Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kempton Park

For one person, living is cheaper in Kempton Park: $1,209 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Kempton Park
🇿🇦 South Africa
$1,209
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kempton Park

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kempton Park actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,209 in Kempton Park.

  • Ubud, Bali $1,368
  • Kempton Park $1,209

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,854 in Kempton Park.

  • Ubud, Bali $2,314
  • Kempton Park $1,854

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,498 in Kempton Park.

  • Ubud, Bali $3,260
  • Kempton Park $2,498

Living in Ubud, Bali is roughly 13% more expensive than in Kempton Park, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Kempton Park is 10% below.

Currency
🍽 Eating Out
Ubud, Bali
Kempton Park
Difference
Meal at Budget Restaurant
$3.33 Rp 59.9K
$8.85 R 146
-62.37%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 633.2K
$36.72 R 605
-4.19%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.5K
$5.84 R 96.1
-0.68%
Cappuccino
$2.73 Rp 49.1K
$2.39 R 39.33
14.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.5K
$1.08 R 17.80
51.85%
Water (0.33 liter bottle)
$0.83 Rp 15.0K
$0.83 R 13.70
-
Local Beer (0.5 liter draught)
$2.70 Rp 48.6K
$2.38 R 39.19
13.45%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.4K
$2.74 R 45.08
56.93%
🛒 Groceries & Markets
Ubud, Bali
Kempton Park
Difference
Milk (1 liter)
$1.50 Rp 27.1K
$1.28 R 21.17
17.19%
White Bread (500g)
$2.30 Rp 41.4K
$1.08 R 17.78
112.96%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.77 R 29.09
-33.33%
Eggs
$2.14 Rp 38.6K
$2.49 R 41.09
-14.06%
Local Cheese (1kg)
$17.48 Rp 314.6K
$8.60 R 142
103.26%
Chicken Fillets (1kg)
$4.03 Rp 72.5K
$5.21 R 85.8
-22.65%
Beef Round Steak (1kg)
$12.23 Rp 220.1K
$8.76 R 144
39.61%
Apples (1kg)
$3.55 Rp 63.9K
$1.85 R 30.44
91.89%
Banana (1kg)
$1.57 Rp 28.3K
$1.64 R 27.06
-4.27%
Oranges (1kg)
$2.24 Rp 40.2K
$1.78 R 29.39
25.84%
Tomato (1kg)
$1.93 Rp 34.7K
$2.04 R 33.58
-5.39%
Potato (1kg)
$1.88 Rp 33.9K
$1.64 R 27.01
14.63%
Onion (1kg)
$2.29 Rp 41.3K
$1.65 R 27.21
38.79%
Lettuce (1 head)
$0.99 Rp 17.9K
$1.22 R 20.07
-18.85%
Water (1.5 liter bottle)
$0.53 Rp 9,475
$1.26 R 20.80
-57.94%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 41.1K
$3.22 R 53.1
-29.19%
Wine (Bottle)
$23.01 Rp 414.2K
$5.32 R 87.7
332.52%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.2K
$1.62 R 26.68
44.44%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.4K
$2.38 R 39.24
22.27%
🚌 Getting Around
Ubud, Bali
Kempton Park
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,315
$1.53 R 25.21
-84.31%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.7K
$60.5 R 997
-85.42%
Taxi Start (Normal Tariff)
$0.48 Rp 8,684
$0.29 R 4.76
65.52%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,233
$0.82 R 13.43
-43.90%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 98.2K
$14.67 R 242
-62.85%
Gasoline (1 liter)
$0.88 Rp 15.9K
$1.48 R 24.41
-40.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 442.2M
$34.7K R 571.6K
-29.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 561.4M
$31.6K R 521.1K
-1.39%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kempton Park
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$180 R 2,959
-53.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.0K
$38.44 R 633
-83.22%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 334.2K
$36.30 R 598
-48.84%
🎉 Sport & Entertainment
Ubud, Bali
Kempton Park
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$37.47 R 617
48.97%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 326.0K
$10.58 R 174
71.17%
Cinema Ticket
$4.38 Rp 78.9K
$8.02 R 132
-45.39%
🧸 Childcare & Education
Ubud, Bali
Kempton Park
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$256 R 4,218
92.57%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.6M
$5,474 R 90.2K
5.11%
👕👟 Clothing & Footwear
Ubud, Bali
Kempton Park
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 831.4K
$52.8 R 870
-12.50%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 636.0K
$31.58 R 520
11.87%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$91.2 R 1,502
-13.26%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$84.2 R 1,388
-6.92%
🏠 Accommodation & Living
Ubud, Bali
Kempton Park
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.6M
$301 R 4,960
279.46%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.2M
$365 R 6,010
85.20%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 63.1M
$734 R 12.1K
377.17%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.6M
$734 R 12.1K
131.57%
Buy Apartment in City Center (m2)
$2,784 Rp 50.1M
$862 R 14.2K
223.13%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$666 R 11.0K
236.49%
💵 Salaries & Financials
Ubud, Bali
Kempton Park
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$625 R 10.3K
-73.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
11.25
22.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Kempton Park: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Kempton Park
$365 46% $311
Groceries & Markets
Ubud, Bali
$290
Kempton Park
$207 28.7% $83
Eating Out
Ubud, Bali
$109
Kempton Park
$142 30.5% $33
Monthly Utilities & Internet
Ubud, Bali
$108
Kempton Park
$254 135% $146
Clothing & Footwear
Ubud, Bali
$108
Kempton Park
$117 8.7% $9.4
Sport & Entertainment
Ubud, Bali
$65
Kempton Park
$54 17.1% $11
Getting Around
Ubud, Bali
$13
Kempton Park
$71 466% $58

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $301 in Kempton Park. Housing cost is often the main lever when comparing two cities.

Kempton Park pays 280% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $37.00 in Kempton Park. Groceries flip the comparison at $290 vs $207, with Kempton Park cheaper for home cooking.

Good to know
🇮🇩 Ubud, Bali
🇿🇦 Kempton Park
🕒 Local time
12:39 12:39 PM
06:39 6:39 AM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
💱 Currency
Exchange rates and currency converter

ZAR, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

On the map
Between locations
  • Ubud, Bali Kempton Park 9,300 km ≈ 12 h nonstop flight
From you
  • Ubud, Bali
  • Kempton Park

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kempton Park: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Kempton Park?
Kempton Park wins on cost – living expenses run 13% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kempton Park the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Kempton Park?
On paper, salaries run 280% lower in Kempton Park. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Kempton Park?
Rent for a central apartment: $1,142 in Ubud, Bali versus $301 in Kempton Park. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Kempton Park?
Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Kempton Park?
Dining out is cheaper in Kempton Park – a meal for two runs $37.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Kempton Park?
At $1,209 in Kempton Park versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Kempton Park but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kempton Park the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Kempton Park?
Both work as nomad bases, but Kempton Park delivers better value – similar infrastructure at $1,209 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kempton Park hard to pass up.
How safe is Ubud, Bali compared to Kempton Park?
Safety-wise, Ubud, Bali and Kempton Park are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Kempton Park gentler on the wallet – expenses run 13% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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