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Cost of Living Comparison Between Ubud, Bali and Karlovo Cost of Living Comparison Between Ubud, Bali and Karlovo

😐 Solo nomad: Ubud, Bali is 4.9% more expensive than Karlovo without rent, and 4.8% cheaper with rent.
😐 Family of 3: Ubud, Bali is 18% more expensive than Karlovo without rent, and 11% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Karlovo
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$7.55 BGN 12.68
-62.25%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$35.83 BGN 60.2
-65.78%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.02 BGN 15.15
-63.64%
Cappuccino
$2.3 Rp 38.3K
$1.45 BGN 2.44
58.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.07 BGN 1.79
3.74%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.65 BGN 1.1
-60.00%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$2.08 BGN 3.49
15.38%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$1.82 BGN 3.06
73.08%
🛒 Groceries & Markets
Ubud, Bali
Karlovo
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.16 BGN 1.95
28.45%
White Bread (500g)
$1.65 Rp 27.5K
$0.91 BGN 1.53
81.32%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.93 BGN 3.25
-41.45%
Eggs
$2.33 Rp 38.9K
$3.43 BGN 5.76
-32.07%
Local Cheese (1kg)
$13.7 Rp 228.3K
$9.45 BGN 15.87
44.97%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$8.01 BGN 13.46
-50.44%
Beef Round Steak (1kg)
$11.22 Rp 187K
$5.76 BGN 9.68
94.79%
Apples (1kg)
$3.48 Rp 57.9K
$1.29 BGN 2.16
169.77%
Banana (1kg)
$1.5 Rp 25K
$2.14 BGN 3.59
-29.91%
Oranges (1kg)
$2.68 Rp 44.6K
$2.01 BGN 3.37
33.33%
Tomato (1kg)
$1.35 Rp 22.5K
$2.25 BGN 3.79
-40.00%
Potato (1kg)
$1.57 Rp 26.2K
$0.49 BGN 0.82
220.41%
Onion (1kg)
$2.1 Rp 34.9K
$0.92 BGN 1.55
128.26%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.02 BGN 1.71
0.98%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.78 BGN 1.32
-26.92%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$3.4 BGN 5.71
-32.06%
Wine (Bottle)
$15.21 Rp 253.5K
$6.59 BGN 11.06
130.80%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.02 BGN 1.72
144.12%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.78 BGN 2.99
49.44%
🚌 Getting Around
Ubud, Bali
Karlovo
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.2 BGN 2.01
-75.83%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$26.6 BGN 44.67
-62.29%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.2 BGN 2.02
-62.50%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.71 BGN 1.19
-52.11%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$12.94 BGN 21.73
-53.86%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.51 BGN 2.53
-50.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$31.8K BGN 53.4K
-18.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$25.3K BGN 42.5K
25.30%
🧾 Monthly Utilities & Internet
Ubud, Bali
Karlovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$95.4 BGN 160
-32.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$16.36 BGN 27.47
-74.69%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$12.85 BGN 21.59
86.69%
🎉 Sport & Entertainment
Ubud, Bali
Karlovo
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$28.97 BGN 48.66
-19.61%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$14.89 BGN 25.01
-58.43%
Cinema Ticket
$3.45 Rp 57.5K
$5.99 BGN 10.06
-42.40%
🧸 Childcare & Education
Ubud, Bali
Karlovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$235 BGN 395
-60.91%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$4,151 BGN 6,970
42.45%
👕👟 Clothing & Footwear
Ubud, Bali
Karlovo
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$29.79 BGN 50
72.78%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$11.88 BGN 19.94
105.81%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$57.9 BGN 97.2
45.72%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$47.71 BGN 80.1
55.75%
🏠 Accommodation & Living
Ubud, Bali
Karlovo
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$287 BGN 481
-8.82%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$192 BGN 323
-16.96%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$476 BGN 799
23.01%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$354 BGN 595
-7.27%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$1,385 BGN 2,326
-28.87%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$983 BGN 1,651
-13.84%
💵 Salaries & Financials
Ubud, Bali
Karlovo
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$467 BGN 784
-61.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.57
190.59%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Karlovo: December 2, 2025

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