Cost of Living Comparison Between Ubud, Bali and Kluang Cost of Living Comparison Between Ubud, Bali and Kluang

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $991 in Kluang, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,489 in Kluang, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,986 in Kluang, rent included.

Ubud, Bali costs about 40% more than Kluang, driven mainly by Sport & Entertainment.

Ubud, Bali sits 5% above the global median, while Kluang is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$2.07 MYR 8.45

72.46%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$11.90 MYR 48.62

171.60%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$3.76 MYR 15.35

33.24%

Cappuccino

$2.82 Rp 51.1K

$2.23 MYR 9.10

26.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.78 MYR 3.20

73.08%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.25 MYR 1.02

192.00%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$4.21 MYR 17.19

-30.40%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$5.52 MYR 22.56

-28.62%

Milk (1 liter)

$1.78 Rp 32.2K

$1.85 MYR 7.54

-3.78%

White Bread (500g)

$2.45 Rp 44.3K

$1.09 MYR 4.45

124.77%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.47 MYR 6.03

-21.77%

Eggs

$2.41 Rp 43.7K

$1.91 MYR 7.81

26.18%

Local Cheese (1kg)

$14.33 Rp 259.1K

$22.49 MYR 91.9

-36.28%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$4.91 MYR 20.07

-14.66%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$10.82 MYR 44.22

11.46%

Apples (1kg)

$3.64 Rp 65.8K

$3.93 MYR 16.08

-7.38%

Banana (1kg)

$1.57 Rp 28.3K

$1.73 MYR 7.06

-9.25%

Oranges (1kg)

$2.79 Rp 50.4K

$3.33 MYR 13.61

-16.22%

Tomato (1kg)

$2.24 Rp 40.5K

$2.66 MYR 10.86

-15.79%

Potato (1kg)

$1.98 Rp 35.8K

$1.77 MYR 7.23

11.86%

Onion (1kg)

$2.28 Rp 41.2K

$1.00 MYR 4.07

128.00%

Lettuce (1 head)

$1.05 Rp 19.1K

$1.12 MYR 4.58

-6.25%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.51 MYR 2.07

54.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$4.25 MYR 17.37

-24.94%

Wine (Bottle)

$23.49 Rp 424.8K

$19.67 MYR 80.4

19.42%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$4.25 MYR 17.36

-31.76%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$5.61 MYR 22.94

-50.80%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.73 MYR 2.98

-63.01%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$11.58 MYR 47.34

-27.72%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$1.20 MYR 4.89

-62.50%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$1.10 MYR 4.48

-58.18%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$4.25 MYR 17.36

42.82%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.50 MYR 2.03

72.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$43.3K MYR 176.9K

-38.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$31.0K MYR 126.5K

5.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$74.8 MYR 306

5.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$9.63 MYR 39.35

-57.53%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$28.66 MYR 117

-16.78%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$36.37 MYR 149

171.60%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$6.01 MYR 24.58

5.66%

Cinema Ticket

$4.01 Rp 72.5K

$5.55 MYR 22.67

-27.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$120 MYR 489

148.40%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$4,330 MYR 17.7K

52.48%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$111 MYR 455

-52.02%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$27.59 MYR 113

38.13%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$75.8 MYR 310

16.95%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$79.2 MYR 324

-3.25%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$390 MYR 1,594

161.49%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$272 MYR 1,112

149.91%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$645 MYR 2,638

437.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$469 MYR 1,916

345.72%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,993 MYR 8,146

36.91%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$1,278 MYR 5,225

79.55%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.96

235.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kluang: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $390 in Kluang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $12.00 in Kluang. Groceries tell a different story – $298 in Ubud, Bali vs $314 in Kluang – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kluang: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 40%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,487 in Kluang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kluang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $297 per month in Ubud, Bali and $120 in Kluang. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 5% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Kluang, where all-in costs run around $991, than in Ubud, Bali at $1,392. In Kluang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kluang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kluang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.