Cost of Living Comparison Between Ubud, Bali and Kayfan Cost of Living Comparison Between Ubud, Bali and Kayfan

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,398 in Kayfan, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,354 in Kayfan, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $3,310 in Kayfan, rent included.

Ubud, Bali costs about 2% more than Kayfan, driven mainly by Groceries & Markets.

Both Ubud, Bali and Kayfan sit above the global median – Ubud, Bali by 6%, Kayfan by 4%.

Currency
🍽 Eating Out
Ubud, Bali
Kayfan
Difference
Meal at Budget Restaurant
$3.56 Rp 63.9K
$9.86 KWD 3.05
-63.89%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 586.8K
$81.6 KWD 25.20
-59.89%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.7K
$8.81 KWD 2.72
-43.81%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.40 KWD 0.74
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$3.74 KWD 1.16
-
Cappuccino
$2.71 Rp 48.6K
$6.00 KWD 1.85
-54.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.1K
$0.69 KWD 0.21
94.20%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$0.34 KWD 0.11
105.88%
Local Beer (0.5 liter draught)
$2.92 Rp 52.3K
-
-
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.9K
-
-
🛒 Groceries & Markets
Ubud, Bali
Kayfan
Difference
Milk (1 liter)
$1.81 Rp 32.4K
$1.62 KWD 0.50
11.73%
White Bread (500g)
$2.52 Rp 45.1K
$1.30 KWD 0.40
93.85%
Rice (white) (1kg)
$1.16 Rp 20.8K
$1.78 KWD 0.55
-34.83%
Eggs
$2.46 Rp 44.1K
$2.06 KWD 0.64
19.42%
Local Cheese (1kg)
$14.71 Rp 263.7K
$5.26 KWD 1.62
179.66%
Chicken Fillets (1kg)
$4.32 Rp 77.4K
$6.45 KWD 1.99
-33.02%
Beef Round Steak (1kg)
$12.14 Rp 217.5K
$10.39 KWD 3.21
16.84%
Apples (1kg)
$3.84 Rp 68.8K
$2.45 KWD 0.76
56.73%
Banana (1kg)
$1.56 Rp 27.9K
$1.94 KWD 0.60
-19.59%
Oranges (1kg)
$2.83 Rp 50.8K
$1.74 KWD 0.54
62.64%
Tomato (1kg)
$2.33 Rp 41.7K
$1.43 KWD 0.44
62.94%
Potato (1kg)
$1.91 Rp 34.3K
$1.24 KWD 0.38
54.03%
Onion (1kg)
$2.20 Rp 39.5K
$1.26 KWD 0.39
74.60%
Lettuce (1 head)
$1.01 Rp 18.2K
$1.68 KWD 0.52
-39.88%
Water (1.5 liter bottle)
$0.78 Rp 13.9K
$0.45 KWD 0.14
73.33%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$3.32 KWD 1.02
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$1.06 KWD 0.33
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$1.40 KWD 0.43
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.4K
$2.91 KWD 0.90
14.09%
Wine (Bottle)
$23.74 Rp 425.5K
-
-
Local Beer (0.5 liter bottle)
$2.79 Rp 50.0K
-
-
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.3K
-
-
🚌 Getting Around
Ubud, Bali
Kayfan
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,819
$0.88 KWD 0.27
-69.32%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.9K
$44.51 KWD 13.75
-81.96%
Taxi Start (Normal Tariff)
$0.46 Rp 8,181
$3.36 KWD 1.04
-86.31%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,068
$3.30 KWD 1.02
-86.36%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.3K
$16.44 KWD 5.08
-62.90%
Gasoline (1 liter)
$0.79 Rp 14.2K
$0.33 KWD 0.10
139.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 468.8M
$21.7K KWD 6,689
20.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 575.8M
$20.0K KWD 6,184
60.40%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kayfan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$61.8 KWD 19.07
29.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.9K
$18.22 KWD 5.63
-77.72%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 421.6K
$25.87 KWD 7.99
-9.08%
🎉 Sport & Entertainment
Ubud, Bali
Kayfan
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$94.8 KWD 29.27
4.14%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.8K
$45.77 KWD 14.13
-85.51%
Cinema Ticket
$4.15 Rp 74.3K
$11.41 KWD 3.52
-63.63%
🧸 Childcare & Education
Ubud, Bali
Kayfan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$403 KWD 124
-24.59%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.5M
$6,524 KWD 2,015
1.36%
👕👟 Clothing & Footwear
Ubud, Bali
Kayfan
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 995.6K
$41.50 KWD 12.82
33.83%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 686.7K
$43.28 KWD 13.37
-11.48%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$87.1 KWD 26.91
1.69%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$83.3 KWD 25.71
-6.46%
🏠 Accommodation & Living
Ubud, Bali
Kayfan
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$780 KWD 241
29.05%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$619 KWD 191
9.18%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.7M
$1,591 KWD 491
116.30%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.6M
$1,301 KWD 402
56.70%
Buy Apartment in City Center (m2)
$2,841 Rp 50.9M
-
-
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Kayfan
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$4,117 KWD 1,271
-95.99%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
7.14
85.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kayfan: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $780 in Kayfan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2392% higher in Kayfan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $82.0 in Kayfan. Groceries tell a different story – $302 in Ubud, Bali vs $180 in Kayfan – so Kayfan wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kayfan: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Kayfan?
Ubud, Bali costs about 2% more than Kayfan, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Kayfan?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,096 in Kayfan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Kayfan?
Rent is clearly cheaper in Kayfan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Ubud, Bali vs Kayfan?
Public transport costs about 454% less in Kayfan. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Ubud, Bali and Kayfan?
Kindergarten costs $304 per month in Ubud, Bali and $403 in Kayfan. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or Kayfan?
A $1,000 monthly budget goes further in Kayfan, where all-in costs run around $1,398, than in Ubud, Bali at $1,419. In Kayfan it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Kayfan?
For digital nomads, it depends on budget. Kayfan costs $1,398 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Kayfan?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Kayfan?
If budget matters most, go with Kayfan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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