Cost of Living Comparison Between Ubud, Bali and Karlovo Cost of Living Comparison Between Ubud, Bali and Karlovo

😐 Solo nomad: Ubud, Bali is 15.5% more expensive than Karlovo without rent, and 82.7% more expensive with rent.
😐 Family of 3: Ubud, Bali is 62.9% more expensive than Karlovo without rent, and 121.8% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Karlovo
Difference
Meal at Budget Restaurant
$3.47 Rp 58.5K
$7.22 BGN 11.70
-51.94%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 541.6K
$35.11 BGN 56.9
-8.57%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.0K
$9.09 BGN 14.72
-46.53%
Cappuccino
$2.82 Rp 47.6K
$1.43 BGN 2.32
97.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$1.07 BGN 1.73
28.04%
Water (0.33 liter bottle)
$0.73 Rp 12.3K
$0.69 BGN 1.12
5.80%
Local Beer (0.5 liter draught)
$2.90 Rp 48.9K
$2.10 BGN 3.39
38.10%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.1K
$1.79 BGN 2.89
118.99%
🛒 Groceries & Markets
Ubud, Bali
Karlovo
Difference
Milk (1 liter)
$1.74 Rp 29.3K
$1.20 BGN 1.94
45.00%
White Bread (500g)
$2.44 Rp 41.2K
$0.84 BGN 1.36
190.48%
Rice (white) (1kg)
$1.17 Rp 19.7K
$1.87 BGN 3.03
-37.43%
Eggs
$2.35 Rp 39.7K
$3.28 BGN 5.32
-28.35%
Local Cheese (1kg)
$14.78 Rp 249.4K
$9.29 BGN 15.06
59.10%
Chicken Fillets (1kg)
$4.25 Rp 71.7K
$7.79 BGN 12.62
-45.44%
Beef Round Steak (1kg)
$12.21 Rp 206.1K
$5.99 BGN 9.71
103.84%
Apples (1kg)
$3.72 Rp 62.8K
$1.32 BGN 2.14
181.82%
Banana (1kg)
$1.56 Rp 26.2K
$2.13 BGN 3.45
-26.76%
Oranges (1kg)
$2.69 Rp 45.4K
$2.01 BGN 3.25
33.83%
Tomato (1kg)
$2.34 Rp 39.4K
$2.26 BGN 3.66
3.54%
Potato (1kg)
$2.00 Rp 33.7K
$0.45 BGN 0.73
344.44%
Onion (1kg)
$2.31 Rp 38.9K
$0.92 BGN 1.49
151.09%
Lettuce (1 head)
$1.01 Rp 17.1K
$1.02 BGN 1.65
-0.98%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.74 BGN 1.19
-1.35%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 55.9K
$3.52 BGN 5.70
-5.97%
Wine (Bottle)
$25.14 Rp 424.2K
$6.40 BGN 10.38
292.81%
Local Beer (0.5 liter bottle)
$2.90 Rp 48.9K
$1.01 BGN 1.64
187.13%
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.8K
$1.81 BGN 2.93
53.04%
🚌 Getting Around
Ubud, Bali
Karlovo
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,526
$1.21 BGN 1.97
-77.69%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.4K
$26.19 BGN 42.42
-68.46%
Taxi Start (Normal Tariff)
$0.45 Rp 7,634
$1.16 BGN 1.88
-61.21%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,129
$0.71 BGN 1.15
-40.85%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.5K
$12.91 BGN 20.92
-51.51%
Gasoline (1 liter)
$0.86 Rp 14.6K
$1.44 BGN 2.33
-40.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 436.8M
$32.5K BGN 52.7K
-20.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 538.1M
$25.7K BGN 41.6K
24.09%
🧾 Monthly Utilities & Internet
Ubud, Bali
Karlovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$94.1 BGN 152
-14.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.1K
$16.76 BGN 27.15
-76.25%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 397.3K
$13.20 BGN 21.39
78.41%
🎉 Sport & Entertainment
Ubud, Bali
Karlovo
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$29.75 BGN 48.20
226.99%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.4K
$14.71 BGN 23.82
-56.36%
Cinema Ticket
$4.16 Rp 70.3K
$6.07 BGN 9.83
-31.47%
🧸 Childcare & Education
Ubud, Bali
Karlovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$235 BGN 380
25.41%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.5M
$4,088 BGN 6,622
60.19%
👕👟 Clothing & Footwear
Ubud, Bali
Karlovo
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 913.9K
$29.21 BGN 47.33
85.45%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 640.3K
$11.90 BGN 19.29
218.91%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$58.1 BGN 94.2
51.56%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$46.70 BGN 75.7
67.24%
🏠 Accommodation & Living
Ubud, Bali
Karlovo
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$292 BGN 473
241.16%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$198 BGN 321
237.03%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.2M
$469 BGN 760
623.11%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.1M
$359 BGN 582
478.46%
Buy Apartment in City Center (m2)
$3,037 Rp 51.2M
$1,474 BGN 2,387
106.09%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.1M
$1,289 BGN 2,089
84.48%
💵 Salaries & Financials
Ubud, Bali
Karlovo
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$469 BGN 759
-61.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.57
190.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Karlovo: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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