Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kavadarci

For one person, living is cheaper in Kavadarci: $770 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
37

Cost of Living Index in Kavadarci
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Kavadarci Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kavadarci

🇲🇰 North Macedonia

$770

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kavadarci

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kavadarci actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $770 in Kavadarci, rent included.

Ubud, Bali $1,349
Kavadarci $770

A couple spends around $2,305 per month in Ubud, Bali vs $1,170 in Kavadarci, rent included.

Ubud, Bali $2,305
Kavadarci $1,170

A family of three spends $3,261 per month in Ubud, Bali vs $1,570 in Kavadarci, rent included.

Ubud, Bali $3,261
Kavadarci $1,570

Ubud, Bali costs about 75% more than Kavadarci, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$5.37 MKD 294

-38.18%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$27.21 MKD 1,488

30.98%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

$3.68 MKD 201

50.27%

Cappuccino

$2.72 Rp 49.4K

$1.45 MKD 79.4

87.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.10 MKD 60.2

54.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.77 MKD 42.16

-1.30%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.60 MKD 87.7

65.62%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$2.20 MKD 121

99.09%

Milk (1 liter)

$1.49 Rp 27.1K

$1.22 MKD 66.9

22.13%

White Bread (500g)

$2.28 Rp 41.3K

$0.76 MKD 41.41

200.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.41 MKD 77.2

-15.60%

Eggs

$2.04 Rp 37.0K

$2.51 MKD 137

-18.73%

Local Cheese (1kg)

$17.70 Rp 321.5K

$6.99 MKD 382

153.22%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$6.44 MKD 352

-38.51%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$10.27 MKD 561

18.70%

Apples (1kg)

$3.66 Rp 66.4K

$0.62 MKD 34.11

490.32%

Banana (1kg)

$1.52 Rp 27.6K

$1.41 MKD 76.9

7.80%

Oranges (1kg)

$2.23 Rp 40.5K

$1.17 MKD 64.0

90.60%

Tomato (1kg)

$1.97 Rp 35.8K

$1.94 MKD 106

1.55%

Potato (1kg)

$1.85 Rp 33.6K

$0.87 MKD 47.62

112.64%

Onion (1kg)

$2.42 Rp 44.0K

$0.80 MKD 43.69

202.50%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.62 MKD 34.13

59.68%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$0.48 MKD 26.42

6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.25 MKD 177

-31.69%

Wine (Bottle)

$22.24 Rp 403.9K

$3.73 MKD 204

496.25%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.87 MKD 47.83

159.77%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.33 MKD 72.9

123.31%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

$0.71 MKD 38.95

-64.79%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

$29.53 MKD 1,615

-73.52%

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

$1.07 MKD 58.3

-58.88%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

$0.56 MKD 30.88

-23.21%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$3.74 MKD 205

44.65%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.47 MKD 80.1

-44.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

$34.4K MKD 1.9M

-30.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

$25.0K MKD 1.4M

26.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$87.4 MKD 4,777

-9.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$8.96 MKD 490

-28.01%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$19.30 MKD 1,055

-3.73%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$22.17 MKD 1,212

123.18%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$4.27 Rp 77.6K

$5.11 MKD 280

-16.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$371 MKD 20.3K

32.30%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$5,627 MKD 307.7K

0.83%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

$71.9 MKD 3,933

-37.94%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

$36.53 MKD 1,997

-4.33%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$86.8 MKD 4,746

-7.94%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$114 MKD 6,226

-30.25%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$216 MKD 11.8K

420.57%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$183 MKD 10.0K

266.65%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$366 MKD 20.0K

873.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$269 MKD 14.7K

539.61%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,263 MKD 69.0K

116.35%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,045 MKD 57.2K

118.47%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$576 MKD 31.5K

-71.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.23

225.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kavadarci: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kavadarci

$183 23.8% 72.7% $488

Groceries & Markets

Ubud, Bali

$288 21.4%

Kavadarci

$172 22.4% 40.2% $116

Eating Out

Ubud, Bali

$108 8%

Kavadarci

$91 11.9% 15.1% $16

Clothing & Footwear

Ubud, Bali

$108 8%

Kavadarci

$139 18.1% 29.4% $32

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kavadarci

$116 15% 11.1% $12

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kavadarci

$32 4.2% 44.2% $26

Getting Around

Ubud, Bali

$11 0.9%

Kavadarci

$36 4.7% 218% $25

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $216 in Kavadarci. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kavadarci are about 3.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $27 in Kavadarci. Monthly groceries follow the same trend: $288 vs $172 – making Kavadarci the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇲🇰 Kavadarci

🕒 Local time

11:55 11:55 AM

04:55 4:55 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

29,320

💱 Currency

Indonesian Rupiah IDR Rp

North Macedonian Denar MKD ден

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

Exchange rates and currency converter

MKD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

North Macedonian Denar exchange rates as of November 3, 2026: 1 USD = 54.68 MKD (100 MKD = 1.83 USD). 1 EUR = 61.29 MKD (100 MKD = 1.63 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kavadarci 10,900 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Kavadarci

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kavadarci: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 75%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,155 in Kavadarci. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kavadarci, especially for central apartments: a one-bedroom in the center costs $216 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $770 in Kavadarci. That makes Kavadarci about 43% cheaper.

Public transport costs about 74% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kavadarci, where all-in costs run around $770, than in Ubud, Bali at $1,349. In Kavadarci it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kavadarci – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.