🙂A single person spends $1,392 per month in Ubud, Bali vs $1,779 in Karlstad, rent included.
🙂A couple spends around $2,557 per month in Ubud, Bali vs $2,685 in Karlstad, rent included.
😐A family of three spends $3,723 per month in Ubud, Bali vs $3,592 in Karlstad, rent included.
🙂Ubud, Bali is about 22% cheaper than Karlstad, driven mainly by Eating Out.
📊Both Ubud, Bali and Karlstad sit above the global median – Ubud, Bali by 5%, Karlstad by 34%.
Currency
🍽 Eating Out
Ubud, Bali
Karlstad
Difference
Meal at Budget Restaurant
$3.57Rp 64.5K
$15.58SEK 148
-77.09%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 583.4K
$68.9SEK 655
-53.11%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.4K
$10.97SEK 104
-54.33%
Cappuccino
$2.82Rp 51.0K
$4.83SEK 45.88
-41.61%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.4K
$2.58SEK 24.54
-47.67%
Water(0.33 liter bottle)
$0.73Rp 13.2K
$2.21SEK 20.98
-66.97%
Local Beer(0.5 liter draught)
$2.93Rp 53.0K
$8.25SEK 78.4
-64.48%
Imported Beer(0.33 liter bottle)
$3.94Rp 71.1K
$8.26SEK 78.5
-52.30%
🛒 Groceries & Markets
Ubud, Bali
Karlstad
Difference
Milk(1 liter)
$1.78Rp 32.1K
$1.39SEK 13.17
28.06%
White Bread(500g)
$2.45Rp 44.2K
$2.84SEK 27.01
-13.73%
Rice(white)(1kg)
$1.15Rp 20.7K
$3.87SEK 36.72
-70.28%
Eggs
$2.41Rp 43.6K
$4.78SEK 45.44
-49.58%
Local Cheese(1kg)
$14.33Rp 258.7K
$12.16SEK 116
17.85%
Chicken Fillets(1kg)
$4.19Rp 75.6K
$14.28SEK 136
-70.66%
Beef Round Steak(1kg)
$12.06Rp 217.7K
$16.93SEK 161
-28.77%
Apples(1kg)
$3.64Rp 65.7K
$2.98SEK 28.28
22.15%
Banana(1kg)
$1.57Rp 28.3K
$2.55SEK 24.21
-38.43%
Oranges(1kg)
$2.79Rp 50.3K
$3.26SEK 30.95
-14.42%
Tomato(1kg)
$2.24Rp 40.5K
$5.08SEK 48.24
-55.91%
Potato(1kg)
$1.98Rp 35.7K
$1.65SEK 15.68
20.00%
Onion(1kg)
$2.28Rp 41.1K
$1.78SEK 16.87
28.09%
Lettuce(1 head)
$1.05Rp 19.0K
$2.69SEK 25.58
-60.97%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$1.30SEK 12.36
-39.23%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.6K
$7.30SEK 69.4
-56.30%
Wine(Bottle)
$23.49Rp 424.1K
$10.32SEK 98.1
127.62%
Local Beer(0.5 liter bottle)
$2.90Rp 52.3K
$1.75SEK 16.62
65.71%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.7K
$1.70SEK 16.16
62.35%
🚌 Getting Around
Ubud, Bali
Karlstad
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,813
$3.28SEK 31.18
-91.77%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 151.1K
$83.6SEK 794
-89.98%
Taxi Start(Normal Tariff)
$0.45Rp 8,167
$5.82SEK 55.3
-92.27%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,298
$1.34SEK 12.75
-65.67%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.6K
$65.1SEK 619
-90.68%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.94SEK 18.45
-55.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 480.0M
$33.1KSEK 314.9K
-19.79%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 587.6M
$34.6KSEK 328.2K
-5.79%
🧾 Monthly Utilities & Internet
Ubud, Bali
Karlstad
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$104SEK 992
-24.32%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.9K
$29.68SEK 282
-86.22%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 430.5K
$42.68SEK 406
-44.12%
🎉 Sport & Entertainment
Ubud, Bali
Karlstad
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$46.46SEK 441
112.61%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.7K
$17.05SEK 162
-62.76%
Cinema Ticket
$4.01Rp 72.3K
$14.44SEK 137
-72.23%
🧸 Childcare & Education
Ubud, Bali
Karlstad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.4M
$150SEK 1,422
98.64%
International Primary School, 1 Child(Yearly)
$6,602Rp 119.2M
$3,150SEK 29.9K
109.60%
👕👟 Clothing & Footwear
Ubud, Bali
Karlstad
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 964.5K
$88.1SEK 837
-39.33%
Summer Dress(H&M, Zara, etc)
$38.11Rp 688.1K
$41.71SEK 396
-8.63%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$83.2SEK 790
6.56%
Men's Leather Business Shoes
$76.6Rp 1.4M
$147SEK 1,401
-48.04%
🏠 Accommodation & Living
Ubud, Bali
Karlstad
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.4M
$1,056SEK 10.0K
-3.41%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.3M
$589SEK 5,599
15.43%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.6M
$1,245SEK 11.8K
178.67%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.7M
$906SEK 8,604
130.75%
Buy Apartment in City Center(m2)
$2,729Rp 49.3M
-
-
Buy Apartment Outside City Center(m2)
$2,295Rp 41.4M
-
-
💵 Salaries & Financials
Ubud, Bali
Karlstad
Difference
Average Monthly Net Salary(After Tax)
$164Rp 3.0M
$3,148SEK 29.9K
-94.80%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.8
176.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Karlstad: July 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,020 in Ubud, Bali versus $1,056 in Karlstad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1823% higher in Karlstad, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $32.00 in Ubud, Bali versus $69.0 in Karlstad. Monthly groceries follow the same trend: $298 vs $372 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Karlstad: Cost of Living - Frequently Asked Questions
Is Karlstad cheaper than Ubud, Bali?
Yes – Karlstad is pricier by about 28%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $2,668 in Karlstad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in Karlstad?
A mid-range dinner for two costs $32.00 in Ubud, Bali and $69.0 in Karlstad. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in Karlstad?
Monthly expenses with rent come to $1,392 in Ubud, Bali and $1,779 in Karlstad. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,000 a realistic budget for living in Ubud, Bali or in Karlstad?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Karlstad at $1,779. In Ubud, Bali it covers expenses comfortably, while in Karlstad it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Karlstad more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Karlstad?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Karlstad makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared