🙂A single person spends $1,396 per month in Ubud, Bali vs $2,674 in Kirkenes, rent included.
🙂A couple spends around $2,334 per month in Ubud, Bali vs $4,089 in Kirkenes, rent included.
🙂A family of three spends $3,273 per month in Ubud, Bali vs $5,504 in Kirkenes, rent included.
🙂Ubud, Bali is about 48% cheaper than Kirkenes, driven mainly by Eating Out.
📊Both Ubud, Bali and Kirkenes sit above the global median – Ubud, Bali by 2%, Kirkenes by 95%.
Currency
🍽 Eating Out
Ubud, Bali
Kirkenes
Difference
Meal at Budget Restaurant
$3.37Rp 59.7K
$20.72NOK 192
-83.74%
Three-Course Dinner for Two, Mid-Range
$38.59Rp 682.4K
$110NOK 1,019
-64.84%
Fast Food Meal(McDonalds, etc)
$5.52Rp 97.6K
$17.30NOK 161
-68.09%
Cappuccino
$2.64Rp 46.8K
$5.15NOK 47.83
-48.74%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.67Rp 29.6K
$4.46NOK 41.45
-62.56%
Water(0.33 liter bottle)
$0.77Rp 13.6K
$3.32NOK 30.79
-76.81%
Local Beer(0.5 liter draught)
$2.63Rp 46.6K
$13.14NOK 122
-79.98%
Imported Beer(0.33 liter bottle)
$4.28Rp 75.7K
$10.30NOK 95.7
-58.45%
🛒 Groceries & Markets
Ubud, Bali
Kirkenes
Difference
Milk(1 liter)
$1.55Rp 27.3K
$2.16NOK 20.02
-28.24%
White Bread(500g)
$2.22Rp 39.3K
$3.59NOK 33.36
-38.16%
Rice(white)(1kg)
$1.13Rp 19.9K
$3.94NOK 36.61
-71.32%
Eggs
$2.09Rp 36.9K
$5.53NOK 51.4
-62.21%
Local Cheese(1kg)
$17.39Rp 307.6K
$14.41NOK 134
20.68%
Chicken Fillets(1kg)
$3.87Rp 68.4K
$13.37NOK 124
-71.05%
Beef Round Steak(1kg)
$12.55Rp 221.9K
$28.87NOK 268
-56.53%
Apples(1kg)
$3.62Rp 63.9K
$3.33NOK 30.96
8.71%
Banana(1kg)
$1.56Rp 27.6K
$2.53NOK 23.53
-38.34%
Oranges(1kg)
$2.35Rp 41.6K
$3.10NOK 28.81
-24.19%
Tomato(1kg)
$2.06Rp 36.4K
$5.10NOK 47.37
-59.61%
Potato(1kg)
$1.90Rp 33.6K
$2.60NOK 24.10
-26.92%
Onion(1kg)
$2.34Rp 41.3K
$3.01NOK 27.91
-22.26%
Lettuce(1 head)
$1.03Rp 18.2K
$2.90NOK 26.93
-64.48%
Water(1.5 liter bottle)
$0.55Rp 9,809
$2.72NOK 25.22
-79.78%
Cigarettes 20 Pack(Marlboro, Camel)
$2.25Rp 39.8K
$18.44NOK 171
-87.80%
Wine(Bottle)
$23.81Rp 421.0K
$17.71NOK 164
34.44%
Local Beer(0.5 liter bottle)
$2.31Rp 40.9K
$3.54NOK 32.84
-34.75%
Imported Beer(0.33 liter bottle)
$2.80Rp 49.5K
$3.84NOK 35.64
-27.08%
🚌 Getting Around
Ubud, Bali
Kirkenes
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,816
$5.03NOK 46.66
-94.63%
Public Transport Monthly Pass(Regular Price)
$8.66Rp 153.2K
$86.1NOK 799
-89.94%
Taxi Start(Normal Tariff)
$0.48Rp 8,515
$12.27NOK 114
-96.09%
Taxi(Normal Tariff)(1km)
$0.45Rp 7,887
$2.05NOK 19.02
-78.05%
Taxi 1hour Waiting(Normal Tariff)
$5.72Rp 101.1K
$68.8NOK 639
-91.69%
Gasoline(1 liter)
$0.76Rp 13.4K
$2.38NOK 22.06
-68.07%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5KRp 433.0M
$43.1KNOK 400.5K
-43.24%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 568.0M
$47.1KNOK 437.5K
-31.84%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kirkenes
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.6Rp 1.5M
$317NOK 2,946
-73.67%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.46Rp 114.2K
$29.43NOK 273
-78.05%
Internet(50+ Mbps, Unlimited Data)
$18.99Rp 335.9K
$62.2NOK 577
-69.46%
🎉 Sport & Entertainment
Ubud, Bali
Kirkenes
Difference
Gym Membership(Monthly)
$56.0Rp 989.8K
$53.0NOK 492
5.62%
Tennis Court(1 Hour on Weekend)
$18.62Rp 329.2K
$37.01NOK 344
-49.69%
Cinema Ticket
$4.28Rp 75.7K
$18.07NOK 168
-76.31%
🧸 Childcare & Education
Ubud, Bali
Kirkenes
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$487Rp 8.6M
$223NOK 2,067
118.52%
International Primary School, 1 Child(Yearly)
$5,856Rp 103.6M
$12.1KNOK 112.0K
-51.45%
👕👟 Clothing & Footwear
Ubud, Bali
Kirkenes
Difference
Jeans(Levis 501 Or Similar)
$45.56Rp 805.6K
$101NOK 939
-54.97%
Summer Dress(H&M, Zara, etc)
$36.38Rp 643.3K
$53.0NOK 492
-31.40%
Sport Shoes(Adidas, Nike)
$82.0Rp 1.4M
$144NOK 1,338
-43.13%
Men's Leather Business Shoes
$80.4Rp 1.4M
$174NOK 1,616
-53.81%
🏠 Accommodation & Living
Ubud, Bali
Kirkenes
Difference
1-bedroom Apartment, City Center(Monthly)
$1,117Rp 19.7M
$1,327NOK 12.3K
-15.84%
1-bedroom Apartment, Outside City Center(Monthly)
$701Rp 12.4M
$1,190NOK 11.0K
-41.08%
3-bedroom Apartment, City Center(Monthly)
$3,537Rp 62.5M
$2,315NOK 21.5K
52.77%
3-bedroom Apartment, Outside City Center(Monthly)
$1,762Rp 31.2M
$1,905NOK 17.7K
-7.47%
Buy Apartment in City Center(m2)
$2,826Rp 50.0M
$6,320NOK 58.7K
-55.28%
Buy Apartment Outside City Center(m2)
$2,292Rp 40.5M
$4,304NOK 40.0K
-46.75%
💵 Salaries & Financials
Ubud, Bali
Kirkenes
Difference
Average Monthly Net Salary(After Tax)
$170Rp 3.0M
$5,411NOK 50.2K
-96.86%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
4.96
177.82%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: August 31, 2026
Last update for Kirkenes: August 30, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,117 in Ubud, Bali versus $1,327 in Kirkenes. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3087% higher in Kirkenes, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $39.00 in Ubud, Bali versus $110 in Kirkenes. Monthly groceries follow the same trend: $293 vs $481 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kirkenes: Cost of Living - Frequently Asked Questions
Is Kirkenes cheaper than Ubud, Bali?
Yes – Kirkenes is pricier by about 92%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $4,012 in Kirkenes. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in Kirkenes?
A mid-range dinner for two costs $39.00 in Ubud, Bali and $110 in Kirkenes. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in Kirkenes?
Monthly expenses with rent come to $1,396 in Ubud, Bali and $2,674 in Kirkenes. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for living in Ubud, Bali or in Kirkenes?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Kirkenes at $2,674. In Ubud, Bali it covers expenses comfortably, while in Kirkenes it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kirkenes more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kirkenes?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkenes makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared