🙂A single person spends $1,408 per month in Ubud, Bali vs $1,926 in Kalmar, rent included.
🙂A couple spends around $2,585 per month in Ubud, Bali vs $2,839 in Kalmar, rent included.
😐A family of three spends $3,763 per month in Ubud, Bali vs $3,751 in Kalmar, rent included.
🙂Ubud, Bali is about 27% cheaper than Kalmar, driven mainly by Eating Out.
📊Both Ubud, Bali and Kalmar sit above the global median – Ubud, Bali by 5%, Kalmar by 44%.
Currency
🍽 Eating Out
Ubud, Bali
Kalmar
Difference
Meal at Budget Restaurant
$3.45Rp 62.1K
$15.76SEK 153
-78.11%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 581.1K
$74.7SEK 723
-56.70%
Fast Food Meal(McDonalds, etc)
$4.84Rp 87.1K
$10.34SEK 100
-53.19%
Cappuccino
$2.75Rp 49.4K
$4.68SEK 45.26
-41.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.9K
$2.81SEK 27.23
-50.89%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$2.73SEK 26.46
-72.53%
Local Beer(0.5 liter draught)
$2.99Rp 53.8K
$9.90SEK 95.9
-69.80%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.2K
$7.59SEK 73.5
-49.28%
🛒 Groceries & Markets
Ubud, Bali
Kalmar
Difference
Milk(1 liter)
$1.74Rp 31.2K
$1.50SEK 14.57
16.00%
White Bread(500g)
$2.46Rp 44.2K
$2.48SEK 23.99
-0.81%
Rice(white)(1kg)
$1.17Rp 21.0K
$2.71SEK 26.27
-56.83%
Eggs
$2.43Rp 43.7K
$4.88SEK 47.26
-50.20%
Local Cheese(1kg)
$14.50Rp 260.6K
$10.18SEK 98.6
42.44%
Chicken Fillets(1kg)
$4.35Rp 78.2K
$11.54SEK 112
-62.31%
Beef Round Steak(1kg)
$11.98Rp 215.3K
$16.07SEK 156
-25.45%
Apples(1kg)
$3.72Rp 66.8K
$2.67SEK 25.84
39.33%
Banana(1kg)
$1.63Rp 29.2K
$2.73SEK 26.48
-40.29%
Oranges(1kg)
$2.74Rp 49.3K
$3.17SEK 30.68
-13.56%
Tomato(1kg)
$2.24Rp 40.3K
$3.78SEK 36.60
-40.74%
Potato(1kg)
$1.92Rp 34.5K
$1.49SEK 14.38
28.86%
Onion(1kg)
$2.28Rp 40.9K
$2.33SEK 22.52
-2.15%
Lettuce(1 head)
$1.06Rp 19.1K
$2.07SEK 20.04
-48.79%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$1.68SEK 16.24
-57.14%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 59.0K
$7.12SEK 68.9
-53.79%
Wine(Bottle)
$23.19Rp 416.8K
$9.11SEK 88.2
154.56%
Local Beer(0.5 liter bottle)
$2.78Rp 49.9K
$2.00SEK 19.40
39.00%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.1K
$1.72SEK 16.61
58.72%
🚌 Getting Around
Ubud, Bali
Kalmar
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,786
$2.98SEK 28.86
-90.94%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.7K
$87.1SEK 843
-90.69%
Taxi Start(Normal Tariff)
$0.48Rp 8,675
$7.08SEK 68.6
-93.22%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,545
$1.59SEK 15.43
-73.58%
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.8K
$52.6SEK 509
-88.18%
Gasoline(1 liter)
$0.81Rp 14.6K
$1.91SEK 18.45
-57.59%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 478.2M
$27.6KSEK 266.9K
-3.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 578.5M
$28.1KSEK 272.0K
14.59%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kalmar
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$117SEK 1,131
-32.91%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.1K
$28.56SEK 277
-85.75%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 437.1K
$30.64SEK 297
-20.59%
🎉 Sport & Entertainment
Ubud, Bali
Kalmar
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
$29.77SEK 288
231.24%
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.9K
$15.73SEK 152
-59.69%
Cinema Ticket
$3.99Rp 71.6K
$14.39SEK 139
-72.27%
🧸 Childcare & Education
Ubud, Bali
Kalmar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
$146SEK 1,412
109.11%
International Primary School, 1 Child(Yearly)
$6,642Rp 119.4M
$4,077SEK 39.5K
62.92%
👕👟 Clothing & Footwear
Ubud, Bali
Kalmar
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 972.9K
$64.2SEK 622
-15.72%
Summer Dress(H&M, Zara, etc)
$37.81Rp 679.4K
$21.00SEK 203
80.05%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$60.4SEK 585
43.77%
Men's Leather Business Shoes
$76.4Rp 1.4M
$75.9SEK 735
0.59%
🏠 Accommodation & Living
Ubud, Bali
Kalmar
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$947SEK 9,168
4.74%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$812SEK 7,857
-17.11%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.7M
$1,363SEK 13.2K
147.59%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$1,203SEK 11.6K
70.40%
Buy Apartment in City Center(m2)
$2,805Rp 50.4M
$4,262SEK 41.3K
-34.19%
Buy Apartment Outside City Center(m2)
$2,227Rp 40.0M
$2,835SEK 27.5K
-21.46%
💵 Salaries & Financials
Ubud, Bali
Kalmar
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
$2,928SEK 28.3K
-94.30%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4.66
184.98%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Kalmar: July 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $992 in Ubud, Bali versus $947 in Kalmar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 1654% higher in Kalmar, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $32.00 in Ubud, Bali versus $75.0 in Kalmar. Monthly groceries follow the same trend: $297 vs $337 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kalmar: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and in Kalmar compare overall?
Monthly costs with rent: $1,408 in Ubud, Bali, $1,926 in Kalmar – roughly 37% apart. Kalmar costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Kalmar?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,889 in Kalmar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Kalmar?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Ubud, Bali and Kalmar?
Kindergarten costs $305 per month in Ubud, Bali and $146 in Kalmar. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 14% more in Kalmar, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Kalmar at $1,926. In Ubud, Bali it covers expenses comfortably, while in Kalmar it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Kalmar?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $1,926 in Kalmar. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Kalmar safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Kalmar?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kalmar makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared