Cost of Living Comparison Between Ubud, Bali and Keflavik Cost of Living Comparison Between Ubud, Bali and Keflavik

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $2,826 in Keflavik.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $4,368 in Keflavik.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $5,910 in Keflavik.

Living in Ubud, Bali costs roughly 50% less than in Keflavik, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Keflavik 110% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$24.41 ISK 3,039

-85.37%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$147 ISK 18.2K

-77.82%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$20.33 ISK 2,531

-76.09%

Cappuccino

$2.75 Rp 49.2K

$3.94 ISK 491

-30.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$3.13 ISK 390

-57.83%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.53 ISK 314

-72.33%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$8.12 ISK 1,011

-64.16%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$8.23 ISK 1,024

-53.95%

Milk (1 liter)

$1.71 Rp 30.6K

$1.93 ISK 241

-11.40%

White Bread (500g)

$2.47 Rp 44.3K

$4.15 ISK 517

-40.48%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.35 ISK 293

-48.94%

Eggs

$2.44 Rp 43.8K

$6.18 ISK 769

-60.52%

Local Cheese (1kg)

$14.38 Rp 257.7K

$18.22 ISK 2,268

-21.08%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$23.63 ISK 2,942

-81.76%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$43.19 ISK 5,377

-71.73%

Apples (1kg)

$3.68 Rp 66.0K

$2.36 ISK 293

55.93%

Banana (1kg)

$1.55 Rp 27.8K

$2.43 ISK 303

-36.21%

Oranges (1kg)

$2.79 Rp 49.9K

$2.39 ISK 298

16.74%

Tomato (1kg)

$2.33 Rp 41.8K

$4.04 ISK 503

-42.33%

Potato (1kg)

$1.97 Rp 35.3K

$3.04 ISK 378

-35.20%

Onion (1kg)

$2.31 Rp 41.4K

$2.04 ISK 254

13.24%

Lettuce (1 head)

$1.06 Rp 19.1K

$3.14 ISK 391

-66.24%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.95 ISK 243

-62.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$13.53 ISK 1,685

-75.76%

Wine (Bottle)

$22.79 Rp 408.4K

$15.82 ISK 1,970

44.06%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$3.75 ISK 466

-25.07%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.74 ISK 341

1.46%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$3.57 ISK 444

-91.88%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$75.1 ISK 9,355

-89.27%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$6.45 ISK 804

-93.02%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$2.30 ISK 286

-80.43%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$85.4 ISK 10.6K

-92.70%

Gasoline (1 liter)

$0.85 Rp 15.2K

$2.47 ISK 308

-65.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$47.1K ISK 5.9M

-44.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$52.8K ISK 6.6M

-40.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$86.3 ISK 10.7K

-6.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$27.46 ISK 3,418

-85.21%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$85.8 ISK 10.7K

-71.54%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$17.45 ISK 2,173

-76.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$318 ISK 39.5K

-4.24%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$30.2K ISK 3.8M

-78.06%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$140 ISK 17.4K

-61.15%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$62.6 ISK 7,790

-38.02%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$185 ISK 23.1K

-53.53%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$184 ISK 22.9K

-58.32%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$1,877 ISK 233.6K

-47.48%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$1,344 ISK 167.3K

-51.03%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$2,475 ISK 308.2K

36.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$2,042 ISK 254.2K

1.17%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$3,650 ISK 454.4K

-95.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.63

37.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Keflavik: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,877 in Keflavik. Housing cost is often the main lever when comparing two cities.

Keflavik pays 2134% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $147 in Keflavik for a mid-range dinner for two. Groceries echo the gap at $297 vs $559 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Keflavik: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 101% lower than in Keflavik. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Keflavik earns 2134% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $1,877 in Keflavik. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 832% less than in Keflavik. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $318 in Keflavik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,404 in Ubud, Bali versus $2,826 in Keflavik, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Keflavik. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Keflavik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 101% less than in Keflavik. Beyond cost, consider language, visa policies, and how big the international community is in each city.