Cost of Living Comparison Between Ubud, Bali and Kassel Cost of Living Comparison Between Ubud, Bali and Kassel

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,941 in Kassel.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,871 in Kassel.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $3,800 in Kassel.

Living in Ubud, Bali costs roughly 28% less than in Kassel, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Kassel 46% above.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$14.97 €13.06

-76.15%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$57.9 €50.4

-44.13%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$10.26 €8.94

-51.17%

Cappuccino

$2.82 Rp 51.1K

$3.45 €3.00

-18.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$4.21 €3.67

-67.93%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$3.65 €3.18

-80.00%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$4.94 €4.31

-40.69%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$4.61 €4.02

-14.53%

Milk (1 liter)

$1.78 Rp 32.2K

$1.35 €1.18

31.85%

White Bread (500g)

$2.45 Rp 44.3K

$2.36 €2.05

3.81%

Rice (white) (1kg)

$1.15 Rp 20.8K

$3.61 €3.15

-68.14%

Eggs

$2.41 Rp 43.7K

$3.79 €3.30

-36.41%

Local Cheese (1kg)

$14.33 Rp 259.1K

$14.55 €12.69

-1.51%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$13.39 €11.67

-68.71%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$22.31 €19.45

-45.94%

Apples (1kg)

$3.64 Rp 65.8K

$3.22 €2.81

13.04%

Banana (1kg)

$1.57 Rp 28.3K

$1.85 €1.61

-15.14%

Oranges (1kg)

$2.79 Rp 50.4K

$2.29 €2.00

21.83%

Tomato (1kg)

$2.24 Rp 40.5K

$5.49 €4.79

-59.20%

Potato (1kg)

$1.98 Rp 35.8K

$1.69 €1.47

17.16%

Onion (1kg)

$2.28 Rp 41.2K

$1.78 €1.55

28.09%

Lettuce (1 head)

$1.05 Rp 19.1K

$2.04 €1.78

-48.53%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.24 €1.08

-36.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$10.07 €8.78

-68.32%

Wine (Bottle)

$23.49 Rp 424.8K

$5.58 €4.86

320.97%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.03 €0.90

181.55%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$1.62 €1.41

70.37%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$3.66 €3.19

-92.62%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

$66.2 €57.7

-87.35%

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$4.07 €3.55

-88.94%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

$1.82 €1.59

-74.73%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$41.68 €36.34

-85.44%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.94 €1.69

-55.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

$31.3K €27.3K

-15.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

$33.5K €29.2K

-2.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$365 €318

-78.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$35.23 €30.71

-88.39%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$52.1 €45.43

-54.23%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$32.70 €28.51

202.08%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$16.39 €14.29

-61.26%

Cinema Ticket

$4.01 Rp 72.5K

$11.64 €10.15

-65.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$365 €319

-18.64%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$16.7K €14.6K

-60.52%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$98.2 €85.6

-45.60%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$52.9 €46.09

-27.92%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$93.0 €81.0

-4.64%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$141 €123

-45.66%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$810 €706

25.92%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$588 €513

15.60%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$1,084 €945

219.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$914 €797

128.59%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$5,683 €4,954

-51.98%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$3,040 €2,651

-24.50%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,580 €2,249

-93.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.98

233.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kassel: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $810 in Kassel. Housing cost is often the main lever when comparing two cities.

Kassel pays 1476% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $58.0 in Kassel for a mid-range dinner for two. Groceries echo the gap at $298 vs $359 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kassel: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 39% lower than in Kassel. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1476% lower in Kassel. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $810 in Kassel. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $58.0 in Kassel. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,392 per month in Ubud, Bali versus $1,941 in Kassel – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,392 in Ubud, Bali versus $1,941 in Kassel, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kassel. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Kassel are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 39% less than in Kassel. Beyond cost, consider language, visa policies, and how big the international community is in each city.