Cost of Living Comparison Between Ubud, Bali and Katerini Cost of Living Comparison Between Ubud, Bali and Katerini

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,367 in Katerini.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,040 in Katerini.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,713 in Katerini.

Living in Ubud, Bali is roughly 3% more expensive than in Katerini, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Katerini 2% above.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$13.16 €11.51

-73.78%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$58.5 €51.1

-44.67%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$9.14 €8.00

-47.05%

Cappuccino

$2.75 Rp 49.3K

$4.14 €3.62

-33.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.61 €1.41

-14.29%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.60 €0.53

25.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$5.10 €4.46

-41.37%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$5.88 €5.14

-34.52%

Milk (1 liter)

$1.74 Rp 31.1K

$1.45 €1.27

20.00%

White Bread (500g)

$2.46 Rp 44.1K

$1.63 €1.42

50.92%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.13 €1.86

-45.07%

Eggs

$2.43 Rp 43.6K

$3.70 €3.23

-34.32%

Local Cheese (1kg)

$14.50 Rp 260.2K

$11.07 €9.68

30.98%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$9.76 €8.54

-55.43%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$13.03 €11.40

-8.06%

Apples (1kg)

$3.72 Rp 66.7K

$1.87 €1.63

98.93%

Banana (1kg)

$1.63 Rp 29.2K

$1.96 €1.71

-16.84%

Oranges (1kg)

$2.74 Rp 49.2K

$1.09 €0.95

151.38%

Tomato (1kg)

$2.24 Rp 40.2K

$1.83 €1.60

22.40%

Potato (1kg)

$1.92 Rp 34.4K

$1.07 €0.94

79.44%

Onion (1kg)

$2.28 Rp 40.8K

$1.29 €1.13

76.74%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.04 €0.91

1.92%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.45 €0.39

60.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$4.73 €4.14

-30.44%

Wine (Bottle)

$23.19 Rp 416.1K

$7.44 €6.51

211.69%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.18 €1.03

135.59%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.61 €1.40

69.57%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$1.36 €1.19

-80.15%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$40.65 €35.57

-80.05%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$2.99 €2.61

-83.95%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$17.06 €14.93

-63.54%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.09 €1.83

-61.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$28.1K €24.6K

-5.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$24.5K €21.5K

31.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$301 €263

-73.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$23.70 €20.73

-82.83%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$28.89 €25.27

-15.78%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$50.7 €44.34

94.57%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$25.55 €22.35

-75.19%

Cinema Ticket

$3.99 Rp 71.5K

$9.87 €8.64

-59.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$364 €319

-16.25%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$4,714 €4,124

40.90%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$98.8 €86.5

-45.21%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$38.47 €33.66

-1.72%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$67.7 €59.2

28.23%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$71.8 €62.8

6.41%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$304 €266

226.14%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$266 €233

152.58%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$511 €447

560.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$420 €367

388.37%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,617 €1,415

73.46%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,296 €1,134

71.81%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,132 €990

-85.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.34

205.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Katerini: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $304 in Katerini. Housing cost is often the main lever when comparing two cities.

Katerini pays 578% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $58.0 in Katerini. Groceries flip the comparison at $297 vs $249, with Katerini cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Katerini: Cost of Living - Frequently Asked Questions

Ubud, Bali and Katerini differ by about 3% in total monthly costs ($1,408 vs $1,367 including rent). Katerini is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 578% lower in Katerini. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $304 in Katerini. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $364 in Katerini. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,367 in Katerini versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Katerini but tight or insufficient in Ubud, Bali. The gap between the two cities makes Katerini the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Katerini are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Katerini gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.