Cost of Living Comparison Between Ubud, Bali and Kluang Cost of Living Comparison Between Ubud, Bali and Kluang

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $980 in Kluang, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,476 in Kluang, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,973 in Kluang, rent included.

Ubud, Bali costs about 43% more than Kluang, driven mainly by Sport & Entertainment.

Ubud, Bali sits 4% above the global median, while Kluang is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.06 MYR 8.36

73.30%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$11.92 MYR 48.32

172.65%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.75 MYR 15.19

29.60%

Cappuccino

$2.75 Rp 49.2K

$2.34 MYR 9.50

17.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.71 MYR 2.90

85.92%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.25 MYR 1.01

180.00%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$4.31 MYR 17.47

-32.48%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$5.51 MYR 22.34

-31.22%

Milk (1 liter)

$1.71 Rp 30.6K

$1.89 MYR 7.65

-9.52%

White Bread (500g)

$2.47 Rp 44.3K

$1.07 MYR 4.36

130.84%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.49 MYR 6.04

-19.46%

Eggs

$2.44 Rp 43.8K

$1.84 MYR 7.46

32.61%

Local Cheese (1kg)

$14.38 Rp 257.7K

$22.51 MYR 91.3

-36.12%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$4.94 MYR 20.02

-12.75%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$10.50 MYR 42.58

16.29%

Apples (1kg)

$3.68 Rp 66.0K

$3.84 MYR 15.56

-4.17%

Banana (1kg)

$1.55 Rp 27.8K

$1.70 MYR 6.89

-8.82%

Oranges (1kg)

$2.79 Rp 49.9K

$3.40 MYR 13.78

-17.94%

Tomato (1kg)

$2.33 Rp 41.8K

$2.66 MYR 10.79

-12.41%

Potato (1kg)

$1.97 Rp 35.3K

$1.76 MYR 7.13

11.93%

Onion (1kg)

$2.31 Rp 41.4K

$1.04 MYR 4.20

122.12%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.08 MYR 4.38

-1.85%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.55 MYR 2.24

32.73%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$4.14 MYR 16.80

-20.77%

Wine (Bottle)

$22.79 Rp 408.4K

$20.09 MYR 81.5

13.44%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$4.28 MYR 17.34

-34.35%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$5.45 MYR 22.09

-48.99%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.73 MYR 2.96

-60.27%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$11.97 MYR 48.54

-32.66%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.21 MYR 4.91

-62.81%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.09 MYR 4.42

-58.72%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$4.29 MYR 17.38

45.45%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.50 MYR 2.02

70.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$43.3K MYR 175.8K

-40.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$31.2K MYR 126.5K

1.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$73.2 MYR 297

10.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$9.95 MYR 40.36

-59.20%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$28.77 MYR 117

-15.12%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$36.41 MYR 148

168.25%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$5.81 MYR 23.55

11.02%

Cinema Ticket

$4.04 Rp 72.4K

$5.79 MYR 23.49

-30.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$116 MYR 470

162.12%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$4,241 MYR 17.2K

56.13%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$108 MYR 438

-49.77%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$27.29 MYR 111

42.10%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$74.9 MYR 304

14.99%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$78.7 MYR 319

-2.59%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$382 MYR 1,548

158.17%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$270 MYR 1,096

143.35%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$645 MYR 2,615

422.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$470 MYR 1,908

339.12%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$2,139 MYR 8,675

28.15%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,058 MYR 4,289

110.59%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.96

235.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kluang: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $382 in Kluang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $12.00 in Kluang. Groceries tell a different story – $297 in Ubud, Bali vs $314 in Kluang – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kluang: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 43%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,470 in Kluang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kluang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $116 in Kluang. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 6% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Kluang, where all-in costs run around $980, than in Ubud, Bali at $1,404. In Kluang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kluang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kluang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.