Cost of Living Comparison Between Ubud, Bali and Karlstad Cost of Living Comparison Between Ubud, Bali and Karlstad

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,787 in Karlstad, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,727 in Karlstad, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $3,666 in Karlstad, rent included.

Ubud, Bali is about 23% cheaper than Karlstad, driven mainly by Eating Out.

Both Ubud, Bali and Karlstad sit above the global median – Ubud, Bali by 0%, Karlstad by 31%.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$15.27 SEK 150

-77.47%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$80.9 SEK 797

-55.12%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$10.38 SEK 102

-44.99%

Cappuccino

$2.67 Rp 47.3K

$4.93 SEK 48.57

-45.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.55 SEK 25.09

-31.37%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$2.05 SEK 20.17

-57.56%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$8.13 SEK 80.1

-63.71%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$6.58 SEK 64.8

-31.31%

Milk (1 liter)

$1.62 Rp 28.7K

$1.53 SEK 15.12

5.88%

White Bread (500g)

$2.33 Rp 41.3K

$2.88 SEK 28.38

-19.10%

Rice (white) (1kg)

$1.11 Rp 19.6K

$3.70 SEK 36.51

-70.00%

Eggs

$2.20 Rp 39.0K

$4.55 SEK 44.82

-51.65%

Local Cheese (1kg)

$17.69 Rp 313.3K

$10.25 SEK 101

72.59%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$14.40 SEK 142

-71.53%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$18.10 SEK 178

-32.71%

Apples (1kg)

$3.71 Rp 65.6K

$3.00 SEK 29.58

23.67%

Banana (1kg)

$1.59 Rp 28.1K

$2.70 SEK 26.58

-41.11%

Oranges (1kg)

$2.28 Rp 40.4K

$3.14 SEK 30.90

-27.39%

Tomato (1kg)

$1.95 Rp 34.6K

$5.50 SEK 54.2

-64.55%

Potato (1kg)

$1.91 Rp 33.7K

$1.80 SEK 17.78

6.11%

Onion (1kg)

$2.33 Rp 41.3K

$1.74 SEK 17.13

33.91%

Lettuce (1 head)

$1.01 Rp 17.8K

$2.70 SEK 26.63

-62.59%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.34 SEK 13.23

-58.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$7.08 SEK 69.8

-68.50%

Wine (Bottle)

$23.07 Rp 408.6K

$10.15 SEK 100

127.29%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$2.44 SEK 24.00

-0.82%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.06 SEK 20.28

45.63%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$3.26 SEK 32.12

-91.72%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$81.4 SEK 802

-88.97%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$5.65 SEK 55.7

-91.50%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.35 SEK 13.30

-68.15%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$63.5 SEK 626

-91.12%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.83 SEK 18.04

-56.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$34.0K SEK 334.9K

-26.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$33.0K SEK 325.5K

-3.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$102 SEK 1,005

-20.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$18.84 SEK 186

-65.55%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$44.60 SEK 440

-57.91%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$46.80 SEK 461

21.52%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$17.06 SEK 168

9.79%

Cinema Ticket

$4.54 Rp 80.4K

$14.73 SEK 145

-69.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$132 SEK 1,298

265.03%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$93.2 SEK 918

-51.16%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$40.89 SEK 403

-12.25%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$75.5 SEK 744

6.46%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$146 SEK 1,435

-45.98%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$880 SEK 8,673

26.63%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$596 SEK 5,873

17.06%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,219 SEK 12.0K

198.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$861 SEK 8,485

101.75%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$3,869 SEK 38.1K

-28.04%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$2,857 SEK 28.2K

-19.86%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$3,074 SEK 30.3K

-94.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.94

249.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Karlstad: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $880 in Karlstad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1729% higher in Karlstad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $81.0 in Karlstad. Monthly groceries follow the same trend: $295 vs $378 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karlstad: Cost of Living - Frequently Asked Questions

Yes – Karlstad is pricier by about 31%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,681 in Karlstad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $81.0 in Karlstad. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,787 in Karlstad. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Karlstad at $1,787. In Ubud, Bali it covers expenses comfortably, while in Karlstad it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Karlstad makes more sense. Both are solid long-term options with distinct trade-offs.