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Cost of Living Comparison Between Ubud, Bali and Karlovo Cost of Living Comparison Between Ubud, Bali and Karlovo

😐 Solo nomad: Ubud, Bali is 44.3% more expensive than Karlovo without rent, and 80.6% more expensive with rent.
😐 Family of 3: Ubud, Bali is 12.3% more expensive than Karlovo without rent, and 122.6% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Karlovo
Difference
Meal at Budget Restaurant
$3.43 Rp 58.1K
$7.44 BGN 12.12
-53.90%
Three-Course Dinner for Two, Mid-Range
$32.70 Rp 553.4K
$35.72 BGN 58.2
-8.45%
Fast Food Meal (McDonalds, etc)
$5.04 Rp 85.2K
$8.90 BGN 14.51
-43.37%
Cappuccino
$2.85 Rp 48.2K
$1.50 BGN 2.44
90.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 22.8K
$1.12 BGN 1.82
19.64%
Water (0.33 liter bottle)
$0.75 Rp 12.6K
$0.67 BGN 1.09
11.94%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$2.08 BGN 3.39
39.42%
Imported Beer (0.33 liter bottle)
$3.94 Rp 66.7K
$1.78 BGN 2.90
121.35%
🛒 Groceries & Markets
Ubud, Bali
Karlovo
Difference
Milk (1 liter)
$1.80 Rp 30.5K
$1.16 BGN 1.90
55.17%
White Bread (500g)
$2.55 Rp 43.2K
$0.92 BGN 1.50
177.17%
Rice (white) (1kg)
$1.19 Rp 20.2K
$1.86 BGN 3.04
-36.02%
Eggs
$2.42 Rp 40.9K
$3.39 BGN 5.52
-28.61%
Local Cheese (1kg)
$14.38 Rp 243.4K
$9.46 BGN 15.42
52.01%
Chicken Fillets (1kg)
$4.21 Rp 71.2K
$7.87 BGN 12.83
-46.51%
Beef Round Steak (1kg)
$11.88 Rp 201.0K
$5.74 BGN 9.35
106.97%
Apples (1kg)
$3.71 Rp 62.8K
$1.31 BGN 2.14
183.21%
Banana (1kg)
$1.56 Rp 26.4K
$2.04 BGN 3.32
-23.53%
Oranges (1kg)
$2.77 Rp 46.9K
$1.98 BGN 3.23
39.90%
Tomato (1kg)
$2.22 Rp 37.6K
$2.30 BGN 3.75
-3.48%
Potato (1kg)
$1.99 Rp 33.8K
$0.49 BGN 0.80
306.12%
Onion (1kg)
$2.29 Rp 38.8K
$0.92 BGN 1.50
148.91%
Lettuce (1 head)
$1.01 Rp 17.1K
$1.06 BGN 1.73
-4.72%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$0.75 BGN 1.23
4.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rp 53.6K
$3.51 BGN 5.73
-9.69%
Wine (Bottle)
$23.70 Rp 401.1K
$6.48 BGN 10.57
265.74%
Local Beer (0.5 liter bottle)
$2.78 Rp 47.0K
$0.95 BGN 1.55
192.63%
Imported Beer (0.33 liter bottle)
$2.75 Rp 46.5K
$1.80 BGN 2.93
52.78%
🚌 Getting Around
Ubud, Bali
Karlovo
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,514
$1.19 BGN 1.95
-77.31%
Public Transport Monthly Pass (Regular Price)
$8.14 Rp 137.7K
$26.19 BGN 42.69
-68.92%
Taxi Start (Normal Tariff)
$0.45 Rp 7,609
$1.20 BGN 1.96
-62.50%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,192
$0.72 BGN 1.17
-41.67%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rp 104.6K
$13.34 BGN 21.74
-53.67%
Gasoline (1 liter)
$0.80 Rp 13.5K
$1.44 BGN 2.34
-44.44%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 443.1M
$31.7K BGN 51.7K
-17.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rp 534.8M
$25.2K BGN 41.0K
25.62%
🧾 Monthly Utilities & Internet
Ubud, Bali
Karlovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$93.5 BGN 152
-13.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rp 69.8K
$16.31 BGN 26.58
-74.74%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rp 401.0K
$12.78 BGN 20.84
85.45%
🎉 Sport & Entertainment
Ubud, Bali
Karlovo
Difference
Gym Membership (Monthly)
$96.9 Rp 1.6M
$29.57 BGN 48.20
227.56%
Tennis Court (1 Hour on Weekend)
$6.29 Rp 106.4K
$14.53 BGN 23.68
-56.71%
Cinema Ticket
$4.11 Rp 69.5K
$6.01 BGN 9.80
-31.61%
🧸 Childcare & Education
Ubud, Bali
Karlovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rp 5.0M
$235 BGN 384
26.77%
International Primary School, 1 Child (Yearly)
$6,540 Rp 110.7M
$4,165 BGN 6,788
57.03%
👕👟 Clothing & Footwear
Ubud, Bali
Karlovo
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 904.2K
$29.54 BGN 48.15
80.87%
Summer Dress (H&M, Zara, etc)
$38.33 Rp 648.6K
$12.01 BGN 19.57
219.15%
Sport Shoes (Adidas, Nike)
$86.4 Rp 1.5M
$59.1 BGN 96.4
46.11%
Men's Leather Business Shoes
$78.9 Rp 1.3M
$47.01 BGN 76.6
67.86%
🏠 Accommodation & Living
Ubud, Bali
Karlovo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rp 17.2M
$290 BGN 472
250.72%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rp 11.3M
$193 BGN 315
246.41%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rp 56.7M
$472 BGN 769
609.48%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rp 35.8M
$361 BGN 588
485.45%
Buy Apartment in City Center (m2)
$3,020 Rp 51.1M
$1,491 BGN 2,430
102.60%
Buy Apartment Outside City Center (m2)
$2,334 Rp 39.5M
$1,064 BGN 1,735
119.28%
💵 Salaries & Financials
Ubud, Bali
Karlovo
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$483 BGN 787
-63.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.57
190.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Karlovo: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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