Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kalisz

For one person, living is cheaper in Kalisz: $1,136 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Kalisz
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Kalisz Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Kalisz

🇵🇱 Poland

$1,136

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kalisz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kalisz actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,136 in Kalisz, rent included.

Ubud, Bali $1,368
Kalisz $1,136

A couple spends around $2,314 per month in Ubud, Bali vs $1,596 in Kalisz, rent included.

Ubud, Bali $2,314
Kalisz $1,596

A family of three spends $3,260 per month in Ubud, Bali vs $2,056 in Kalisz, rent included.

Ubud, Bali $3,260
Kalisz $2,056

Ubud, Bali costs about 20% more than Kalisz, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Kalisz is 16% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$8.73 zł 33.92

-61.86%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$30.31 zł 118

16.07%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.87 zł 34.47

-34.61%

Cappuccino

$2.73 Rp 49.1K

$3.08 zł 11.96

-11.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.00 zł 7.76

-18.00%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.63 zł 6.33

-49.08%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.49 zł 9.68

8.43%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.59 zł 10.07

66.02%

Milk (1 liter)

$1.50 Rp 27.1K

$0.92 zł 3.59

63.04%

White Bread (500g)

$2.30 Rp 41.4K

$1.21 zł 4.71

90.08%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.62 zł 6.29

-27.16%

Eggs

$2.14 Rp 38.6K

$2.95 zł 11.44

-27.46%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.96 zł 30.91

119.60%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.34 zł 16.87

-7.14%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$9.22 zł 35.82

32.65%

Apples (1kg)

$3.55 Rp 63.9K

$1.07 zł 4.15

231.78%

Banana (1kg)

$1.57 Rp 28.3K

$1.60 zł 6.22

-1.88%

Oranges (1kg)

$2.24 Rp 40.2K

$1.57 zł 6.12

42.68%

Tomato (1kg)

$1.93 Rp 34.7K

$3.10 zł 12.03

-37.74%

Potato (1kg)

$1.88 Rp 33.9K

$0.79 zł 3.06

137.97%

Onion (1kg)

$2.29 Rp 41.3K

$1.01 zł 3.92

126.73%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.30 zł 5.05

-23.85%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.55 zł 2.16

-3.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.68 zł 18.18

-51.28%

Wine (Bottle)

$23.01 Rp 414.2K

$6.98 zł 27.14

229.66%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.87 zł 3.39

168.97%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.39 zł 5.40

109.35%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.04 zł 4.04

-76.92%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$34.99 zł 136

-74.79%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.00 zł 7.75

-76.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.05 zł 4.08

-56.19%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$6.51 zł 25.30

-16.28%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.57 zł 6.11

-43.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$30.5K zł 118.5K

-19.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$27.4K zł 106.5K

13.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$186 zł 724

-55.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$10.06 zł 39.08

-35.88%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$16.83 zł 65.4

10.34%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$31.87 zł 124

75.15%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$6.46 zł 25.11

-32.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$248 zł 964

98.69%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$5,003 zł 19.4K

15.01%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$83.4 zł 324

-44.64%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$25.41 zł 98.7

39.04%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$79.2 zł 308

-0.14%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$88.5 zł 344

-11.40%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$445 zł 1,730

156.52%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$354 zł 1,376

90.72%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$538 zł 2,092

550.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$457 zł 1,774

272.24%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,968 zł 7,648

41.43%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,462 zł 5,679

53.28%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,190 zł 4,622

-86.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.21

121.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Kalisz: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Kalisz

$354 31.2% 47.6% $321

Groceries & Markets

Ubud, Bali

$290 21.2%

Kalisz

$187 16.5% 35.6% $103

Eating Out

Ubud, Bali

$109 8%

Kalisz

$166 14.6% 52.2% $57

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Kalisz

$213 18.8% 97.5% $105

Clothing & Footwear

Ubud, Bali

$108 7.9%

Kalisz

$124 11% 15.7% $17

Sport & Entertainment

Ubud, Bali

$65 4.7%

Kalisz

$45 3.9% 30.6% $20

Getting Around

Ubud, Bali

$13 0.9%

Kalisz

$46 4.1% 270% $34

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $445 in Kalisz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 623% higher in Kalisz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $30.00 in Kalisz. Monthly groceries follow the same trend: $290 vs $187 – making Kalisz the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Kalisz

🕒 Local time

21:21 9:21 PM

15:21 3:21 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

103,997

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kalisz 11,240 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Kalisz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalisz: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 20%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,704 in Kalisz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalisz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 297% less in Kalisz. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $248 in Kalisz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Kalisz, where all-in costs run around $1,136, than in Ubud, Bali at $1,368. In Kalisz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kalisz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kalisz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.