🙂A single person spends $1,419 per month in Ubud, Bali vs $2,409 in Kirkenes, rent included.
🙂A couple spends around $2,540 per month in Ubud, Bali vs $3,726 in Kirkenes, rent included.
🙂A family of three spends $3,660 per month in Ubud, Bali vs $5,042 in Kirkenes, rent included.
🙂Ubud, Bali is about 41% cheaper than Kirkenes, driven mainly by Eating Out.
📊Both Ubud, Bali and Kirkenes sit above the global median – Ubud, Bali by 6%, Kirkenes by 80%.
Currency
🍽 Eating Out
Ubud, Bali
Kirkenes
Difference
Meal at Budget Restaurant
$3.56Rp 63.9K
$24.84NOK 231
-85.67%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 586.8K
$102NOK 951
-67.97%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.7K
$13.50NOK 126
-63.33%
Cappuccino
$2.71Rp 48.6K
$4.85NOK 45.18
-44.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.1K
$3.24NOK 30.13
-58.64%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$2.85NOK 26.54
-75.44%
Local Beer(0.5 liter draught)
$2.92Rp 52.3K
$9.94NOK 92.5
-70.62%
Imported Beer(0.33 liter bottle)
$3.96Rp 70.9K
$9.64NOK 89.8
-58.92%
🛒 Groceries & Markets
Ubud, Bali
Kirkenes
Difference
Milk(1 liter)
$1.81Rp 32.4K
$2.28NOK 21.25
-20.61%
White Bread(500g)
$2.52Rp 45.1K
$3.30NOK 30.72
-23.64%
Rice(white)(1kg)
$1.16Rp 20.8K
$3.22NOK 29.94
-63.98%
Eggs
$2.46Rp 44.1K
$4.45NOK 41.47
-44.72%
Local Cheese(1kg)
$14.71Rp 263.7K
$11.96NOK 111
22.99%
Chicken Fillets(1kg)
$4.32Rp 77.4K
$14.74NOK 137
-70.69%
Beef Round Steak(1kg)
$12.14Rp 217.5K
$27.36NOK 255
-55.63%
Apples(1kg)
$3.84Rp 68.8K
$3.54NOK 32.99
8.47%
Banana(1kg)
$1.56Rp 27.9K
$2.47NOK 23.00
-36.84%
Oranges(1kg)
$2.83Rp 50.8K
$3.40NOK 31.62
-16.76%
Tomato(1kg)
$2.33Rp 41.7K
$4.58NOK 42.60
-49.13%
Potato(1kg)
$1.91Rp 34.3K
$2.44NOK 22.73
-21.72%
Onion(1kg)
$2.20Rp 39.5K
$2.46NOK 22.86
-10.57%
Lettuce(1 head)
$1.01Rp 18.2K
$2.87NOK 26.70
-64.81%
Water(1.5 liter bottle)
$0.78Rp 13.9K
$1.88NOK 17.53
-58.51%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.4K
$15.42NOK 144
-78.47%
Wine(Bottle)
$23.74Rp 425.5K
$20.55NOK 191
15.52%
Local Beer(0.5 liter bottle)
$2.79Rp 50.0K
$3.29NOK 30.62
-15.20%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.3K
$4.04NOK 37.57
-29.21%
🚌 Getting Around
Ubud, Bali
Kirkenes
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,819
$4.14NOK 38.53
-93.48%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.9K
$74.0NOK 689
-89.15%
Taxi Start(Normal Tariff)
$0.46Rp 8,181
$10.01NOK 93.2
-95.40%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,068
$1.43NOK 13.32
-68.53%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 109.3K
$46.12NOK 429
-86.77%
Gasoline(1 liter)
$0.79Rp 14.2K
$2.18NOK 20.29
-63.76%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 468.8M
$35.3KNOK 329.0K
-26.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 575.8M
$38.0KNOK 353.5K
-15.42%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kirkenes
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$240NOK 2,232
-66.66%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.9K
$37.73NOK 351
-89.24%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 421.6K
$56.2NOK 523
-58.13%
🎉 Sport & Entertainment
Ubud, Bali
Kirkenes
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$48.96NOK 456
101.59%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.8K
$35.78NOK 333
-81.47%
Cinema Ticket
$4.15Rp 74.3K
$10.95NOK 102
-62.10%
🧸 Childcare & Education
Ubud, Bali
Kirkenes
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$282NOK 2,629
7.65%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.5M
$10.1KNOK 94.3K
-34.74%
👕👟 Clothing & Footwear
Ubud, Bali
Kirkenes
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 995.6K
$95.7NOK 891
-41.98%
Summer Dress(H&M, Zara, etc)
$38.31Rp 686.7K
$52.1NOK 485
-26.41%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$110NOK 1,025
-19.53%
Men's Leather Business Shoes
$77.9Rp 1.4M
$150NOK 1,399
-48.18%
🏠 Accommodation & Living
Ubud, Bali
Kirkenes
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$1,213NOK 11.3K
-17.01%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$904NOK 8,413
-25.27%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.7M
$1,824NOK 17.0K
88.69%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.6M
$1,513NOK 14.1K
34.82%
Buy Apartment in City Center(m2)
$2,841Rp 50.9M
$6,117NOK 56.9K
-53.55%
Buy Apartment Outside City Center(m2)
$2,264Rp 40.6M
$4,429NOK 41.2K
-48.89%
💵 Salaries & Financials
Ubud, Bali
Kirkenes
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$5,353NOK 49.8K
-96.91%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.38
203.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Kirkenes: May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,006 in Ubud, Bali versus $1,213 in Kirkenes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3140% higher in Kirkenes, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $33.00 in Ubud, Bali versus $102 in Kirkenes. Monthly groceries follow the same trend: $302 vs $459 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kirkenes: Cost of Living - Frequently Asked Questions
Is Kirkenes cheaper than Ubud, Bali?
Yes – Kirkenes is pricier by about 70%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $3,614 in Kirkenes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or Kirkenes?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $102 in Kirkenes. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali vs Kirkenes?
Monthly expenses with rent come to $1,419 in Ubud, Bali and $2,409 in Kirkenes. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for Ubud, Bali or Kirkenes?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Kirkenes at $2,409. In Ubud, Bali it covers expenses comfortably, while in Kirkenes it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kirkenes more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kirkenes?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkenes makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared