Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kolobrzeg

For one person, living is cheaper in Kolobrzeg: $1,205 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
58

Cost of Living Index in Kolobrzeg
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Kolobrzeg Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Kolobrzeg

🇵🇱 Poland

$1,205

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kolobrzeg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kolobrzeg actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,205 in Kolobrzeg.

Ubud, Bali $1,368
Kolobrzeg $1,205

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,018 in Kolobrzeg.

Ubud, Bali $2,314
Kolobrzeg $2,018

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,832 in Kolobrzeg.

Ubud, Bali $3,260
Kolobrzeg $2,832

Living in Ubud, Bali is roughly 13% more expensive than in Kolobrzeg, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Kolobrzeg is 11% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$9.75 zł 37.88

-65.85%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$62.5 zł 243

-43.73%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.75 zł 30.12

-25.16%

Cappuccino

$2.73 Rp 49.1K

$3.49 zł 13.56

-21.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.09 zł 8.14

-21.53%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.61 zł 6.26

-48.45%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$3.90 zł 15.13

-30.77%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.79 zł 14.74

13.46%

Milk (1 liter)

$1.50 Rp 27.1K

$1.05 zł 4.08

42.86%

White Bread (500g)

$2.30 Rp 41.4K

$1.24 zł 4.83

85.48%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.94 zł 3.65

25.53%

Eggs

$2.14 Rp 38.6K

$2.97 zł 11.55

-27.95%

Local Cheese (1kg)

$17.48 Rp 314.6K

$9.01 zł 34.99

94.01%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$5.93 zł 23.03

-32.04%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$11.55 zł 44.88

5.89%

Apples (1kg)

$3.55 Rp 63.9K

$1.05 zł 4.06

238.10%

Banana (1kg)

$1.57 Rp 28.3K

$1.25 zł 4.86

25.60%

Oranges (1kg)

$2.24 Rp 40.2K

$1.56 zł 6.07

43.59%

Tomato (1kg)

$1.93 Rp 34.7K

$3.13 zł 12.17

-38.34%

Potato (1kg)

$1.88 Rp 33.9K

$0.74 zł 2.87

154.05%

Onion (1kg)

$2.29 Rp 41.3K

$1.29 zł 5.01

77.52%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.16 zł 4.50

-14.66%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.50 zł 1.94

6.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.68 zł 18.18

-51.28%

Wine (Bottle)

$23.01 Rp 414.2K

$6.99 zł 27.17

229.18%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.74 zł 2.87

216.22%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.30 zł 5.04

123.85%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.25 zł 4.87

-80.80%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$46.21 zł 180

-80.91%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.09 zł 8.14

-77.03%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.77 zł 2.99

-40.26%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$9.86 zł 38.30

-44.73%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.60 zł 6.22

-45.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$30.6K zł 119.0K

-19.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$26.7K zł 103.9K

16.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$216 zł 841

-61.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$7.53 zł 29.25

-14.34%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$15.21 zł 59.1

22.09%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$50.4 zł 196

10.82%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$13.80 zł 53.6

31.23%

Cinema Ticket

$4.38 Rp 78.9K

$7.28 zł 28.27

-39.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$327 zł 1,272

50.57%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$4,550 zł 17.7K

26.46%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$82.8 zł 322

-44.18%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$32.69 zł 127

8.08%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$87.6 zł 340

-9.66%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$101 zł 392

-22.36%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$605 zł 2,351

88.78%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$322 zł 1,250

110.02%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,652 zł 6,419

112.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$868 zł 3,373

95.80%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,361 zł 5,289

104.52%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$886 zł 3,442

152.89%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,268 zł 8,811

-92.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.53

111.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Kolobrzeg: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Kolobrzeg

$322 26.7% 52.4% $354

Groceries & Markets

Ubud, Bali

$290 21.2%

Kolobrzeg

$200 16.6% 31.1% $90

Eating Out

Ubud, Bali

$109 8%

Kolobrzeg

$185 15.4% 70.1% $76

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Kolobrzeg

$239 19.9% 121% $131

Clothing & Footwear

Ubud, Bali

$108 7.9%

Kolobrzeg

$137 11.4% 27.2% $29

Sport & Entertainment

Ubud, Bali

$65 4.7%

Kolobrzeg

$65 5.4% 0.5% $0.3

Getting Around

Ubud, Bali

$13 0.9%

Kolobrzeg

$57 4.8% 356% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $605 in Kolobrzeg. Housing cost is often the main lever when comparing two cities.

Kolobrzeg pays 1278% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $63.0 in Kolobrzeg. Groceries flip the comparison at $290 vs $200, with Kolobrzeg cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Kolobrzeg

🕒 Local time

12:25 12:25 PM

06:25 6:25 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

43,364

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kolobrzeg 11,400 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Kolobrzeg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolobrzeg: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kolobrzeg differ by about 13% in total monthly costs ($1,368 vs $1,205 including rent). Kolobrzeg is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1278% lower in Kolobrzeg. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $605 in Kolobrzeg. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kolobrzeg – a meal for two runs $63.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,205 in Kolobrzeg – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,205 in Kolobrzeg versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Kolobrzeg but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kolobrzeg the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kolobrzeg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kolobrzeg gentler on the wallet – expenses run 13% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.