Cost of Living Comparison Between Ubud, Bali and Katerini Cost of Living Comparison Between Ubud, Bali and Katerini

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,372 in Katerini.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,100 in Katerini.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,828 in Katerini.

Monthly costs are close between Ubud, Bali and Katerini; which city is cheaper depends on the spending category.

The two cities straddle the global median: Ubud, Bali is 0% above, Katerini is 1% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$15.78 €13.60

-78.90%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$58.5 €50.4

-38.79%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$9.02 €7.78

-37.58%

Cappuccino

$2.82 Rp 49.7K

$4.07 €3.51

-30.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.85 €1.60

-5.41%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.72 €0.62

11.11%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$4.17 €3.60

-27.10%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$6.32 €5.45

-31.96%

Milk (1 liter)

$1.61 Rp 28.3K

$1.42 €1.22

13.38%

White Bread (500g)

$2.27 Rp 39.9K

$1.59 €1.37

42.77%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.10 €1.81

-44.29%

Eggs

$2.17 Rp 38.2K

$3.67 €3.16

-40.87%

Local Cheese (1kg)

$17.63 Rp 310.5K

$11.03 €9.51

59.84%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$9.55 €8.23

-57.59%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$14.25 €12.29

-14.53%

Apples (1kg)

$3.62 Rp 63.7K

$1.89 €1.63

91.53%

Banana (1kg)

$1.64 Rp 28.8K

$1.88 €1.62

-12.77%

Oranges (1kg)

$2.31 Rp 40.6K

$1.46 €1.26

58.22%

Tomato (1kg)

$1.96 Rp 34.5K

$1.89 €1.63

3.70%

Potato (1kg)

$1.84 Rp 32.5K

$1.20 €1.04

53.33%

Onion (1kg)

$2.37 Rp 41.7K

$1.25 €1.08

89.60%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.35 €1.17

-22.22%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.50 €0.43

8.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$5.05 €4.35

-54.46%

Wine (Bottle)

$23.08 Rp 406.4K

$7.48 €6.45

208.56%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.15 €0.99

103.48%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.60 €1.38

91.87%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.48 €1.28

-83.11%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$58.1 €50.0

-83.77%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$3.15 €2.71

-84.44%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.07 €0.92

-56.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$17.60 €15.17

-68.18%

Gasoline (1 liter)

$0.81 Rp 14.2K

$2.15 €1.86

-62.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$28.5K €24.6K

-12.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$24.8K €21.4K

25.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$232 €200

-64.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$23.95 €20.64

-72.90%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$31.14 €26.84

-39.66%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$44.33 €38.21

24.61%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$26.16 €22.55

-30.39%

Cinema Ticket

$4.30 Rp 75.7K

$9.28 €8.00

-53.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$362 €312

36.47%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$4,702 €4,053

25.86%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$96.4 €83.1

-52.01%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$43.37 €37.38

-15.98%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$84.5 €72.8

-4.51%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$74.4 €64.1

5.90%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$340 €293

227.89%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$300 €258

131.39%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$601 €518

505.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$501 €432

241.85%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,597 €1,376

72.90%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,343 €1,157

70.75%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,170 €1,009

-85.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.52

204.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Katerini: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $340 in Katerini. Housing cost is often the main lever when comparing two cities.

Katerini pays 600% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36.00 in Ubud, Bali vs $59.0 in Katerini. Groceries flip the comparison at $294 vs $254, with Katerini cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Katerini: Cost of Living - Frequently Asked Questions

On paper, salaries run 600% lower in Katerini. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $340 in Katerini. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Katerini runs roughly 516% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Supermarket bills run roughly 16% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,372 in Katerini versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Katerini but tight or insufficient in Ubud, Bali. The gap between the two cities makes Katerini the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Katerini are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Katerini wins on affordability, Ubud, Bali on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.