Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kluang

For one person, living is cheaper in Kluang: $931 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
43

Cost of Living Index in Kluang
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Kluang Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kluang

🇲🇾 Malaysia

$931

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kluang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kluang actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $931 in Kluang, rent included.

Ubud, Bali $1,349
Kluang $931

A couple spends around $2,305 per month in Ubud, Bali vs $1,384 in Kluang, rent included.

Ubud, Bali $2,305
Kluang $1,384

A family of three spends $3,261 per month in Ubud, Bali vs $1,838 in Kluang, rent included.

Ubud, Bali $3,261
Kluang $1,838

Ubud, Bali costs about 45% more than Kluang, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.16 MYR 8.80

53.70%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$12.12 MYR 49.39

194.06%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$3.76 MYR 15.32

47.07%

Cappuccino

$2.72 Rp 49.4K

$3.11 MYR 12.67

-12.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.91 MYR 3.72

86.81%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.25 MYR 1.02

204.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$3.20 MYR 13.04

-17.19%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$5.88 MYR 23.95

-25.51%

Milk (1 liter)

$1.49 Rp 27.1K

$1.86 MYR 7.56

-19.89%

White Bread (500g)

$2.28 Rp 41.4K

$1.08 MYR 4.39

111.11%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.44 MYR 5.86

-17.36%

Eggs

$2.04 Rp 37.0K

$1.80 MYR 7.32

13.33%

Local Cheese (1kg)

$17.70 Rp 321.9K

$10.07 MYR 41.03

75.77%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$3.24 MYR 13.20

22.22%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$9.81 MYR 39.98

24.26%

Apples (1kg)

$3.66 Rp 66.5K

$3.43 MYR 13.97

6.71%

Banana (1kg)

$1.52 Rp 27.6K

$1.94 MYR 7.89

-21.65%

Oranges (1kg)

$2.23 Rp 40.5K

$2.72 MYR 11.07

-18.01%

Tomato (1kg)

$1.97 Rp 35.9K

$1.82 MYR 7.42

8.24%

Potato (1kg)

$1.85 Rp 33.6K

$2.06 MYR 8.40

-10.19%

Onion (1kg)

$2.42 Rp 44.1K

$1.99 MYR 8.11

21.61%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.45 MYR 5.90

-31.72%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.51 MYR 2.09

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.48 MYR 18.24

-50.45%

Wine (Bottle)

$22.24 Rp 404.4K

$19.46 MYR 79.3

14.29%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.74 MYR 11.16

-17.52%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$4.65 MYR 18.95

-36.13%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.82 MYR 3.35

-69.51%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$11.18 MYR 45.55

-30.05%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.19 MYR 4.83

-63.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$0.35 MYR 1.44

22.86%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$8.78 MYR 35.79

-38.38%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.86 MYR 3.52

-4.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$45.3K MYR 184.4K

-47.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$35.3K MYR 143.9K

-10.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$48.58 MYR 198

62.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$8.18 MYR 33.33

-21.15%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$26.85 MYR 109

-30.80%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$35.67 MYR 145

38.72%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$5.73 MYR 23.34

208.03%

Cinema Ticket

$4.27 Rp 77.7K

$4.79 MYR 19.51

-10.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$277 MYR 1,128

77.23%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$10.3K MYR 41.9K

-44.84%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$52.2 MYR 213

-14.50%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$29.92 MYR 122

16.81%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$77.4 MYR 316

3.18%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$85.6 MYR 349

-7.22%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$388 MYR 1,581

189.89%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$325 MYR 1,325

106.42%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$691 MYR 2,817

415.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$562 MYR 2,289

206.77%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,997 MYR 8,136

36.78%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,040 MYR 4,238

119.59%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.51

205.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kluang: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kluang

$325 34.9% 51.6% $346

Groceries & Markets

Ubud, Bali

$288 21.4%

Kluang

$251 27% 13% $38

Eating Out

Ubud, Bali

$108 8%

Kluang

$98 10.6% 8.7% $9.4

Clothing & Footwear

Ubud, Bali

$108 8%

Kluang

$110 11.9% 2.6% $2.8

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kluang

$84 9% 19.7% $20

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kluang

$45 4.9% 22% $13

Getting Around

Ubud, Bali

$11 0.9%

Kluang

$17 1.9% 52.5% $6

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $388 in Kluang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $12 in Kluang. Monthly groceries follow the same trend: $288 vs $251 – making Kluang the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇾 Kluang

🕒 Local time

18:23 6:23 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

235,715

💱 Currency

Indonesian Rupiah IDR Rp

Malaysian Ringgit MYR RM

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

1 MYR = 0.245 USD

1 MYR = 0.22 EUR

Exchange rates and currency converter

MYR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Malaysian Ringgit exchange rates as of October 29, 2026: 1 USD = 4.07 MYR (1 MYR = 0.245 USD). 1 EUR = 4.55 MYR (1 MYR = 0.22 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kluang 1,770 km ≈ 2 h 45 min nonstop flight

From you

Ubud, Bali
Kluang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kluang: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 45%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,397 in Kluang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kluang, especially for central apartments: a one-bedroom in the center costs $388 there versus $1,125 in Ubud, Bali.

Kindergarten costs $491 per month in Ubud, Bali and $277 in Kluang. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 15% more in Ubud, Bali, though the gap depends on what you buy.

Families tend to lean toward Kluang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.