Cost of Living Comparison Between Ubud, Bali and Khimki Cost of Living Comparison Between Ubud, Bali and Khimki

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,049 in Khimki.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,578 in Khimki.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,106 in Khimki.

Living in Ubud, Bali is roughly 34% more expensive than in Khimki, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Khimki is 21% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$6.47 ₽509

-46.68%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$37.80 ₽2,970

-14.44%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.88 ₽462

-17.69%

Cappuccino

$2.75 Rp 49.4K

$2.02 ₽158

36.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.15 ₽90.4

20.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.37 ₽28.84

102.70%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.12 ₽245

-4.17%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.49 ₽117

158.39%

Milk (1 liter)

$1.74 Rp 31.2K

$1.11 ₽87.2

56.76%

White Bread (500g)

$2.46 Rp 44.2K

$0.71 ₽56.0

246.48%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.43 ₽112

-18.18%

Eggs

$2.43 Rp 43.7K

$1.71 ₽135

42.11%

Local Cheese (1kg)

$14.50 Rp 260.6K

$12.58 ₽988

15.26%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.00 ₽393

-13.00%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.31 ₽889

5.92%

Apples (1kg)

$3.72 Rp 66.8K

$2.04 ₽160

82.35%

Banana (1kg)

$1.63 Rp 29.2K

$1.00 ₽78.4

63.00%

Oranges (1kg)

$2.74 Rp 49.3K

$1.93 ₽152

41.97%

Tomato (1kg)

$2.24 Rp 40.3K

$2.71 ₽213

-17.34%

Potato (1kg)

$1.92 Rp 34.5K

$0.83 ₽65.4

131.33%

Onion (1kg)

$2.28 Rp 40.9K

$0.67 ₽52.9

240.30%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.42 ₽111

-25.35%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.73 ₽57.1

-1.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.51 ₽197

31.08%

Wine (Bottle)

$23.19 Rp 416.8K

$8.30 ₽652

179.40%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.03 ₽80.8

169.90%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.87 ₽147

45.99%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.49 ₽38.61

-44.90%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.86 ₽146

-74.19%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.35 ₽27.62

20.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.37 ₽501

-2.35%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.78 ₽61.4

3.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.9K ₽2.7M

-21.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$35.8K ₽2.8M

-10.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$199 ₽15.6K

-60.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.03 ₽630

-49.32%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$6.15 ₽483

295.61%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$24.99 ₽1,963

294.60%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$6.53 ₽513

-38.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$634 ₽49.8K

-51.86%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$7,000 ₽549.9K

-5.11%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$115 ₽9,021

-52.85%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$38.16 ₽2,998

-0.92%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$150 ₽11.8K

-42.20%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$87.9 ₽6,908

-13.17%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$439 ₽34.5K

125.94%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$300 ₽23.6K

124.06%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$762 ₽59.9K

342.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$499 ₽39.2K

310.66%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,590 ₽203.5K

8.27%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,437 ₽191.5K

-8.62%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,308 ₽102.8K

-87.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.5

15.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Khimki: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $439 in Khimki. Housing cost is often the main lever when comparing two cities.

Khimki pays 684% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $38.00 in Khimki. Groceries flip the comparison at $297 vs $209, with Khimki cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Khimki: Cost of Living - Frequently Asked Questions

Khimki wins on cost – living expenses run 34% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Khimki the obvious pick if budget is a priority.

On paper, salaries run 684% lower in Khimki. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $439 in Khimki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $1,049 in Khimki – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,049 in Khimki versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Khimki but tight or insufficient in Ubud, Bali. The gap between the two cities makes Khimki the clear choice for anyone on this budget.

Both work as nomad bases, but Khimki delivers better value – similar infrastructure at $1,049 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Khimki hard to pass up.

Safety-wise, Ubud, Bali and Khimki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khimki gentler on the wallet – expenses run 34% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.