Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Katerini

For one person, living is cheaper in Katerini: $1,301 a month against $1,349 in Ubud, Bali, rent and utilities included – about $580 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
63

Cost of Living Index in Katerini
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Katerini Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Katerini

🇬🇷 Greece

$1,301

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Katerini

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Katerini actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,301 in Katerini.

Ubud, Bali $1,349
Katerini $1,301

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,993 in Katerini.

Ubud, Bali $2,305
Katerini $1,993

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,684 in Katerini.

Ubud, Bali $3,261
Katerini $2,684

Living in Ubud, Bali is roughly 4% more expensive than in Katerini, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$15.03 €13.50

-77.91%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$55.7 €50.0

-36.00%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$8.92 €8.02

-38.00%

Cappuccino

$2.72 Rp 49.4K

$3.93 €3.53

-30.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.85 €1.67

-8.11%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.77 €0.69

-1.30%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.00 €3.60

-33.75%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.51 €5.85

-32.72%

Milk (1 liter)

$1.49 Rp 27.1K

$1.36 €1.23

9.56%

White Bread (500g)

$2.28 Rp 41.4K

$1.55 €1.39

47.10%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.97 €1.77

-39.59%

Eggs

$2.04 Rp 37.0K

$3.64 €3.27

-43.96%

Local Cheese (1kg)

$17.70 Rp 321.7K

$10.94 €9.83

61.79%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$9.00 €8.09

-56.00%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$14.17 €12.73

-13.97%

Apples (1kg)

$3.66 Rp 66.4K

$1.82 €1.63

101.10%

Banana (1kg)

$1.52 Rp 27.6K

$1.83 €1.65

-16.94%

Oranges (1kg)

$2.23 Rp 40.5K

$1.35 €1.22

65.19%

Tomato (1kg)

$1.97 Rp 35.9K

$1.79 €1.61

10.06%

Potato (1kg)

$1.85 Rp 33.6K

$1.28 €1.15

44.53%

Onion (1kg)

$2.42 Rp 44.1K

$1.22 €1.10

98.36%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.31 €1.17

-24.43%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.50 €0.45

2.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.88 €4.39

-54.51%

Wine (Bottle)

$22.24 Rp 404.2K

$7.27 €6.53

205.91%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.14 €1.02

98.25%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.52 €1.37

95.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$1.37 €1.23

-81.75%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$55.5 €49.89

-85.92%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.90 €2.60

-84.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.99 €0.89

-56.57%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$16.59 €14.90

-67.39%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.06 €1.85

-60.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$27.9K €25.0K

-14.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$24.5K €22.0K

29.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$214 €192

-63.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$23.08 €20.74

-72.05%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$30.91 €27.77

-39.89%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$42.61 €38.28

16.12%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$24.90 €22.37

-29.12%

Cinema Ticket

$4.27 Rp 77.7K

$8.99 €8.07

-52.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$345 €310

42.32%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$4,386 €3,940

29.37%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$93.0 €83.5

-51.97%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$42.03 €37.76

-16.85%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$80.6 €72.4

-0.87%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$70.2 €63.0

13.21%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$334 €300

237.24%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$290 €261

131.32%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$562 €505

533.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$475 €427

262.65%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,588 €1,426

72.07%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,243 €1,116

83.83%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,124 €1,010

-85.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.52

204.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Katerini: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Katerini

$290 22.3% 56.8% $381

Groceries & Markets

Ubud, Bali

$288 21.4%

Katerini

$247 19% 14.3% $41

Eating Out

Ubud, Bali

$108 8%

Katerini

$238 18.3% 121% $130

Clothing & Footwear

Ubud, Bali

$108 8%

Katerini

$129 9.9% 19.6% $21

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Katerini

$268 20.6% 158% $164

Sport & Entertainment

Ubud, Bali

$58 4.3%

Katerini

$61 4.7% 4.4% $2.6

Getting Around

Ubud, Bali

$11 0.9%

Katerini

$69 5.3% 503% $57

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $334 in Katerini. Housing cost is often the main lever when comparing two cities.

Katerini pays about 6.9 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $56 in Katerini. Groceries flip the comparison at $288 vs $247, with Katerini cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Katerini

🕒 Local time

04:30 4:30 AM

22:30 10:30 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

56,000

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Katerini 10,850 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Katerini

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Katerini: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $1,301 in Katerini, so Katerini is about 4% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 85% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $334 in Katerini. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $345 in Katerini. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 17% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Katerini gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Katerini is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Katerini are both considered safe, so it’s unlikely to be the deciding factor between them.