376

59.83%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$715 €641

398.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$587 €526

193.57%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$2,594 €2,324

5.31%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,012 €1,803

13.54%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$902 €808

-81.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.48

207.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kos: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kos

$420 27.9% 37.4% $251

Groceries & Markets

Ubud, Bali

$288 21.4%

Kos

$292 19.4% 1.2% $3.5

Eating Out

Ubud, Bali

$108 8%

Kos

$245 16.3% 128% $137

Clothing & Footwear

Ubud, Bali

$108 8%

Kos

$155 10.3% 44% $47

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kos

$259 17.2% 149% $155

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kos

$68 4.5% 17.6% $10

Getting Around

Ubud, Bali

$11 0.9%

Kos

$67 4.4% 486% $56

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $610 in Kos. Housing cost is often the main lever when comparing two cities.

Kos pays about 5.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $66 in Kos for a mid-range dinner for two. Groceries echo the gap at $288 vs $292 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Kos

🕒 Local time

09:01 9:01 AM

03:01 3:01 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

30,947

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kos 10,410 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Kos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kos: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 10% lower than in Kos. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 82% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $610 in Kos. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $417 in Kos. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $66 in Kos. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Safety-wise, Ubud, Bali and Kos are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Kos on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.