Cost of Living Comparison Between Ubud, Bali and Karlstad Cost of Living Comparison Between Ubud, Bali and Karlstad

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,779 in Karlstad, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $2,685 in Karlstad, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $3,592 in Karlstad, rent included.

Ubud, Bali is about 22% cheaper than Karlstad, driven mainly by Eating Out.

Both Ubud, Bali and Karlstad sit above the global median – Ubud, Bali by 5%, Karlstad by 34%.

Currency
🍽 Eating Out
Ubud, Bali
Karlstad
Difference
Meal at Budget Restaurant
$3.57 Rp 64.5K
$15.58 SEK 148
-77.09%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 583.4K
$68.9 SEK 655
-53.11%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.4K
$10.97 SEK 104
-54.33%
Cappuccino
$2.82 Rp 51.0K
$4.83 SEK 45.88
-41.61%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$2.58 SEK 24.54
-47.67%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$2.21 SEK 20.98
-66.97%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$8.25 SEK 78.4
-64.48%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
$8.26 SEK 78.5
-52.30%
🛒 Groceries & Markets
Ubud, Bali
Karlstad
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$1.39 SEK 13.17
28.06%
White Bread (500g)
$2.45 Rp 44.2K
$2.84 SEK 27.01
-13.73%
Rice (white) (1kg)
$1.15 Rp 20.7K
$3.87 SEK 36.72
-70.28%
Eggs
$2.41 Rp 43.6K
$4.78 SEK 45.44
-49.58%
Local Cheese (1kg)
$14.33 Rp 258.7K
$12.16 SEK 116
17.85%
Chicken Fillets (1kg)
$4.19 Rp 75.6K
$14.28 SEK 136
-70.66%
Beef Round Steak (1kg)
$12.06 Rp 217.7K
$16.93 SEK 161
-28.77%
Apples (1kg)
$3.64 Rp 65.7K
$2.98 SEK 28.28
22.15%
Banana (1kg)
$1.57 Rp 28.3K
$2.55 SEK 24.21
-38.43%
Oranges (1kg)
$2.79 Rp 50.3K
$3.26 SEK 30.95
-14.42%
Tomato (1kg)
$2.24 Rp 40.5K
$5.08 SEK 48.24
-55.91%
Potato (1kg)
$1.98 Rp 35.7K
$1.65 SEK 15.68
20.00%
Onion (1kg)
$2.28 Rp 41.1K
$1.78 SEK 16.87
28.09%
Lettuce (1 head)
$1.05 Rp 19.0K
$2.69 SEK 25.58
-60.97%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$1.30 SEK 12.36
-39.23%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$7.30 SEK 69.4
-56.30%
Wine (Bottle)
$23.49 Rp 424.1K
$10.32 SEK 98.1
127.62%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
$1.75 SEK 16.62
65.71%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.7K
$1.70 SEK 16.16
62.35%
🚌 Getting Around
Ubud, Bali
Karlstad
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,813
$3.28 SEK 31.18
-91.77%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.1K
$83.6 SEK 794
-89.98%
Taxi Start (Normal Tariff)
$0.45 Rp 8,167
$5.82 SEK 55.3
-92.27%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,298
$1.34 SEK 12.75
-65.67%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.6K
$65.1 SEK 619
-90.68%
Gasoline (1 liter)
$0.86 Rp 15.6K
$1.94 SEK 18.45
-55.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.0M
$33.1K SEK 314.9K
-19.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 587.6M
$34.6K SEK 328.2K
-5.79%
🧾 Monthly Utilities & Internet
Ubud, Bali
Karlstad
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$104 SEK 992
-24.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$29.68 SEK 282
-86.22%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 430.5K
$42.68 SEK 406
-44.12%
🎉 Sport & Entertainment
Ubud, Bali
Karlstad
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$46.46 SEK 441
112.61%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.7K
$17.05 SEK 162
-62.76%
Cinema Ticket
$4.01 Rp 72.3K
$14.44 SEK 137
-72.23%
🧸 Childcare & Education
Ubud, Bali
Karlstad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$150 SEK 1,422
98.64%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.2M
$3,150 SEK 29.9K
109.60%
👕👟 Clothing & Footwear
Ubud, Bali
Karlstad
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 964.5K
$88.1 SEK 837
-39.33%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.1K
$41.71 SEK 396
-8.63%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$83.2 SEK 790
6.56%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$147 SEK 1,401
-48.04%
🏠 Accommodation & Living
Ubud, Bali
Karlstad
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$1,056 SEK 10.0K
-3.41%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$589 SEK 5,599
15.43%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.6M
$1,245 SEK 11.8K
178.67%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.7M
$906 SEK 8,604
130.75%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
-
-
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Karlstad
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$3,148 SEK 29.9K
-94.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.8
176.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Karlstad: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $1,056 in Karlstad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1823% higher in Karlstad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $69.0 in Karlstad. Monthly groceries follow the same trend: $298 vs $372 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Karlstad: Cost of Living - Frequently Asked Questions
Is Karlstad cheaper than Ubud, Bali?
Yes – Karlstad is pricier by about 28%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $2,668 in Karlstad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in Karlstad?
A mid-range dinner for two costs $32.00 in Ubud, Bali and $69.0 in Karlstad. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in Karlstad?
Monthly expenses with rent come to $1,392 in Ubud, Bali and $1,779 in Karlstad. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for living in Ubud, Bali or in Karlstad?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Karlstad at $1,779. In Ubud, Bali it covers expenses comfortably, while in Karlstad it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Karlstad more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Karlstad?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Karlstad makes more sense. Both are solid long-term options with distinct trade-offs.

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