Cost of Living Comparison Between Ubud, Bali and Katerini Cost of Living Comparison Between Ubud, Bali and Katerini

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,352 in Katerini.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,988 in Katerini.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,624 in Katerini.

Living in Ubud, Bali is roughly 5% more expensive than Katerini, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Katerini 1% above.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$13.51 €11.63

-73.65%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$56.8 €48.91

-42.38%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$9.14 €7.87

-45.84%

Cappuccino

$2.71 Rp 48.6K

$4.16 €3.58

-34.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.64 €1.41

-18.29%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.60 €0.51

16.67%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$5.12 €4.41

-42.97%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$5.92 €5.10

-33.11%

Milk (1 liter)

$1.81 Rp 32.4K

$1.40 €1.20

29.29%

White Bread (500g)

$2.52 Rp 45.1K

$1.63 €1.41

54.60%

Rice (white) (1kg)

$1.16 Rp 20.8K

$2.02 €1.74

-42.57%

Eggs

$2.46 Rp 44.1K

$3.75 €3.23

-34.40%

Local Cheese (1kg)

$14.71 Rp 263.7K

$11.21 €9.65

31.22%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$9.38 €8.07

-53.94%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$13.32 €11.47

-8.86%

Apples (1kg)

$3.84 Rp 68.8K

$1.80 €1.55

113.33%

Banana (1kg)

$1.56 Rp 27.9K

$1.95 €1.68

-20.00%

Oranges (1kg)

$2.83 Rp 50.8K

$1.07 €0.92

164.49%

Tomato (1kg)

$2.33 Rp 41.7K

$1.81 €1.56

28.73%

Potato (1kg)

$1.91 Rp 34.3K

$1.08 €0.93

76.85%

Onion (1kg)

$2.20 Rp 39.5K

$1.28 €1.10

71.88%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.05 €0.90

-3.81%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.45 €0.39

73.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.74 €4.08

-29.96%

Wine (Bottle)

$23.74 Rp 425.5K

$7.47 €6.43

217.80%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.19 €1.03

134.45%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.66 €1.43

72.29%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.42 €1.22

-80.99%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$40.81 €35.14

-80.32%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$3.13 €2.69

-85.30%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$17.10 €14.73

-64.33%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.08 €1.79

-62.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$27.4K €23.6K

-4.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$24.9K €21.4K

29.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$293 €252

-72.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$23.24 €20.01

-82.53%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$29.88 €25.73

-21.29%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$51.2 €44.13

92.62%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$26.10 €22.48

-74.60%

Cinema Ticket

$4.15 Rp 74.3K

$9.86 €8.49

-57.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$362 €312

-16.11%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$4,567 €3,933

44.81%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$99.1 €85.3

-43.93%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$39.14 €33.70

-2.12%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$68.4 €58.9

29.49%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$73.2 €63.0

6.37%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$312 €268

222.79%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$270 €232

150.45%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$512 €441

572.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$425 €366

379.96%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,620 €1,395

75.40%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,335 €1,150

69.58%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,188 €1,023

-86.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.34

205.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Katerini: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $312 in Katerini. Housing cost is often the main lever when comparing two cities.

Katerini pays 619% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $57.0 in Katerini. Groceries flip the comparison at $302 vs $247, with Katerini cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Katerini: Cost of Living - Frequently Asked Questions

Ubud, Bali and Katerini differ by about 5% in total monthly costs ($1,419 vs $1,352 including rent). Katerini is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Katerini earns 619% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $312 in Katerini. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $362 in Katerini. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 22% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,352 in Katerini versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Katerini but tight or insufficient in Ubud, Bali. The gap between the two cities makes Katerini the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Katerini are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Katerini gentler on the wallet – expenses run 5% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.