🙂A single person spends $1,408 per month in Ubud, Bali vs $2,413 in Kirkenes, rent included.
🙂A couple spends around $2,585 per month in Ubud, Bali vs $3,759 in Kirkenes, rent included.
🙂A family of three spends $3,763 per month in Ubud, Bali vs $5,105 in Kirkenes, rent included.
🙂Ubud, Bali is about 42% cheaper than Kirkenes, driven mainly by Eating Out.
📊Both Ubud, Bali and Kirkenes sit above the global median – Ubud, Bali by 5%, Kirkenes by 81%.
Currency
🍽 Eating Out
Ubud, Bali
Kirkenes
Difference
Meal at Budget Restaurant
$3.45Rp 62.0K
$25.16NOK 243
-86.29%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 580.1K
$103NOK 989
-68.47%
Fast Food Meal(McDonalds, etc)
$4.84Rp 86.9K
$13.80NOK 133
-64.93%
Cappuccino
$2.75Rp 49.3K
$4.96NOK 47.83
-44.56%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.8K
$3.18NOK 30.68
-56.60%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$2.89NOK 27.85
-74.05%
Local Beer(0.5 liter draught)
$2.99Rp 53.7K
$10.10NOK 97.4
-70.40%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.1K
$9.56NOK 92.2
-59.73%
🛒 Groceries & Markets
Ubud, Bali
Kirkenes
Difference
Milk(1 liter)
$1.74Rp 31.1K
$2.18NOK 21.03
-20.18%
White Bread(500g)
$2.46Rp 44.1K
$3.39NOK 32.72
-27.43%
Rice(white)(1kg)
$1.17Rp 21.0K
$3.30NOK 31.78
-64.55%
Eggs
$2.43Rp 43.6K
$4.47NOK 43.08
-45.64%
Local Cheese(1kg)
$14.50Rp 260.2K
$12.13NOK 117
19.54%
Chicken Fillets(1kg)
$4.35Rp 78.0K
$14.79NOK 143
-70.59%
Beef Round Steak(1kg)
$11.98Rp 214.9K
$27.81NOK 268
-56.92%
Apples(1kg)
$3.72Rp 66.7K
$3.48NOK 33.51
6.90%
Banana(1kg)
$1.63Rp 29.2K
$2.41NOK 23.29
-32.37%
Oranges(1kg)
$2.74Rp 49.2K
$3.30NOK 31.78
-16.97%
Tomato(1kg)
$2.24Rp 40.2K
$4.43NOK 42.72
-49.44%
Potato(1kg)
$1.92Rp 34.4K
$2.36NOK 22.80
-18.64%
Onion(1kg)
$2.28Rp 40.8K
$2.54NOK 24.48
-10.24%
Lettuce(1 head)
$1.06Rp 19.1K
$2.85NOK 27.49
-62.81%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$1.84NOK 17.72
-60.87%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 58.9K
$15.02NOK 145
-78.10%
Wine(Bottle)
$23.19Rp 416.1K
$15.49NOK 149
49.71%
Local Beer(0.5 liter bottle)
$2.78Rp 49.8K
$3.43NOK 33.07
-18.95%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.0K
$4.15NOK 40.04
-34.22%
🚌 Getting Around
Ubud, Bali
Kirkenes
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,778
$4.15NOK 40.04
-93.49%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.4K
$73.0NOK 703
-88.88%
Taxi Start(Normal Tariff)
$0.48Rp 8,659
$10.09NOK 97.3
-95.24%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,532
$1.46NOK 14.05
-71.23%
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.6K
$46.07NOK 444
-86.50%
Gasoline(1 liter)
$0.81Rp 14.6K
$2.21NOK 21.33
-63.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 477.4M
$35.9KNOK 346.6K
-25.96%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 577.4M
$38.5KNOK 371.2K
-16.37%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kirkenes
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$241NOK 2,321
-67.45%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.0K
$38.93NOK 375
-89.55%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 436.4K
$55.6NOK 536
-56.26%
🎉 Sport & Entertainment
Ubud, Bali
Kirkenes
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
$49.01NOK 473
101.20%
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.7K
$36.00NOK 347
-82.39%
Cinema Ticket
$3.99Rp 71.5K
$11.03NOK 106
-63.83%
🧸 Childcare & Education
Ubud, Bali
Kirkenes
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
$280NOK 2,701
8.92%
International Primary School, 1 Child(Yearly)
$6,642Rp 119.2M
$10.2KNOK 98.6K
-35.02%
👕👟 Clothing & Footwear
Ubud, Bali
Kirkenes
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 971.2K
$96.0NOK 925
-43.57%
Summer Dress(H&M, Zara, etc)
$37.81Rp 678.2K
$51.6NOK 498
-26.78%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$109NOK 1,053
-20.45%
Men's Leather Business Shoes
$76.4Rp 1.4M
$154NOK 1,485
-50.41%
🏠 Accommodation & Living
Ubud, Bali
Kirkenes
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$1,202NOK 11.6K
-17.47%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$902NOK 8,695
-25.40%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.5M
$1,852NOK 17.9K
82.19%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$1,563NOK 15.1K
31.18%
Buy Apartment in City Center(m2)
$2,805Rp 50.3M
$5,929NOK 57.2K
-52.70%
Buy Apartment Outside City Center(m2)
$2,227Rp 39.9M
$3,879NOK 37.4K
-42.59%
💵 Salaries & Financials
Ubud, Bali
Kirkenes
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
$5,033NOK 48.5K
-96.68%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.38
203.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Kirkenes: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $992 in Ubud, Bali versus $1,202 in Kirkenes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2914% higher in Kirkenes, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $32.00 in Ubud, Bali versus $103 in Kirkenes. Monthly groceries follow the same trend: $297 vs $450 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kirkenes: Cost of Living - Frequently Asked Questions
Is Kirkenes cheaper than Ubud, Bali?
Yes – Kirkenes is pricier by about 71%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $3,620 in Kirkenes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in Kirkenes?
A mid-range dinner for two costs $32.00 in Ubud, Bali and $103 in Kirkenes. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in Kirkenes?
Monthly expenses with rent come to $1,408 in Ubud, Bali and $2,413 in Kirkenes. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for living in Ubud, Bali or in Kirkenes?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Kirkenes at $2,413. In Ubud, Bali it covers expenses comfortably, while in Kirkenes it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kirkenes more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kirkenes?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkenes makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared