Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kilmarnock, East Ayrshire

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,327 in Kilmarnock, East Ayrshire, rent and utilities included – about $11,500 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
113

Cost of Living Index in Kilmarnock, East Ayrshire
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Kilmarnock, East Ayrshire Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Kilmarnock, East Ayrshire

🇬🇧 United Kingdom

$2,327

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kilmarnock, East Ayrshire

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kilmarnock, East Ayrshire actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,327 in Kilmarnock, East Ayrshire.

Ubud, Bali $1,368
Kilmarnock, East Ayrshire $2,327

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $3,267 in Kilmarnock, East Ayrshire.

Ubud, Bali $2,314
Kilmarnock, East Ayrshire $3,267

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $4,207 in Kilmarnock, East Ayrshire.

Ubud, Bali $3,260
Kilmarnock, East Ayrshire $4,207

Living in Ubud, Bali costs roughly 41% less than in Kilmarnock, East Ayrshire, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Kilmarnock, East Ayrshire 72% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$22.76 £17.08

-85.37%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$66.0 £49.50

-46.68%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.17 £6.13

-29.01%

Cappuccino

$2.73 Rp 49.1K

$4.61 £3.46

-40.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.99 £1.49

-17.59%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.60 £1.20

-48.13%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$4.26 £3.20

-36.62%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.33 £4.00

-19.32%

Milk (1 liter)

$1.50 Rp 27.1K

$1.89 £1.42

-20.63%

White Bread (500g)

$2.30 Rp 41.4K

$2.37 £1.78

-2.95%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.34 £1.00

-11.94%

Eggs

$2.14 Rp 38.6K

$3.22 £2.42

-33.54%

Local Cheese (1kg)

$17.48 Rp 314.6K

$9.15 £6.87

91.04%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$10.48 £7.86

-61.55%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$15.48 £11.62

-20.99%

Apples (1kg)

$3.55 Rp 63.9K

$2.62 £1.96

35.50%

Banana (1kg)

$1.57 Rp 28.3K

$1.94 £1.46

-19.07%

Oranges (1kg)

$2.24 Rp 40.2K

$1.94 £1.46

15.46%

Tomato (1kg)

$1.93 Rp 34.7K

$4.00 £3.00

-51.75%

Potato (1kg)

$1.88 Rp 33.9K

$2.35 £1.76

-20.00%

Onion (1kg)

$2.29 Rp 41.3K

$1.51 £1.14

51.66%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.40 £1.05

-29.29%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.87 £1.41

-71.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$23.71 £17.79

-90.38%

Wine (Bottle)

$23.01 Rp 414.2K

$12.20 £9.15

88.61%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.73 £2.05

-14.29%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.03 £2.27

-3.96%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$3.50 £2.62

-93.14%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$96.9 £72.7

-90.90%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$4.77 £3.58

-89.94%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.56 £1.17

-70.51%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$20.05 £15.05

-72.82%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.17 £1.63

-59.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$38.9K £29.2K

-36.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$41.1K £30.8K

-24.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$264 £198

-68.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$24.46 £18.35

-73.63%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$46.30 £34.73

-59.89%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$45.23 £33.93

23.41%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$39.89 £29.93

-54.60%

Cinema Ticket

$4.38 Rp 78.9K

$14.42 £10.82

-69.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,396 £1,047

-64.68%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$18.1K £13.6K

-68.15%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$81.5 £61.2

-43.35%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$45.81 £34.37

-22.88%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$104 £78.4

-24.29%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$103 £77.3

-23.87%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,206 £905

-5.26%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,014 £761

-33.36%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,079 £1,560

68.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,367 £1,025

24.36%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$5,098 £3,825

-45.39%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,901 £2,927

-42.57%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.91

180.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Kilmarnock, East Ayrshire: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Kilmarnock, East Ayrshire

$1K 43.6% 50.1% $338

Groceries & Markets

Ubud, Bali

$290 21.2%

Kilmarnock, East Ayrshire

$322 13.8% 10.8% $31

Eating Out

Ubud, Bali

$109 8%

Kilmarnock, East Ayrshire

$308 13.3% 183% $200

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Kilmarnock, East Ayrshire

$334 14.4% 210% $226

Clothing & Footwear

Ubud, Bali

$108 7.9%

Kilmarnock, East Ayrshire

$151 6.5% 40.1% $43

Sport & Entertainment

Ubud, Bali

$65 4.7%

Kilmarnock, East Ayrshire

$74 3.2% 14.7% $9.5

Getting Around

Ubud, Bali

$13 0.9%

Kilmarnock, East Ayrshire

$123 5.3% 884% $111

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,206 in Kilmarnock, East Ayrshire. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $66.0 in Kilmarnock, East Ayrshire for a mid-range dinner for two. Groceries echo the gap at $290 vs $322 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Kilmarnock, East Ayrshire

🕒 Local time

19:39 7:39 PM

12:39 12:39 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

45,000

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kilmarnock, East Ayrshire 12,620 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Kilmarnock, East Ayrshire

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kilmarnock, East Ayrshire: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kilmarnock, East Ayrshire differ by about 70% in total monthly costs ($1,368 vs $2,327 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,051 in Ubud, Bali and $3,490 in Kilmarnock, East Ayrshire to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $1,206 in Kilmarnock, East Ayrshire. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $66.0 in Kilmarnock, East Ayrshire. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $2,327 in Kilmarnock, East Ayrshire – a 70% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $2,327 in Kilmarnock, East Ayrshire, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kilmarnock, East Ayrshire. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kilmarnock, East Ayrshire are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 70% less than in Kilmarnock, East Ayrshire. Beyond cost, consider language, visa policies, and how big the international community is in each city.