Cost of Living Comparison Between Ubud, Bali and Kayseri Cost of Living Comparison Between Ubud, Bali and Kayseri

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $922 in Kayseri, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,401 in Kayseri, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,881 in Kayseri, rent included.

Ubud, Bali costs about 51% more than Kayseri, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Kayseri is 33% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Kayseri
Difference
Meal at Budget Restaurant
$3.37 Rp 59.7K
$6.89 ₺334
-51.09%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 682.4K
$18.30 ₺886
110.87%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 97.6K
$7.41 ₺359
-25.51%
Cappuccino
$2.64 Rp 46.8K
$3.16 ₺153
-16.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.6K
$1.37 ₺66.5
21.90%
Water (0.33 liter bottle)
$0.77 Rp 13.6K
$0.29 ₺14.18
165.52%
Local Beer (0.5 liter draught)
$2.63 Rp 46.6K
$2.56 ₺124
2.73%
Imported Beer (0.33 liter bottle)
$4.28 Rp 75.7K
$3.08 ₺149
38.96%
🛒 Groceries & Markets
Ubud, Bali
Kayseri
Difference
Milk (1 liter)
$1.55 Rp 27.3K
$0.95 ₺46.20
63.16%
White Bread (500g)
$2.22 Rp 39.3K
$0.99 ₺47.74
124.24%
Rice (white) (1kg)
$1.13 Rp 19.9K
$1.81 ₺87.7
-37.57%
Eggs
$2.09 Rp 36.9K
$2.14 ₺104
-2.34%
Local Cheese (1kg)
$17.39 Rp 307.6K
$9.68 ₺468
79.65%
Chicken Fillets (1kg)
$3.87 Rp 68.4K
$3.99 ₺193
-3.01%
Beef Round Steak (1kg)
$12.55 Rp 221.9K
$18.56 ₺898
-32.38%
Apples (1kg)
$3.62 Rp 63.9K
$1.64 ₺79.2
120.73%
Banana (1kg)
$1.56 Rp 27.6K
$1.91 ₺92.7
-18.32%
Oranges (1kg)
$2.35 Rp 41.6K
$0.89 ₺43.27
164.04%
Tomato (1kg)
$2.06 Rp 36.4K
$1.33 ₺64.4
54.89%
Potato (1kg)
$1.90 Rp 33.6K
$0.43 ₺20.75
341.86%
Onion (1kg)
$2.34 Rp 41.3K
$0.41 ₺19.88
470.73%
Lettuce (1 head)
$1.03 Rp 18.2K
$0.89 ₺43.03
15.73%
Water (1.5 liter bottle)
$0.55 Rp 9,809
$0.66 ₺31.73
-16.67%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 39.8K
$2.10 ₺102
7.14%
Wine (Bottle)
$23.81 Rp 421.0K
$10.33 ₺500
130.49%
Local Beer (0.5 liter bottle)
$2.31 Rp 40.9K
$2.29 ₺111
0.87%
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.5K
$2.87 ₺139
-2.44%
🚌 Getting Around
Ubud, Bali
Kayseri
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,816
$0.71 ₺34.20
-61.97%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 153.2K
$22.53 ₺1,090
-61.56%
Taxi Start (Normal Tariff)
$0.48 Rp 8,515
$2.51 ₺122
-80.88%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,887
$0.54 ₺26.32
-16.67%
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 101.1K
$10.24 ₺496
-44.14%
Gasoline (1 liter)
$0.76 Rp 13.4K
$1.23 ₺59.6
-38.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 433.0M
$43.8K ₺2.1M
-44.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 568.0M
$39.3K ₺1.9M
-18.36%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kayseri
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$70.6 ₺3,417
18.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 114.2K
$9.10 ₺440
-29.01%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 335.9K
$11.63 ₺563
63.28%
🎉 Sport & Entertainment
Ubud, Bali
Kayseri
Difference
Gym Membership (Monthly)
$56.0 Rp 989.8K
$59.0 ₺2,857
-5.17%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 329.2K
$5.05 ₺245
268.71%
Cinema Ticket
$4.28 Rp 75.7K
$4.89 ₺237
-12.47%
🧸 Childcare & Education
Ubud, Bali
Kayseri
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$372 ₺18.0K
30.65%
International Primary School, 1 Child (Yearly)
$5,856 Rp 103.6M
$7,311 ₺353.9K
-19.90%
👕👟 Clothing & Footwear
Ubud, Bali
Kayseri
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 805.6K
$46.71 ₺2,261
-2.46%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 643.3K
$29.60 ₺1,433
22.91%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.4M
$114 ₺5,521
-28.14%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$58.0 ₺2,808
38.62%
🏠 Accommodation & Living
Ubud, Bali
Kayseri
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.7M
$373 ₺18.1K
199.18%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.4M
$247 ₺12.0K
183.84%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.5M
$626 ₺30.3K
464.72%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.2M
$430 ₺20.8K
309.82%
Buy Apartment in City Center (m2)
$2,826 Rp 50.0M
$985 ₺47.7K
187.03%
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.5M
$690 ₺33.4K
232.22%
💵 Salaries & Financials
Ubud, Bali
Kayseri
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
$969 ₺46.9K
-82.49%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
36
-61.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Kayseri: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $373 in Kayseri. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 471% higher in Kayseri, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $18.00 in Kayseri. Monthly groceries follow the same trend: $293 vs $221 – making Kayseri the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kayseri: Cost of Living - Frequently Asked Questions
Is Kayseri cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 51%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,383 in Kayseri. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kayseri, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in Kayseri?
A mid-range dinner for two costs $39.00 in Ubud, Bali and $18.00 in Kayseri. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in Kayseri?
Monthly expenses with rent come to $1,396 in Ubud, Bali and $922 in Kayseri. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Ubud, Bali or in Kayseri?
A $1,500 monthly budget goes further in Kayseri, where all-in costs run around $922, than in Ubud, Bali at $1,396. In Kayseri it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Kayseri more family-friendly?
Families tend to lean toward Kayseri – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Kayseri?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kayseri. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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