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Cost of Living Comparison Between Ubud, Bali and Kardzhali Cost of Living Comparison Between Ubud, Bali and Kardzhali

😐 Solo nomad: Ubud, Bali is 15.8% more expensive than Kardzhali without rent, and 100.7% more expensive with rent.
😐 Family of 3: Ubud, Bali is 5.7% more expensive than Kardzhali without rent, and 134.6% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Kardzhali
Difference
Meal at Budget Restaurant
$3.43 Rp 58.1K
$8.92 BGN 14.54
-61.55%
Three-Course Dinner for Two, Mid-Range
$32.70 Rp 553.4K
$26.52 BGN 43.22
23.30%
Fast Food Meal (McDonalds, etc)
$5.04 Rp 85.2K
$9.05 BGN 14.74
-44.31%
Cappuccino
$2.85 Rp 48.2K
$1.21 BGN 1.97
135.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 22.8K
$0.86 BGN 1.41
55.81%
Water (0.33 liter bottle)
$0.75 Rp 12.6K
$1.40 BGN 2.28
-46.43%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$1.60 BGN 2.61
81.25%
Imported Beer (0.33 liter bottle)
$3.94 Rp 66.7K
$1.27 BGN 2.07
210.24%
🛒 Groceries & Markets
Ubud, Bali
Kardzhali
Difference
Milk (1 liter)
$1.80 Rp 30.5K
$1.82 BGN 2.97
-1.10%
White Bread (500g)
$2.55 Rp 43.2K
$0.78 BGN 1.27
226.92%
Rice (white) (1kg)
$1.19 Rp 20.2K
$1.82 BGN 2.97
-34.62%
Eggs
$2.42 Rp 40.9K
$3.20 BGN 5.22
-24.38%
Local Cheese (1kg)
$14.38 Rp 243.4K
$12.39 BGN 20.20
16.06%
Chicken Fillets (1kg)
$4.21 Rp 71.2K
$8.66 BGN 14.12
-51.39%
Beef Round Steak (1kg)
$11.88 Rp 201.0K
$13.27 BGN 21.64
-10.47%
Apples (1kg)
$3.71 Rp 62.8K
$1.83 BGN 2.98
102.73%
Banana (1kg)
$1.56 Rp 26.4K
$1.97 BGN 3.21
-20.81%
Oranges (1kg)
$2.77 Rp 46.9K
$2.01 BGN 3.28
37.81%
Tomato (1kg)
$2.22 Rp 37.6K
$2.16 BGN 3.52
2.78%
Potato (1kg)
$1.99 Rp 33.8K
$0.90 BGN 1.46
121.11%
Onion (1kg)
$2.29 Rp 38.8K
$1.05 BGN 1.71
118.10%
Lettuce (1 head)
$1.01 Rp 17.1K
$0.83 BGN 1.35
21.69%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$0.70 BGN 1.14
11.43%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rp 53.6K
$3.73 BGN 6.09
-15.01%
Wine (Bottle)
$23.70 Rp 401.1K
$6.53 BGN 10.64
262.94%
Local Beer (0.5 liter bottle)
$2.78 Rp 47.0K
$1.05 BGN 1.71
164.76%
Imported Beer (0.33 liter bottle)
$2.75 Rp 46.5K
$1.81 BGN 2.94
51.93%
🚌 Getting Around
Ubud, Bali
Kardzhali
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,514
$0.28 BGN 0.45
-3.57%
Public Transport Monthly Pass (Regular Price)
$8.14 Rp 137.7K
$8.61 BGN 14.04
-5.46%
Taxi Start (Normal Tariff)
$0.45 Rp 7,609
$1.04 BGN 1.69
-56.73%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,192
$0.72 BGN 1.17
-41.67%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rp 104.6K
$13.90 BGN 22.66
-55.54%
Gasoline (1 liter)
$0.80 Rp 13.5K
$1.54 BGN 2.52
-48.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 443.1M
$32.4K BGN 52.7K
-19.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rp 534.8M
$29.2K BGN 47.5K
8.35%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kardzhali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$62.1 BGN 101
29.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rp 69.8K
$18.37 BGN 29.94
-77.57%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rp 401.0K
$5.75 BGN 9.37
312.17%
🎉 Sport & Entertainment
Ubud, Bali
Kardzhali
Difference
Gym Membership (Monthly)
$96.9 Rp 1.6M
$28.94 BGN 47.18
234.69%
Tennis Court (1 Hour on Weekend)
$6.29 Rp 106.4K
$14.82 BGN 24.15
-57.56%
Cinema Ticket
$4.11 Rp 69.5K
$9.57 BGN 15.59
-57.05%
🧸 Childcare & Education
Ubud, Bali
Kardzhali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rp 5.0M
$638 BGN 1,040
-53.25%
International Primary School, 1 Child (Yearly)
$6,540 Rp 110.7M
$9,144 BGN 14.9K
-28.48%
👕👟 Clothing & Footwear
Ubud, Bali
Kardzhali
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 904.2K
$29.30 BGN 47.76
82.35%
Summer Dress (H&M, Zara, etc)
$38.33 Rp 648.6K
$17.86 BGN 29.11
114.61%
Sport Shoes (Adidas, Nike)
$86.4 Rp 1.5M
$47.32 BGN 77.1
82.54%
Men's Leather Business Shoes
$78.9 Rp 1.3M
$90.2 BGN 147
-12.50%
🏠 Accommodation & Living
Ubud, Bali
Kardzhali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rp 17.2M
$116 BGN 190
773.16%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rp 11.3M
$116 BGN 189
475.71%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rp 56.7M
$232 BGN 377
1345.77%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rp 35.8M
$203 BGN 331
939.37%
Buy Apartment in City Center (m2)
$3,020 Rp 51.1M
$1,187 BGN 1,935
154.35%
Buy Apartment Outside City Center (m2)
$2,334 Rp 39.5M
$897 BGN 1,462
160.17%
💵 Salaries & Financials
Ubud, Bali
Kardzhali
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$1,553 BGN 2,531
-88.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.1
328.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Kardzhali: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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