Cost of Living Comparison Between Ubud, Bali and Kluang Cost of Living Comparison Between Ubud, Bali and Kluang

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $969 in Kluang, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,450 in Kluang, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,931 in Kluang, rent included.

Ubud, Bali costs about 48% more than Kluang, driven mainly by Sport & Entertainment.

Ubud, Bali sits 7% above the global median, while Kluang is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$2.14 MYR 8.45

66.82%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$12.00 MYR 47.39

171.50%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$3.56 MYR 14.07

42.42%

Cappuccino

$2.83 Rp 48.8K

$2.33 MYR 9.19

21.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$0.78 MYR 3.09

71.79%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.25 MYR 0.99

176.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$4.36 MYR 17.21

-31.42%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$5.44 MYR 21.48

-29.23%

Milk (1 liter)

$1.74 Rp 30.1K

$1.82 MYR 7.20

-4.40%

White Bread (500g)

$2.54 Rp 43.8K

$1.13 MYR 4.47

124.78%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.44 MYR 5.71

-17.36%

Eggs

$2.43 Rp 41.9K

$1.90 MYR 7.49

27.89%

Local Cheese (1kg)

$14.66 Rp 253.2K

$22.64 MYR 89.4

-35.25%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$4.75 MYR 18.78

-12.00%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$10.68 MYR 42.17

11.80%

Apples (1kg)

$3.69 Rp 63.6K

$4.06 MYR 16.06

-9.11%

Banana (1kg)

$1.61 Rp 27.7K

$1.78 MYR 7.02

-9.55%

Oranges (1kg)

$2.69 Rp 46.4K

$3.46 MYR 13.65

-22.25%

Tomato (1kg)

$2.33 Rp 40.2K

$2.54 MYR 10.04

-8.27%

Potato (1kg)

$1.91 Rp 32.9K

$1.77 MYR 7.01

7.91%

Onion (1kg)

$2.19 Rp 37.7K

$1.00 MYR 3.96

119.00%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.08 MYR 4.26

-1.85%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.55 MYR 2.15

30.91%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$4.16 MYR 16.45

-24.76%

Wine (Bottle)

$23.49 Rp 405.6K

$20.08 MYR 79.3

16.98%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$4.42 MYR 17.45

-38.01%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$5.44 MYR 21.48

-47.06%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$0.68 MYR 2.70

-57.35%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

$11.64 MYR 45.98

-29.81%

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$1.15 MYR 4.52

-60.87%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$1.11 MYR 4.36

-62.16%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$4.18 MYR 16.53

47.37%

Gasoline (1 liter)

$0.84 Rp 14.5K

$0.46 MYR 1.80

82.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$43.2K MYR 170.7K

-39.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$31.6K MYR 125.0K

2.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$73.5 MYR 290

6.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$9.57 MYR 37.79

-58.73%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$28.68 MYR 113

-14.92%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$37.34 MYR 147

158.54%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$5.79 MYR 22.89

9.67%

Cinema Ticket

$4.04 Rp 69.7K

$5.51 MYR 21.77

-26.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$120 MYR 472

153.25%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$4,319 MYR 17.1K

51.01%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$110 MYR 433

-50.87%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$26.96 MYR 107

40.88%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$75.4 MYR 298

15.08%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$79.3 MYR 313

-0.60%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$387 MYR 1,528

161.64%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$270 MYR 1,066

149.98%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$657 MYR 2,594

416.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$469 MYR 1,854

347.03%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$1,613 MYR 6,370

85.08%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$901 MYR 3,560

159.57%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.96

235.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kluang: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $387 in Kluang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $12.00 in Kluang. Groceries tell a different story – $298 in Ubud, Bali vs $315 in Kluang – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kluang: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 48%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,453 in Kluang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kluang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $303 per month in Ubud, Bali and $120 in Kluang. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 6% cheaper in Ubud, Bali – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,500 monthly budget goes further in Kluang, where all-in costs run around $969, than in Ubud, Bali at $1,438. In Kluang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kluang – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kluang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.