Cost of Living Comparison Between Ubud, Bali and Kiel Cost of Living Comparison Between Ubud, Bali and Kiel

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,036 in Kiel.

Estimated couple costs with rent: $2,361 in Ubud, Bali versus $3,047 in Kiel.

Monthly costs for a family of three with rent: $3,330 in Ubud, Bali versus $4,059 in Kiel.

Living in Ubud, Bali costs roughly 32% less than in Kiel, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 3% above, Kiel 50% above.

Meal at Budget Restaurant

$3.30 Rp 59.0K

$17.16 €14.84

-80.77%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 690.2K

$86.9 €75.1

-55.57%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 98.9K

$12.45 €10.77

-55.58%

Cappuccino

$2.62 Rp 46.9K

$4.19 €3.63

-37.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 Rp 28.5K

$3.85 €3.33

-58.70%

Water (0.33 liter bottle)

$0.76 Rp 13.6K

$3.35 €2.90

-77.31%

Local Beer (0.5 liter draught)

$2.62 Rp 46.9K

$5.63 €4.87

-53.46%

Imported Beer (0.33 liter bottle)

$4.25 Rp 76.1K

$4.66 €4.03

-8.80%

Milk (1 liter)

$1.58 Rp 28.2K

$1.30 €1.12

21.54%

White Bread (500g)

$2.30 Rp 41.1K

$2.66 €2.30

-13.53%

Rice (white) (1kg)

$1.04 Rp 18.6K

$3.24 €2.80

-67.90%

Eggs

$2.07 Rp 36.9K

$4.17 €3.60

-50.36%

Local Cheese (1kg)

$17.61 Rp 315.0K

$16.71 €14.45

5.39%

Chicken Fillets (1kg)

$3.97 Rp 71.0K

$12.32 €10.66

-67.78%

Beef Round Steak (1kg)

$11.99 Rp 214.4K

$27.88 €24.11

-56.99%

Apples (1kg)

$3.53 Rp 63.1K

$3.20 €2.77

10.31%

Banana (1kg)

$1.60 Rp 28.6K

$2.32 €2.00

-31.03%

Oranges (1kg)

$2.33 Rp 41.7K

$2.35 €2.03

-0.85%

Tomato (1kg)

$1.94 Rp 34.7K

$3.61 €3.13

-46.26%

Potato (1kg)

$1.79 Rp 32.1K

$1.62 €1.40

10.49%

Onion (1kg)

$2.26 Rp 40.4K

$1.34 €1.16

68.66%

Lettuce (1 head)

$0.98 Rp 17.6K

$1.80 €1.56

-45.56%

Water (1.5 liter bottle)

$0.52 Rp 9,279

$0.87 €0.75

-40.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 41.4K

$10.71 €9.26

-78.43%

Wine (Bottle)

$23.35 Rp 417.6K

$6.16 €5.32

279.06%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.4K

$1.11 €0.96

103.60%

Imported Beer (0.33 liter bottle)

$2.81 Rp 50.2K

$1.59 €1.37

76.73%

One-way Ticket (Public Transport)

$0.27 Rp 4,851

$3.13 €2.71

-91.37%

Public Transport Monthly Pass (Regular Price)

$9.16 Rp 163.8K

$71.9 €62.2

-87.25%

Taxi Start (Normal Tariff)

$0.44 Rp 7,946

$4.14 €3.58

-89.37%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,777

$2.27 €1.96

-81.06%

Taxi 1hour Waiting (Normal Tariff)

$5.51 Rp 98.5K

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.10 €1.82

-62.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 426.7M

$34.0K €29.4K

-29.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K Rp 548.1M

$38.8K €33.6K

-21.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.5M

$311 €269

-73.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.31 Rp 112.9K

$23.63 €20.44

-73.30%

Internet (50+ Mbps, Unlimited Data)

$18.30 Rp 327.3K

$49.73 €43.01

-63.20%

Gym Membership (Monthly)

$54.0 Rp 965.4K

$41.77 €36.13

29.23%

Tennis Court (1 Hour on Weekend)

$17.89 Rp 320.0K

$45.98 €39.77

-61.09%

Cinema Ticket

$4.24 Rp 75.8K

$13.68 €11.83

-69.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$482 Rp 8.6M

$308 €267

56.32%

International Primary School, 1 Child (Yearly)

$5,756 Rp 102.9M

Jeans (Levis 501 Or Similar)

$44.99 Rp 804.7K

$76.2 €65.9

-40.93%

Summer Dress (H&M, Zara, etc)

$34.88 Rp 623.7K

$70.9 €61.3

-50.80%

Sport Shoes (Adidas, Nike)

$78.2 Rp 1.4M

$102 €88.5

-23.49%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$116 €100

-31.52%

1-bedroom Apartment, City Center (Monthly)

$1,148 Rp 20.5M

$735 €636

56.14%

1-bedroom Apartment, Outside City Center (Monthly)

$688 Rp 12.3M

$662 €572

3.95%

3-bedroom Apartment, City Center (Monthly)

$3,619 Rp 64.7M

$1,499 €1,297

141.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 30.8M

$1,067 €923

61.44%

Buy Apartment in City Center (m2)

$2,783 Rp 49.8M

$5,453 €4,716

-48.97%

Buy Apartment Outside City Center (m2)

$2,238 Rp 40.0M

$2,870 €2,482

-22.03%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$3,393 €2,934

-95.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.95

248.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 2, 2026

Last update for Kiel: August 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,148 in Ubud, Bali and $735 in Kiel. Housing cost is often the main lever when comparing two cities.

Kiel pays 1908% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $87.0 in Kiel for a mid-range dinner for two. Groceries echo the gap at $290 vs $368 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kiel: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 46% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1908% lower in Kiel. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,148 in Ubud, Bali versus $735 in Kiel. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 27% higher in Kiel. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $87.0 in Kiel. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,392 in Ubud, Bali versus $2,036 in Kiel, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kiel. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Kiel, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kiel are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Kiel. Beyond cost, consider language, visa policies, and how big the international community is in each city.