Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kemerovo

For one person, living is cheaper in Kemerovo: $1,027 a month against $1,349 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
50

Cost of Living Index in Kemerovo
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Kemerovo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kemerovo

🇷🇺 Russia

$1,027

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kemerovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kemerovo actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,027 in Kemerovo, rent included.

Ubud, Bali $1,349
Kemerovo $1,027

A couple spends around $2,305 per month in Ubud, Bali vs $1,621 in Kemerovo, rent included.

Ubud, Bali $2,305
Kemerovo $1,621

A family of three spends $3,261 per month in Ubud, Bali vs $2,215 in Kemerovo, rent included.

Ubud, Bali $3,261
Kemerovo $2,215

Ubud, Bali costs about 31% more than Kemerovo, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$9.03 ₽728

-63.23%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$49.40 ₽3,984

-27.85%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.37 ₽513

-13.19%

Cappuccino

$2.72 Rp 49.4K

$2.61 ₽211

4.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.14 ₽91.8

49.12%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.45 ₽36.03

68.89%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.27 ₽102

108.66%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.41 ₽195

81.74%

Milk (1 liter)

$1.49 Rp 27.1K

$1.16 ₽93.8

28.45%

White Bread (500g)

$2.28 Rp 41.4K

$0.57 ₽45.62

300.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.41 ₽114

-15.60%

Eggs

$2.04 Rp 37.0K

$1.65 ₽133

23.64%

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.16 ₽981

45.56%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$4.79 ₽387

-17.33%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$11.06 ₽892

10.22%

Apples (1kg)

$3.66 Rp 66.4K

$1.92 ₽155

90.63%

Banana (1kg)

$1.52 Rp 27.6K

$1.79 ₽145

-15.08%

Oranges (1kg)

$2.23 Rp 40.5K

$1.99 ₽161

12.06%

Tomato (1kg)

$1.97 Rp 35.9K

$3.30 ₽266

-40.30%

Potato (1kg)

$1.85 Rp 33.6K

$0.85 ₽68.6

117.65%

Onion (1kg)

$2.42 Rp 44.1K

$0.62 ₽49.64

290.32%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.00 ₽81.0

-1.00%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.84 ₽67.5

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.13 ₽253

-29.07%

Wine (Bottle)

$22.24 Rp 404.2K

$9.27 ₽748

139.91%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$0.98 ₽79.1

130.61%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.76 ₽142

68.75%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.54 ₽43.91

-53.70%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$22.44 ₽1,810

-65.15%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.42 ₽195

-81.82%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.23 ₽18.35

86.96%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$6.29 ₽507

-13.99%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.88 ₽71.2

-6.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$44.0K ₽3.5M

-45.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$39.8K ₽3.2M

-20.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$112 ₽9,034

-29.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$7.22 ₽582

-10.66%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$8.39 ₽677

121.45%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$49.64 ₽4,004

-0.32%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$49.03 ₽3,954

-64.00%

Cinema Ticket

$4.27 Rp 77.7K

$7.59 ₽612

-43.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$307 ₽24.7K

59.98%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$70.6 ₽5,695

-36.78%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$48.81 ₽3,937

-28.40%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$100 ₽8,089

-20.33%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$102 ₽8,194

-21.83%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$413 ₽33.3K

172.07%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$308 ₽24.9K

117.71%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$625 ₽50.4K

469.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$497 ₽40.1K

246.72%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$854 ₽68.9K

-80.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-37.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kemerovo: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kemerovo

$308 30.1% 54.1% $363

Groceries & Markets

Ubud, Bali

$288 21.4%

Kemerovo

$213 20.7% 26.2% $76

Eating Out

Ubud, Bali

$108 8%

Kemerovo

$140 13.7% 30.2% $32

Clothing & Footwear

Ubud, Bali

$108 8%

Kemerovo

$145 14.1% 34.5% $37

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kemerovo

$128 12.4% 22.6% $24

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kemerovo

$65 6.3% 11.7% $6.8

Getting Around

Ubud, Bali

$11 0.9%

Kemerovo

$28 2.7% 147% $17

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $413 in Kemerovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kemerovo are about 5.2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $49 in Kemerovo. Groceries tell a different story – $288 in Ubud, Bali vs $213 in Kemerovo – so Kemerovo wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Kemerovo

🕒 Local time

07:18 7:18 AM

06:18 6:18 AM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

552,546

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 28, 2026: 1 USD = 80.65 RUB (100 RUB = 1.24 USD). 1 EUR = 89.78 RUB (100 RUB = 1.11 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kemerovo 7,600 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Kemerovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kemerovo: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 31% more than Kemerovo, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,540 in Kemerovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kemerovo, especially for central apartments: a one-bedroom in the center costs $413 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,027 in Kemerovo. That makes Kemerovo about 24% cheaper.

Public transport costs about 65% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,027 in Kemerovo. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kemerovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.