Cost of Living Comparison Between Ubud, Bali and Kirtipur Cost of Living Comparison Between Ubud, Bali and Kirtipur

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $451 in Kirtipur, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $735 in Kirtipur, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,019 in Kirtipur, rent included.

Ubud, Bali costs about 215% more than Kirtipur, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Kirtipur is 66% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Kirtipur
Difference
Meal at Budget Restaurant
$3.56 Rp 63.7K
$1.84 NPR 280
93.48%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 584.5K
$18.89 NPR 2,875
73.27%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.4K
$6.40 NPR 974
-22.66%
Cappuccino
$2.71 Rp 48.4K
$1.93 NPR 294
40.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.0K
$0.53 NPR 80.8
152.83%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$0.19 NPR 28.97
268.42%
Local Beer (0.5 liter draught)
$2.92 Rp 52.1K
$2.54 NPR 386
14.96%
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.7K
$3.60 NPR 548
10.00%
🛒 Groceries & Markets
Ubud, Bali
Kirtipur
Difference
Milk (1 liter)
$1.81 Rp 32.3K
$0.71 NPR 108
154.93%
White Bread (500g)
$2.52 Rp 45.0K
$0.56 NPR 85.1
350.00%
Rice (white) (1kg)
$1.16 Rp 20.7K
$1.00 NPR 152
16.00%
Eggs
$2.46 Rp 43.9K
$1.78 NPR 271
38.20%
Local Cheese (1kg)
$14.71 Rp 262.7K
$9.07 NPR 1,380
62.18%
Chicken Fillets (1kg)
$4.32 Rp 77.1K
$3.13 NPR 476
38.02%
Beef Round Steak (1kg)
$12.14 Rp 216.7K
$6.03 NPR 919
101.33%
Apples (1kg)
$3.84 Rp 68.6K
$2.20 NPR 334
74.55%
Banana (1kg)
$1.56 Rp 27.8K
$1.04 NPR 158
50.00%
Oranges (1kg)
$2.83 Rp 50.6K
$1.21 NPR 183
133.88%
Tomato (1kg)
$2.33 Rp 41.5K
$0.65 NPR 98.3
258.46%
Potato (1kg)
$1.91 Rp 34.2K
$0.51 NPR 78.2
274.51%
Onion (1kg)
$2.20 Rp 39.3K
$0.69 NPR 105
218.84%
Lettuce (1 head)
$1.01 Rp 18.1K
$0.49 NPR 74.1
106.12%
Water (1.5 liter bottle)
$0.78 Rp 13.8K
$0.27 NPR 41.25
188.89%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.2K
$2.96 NPR 451
12.16%
Wine (Bottle)
$23.74 Rp 423.9K
$8.13 NPR 1,237
192.00%
Local Beer (0.5 liter bottle)
$2.79 Rp 49.8K
$2.30 NPR 350
21.30%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.1K
$3.18 NPR 485
-10.06%
🚌 Getting Around
Ubud, Bali
Kirtipur
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,800
$0.21 NPR 32.35
28.57%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.4K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,150
$2.24 NPR 342
-79.46%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,037
$1.06 NPR 162
-57.55%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 108.9K
$3.63 NPR 552
68.04%
Gasoline (1 liter)
$0.79 Rp 14.2K
$1.26 NPR 192
-37.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 467.0M
$31.8K NPR 4.8M
-17.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 573.6M
$40.0K NPR 6.1M
-19.79%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kirtipur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$32.55 NPR 4,954
145.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.6K
$4.78 NPR 727
-15.06%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 420.0K
$9.77 NPR 1,487
140.74%
🎉 Sport & Entertainment
Ubud, Bali
Kirtipur
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$18.10 NPR 2,756
445.30%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.4K
-
-
Cinema Ticket
$4.15 Rp 74.1K
$3.34 NPR 509
24.25%
🧸 Childcare & Education
Ubud, Bali
Kirtipur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$36.11 NPR 5,497
741.76%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.1M
$3,706 NPR 564.1K
78.44%
👕👟 Clothing & Footwear
Ubud, Bali
Kirtipur
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 991.8K
$24.66 NPR 3,753
125.22%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 684.1K
$27.65 NPR 4,209
38.55%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$59.1 NPR 8,987
50.04%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$40.12 NPR 6,107
94.09%
🏠 Accommodation & Living
Ubud, Bali
Kirtipur
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$106 NPR 16.2K
847.23%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$63.3 NPR 9,633
967.04%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.5M
$206 NPR 31.4K
1569.98%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.4M
$147 NPR 22.4K
1285.21%
Buy Apartment in City Center (m2)
$2,841 Rp 50.7M
-
-
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Kirtipur
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
12.08
9.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kirtipur: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $106 in Kirtipur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $19.00 in Kirtipur. Monthly groceries follow the same trend: $302 vs $152 – making Kirtipur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kirtipur: Cost of Living - Frequently Asked Questions
Is Kirtipur cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 215%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $676 in Kirtipur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kirtipur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Ubud, Bali vs Kirtipur?
Monthly expenses with rent come to $1,419 in Ubud, Bali and $451 in Kirtipur. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $304 per month in Ubud, Bali and $36.11 in Kirtipur. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Ubud, Bali or Kirtipur?
A $1,500 monthly budget goes further in Kirtipur, where all-in costs run around $451, than in Ubud, Bali at $1,419. In Kirtipur it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kirtipur more family-friendly?
Families tend to lean toward Kirtipur – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kirtipur?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kirtipur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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