Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kolonia

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,511 in Kolonia, rent and utilities included – about $1,900 less a year. The total is higher in Kolonia despite lower rent and utilities.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kolonia

🇫🇲 Micronesia

$1,511

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kolonia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kolonia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,511 in Kolonia.

Ubud, Bali $1,349
Kolonia $1,511

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,267 in Kolonia.

Ubud, Bali $2,305
Kolonia $2,267

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,022 in Kolonia.

Ubud, Bali $3,261
Kolonia $3,022

Living in Ubud, Bali costs roughly 11% less than in Kolonia, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$10.17 $10.17

-67.35%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$24.73 $24.73

44.12%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.86 $9.86

-43.91%

Cappuccino

$2.72 Rp 49.3K

$4.42 $4.42

-38.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.98 $0.98

73.47%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.23 $1.23

115.45%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$1.98 $1.98

121.21%

Milk (1 liter)

$1.49 Rp 27.0K

White Bread (500g)

$2.28 Rp 41.3K

$1.97 $1.97

15.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.21 $1.21

-1.65%

Eggs

$2.04 Rp 36.9K

$7.18 $7.18

-71.59%

Local Cheese (1kg)

$17.70 Rp 321.1K

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$24.12 $24.12

-83.58%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$66.3 $66.3

-81.62%

Apples (1kg)

$3.66 Rp 66.3K

$6.67 $6.67

-45.13%

Banana (1kg)

$1.52 Rp 27.5K

$2.14 $2.14

-28.97%

Oranges (1kg)

$2.23 Rp 40.4K

$6.76 $6.76

-67.01%

Tomato (1kg)

$1.97 Rp 35.8K

$11.22 $11.22

-82.44%

Potato (1kg)

$1.85 Rp 33.5K

$13.15 $13.15

-85.93%

Onion (1kg)

$2.42 Rp 44.0K

Lettuce (1 head)

$0.99 Rp 18.0K

$5.85 $5.85

-83.08%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.98 $1.98

-74.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.4K

$8.98 $8.98

147.66%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.48 $1.48

52.70%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.52 $1.52

95.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.40 $1.40

-41.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$197 $197

-59.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

Gym Membership (Monthly)

$49.48 Rp 897.5K

$14.99 $14.99

230.09%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$695 $695

61.89%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$504 $504

33.19%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,017 $1,017

250.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$810 $810

112.74%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

400000

-100.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kolonia: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kolonia

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Kolonia

–

Eating Out

Ubud, Bali

$108 8%

Kolonia

–

Clothing & Footwear

Ubud, Bali

$108 8%

Kolonia

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kolonia

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kolonia

–

Getting Around

Ubud, Bali

$11 0.9%

Kolonia

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $695 in Kolonia. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $25 in Kolonia. Groceries flip the comparison at $288 vs $617, with Ubud, Bali cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇫🇲 Kolonia

🕒 Local time

10:04 10:04 AM

13:04 1:04 PM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

6,074

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kolonia 5,060 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Kolonia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolonia: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 11% lower than in Kolonia. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $2,267 in Kolonia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $695 in Kolonia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,511 in Kolonia – Ubud, Bali is about 11% cheaper, which adds up to real savings over time.

Supermarket bills run roughly 114% higher in Kolonia. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kolonia are both considered safe, so it’s unlikely to be the deciding factor between them.