Cost of Living Comparison Between Ubud, Bali and Kluang Cost of Living Comparison Between Ubud, Bali and Kluang

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $932 in Kluang, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,378 in Kluang, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,825 in Kluang, rent included.

Ubud, Bali costs about 48% more than Kluang, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kluang is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.16 MYR 8.80

54.17%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$12.25 MYR 49.85

192.41%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$3.87 MYR 15.74

45.48%

Cappuccino

$2.82 Rp 49.7K

$3.01 MYR 12.25

-6.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.88 MYR 3.57

98.86%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.24 MYR 0.97

233.33%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.42 MYR 13.92

-11.11%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$5.68 MYR 23.12

-24.30%

Milk (1 liter)

$1.61 Rp 28.3K

$1.90 MYR 7.75

-15.26%

White Bread (500g)

$2.27 Rp 39.9K

$1.09 MYR 4.42

108.26%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.44 MYR 5.85

-18.75%

Eggs

$2.17 Rp 38.2K

$1.80 MYR 7.33

20.56%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.86 MYR 40.13

78.80%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.21 MYR 13.06

26.17%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$9.43 MYR 38.36

29.16%

Apples (1kg)

$3.62 Rp 63.7K

$3.62 MYR 14.75

Banana (1kg)

$1.64 Rp 28.8K

$1.95 MYR 7.93

-15.90%

Oranges (1kg)

$2.31 Rp 40.6K

$2.75 MYR 11.18

-16.00%

Tomato (1kg)

$1.96 Rp 34.5K

$1.75 MYR 7.13

12.00%

Potato (1kg)

$1.84 Rp 32.5K

$2.09 MYR 8.48

-11.96%

Onion (1kg)

$2.37 Rp 41.7K

$1.99 MYR 8.10

19.10%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.51 MYR 6.14

-30.46%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.53 MYR 2.17

1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.47 MYR 18.17

-48.55%

Wine (Bottle)

$23.08 Rp 406.4K

$19.39 MYR 78.9

19.03%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.79 MYR 11.34

-16.13%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$4.49 MYR 18.28

-31.63%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.71 MYR 2.87

-64.79%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$12.44 MYR 50.6

-24.28%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.23 MYR 4.98

-60.16%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.36 MYR 1.45

30.56%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$9.02 MYR 36.70

-37.92%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.75 MYR 3.05

8.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$42.1K MYR 171.1K

-40.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$33.1K MYR 134.5K

-6.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$49.36 MYR 201

67.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$8.10 MYR 32.94

-19.88%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$27.21 MYR 111

-30.94%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$41.69 MYR 170

32.50%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$6.81 MYR 27.69

167.40%

Cinema Ticket

$4.30 Rp 75.7K

$5.08 MYR 20.67

-15.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$279 MYR 1,135

77.14%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$10.6K MYR 43.3K

-44.39%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$52.3 MYR 213

-11.46%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$30.11 MYR 123

21.02%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$79.8 MYR 324

1.18%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$86.1 MYR 350

-8.52%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$434 MYR 1,765

156.69%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$327 MYR 1,330

112.12%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$711 MYR 2,894

411.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$504 MYR 2,051

239.70%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,100 MYR 8,543

31.45%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,125 MYR 4,575

103.84%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.51

205.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Kluang: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $434 in Kluang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $12.00 in Kluang. Monthly groceries follow the same trend: $294 vs $251 – making Kluang the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kluang: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 48%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,398 in Kluang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kluang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $494 per month in Ubud, Bali and $279 in Kluang. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 17% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Kluang, where all-in costs run around $932, than in Ubud, Bali at $1,378. In Kluang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kluang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kluang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.