Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kirksville, MO

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,597 in Kirksville, MO, rent and utilities included – about $14,900 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Kirksville, MO
🇺🇸 United States
$2,597
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kirksville, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kirksville, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,597 in Kirksville, MO.

  • Ubud, Bali $1,353
  • Kirksville, MO $2,597

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,790 in Kirksville, MO.

  • Ubud, Bali $2,297
  • Kirksville, MO $3,790

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,983 in Kirksville, MO.

  • Ubud, Bali $3,241
  • Kirksville, MO $4,983

Living in Ubud, Bali costs roughly 48% less than in Kirksville, MO, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Kirksville, MO 92% above.

Currency
🍽 Eating Out
Ubud, Bali
Kirksville, MO
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$17.73 $17.73
-81.78%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$77.3 $77.3
-54.85%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$7.85 $7.85
-27.39%
Cappuccino
$2.62 Rp 47.1K
$5.24 $5.24
-50.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.41 $2.41
-28.63%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$1.63 $1.63
-50.31%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$5.83 $5.83
-54.55%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$6.92 $6.92
-36.85%
🛒 Groceries & Markets
Ubud, Bali
Kirksville, MO
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.18 $1.18
33.05%
White Bread (500g)
$2.19 Rp 39.5K
$2.71 $2.71
-19.19%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.44 $1.44
-18.06%
Eggs
$2.16 Rp 38.8K
$2.92 $2.92
-26.03%
Local Cheese (1kg)
$17.65 Rp 317.7K
$13.06 $13.06
35.15%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$11.38 $11.38
-66.78%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$13.41 $13.41
-10.89%
Apples (1kg)
$3.60 Rp 64.8K
$6.49 $6.49
-44.53%
Banana (1kg)
$1.59 Rp 28.6K
$1.70 $1.70
-6.47%
Oranges (1kg)
$2.31 Rp 41.6K
$5.69 $5.69
-59.40%
Tomato (1kg)
$1.91 Rp 34.3K
$5.36 $5.36
-64.37%
Potato (1kg)
$1.78 Rp 32.1K
$2.73 $2.73
-34.80%
Onion (1kg)
$2.33 Rp 41.9K
$5.06 $5.06
-53.95%
Lettuce (1 head)
$1.00 Rp 18.0K
$2.84 $2.84
-64.79%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$2.92 $2.92
-81.85%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$6.08 $6.08
-62.34%
Wine (Bottle)
$22.07 Rp 397.3K
$15.28 $15.28
44.44%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$2.83 $2.83
-16.96%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$3.26 $3.26
-8.59%
🚌 Getting Around
Ubud, Bali
Kirksville, MO
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$1.75 $1.75
-86.86%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
-
-
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$3.46 $3.46
-86.42%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.58 $1.58
-72.78%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$39.27 $39.27
-86.07%
Gasoline (1 liter)
$0.83 Rp 14.9K
$0.95 $0.95
-12.63%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$29.1K $29.1K
-17.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$25.7K $25.7K
27.73%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kirksville, MO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$240 $240
-66.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$69.9 $69.9
-90.62%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$75.7 $75.7
-75.42%
🎉 Sport & Entertainment
Ubud, Bali
Kirksville, MO
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$42.06 $42.06
28.67%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
-
-
Cinema Ticket
$4.25 Rp 76.5K
$13.78 $13.78
-69.16%
🧸 Childcare & Education
Ubud, Bali
Kirksville, MO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$1,381 $1,381
-64.32%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$23.9K $23.9K
-76.62%
👕👟 Clothing & Footwear
Ubud, Bali
Kirksville, MO
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$58.7 $58.7
-22.30%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$40.41 $40.41
-13.49%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$88.4 $88.4
-12.05%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$118 $118
-33.73%
🏠 Accommodation & Living
Ubud, Bali
Kirksville, MO
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$671 $671
68.53%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,297 $1,297
-48.13%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$2,463 $2,463
46.70%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$2,156 $2,156
-21.07%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$2,956 $2,956
-8.08%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$2,491 $2,491
-10.05%
💵 Salaries & Financials
Ubud, Bali
Kirksville, MO
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.72
105.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Kirksville, MO: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Kirksville, MO
$1.3K 92.8% $624
Groceries & Markets
Ubud, Bali
$287
Kirksville, MO
$401 39.5% $114
Clothing & Footwear
Ubud, Bali
$107
Kirksville, MO
$138 29.2% $31
Eating Out
Ubud, Bali
$106
Kirksville, MO
$287 170% $181
Monthly Utilities & Internet
Ubud, Bali
$105
Kirksville, MO
$386 267% $281
Sport & Entertainment
Ubud, Bali
$63
Kirksville, MO
$70 11.2% $7
Getting Around
Ubud, Bali
$12
Kirksville, MO
$18 * 47.9% $5.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $671 in Kirksville, MO. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $77.0 in Kirksville, MO for a mid-range dinner for two. Groceries echo the gap at $287 vs $401 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Kirksville, MO
🕒 Local time
20:36 8:36 PM
07:36 7:36 AM
13 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
17,519
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Ubud, Bali Kirksville, MO 15,540 km ≈ 20 h nonstop flight
From you
  • Ubud, Bali
  • Kirksville, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kirksville, MO: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Kirksville, MO?
Ubud, Bali wins on cost – living expenses run 92% lower than in Kirksville, MO. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Kirksville, MO?
You'd need roughly $2,030 in Ubud, Bali and $3,895 in Kirksville, MO to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Kirksville, MO?
Rent for a central apartment: $1,131 in Ubud, Bali versus $671 in Kirksville, MO. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Kirksville, MO?
Supermarket bills run roughly 40% higher in Kirksville, MO. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Kirksville, MO?
All in, you'll spend $1,353 per month in Ubud, Bali versus $2,597 in Kirksville, MO – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Kirksville, MO?
At $1,353 in Ubud, Bali versus $2,597 in Kirksville, MO, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kirksville, MO. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Kirksville, MO?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Kirksville, MO?
Safety-wise, Ubud, Bali and Kirksville, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 92% less than in Kirksville, MO. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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