Cost of Living Comparison Between Ubud, Bali and Kayfan Cost of Living Comparison Between Ubud, Bali and Kayfan

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,369 in Kayfan, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,327 in Kayfan, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,285 in Kayfan, rent included.

Ubud, Bali costs about 3% more than Kayfan, driven mainly by Groceries & Markets.

Both Ubud, Bali and Kayfan sit above the global median – Ubud, Bali by 5%, Kayfan by 2%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$9.67 KWD 3.00

-64.32%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$80.9 KWD 25.06

-60.00%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$9.07 KWD 2.81

-46.64%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.43 KWD 0.75

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.76 KWD 1.16

Cappuccino

$2.75 Rp 49.4K

$5.89 KWD 1.83

-53.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.65 KWD 0.20

112.31%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.37 KWD 0.11

102.70%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$1.61 KWD 0.50

8.07%

White Bread (500g)

$2.46 Rp 44.2K

$1.24 KWD 0.38

98.39%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.70 KWD 0.53

-31.18%

Eggs

$2.43 Rp 43.7K

$2.05 KWD 0.64

18.54%

Local Cheese (1kg)

$14.50 Rp 260.6K

$5.19 KWD 1.61

179.38%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.56 KWD 2.03

-33.69%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.47 KWD 3.24

14.42%

Apples (1kg)

$3.72 Rp 66.8K

$2.38 KWD 0.74

56.30%

Banana (1kg)

$1.63 Rp 29.2K

$1.99 KWD 0.62

-18.09%

Oranges (1kg)

$2.74 Rp 49.3K

$1.73 KWD 0.54

58.38%

Tomato (1kg)

$2.24 Rp 40.3K

$1.50 KWD 0.46

49.33%

Potato (1kg)

$1.92 Rp 34.5K

$1.23 KWD 0.38

56.10%

Onion (1kg)

$2.28 Rp 40.9K

$1.32 KWD 0.41

72.73%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.64 KWD 0.51

-35.37%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.49 KWD 0.15

46.94%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.16 KWD 0.98

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.05 KWD 0.32

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.33 KWD 0.41

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$2.88 KWD 0.89

14.24%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.84 KWD 0.26

-67.86%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$44.06 KWD 13.65

-81.59%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$3.20 KWD 0.99

-85.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$3.19 KWD 0.99

-86.83%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$16.41 KWD 5.08

-62.10%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.34 KWD 0.10

138.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$21.2K KWD 6,579

25.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$20.0K KWD 6,195

61.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$62.1 KWD 19.23

26.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$18.68 KWD 5.79

-78.21%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$25.59 KWD 7.93

-4.92%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$93.8 KWD 29.06

5.16%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$45.54 KWD 14.11

-86.08%

Cinema Ticket

$3.99 Rp 71.6K

$11.45 KWD 3.55

-65.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$410 KWD 127

-25.53%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$6,634 KWD 2,056

0.12%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$41.83 KWD 12.96

29.43%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$41.84 KWD 12.97

-9.63%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$86.8 KWD 26.90

0.05%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$82.3 KWD 25.49

-7.17%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$786 KWD 244

26.21%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$610 KWD 189

10.23%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,588 KWD 492

112.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,268 KWD 393

61.70%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$4,122 KWD 1,277

-95.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.14

85.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kayfan: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $786 in Kayfan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2369% higher in Kayfan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $81.0 in Kayfan. Groceries tell a different story – $297 in Ubud, Bali vs $180 in Kayfan – so Kayfan wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kayfan: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 3% more than Kayfan, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,054 in Kayfan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kayfan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 443% less in Kayfan. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $410 in Kayfan. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Kayfan, where all-in costs run around $1,369, than in Ubud, Bali at $1,408. In Kayfan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kayfan costs $1,369 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kayfan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.