Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kortrijk

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,833 in Kortrijk, rent and utilities included – about $5,800 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
89

Cost of Living Index in Kortrijk
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Kortrijk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kortrijk

🇧🇪 Belgium

$1,833

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kortrijk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kortrijk actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,833 in Kortrijk, rent included.

Ubud, Bali $1,349
Kortrijk $1,833

A couple spends around $2,305 per month in Ubud, Bali vs $2,655 in Kortrijk, rent included.

Ubud, Bali $2,305
Kortrijk $2,655

A family of three spends $3,261 per month in Ubud, Bali vs $3,478 in Kortrijk, rent included.

Ubud, Bali $3,261
Kortrijk $3,478

Ubud, Bali is about 26% cheaper than Kortrijk, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$22.46 €20.13

-85.22%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$71.2 €63.8

-49.94%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.06 €9.91

-50.00%

Cappuccino

$2.72 Rp 49.4K

$3.00 €2.69

-9.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.96 €2.66

-42.57%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.64 €2.37

-71.21%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$4.56 €4.09

-41.89%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.32 €2.97

31.93%

Milk (1 liter)

$1.49 Rp 27.1K

$1.19 €1.07

25.21%

White Bread (500g)

$2.28 Rp 41.4K

$1.74 €1.56

31.03%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.43 €1.28

-16.78%

Eggs

$2.04 Rp 37.0K

$3.00 €2.69

-32.00%

Local Cheese (1kg)

$17.70 Rp 321.9K

$11.72 €10.50

51.02%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$8.29 €7.43

-52.23%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$14.35 €12.86

-15.05%

Apples (1kg)

$3.66 Rp 66.5K

$2.18 €1.95

67.89%

Banana (1kg)

$1.52 Rp 27.6K

$1.91 €1.71

-20.42%

Oranges (1kg)

$2.23 Rp 40.5K

$1.99 €1.78

12.06%

Tomato (1kg)

$1.97 Rp 35.9K

$2.01 €1.80

-1.99%

Potato (1kg)

$1.85 Rp 33.6K

$1.97 €1.77

-6.09%

Onion (1kg)

$2.42 Rp 44.1K

$1.66 €1.49

45.78%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.48 €1.32

-33.11%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.81 €0.73

-37.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$12.71 €11.39

-82.53%

Wine (Bottle)

$22.24 Rp 404.4K

$7.35 €6.59

202.59%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.07 €1.86

9.18%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.79 €1.60

65.92%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$2.73 €2.45

-90.84%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$54.2 €48.54

-85.56%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$2.27 €2.03

-80.62%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$2.21 €1.98

-80.54%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$24.72 €22.16

-78.11%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.84 €1.65

-55.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$33.9K €30.4K

-29.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$33.6K €30.1K

-5.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$202 €181

-60.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.48 €15.66

-63.10%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$53.0 €47.46

-64.92%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$52.1 €46.65

-4.94%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$13.44 €12.04

31.32%

Cinema Ticket

$4.27 Rp 77.7K

$14.61 €13.09

-70.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$657 €589

-25.35%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$16.2K €14.5K

-65.04%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$55.8 €49.98

-19.97%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$25.79 €23.11

35.52%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$87.5 €78.5

-8.73%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$102 €91.5

-22.22%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$834 €748

34.82%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$717 €643

-6.38%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,224 €1,097

191.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$999 €895

72.47%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$4,237 €3,797

-35.53%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,263 €2,028

0.95%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,814 €2,522

-94.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.9

253.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kortrijk: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kortrijk

$717 39.1% 6.8% $46

Groceries & Markets

Ubud, Bali

$288 21.4%

Kortrijk

$261 14.2% 9.7% $28

Eating Out

Ubud, Bali

$108 8%

Kortrijk

$301 16.4% 179% $193

Clothing & Footwear

Ubud, Bali

$108 8%

Kortrijk

$122 6.7% 13.5% $15

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kortrijk

$272 14.9% 162% $168

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kortrijk

$81 4.4% 40.1% $23

Getting Around

Ubud, Bali

$11 0.9%

Kortrijk

$78 4.3% 587% $67

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $834 in Kortrijk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kortrijk are about 17 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $71 in Kortrijk. Groceries tell a different story – $288 in Ubud, Bali vs $261 in Kortrijk – so Kortrijk wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇧🇪 Kortrijk

🕒 Local time

14:28 2:28 PM

07:28 7:28 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

76,700

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Kortrijk 12,280 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Kortrijk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kortrijk: Cost of Living - Frequently Asked Questions

Kortrijk costs about 36% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,749 in Kortrijk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kortrijk, especially for central apartments: a one-bedroom in the center costs $834 there versus $1,125 in Ubud, Bali.

Interestingly, groceries are about 10% cheaper in Kortrijk – one category where the pricier city actually offers better value.

A mid-range dinner for two costs $36 in Ubud, Bali and $71 in Kortrijk. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,833 in Kortrijk. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,833 in Kortrijk. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Kortrijk makes more sense. Both are solid long-term options with distinct trade-offs.