Cost of Living Comparison Between Ubud, Bali and Khemisset Cost of Living Comparison Between Ubud, Bali and Khemisset

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $745 in Khemisset.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,164 in Khemisset.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,583 in Khemisset.

Living in Ubud, Bali is roughly 85% more expensive than in Khemisset, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Khemisset is 46% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$1.59 MAD 14.91

109.43%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$37.45 MAD 352

-4.35%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$7.36 MAD 69.1

-23.51%

Cappuccino

$2.82 Rp 49.7K

$0.84 MAD 7.91

235.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.81 MAD 7.62

116.05%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.23 MAD 2.17

247.83%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$6.27 MAD 58.9

-51.52%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$5.31 MAD 49.86

-19.02%

Milk (1 liter)

$1.61 Rp 28.3K

$0.90 MAD 8.46

78.89%

White Bread (500g)

$2.27 Rp 39.9K

$0.46 MAD 4.36

393.48%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.41 MAD 13.27

-17.02%

Eggs

$2.17 Rp 38.2K

$1.89 MAD 17.75

14.81%

Local Cheese (1kg)

$17.63 Rp 310.5K

$10.61 MAD 99.7

66.16%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$7.13 MAD 67.0

-43.20%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$8.39 MAD 78.8

45.17%

Apples (1kg)

$3.62 Rp 63.7K

$0.95 MAD 8.90

281.05%

Banana (1kg)

$1.64 Rp 28.8K

$1.14 MAD 10.75

43.86%

Oranges (1kg)

$2.31 Rp 40.6K

$0.77 MAD 7.22

200.00%

Tomato (1kg)

$1.96 Rp 34.5K

$0.42 MAD 3.90

366.67%

Potato (1kg)

$1.84 Rp 32.5K

$0.66 MAD 6.24

178.79%

Onion (1kg)

$2.37 Rp 41.7K

$0.66 MAD 6.24

259.09%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.48 MAD 4.47

118.75%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.62 MAD 5.78

-12.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.34 MAD 40.79

-47.00%

Wine (Bottle)

$23.08 Rp 406.4K

$9.52 MAD 89.5

142.44%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$3.86 MAD 36.30

-39.38%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$4.07 MAD 38.23

-24.57%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.56 MAD 5.22

-55.36%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$19.34 MAD 182

-51.29%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.73 MAD 6.82

-32.88%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.88 MAD 8.31

-46.59%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$9.97 MAD 93.7

-43.83%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.55 MAD 14.59

-47.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$35.4K MAD 332.4K

-29.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$30.4K MAD 285.7K

2.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$36.71 MAD 345

125.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$6.58 MAD 61.8

-1.37%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$40.34 MAD 379

-53.42%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$13.40 MAD 126

312.24%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$21.53 MAD 202

-15.42%

Cinema Ticket

$4.30 Rp 75.7K

$7.58 MAD 71.2

-43.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$97.0 MAD 912

409.30%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$6,417 MAD 60.3K

-7.79%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$37.07 MAD 348

24.84%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$50.7 MAD 477

-28.15%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$101 MAD 951

-20.26%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$107 MAD 1,007

-26.47%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$275 MAD 2,580

305.83%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$177 MAD 1,662

291.89%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$476 MAD 4,477

663.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$281 MAD 2,645

508.30%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,256 MAD 11.8K

119.71%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$870 MAD 8,173

163.62%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$400 MAD 3,758

-58.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.67

275.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Khemisset: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $275 in Khemisset. Housing cost is often the main lever when comparing two cities.

Khemisset pays 139% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $37.00 in Khemisset. Groceries flip the comparison at $294 vs $195, with Khemisset cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Khemisset: Cost of Living - Frequently Asked Questions

Ubud, Bali and Khemisset differ by about 85% in total monthly costs ($1,378 vs $745 including rent). Khemisset is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 139% lower in Khemisset. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $275 in Khemisset. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Khemisset – a meal for two runs $37.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,378 per month in Ubud, Bali versus $745 in Khemisset – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

At $745 in Khemisset versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Khemisset but tight or insufficient in Ubud, Bali. The gap between the two cities makes Khemisset the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Khemisset are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khemisset gentler on the wallet – expenses run 85% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.