Cost of Living Comparison Between Ubud, Bali and Kayfan Cost of Living Comparison Between Ubud, Bali and Kayfan

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,316 in Kayfan, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,247 in Kayfan, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $3,177 in Kayfan, rent included.

Ubud, Bali costs about 4% more than Kayfan, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kayfan is 4% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$11.21 KWD 3.44

-69.31%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$65.4 KWD 20.09

-44.45%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$8.77 KWD 2.70

-34.89%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.17 KWD 0.98

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.88 KWD 1.50

Cappuccino

$2.67 Rp 47.4K

$5.13 KWD 1.58

-47.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$0.76 KWD 0.23

130.26%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.31 KWD 0.10

180.65%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

Milk (1 liter)

$1.62 Rp 28.7K

$1.65 KWD 0.51

-1.82%

White Bread (500g)

$2.33 Rp 41.4K

$1.48 KWD 0.45

57.43%

Rice (white) (1kg)

$1.11 Rp 19.7K

$1.92 KWD 0.59

-42.19%

Eggs

$2.20 Rp 39.1K

$2.12 KWD 0.65

3.77%

Local Cheese (1kg)

$17.69 Rp 314.0K

$4.34 KWD 1.34

307.60%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$6.79 KWD 2.09

-39.62%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$10.44 KWD 3.21

16.67%

Apples (1kg)

$3.71 Rp 65.8K

$2.43 KWD 0.75

52.67%

Banana (1kg)

$1.59 Rp 28.2K

$1.86 KWD 0.57

-14.52%

Oranges (1kg)

$2.28 Rp 40.5K

$1.87 KWD 0.57

21.93%

Tomato (1kg)

$1.95 Rp 34.7K

$1.55 KWD 0.48

25.81%

Potato (1kg)

$1.91 Rp 33.8K

$1.33 KWD 0.41

43.61%

Onion (1kg)

$2.33 Rp 41.4K

$1.44 KWD 0.44

61.81%

Lettuce (1 head)

$1.01 Rp 17.9K

$2.26 KWD 0.70

-55.31%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.59 KWD 0.18

-6.78%

Bottle of Non-Alcoholic Wine (Mid-Range)

$3.26 KWD 1.00

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.03 KWD 0.32

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.45 KWD 0.45

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.70 KWD 0.83

-17.41%

Wine (Bottle)

$23.07 Rp 409.5K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$0.85 KWD 0.26

-68.24%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$4.80 KWD 1.48

-90.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$3.31 KWD 1.02

-87.01%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$15.95 KWD 4.90

-64.64%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.36 KWD 0.11

122.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$20.8K KWD 6,399

19.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$20.2K KWD 6,211

56.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$66.9 KWD 20.54

21.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$22.58 KWD 6.94

-71.26%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$29.99 KWD 9.22

-37.41%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$99.6 KWD 30.59

-42.88%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$11.49 KWD 3.53

-60.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$300 KWD 92.1

60.42%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$9,516 KWD 2,924

-39.98%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$37.08 KWD 11.39

22.76%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$40.11 KWD 12.33

-10.55%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$96.5 KWD 29.64

-16.65%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$89.7 KWD 27.58

-12.34%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$823 KWD 253

35.47%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$583 KWD 179

19.77%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,695 KWD 521

114.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,409 KWD 433

23.30%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$4,064 KWD 1,249

-95.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.53

111.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kayfan: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $823 in Kayfan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2319% higher in Kayfan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $65.0 in Kayfan. Groceries tell a different story – $295 in Ubud, Bali vs $187 in Kayfan – so Kayfan wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kayfan: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 4% more than Kayfan, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,975 in Kayfan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kayfan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,316 in Kayfan. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $300 in Kayfan. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Kayfan, where all-in costs run around $1,316, than in Ubud, Bali at $1,368. In Kayfan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kayfan costs $1,316 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kayfan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.