Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kepong

For one person, living is cheaper in Kepong: $896 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
43

Cost of Living Index in Kepong
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Kepong Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kepong

🇲🇾 Malaysia

$896

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kepong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kepong actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $896 in Kepong, rent included.

Ubud, Bali $1,349
Kepong $896

A couple spends around $2,305 per month in Ubud, Bali vs $1,392 in Kepong, rent included.

Ubud, Bali $2,305
Kepong $1,392

A family of three spends $3,261 per month in Ubud, Bali vs $1,888 in Kepong, rent included.

Ubud, Bali $3,261
Kepong $1,888

Ubud, Bali costs about 50% more than Kepong, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.74 MYR 15.23

-11.23%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$24.13 MYR 98.3

47.70%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.99 MYR 20.31

10.82%

Cappuccino

$2.72 Rp 49.4K

$2.98 MYR 12.13

-8.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.86 MYR 3.49

97.67%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.41 MYR 1.69

85.37%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.28 MYR 13.35

-19.21%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.59 MYR 22.78

-21.65%

Milk (1 liter)

$1.49 Rp 27.1K

$1.74 MYR 7.09

-14.37%

White Bread (500g)

$2.28 Rp 41.4K

$1.03 MYR 4.20

121.36%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.42 MYR 5.77

-16.20%

Eggs

$2.04 Rp 37.0K

$1.82 MYR 7.43

12.09%

Local Cheese (1kg)

$17.70 Rp 321.7K

$9.82 MYR 40.02

80.24%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.32 MYR 13.52

19.28%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$9.29 MYR 37.84

31.22%

Apples (1kg)

$3.66 Rp 66.4K

$3.40 MYR 13.85

7.65%

Banana (1kg)

$1.52 Rp 27.6K

$1.74 MYR 7.07

-12.64%

Oranges (1kg)

$2.23 Rp 40.5K

$2.62 MYR 10.69

-14.89%

Tomato (1kg)

$1.97 Rp 35.9K

$1.66 MYR 6.77

18.67%

Potato (1kg)

$1.85 Rp 33.6K

$1.46 MYR 5.93

26.71%

Onion (1kg)

$2.42 Rp 44.1K

$1.72 MYR 7.02

40.70%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.32 MYR 5.38

-25.00%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.51 MYR 2.08

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.37 MYR 17.82

-49.20%

Wine (Bottle)

$22.24 Rp 404.2K

$13.83 MYR 56.4

60.81%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.64 MYR 10.77

-14.39%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.02 MYR 12.30

-1.66%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.82 MYR 3.34

-69.51%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$12.44 MYR 50.7

-37.14%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.95 MYR 3.86

-53.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.35 MYR 1.44

22.86%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$8.86 MYR 36.10

-38.94%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.88 MYR 3.59

-6.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$43.6K MYR 177.6K

-45.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$34.8K MYR 141.9K

-8.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$49.67 MYR 202

59.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$8.29 MYR 33.78

-22.20%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$27.18 MYR 111

-31.64%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$40.69 MYR 166

21.60%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$6.25 MYR 25.47

182.40%

Cinema Ticket

$4.27 Rp 77.7K

$4.85 MYR 19.75

-11.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$238 MYR 968

106.46%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$4,440 MYR 18.1K

27.79%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$53.3 MYR 217

-16.18%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$24.40 MYR 99.4

43.24%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$82.9 MYR 338

-3.56%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$87.0 MYR 354

-8.69%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$406 MYR 1,654

177.18%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$291 MYR 1,184

131.00%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$713 MYR 2,906

399.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$550 MYR 2,242

213.21%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,993 MYR 8,122

37.03%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,166 MYR 4,751

95.88%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$650 MYR 2,647

-74.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.06

239.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kepong: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kepong

$291 32.4% 56.7% $381

Groceries & Markets

Ubud, Bali

$288 21.4%

Kepong

$227 25.3% 21.3% $62

Eating Out

Ubud, Bali

$108 8%

Kepong

$113 12.6% 5.2% $5.5

Clothing & Footwear

Ubud, Bali

$108 8%

Kepong

$111 12.4% 3.6% $3.9

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kepong

$85 9.5% 18.2% $19

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kepong

$50 5.6% 13.2% $7.6

Getting Around

Ubud, Bali

$11 0.9%

Kepong

$18 2.1% 61.4% $7

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $406 in Kepong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kepong are about 4 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $24 in Kepong. Monthly groceries follow the same trend: $288 vs $227 – making Kepong the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇾 Kepong

🕒 Local time

06:20 6:20 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

85,960

💱 Currency

Indonesian Rupiah IDR Rp

Malaysian Ringgit MYR RM

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 MYR = 0.245 USD

1 MYR = 0.22 EUR

Exchange rates and currency converter

MYR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Malaysian Ringgit exchange rates as of October 28, 2026: 1 USD = 4.07 MYR (1 MYR = 0.245 USD). 1 EUR = 4.54 MYR (1 MYR = 0.22 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kepong 2,000 km ≈ 3 h nonstop flight

From you

Ubud, Bali
Kepong

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kepong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $896 in Kepong – Kepong comes out roughly 34% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,344 in Kepong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kepong, especially for central apartments: a one-bedroom in the center costs $406 there versus $1,125 in Ubud, Bali.

Public transport costs about 37% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $238 in Kepong. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Kepong, where all-in costs run around $896, than in Ubud, Bali at $1,349. In Kepong it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kepong – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.