Cost of Living Comparison Between Ubud, Bali and Keflavik Cost of Living Comparison Between Ubud, Bali and Keflavik

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $3,028 in Keflavik.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $4,569 in Keflavik.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $6,110 in Keflavik.

Living in Ubud, Bali costs roughly 55% less than in Keflavik, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 2% above, Keflavik 124% above.

Meal at Budget Restaurant

$3.32 Rp 59.8K

$24.93 ISK 2,999

-86.68%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 635.6K

$136 ISK 16.4K

-74.05%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.9K

$21.12 ISK 2,540

-74.76%

Cappuccino

$2.75 Rp 49.5K

$4.21 ISK 506

-34.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.1K

$3.28 ISK 395

-47.26%

Water (0.33 liter bottle)

$0.80 Rp 14.4K

$3.20 ISK 385

-75.00%

Local Beer (0.5 liter draught)

$2.95 Rp 53.0K

$8.07 ISK 971

-63.44%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.9K

$8.07 ISK 970

-44.98%

Milk (1 liter)

$1.50 Rp 27.0K

$2.04 ISK 245

-26.47%

White Bread (500g)

$2.30 Rp 41.3K

$4.44 ISK 535

-48.20%

Rice (white) (1kg)

$1.10 Rp 19.8K

$2.47 ISK 298

-55.47%

Eggs

$2.16 Rp 38.9K

$6.57 ISK 790

-67.12%

Local Cheese (1kg)

$17.09 Rp 307.4K

$19.71 ISK 2,371

-13.29%

Chicken Fillets (1kg)

$3.88 Rp 69.8K

$24.62 ISK 2,962

-84.24%

Beef Round Steak (1kg)

$11.92 Rp 214.4K

$42.83 ISK 5,152

-72.17%

Apples (1kg)

$3.57 Rp 64.1K

$2.51 ISK 302

42.23%

Banana (1kg)

$1.58 Rp 28.5K

$2.45 ISK 295

-35.51%

Oranges (1kg)

$2.36 Rp 42.5K

$2.51 ISK 302

-5.98%

Tomato (1kg)

$1.97 Rp 35.4K

$4.12 ISK 496

-52.18%

Potato (1kg)

$1.81 Rp 32.5K

$3.33 ISK 401

-45.65%

Onion (1kg)

$2.39 Rp 43.0K

$1.73 ISK 208

38.15%

Lettuce (1 head)

$1.02 Rp 18.3K

$3.76 ISK 452

-72.87%

Water (1.5 liter bottle)

$0.49 Rp 8,841

$1.84 ISK 222

-73.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.4K

$14.02 ISK 1,686

-83.95%

Wine (Bottle)

$22.30 Rp 401.2K

$16.74 ISK 2,013

33.21%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.6K

$3.85 ISK 463

-38.44%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.1K

$2.85 ISK 343

1.75%

One-way Ticket (Public Transport)

$0.25 Rp 4,482

$3.63 ISK 437

-93.11%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.9K

$75.8 ISK 9,120

-88.72%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$6.64 ISK 799

-93.37%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,598

$2.63 ISK 316

-84.03%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.9K

$75.9 ISK 9,130

-92.54%

Gasoline (1 liter)

$0.81 Rp 14.7K

$2.03 ISK 245

-60.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.1M

$52.2K ISK 6.3M

-54.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 557.4M

$54.1K ISK 6.5M

-42.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$89.1 ISK 10.7K

-7.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.3K

$33.03 ISK 3,973

-80.93%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 335.3K

$84.0 ISK 10.1K

-77.82%

Gym Membership (Monthly)

$54.7 Rp 984.7K

$80.9 ISK 9,734

-32.36%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

Cinema Ticket

$4.24 Rp 76.3K

$19.93 ISK 2,398

-78.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$416 ISK 50.1K

16.35%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.6M

$30.9K ISK 3.7M

-81.92%

Jeans (Levis 501 Or Similar)

$45.77 Rp 823.5K

$157 ISK 18.9K

-70.82%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 642.2K

$67.4 ISK 8,108

-47.05%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$178 ISK 21.5K

-56.11%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$198 ISK 23.8K

-59.43%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$1,909 ISK 229.6K

-39.93%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$1,375 ISK 165.5K

-50.70%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 63.0M

$2,516 ISK 302.7K

39.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

$2,051 ISK 246.7K

-17.70%

Buy Apartment in City Center (m2)

$2,788 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$3,760 ISK 452.3K

-95.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.88

55.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Keflavik: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $1,909 in Keflavik. Housing cost is often the main lever when comparing two cities.

Keflavik pays 2178% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $136 in Keflavik for a mid-range dinner for two. Groceries echo the gap at $286 vs $579 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Keflavik: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 120% lower than in Keflavik. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 2178% lower in Keflavik. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $1,909 in Keflavik. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 787% less than in Keflavik. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $484 in Ubud, Bali versus $416 in Keflavik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,374 in Ubud, Bali versus $3,028 in Keflavik, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Keflavik. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,374 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Keflavik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 120% less than in Keflavik. Beyond cost, consider language, visa policies, and how big the international community is in each city.