Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kayfan

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,453 in Kayfan, rent and utilities included – about $1,200 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
66

Cost of Living Index in Kayfan
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Kayfan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kayfan

🇰🇼 Kuwait

$1,453

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kayfan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kayfan actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,453 in Kayfan, rent included.

Ubud, Bali $1,349
Kayfan $1,453

A couple spends around $2,305 per month in Ubud, Bali vs $2,264 in Kayfan, rent included.

Ubud, Bali $2,305
Kayfan $2,264

A family of three spends $3,261 per month in Ubud, Bali vs $3,074 in Kayfan, rent included.

Ubud, Bali $3,261
Kayfan $3,074

Ubud, Bali is about 7% cheaper than Kayfan, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$12.84 KWD 3.96

-74.14%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$65.6 KWD 20.22

-45.68%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.10 KWD 2.80

-39.23%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.15 KWD 0.97

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.77 KWD 1.47

Cappuccino

$2.72 Rp 49.3K

$5.31 KWD 1.64

-48.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.70 KWD 0.22

142.86%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.29 KWD 0.09

162.07%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.1K

$1.62 KWD 0.50

-8.02%

White Bread (500g)

$2.28 Rp 41.3K

$1.51 KWD 0.47

50.99%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.92 KWD 0.59

-38.02%

Eggs

$2.04 Rp 36.9K

$2.08 KWD 0.64

-1.92%

Local Cheese (1kg)

$17.70 Rp 321.2K

$4.46 KWD 1.37

296.86%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.85 KWD 2.11

-42.19%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$10.06 KWD 3.10

21.17%

Apples (1kg)

$3.66 Rp 66.3K

$2.39 KWD 0.74

53.14%

Banana (1kg)

$1.52 Rp 27.5K

$1.88 KWD 0.58

-19.15%

Oranges (1kg)

$2.23 Rp 40.4K

$1.86 KWD 0.57

19.89%

Tomato (1kg)

$1.97 Rp 35.8K

$1.55 KWD 0.48

27.10%

Potato (1kg)

$1.85 Rp 33.5K

$1.36 KWD 0.42

36.03%

Onion (1kg)

$2.42 Rp 44.0K

$1.48 KWD 0.46

63.51%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.38 KWD 0.73

-58.40%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.58 KWD 0.18

-12.07%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.31 KWD 1.02

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 KWD 0.31

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.43 KWD 0.44

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.80 KWD 0.86

-20.71%

Wine (Bottle)

$22.24 Rp 403.6K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.71 KWD 0.22

-64.79%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$4.94 KWD 1.52

-91.09%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.27 KWD 1.01

-86.85%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$16.37 KWD 5.04

-66.95%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.33 KWD 0.10

148.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$23.7K KWD 7,308

0.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$19.5K KWD 6,015

62.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$64.9 KWD 19.99

21.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$22.28 KWD 6.87

-71.05%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$29.52 KWD 9.10

-37.06%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$93.0 KWD 28.65

-46.77%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$12.94 KWD 3.99

-67.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$503 KWD 155

-2.49%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$9,302 KWD 2,867

-39.00%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$37.26 KWD 11.48

19.81%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$39.97 KWD 12.32

-12.56%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$97.8 KWD 30.13

-18.28%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$88.9 KWD 27.38

-10.61%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$845 KWD 260

33.10%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$690 KWD 213

-2.70%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,619 KWD 499

120.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,192 KWD 368

44.51%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,990 KWD 1,230

-95.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.53

111.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kayfan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kayfan

$690 47.5% 2.8% $19

Groceries & Markets

Ubud, Bali

$288 21.4%

Kayfan

$187 12.9% 35.2% $101

Eating Out

Ubud, Bali

$108 8%

Kayfan

$198 13.6% 83.6% $90

Clothing & Footwear

Ubud, Bali

$108 8%

Kayfan

$119 8.2% 10.4% $11

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kayfan

$117 8% 12.1% $13

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kayfan

$119 8.2% 105% $61

Getting Around

Ubud, Bali

$11 0.9%

Kayfan

$24 * 1.7% 112% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $845 in Kayfan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kayfan are about 24 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $66 in Kayfan. Groceries tell a different story – $288 in Ubud, Bali vs $187 in Kayfan – so Kayfan wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇰🇼 Kayfan

🕒 Local time

02:22 2:22 AM

21:22 9:22 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Kuwaiti Dinar KWD د.ك

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 KWD = 3.24 USD

1 KWD = 2.91 EUR

Exchange rates and currency converter

KWD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Kuwaiti Dinar exchange rates as of November 2, 2026: 1 USD = 0.308 KWD (1 KWD = 3.24 USD). 1 EUR = 0.344 KWD (1 KWD = 2.91 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kayfan 8,330 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Kayfan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kayfan: Cost of Living - Frequently Asked Questions

Kayfan costs about 8% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,180 in Kayfan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kayfan, especially for central apartments: a one-bedroom in the center costs $845 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,453 in Kayfan. That makes Ubud, Bali about 7% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $503 in Kayfan. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,453 in Kayfan. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,453 in Kayfan. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Kayfan makes more sense. Both are solid long-term options with distinct trade-offs.