Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kirkenes

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,624 in Kirkenes, rent and utilities included – about $15,300 less a year. Other living expenses account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Kirkenes
🇳🇴 Norway
$2,624
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kirkenes

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kirkenes actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,624 in Kirkenes, rent included.

  • Ubud, Bali $1,353
  • Kirkenes $2,624

A couple spends around $2,297 per month in Ubud, Bali vs $4,013 in Kirkenes, rent included.

  • Ubud, Bali $2,297
  • Kirkenes $4,013

A family of three spends $3,241 per month in Ubud, Bali vs $5,401 in Kirkenes, rent included.

  • Ubud, Bali $3,241
  • Kirkenes $5,401

Ubud, Bali is about 48% cheaper than Kirkenes, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Kirkenes sit above the global median – Ubud, Bali by 0%, Kirkenes by 94%.

Currency
🍽 Eating Out
Ubud, Bali
Kirkenes
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$20.52 NOK 193
-84.26%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$106 NOK 995
-67.00%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$15.63 NOK 147
-63.53%
Cappuccino
$2.62 Rp 47.1K
$5.45 NOK 51.3
-51.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$4.02 NOK 37.87
-57.21%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$3.05 NOK 28.68
-73.44%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$11.73 NOK 110
-77.41%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$10.48 NOK 98.7
-58.30%
🛒 Groceries & Markets
Ubud, Bali
Kirkenes
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$2.42 NOK 22.80
-35.12%
White Bread (500g)
$2.19 Rp 39.5K
$3.58 NOK 33.72
-38.83%
Rice (white) (1kg)
$1.18 Rp 21.2K
$3.75 NOK 35.33
-68.53%
Eggs
$2.16 Rp 38.8K
$4.78 NOK 44.95
-54.81%
Local Cheese (1kg)
$17.65 Rp 317.7K
$13.26 NOK 125
33.11%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$15.52 NOK 146
-75.64%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$31.46 NOK 296
-62.02%
Apples (1kg)
$3.60 Rp 64.8K
$3.41 NOK 32.06
5.57%
Banana (1kg)
$1.59 Rp 28.6K
$2.57 NOK 24.16
-38.13%
Oranges (1kg)
$2.31 Rp 41.6K
$3.41 NOK 32.10
-32.26%
Tomato (1kg)
$1.91 Rp 34.3K
$4.91 NOK 46.19
-61.10%
Potato (1kg)
$1.78 Rp 32.1K
$2.55 NOK 23.99
-30.20%
Onion (1kg)
$2.33 Rp 41.9K
$2.90 NOK 27.25
-19.66%
Lettuce (1 head)
$1.00 Rp 18.0K
$3.00 NOK 28.25
-66.67%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$2.25 NOK 21.14
-76.44%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$17.68 NOK 166
-87.05%
Wine (Bottle)
$22.07 Rp 397.3K
$16.49 NOK 155
33.84%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$3.52 NOK 33.15
-33.24%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$4.32 NOK 40.69
-31.02%
🚌 Getting Around
Ubud, Bali
Kirkenes
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$4.47 NOK 42.12
-94.85%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$83.8 NOK 789
-89.38%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$11.67 NOK 110
-95.97%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.88 NOK 17.66
-77.13%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$69.5 NOK 654
-92.13%
Gasoline (1 liter)
$0.83 Rp 14.9K
$2.28 NOK 21.44
-63.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$47.8K NOK 449.6K
-50.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$44.2K NOK 415.8K
-25.78%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kirkenes
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$276 NOK 2,597
-71.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$33.69 NOK 317
-80.53%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$53.7 NOK 506
-65.38%
🎉 Sport & Entertainment
Ubud, Bali
Kirkenes
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$49.18 NOK 463
10.04%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$37.20 NOK 350
-50.86%
Cinema Ticket
$4.25 Rp 76.5K
$17.36 NOK 163
-75.52%
🧸 Childcare & Education
Ubud, Bali
Kirkenes
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$238 NOK 2,241
106.97%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$13.0K NOK 122.7K
-57.05%
👕👟 Clothing & Footwear
Ubud, Bali
Kirkenes
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$99.7 NOK 939
-54.30%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$55.3 NOK 521
-36.83%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$124 NOK 1,169
-37.41%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$154 NOK 1,454
-49.17%
🏠 Accommodation & Living
Ubud, Bali
Kirkenes
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,205 NOK 11.3K
-6.11%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$987 NOK 9,289
-31.81%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$1,954 NOK 18.4K
84.88%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$1,698 NOK 16.0K
0.22%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$6,098 NOK 57.4K
-55.44%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$4,024 NOK 37.9K
-44.31%
💵 Salaries & Financials
Ubud, Bali
Kirkenes
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$5,191 NOK 48.9K
-96.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.94
178.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Kirkenes: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Kirkenes
$987 46.6% $314
Groceries & Markets
Ubud, Bali
$287
Kirkenes
$488 70% $201
Clothing & Footwear
Ubud, Bali
$107
Kirkenes
$195 83.2% $89
Eating Out
Ubud, Bali
$106
Kirkenes
$384 261% $278
Monthly Utilities & Internet
Ubud, Bali
$105
Kirkenes
$363 245% $258
Sport & Entertainment
Ubud, Bali
$63
Kirkenes
$84 34% $21
Getting Around
Ubud, Bali
$12
Kirkenes
$123 888% $110

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $1,205 in Kirkenes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3020% higher in Kirkenes, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $106 in Kirkenes. Monthly groceries follow the same trend: $287 vs $488 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇳🇴 Kirkenes
🕒 Local time
21:23 9:23 PM
15:23 3:23 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
3,500
💱 Currency
Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Norwegian Krone exchange rates as of October 20, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

On the map
Between locations
  • Ubud, Bali Kirkenes 10,710 km ≈ 14 h nonstop flight
From you
  • Ubud, Bali
  • Kirkenes

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kirkenes: Cost of Living - Frequently Asked Questions
Is Kirkenes cheaper than Ubud, Bali?
Yes – Kirkenes is pricier by about 94%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,937 in Kirkenes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in Kirkenes?
A mid-range dinner for two costs $35.00 in Ubud, Bali and $106 in Kirkenes. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in Kirkenes?
Monthly expenses with rent come to $1,353 in Ubud, Bali and $2,624 in Kirkenes. That's a gap of about 94%.
Is $1,000 a realistic budget for living in Ubud, Bali or in Kirkenes?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Kirkenes at $2,624. In Ubud, Bali it covers expenses comfortably, while in Kirkenes it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kirkenes more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kirkenes?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkenes makes more sense. Both are solid long-term options with distinct trade-offs.

Ubud, Bali vs other spots: cost of living compared

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