Cost of Living Comparison Between Ubud, Bali and Kemerovo Cost of Living Comparison Between Ubud, Bali and Kemerovo

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $858 in Kemerovo, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,369 in Kemerovo, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,879 in Kemerovo, rent included.

Ubud, Bali costs about 64% more than Kemerovo, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kemerovo is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.54 ₽592

-54.24%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$31.42 ₽2,468

2.93%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.99 ₽392

-3.01%

Cappuccino

$2.75 Rp 49.4K

$2.82 ₽221

-2.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.21 ₽95.4

14.05%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.47 ₽36.75

59.57%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.26 ₽98.8

137.30%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.25 ₽255

18.46%

Milk (1 liter)

$1.74 Rp 31.2K

$1.01 ₽79.1

72.28%

White Bread (500g)

$2.46 Rp 44.2K

$0.44 ₽34.90

459.09%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.94 ₽73.7

24.47%

Eggs

$2.43 Rp 43.7K

$1.33 ₽105

82.71%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.71 ₽841

35.39%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.15 ₽326

4.82%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$7.17 ₽563

67.09%

Apples (1kg)

$3.72 Rp 66.8K

$2.06 ₽162

80.58%

Banana (1kg)

$1.63 Rp 29.2K

$1.84 ₽144

-11.41%

Oranges (1kg)

$2.74 Rp 49.3K

$1.98 ₽156

38.38%

Tomato (1kg)

$2.24 Rp 40.3K

$2.65 ₽208

-15.47%

Potato (1kg)

$1.92 Rp 34.5K

$0.56 ₽43.78

242.86%

Onion (1kg)

$2.28 Rp 40.9K

$0.40 ₽31.10

470.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.88 ₽69.0

20.45%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.63 ₽49.14

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.73 ₽215

20.51%

Wine (Bottle)

$23.19 Rp 416.8K

$8.95 ₽703

159.11%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.75 ₽58.6

270.67%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.76 ₽138

55.11%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.40 ₽31.44

-32.50%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$14.76 ₽1,159

-45.05%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.38 ₽109

-65.22%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.26 ₽20.56

61.54%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$4.95 ₽389

25.66%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.74 ₽58.5

9.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.9K ₽2.7M

-21.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$28.1K ₽2.2M

14.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$98.8 ₽7,760

-20.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$4.78 ₽375

-14.85%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$7.08 ₽556

243.64%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$68.5 ₽5,381

43.98%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$12.66 ₽995

-49.92%

Cinema Ticket

$3.99 Rp 71.6K

$6.17 ₽485

-35.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$352 ₽27.7K

-13.46%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$4,670 ₽366.9K

42.24%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$49.06 ₽3,854

10.35%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$39.31 ₽3,088

-3.82%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$98.2 ₽7,715

-11.57%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$79.6 ₽6,252

-4.06%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$319 ₽25.1K

210.57%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$235 ₽18.4K

186.68%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$472 ₽37.1K

614.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$451 ₽35.4K

354.83%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,132 ₽246.0K

-10.44%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,205 ₽173.3K

0.98%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$828 ₽65.0K

-79.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

17.38

-23.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kemerovo: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $319 in Kemerovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 396% higher in Kemerovo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $31.00 in Kemerovo. Monthly groceries follow the same trend: $297 vs $179 – making Kemerovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kemerovo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 64% more than Kemerovo, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,288 in Kemerovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kemerovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $858 in Kemerovo. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 82% less in Kemerovo. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kemerovo, where all-in costs run around $858, than in Ubud, Bali at $1,408. In Kemerovo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kemerovo costs $858 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kemerovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.