Cost of Living Comparison Between Ubud, Bali and Kavala Cost of Living Comparison Between Ubud, Bali and Kavala

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,404 in Kavala, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,167 in Kavala, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,931 in Kavala, rent included.

Ubud, Bali is about 3% cheaper than Kavala, driven mainly by Eating Out.

Both Ubud, Bali and Kavala sit above the global median – Ubud, Bali by 0%, Kavala by 3%.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$17.31 €15.09

-80.13%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$56.8 €49.47

-36.02%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$11.49 €10.02

-50.30%

Cappuccino

$2.67 Rp 47.3K

$3.85 €3.36

-30.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.88 €1.64

-6.91%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.76 €0.66

14.47%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$5.66 €4.94

-47.88%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$6.28 €5.48

-28.03%

Milk (1 liter)

$1.62 Rp 28.7K

$1.53 €1.34

5.88%

White Bread (500g)

$2.33 Rp 41.3K

$1.33 €1.16

75.19%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.66 €1.45

-33.13%

Eggs

$2.20 Rp 39.0K

$4.04 €3.53

-45.54%

Local Cheese (1kg)

$17.69 Rp 313.3K

$14.33 €12.49

23.45%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$8.07 €7.03

-49.19%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$11.31 €9.86

7.69%

Apples (1kg)

$3.71 Rp 65.6K

$2.37 €2.06

56.54%

Banana (1kg)

$1.59 Rp 28.1K

$2.30 €2.01

-30.87%

Oranges (1kg)

$2.28 Rp 40.4K

$2.11 €1.84

8.06%

Tomato (1kg)

$1.95 Rp 34.6K

$2.82 €2.45

-30.85%

Potato (1kg)

$1.91 Rp 33.7K

$1.26 €1.09

51.59%

Onion (1kg)

$2.33 Rp 41.3K

$1.02 €0.89

128.43%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.59 €1.39

-36.48%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.93 €0.81

-40.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$5.62 €4.90

-60.32%

Wine (Bottle)

$23.07 Rp 408.6K

$6.74 €5.88

242.28%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$2.10 €1.83

15.24%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.28 €1.99

31.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.37 €1.19

-80.29%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$63.2 €55.1

-85.79%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$4.37 €3.81

-89.02%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.07 €0.93

-59.81%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$17.07 €14.88

-66.96%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.08 €1.82

-61.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$29.3K €25.6K

-14.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$30.0K €26.2K

5.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$184 €160

-55.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$20.98 €18.29

-69.07%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$31.10 €27.11

-39.65%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$58.7 €51.2

-3.15%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$23.38 €20.38

-19.89%

Cinema Ticket

$4.54 Rp 80.4K

$10.33 €9.00

-56.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$490 €428

-1.99%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$9,238 €8,053

-38.18%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$100 €87.5

-54.63%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$45.04 €39.26

-20.34%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$103 €89.8

-21.93%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$112 €97.3

-29.49%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$424 €369

163.05%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$288 €251

142.47%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$712 €621

410.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$493 €430

252.33%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$3,680 €3,208

-24.33%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$3,168 €2,761

-27.72%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,164 €1,015

-85.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.3

220.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kavala: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $424 in Kavala. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 593% higher in Kavala, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $57.0 in Kavala. Groceries tell a different story – $295 in Ubud, Bali vs $269 in Kavala – so Kavala wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kavala: Cost of Living - Frequently Asked Questions

Yes – Kavala is pricier by about 3%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,106 in Kavala. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 604% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $481 per month in Ubud, Bali and $490 in Kavala. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Kavala at $1,404. In Ubud, Bali it covers expenses comfortably, while in Kavala it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kavala makes more sense. Both are solid long-term options with distinct trade-offs.