Cost of Living Comparison Between Ubud, Bali and Kalisz Cost of Living Comparison Between Ubud, Bali and Kalisz

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $1,172 in Kalisz, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,651 in Kalisz, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $2,131 in Kalisz, rent included.

Ubud, Bali costs about 19% more than Kalisz, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Kalisz is 15% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$9.30 zł 34.55

-63.76%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$32.63 zł 121

18.27%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$9.28 zł 34.46

-40.52%

Cappuccino

$2.64 Rp 46.8K

$3.21 zł 11.93

-17.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.88 zł 6.98

-11.17%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.75 zł 6.48

-56.00%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$2.65 zł 9.85

-0.75%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$2.73 zł 10.13

56.78%

Milk (1 liter)

$1.55 Rp 27.3K

$1.04 zł 3.84

49.04%

White Bread (500g)

$2.22 Rp 39.3K

$1.31 zł 4.88

69.47%

Rice (white) (1kg)

$1.13 Rp 19.9K

$1.67 zł 6.19

-32.34%

Eggs

$2.09 Rp 36.9K

$3.17 zł 11.78

-34.07%

Local Cheese (1kg)

$17.39 Rp 307.6K

$8.29 zł 30.80

109.77%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$4.72 zł 17.53

-18.01%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$9.95 zł 36.96

26.13%

Apples (1kg)

$3.62 Rp 63.9K

$1.16 zł 4.33

212.07%

Banana (1kg)

$1.56 Rp 27.6K

$1.74 zł 6.47

-10.34%

Oranges (1kg)

$2.35 Rp 41.6K

$1.62 zł 6.03

45.06%

Tomato (1kg)

$2.06 Rp 36.4K

$3.24 zł 12.04

-36.42%

Potato (1kg)

$1.90 Rp 33.6K

$0.83 zł 3.09

128.92%

Onion (1kg)

$2.34 Rp 41.3K

$1.06 zł 3.93

120.75%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.37 zł 5.08

-24.82%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$0.55 zł 2.05

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$4.79 zł 17.78

-53.03%

Wine (Bottle)

$23.81 Rp 421.0K

$7.43 zł 27.61

220.46%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$0.92 zł 3.43

151.09%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$1.47 zł 5.45

90.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$1.04 zł 3.86

-74.04%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$36.41 zł 135

-76.22%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$2.19 zł 8.14

-78.08%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$1.10 zł 4.08

-59.09%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$6.80 zł 25.24

-15.88%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.57 zł 5.84

-51.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$32.4K zł 120.2K

-24.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$28.9K zł 107.3K

11.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$191 zł 708

-56.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$10.94 zł 40.65

-40.95%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$18.01 zł 66.9

5.44%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$33.40 zł 124

67.57%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.28 Rp 75.7K

$6.53 zł 24.24

-34.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$261 zł 970

86.31%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$5,298 zł 19.7K

10.52%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$88.5 zł 329

-48.54%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$26.53 zł 98.6

37.13%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$83.2 zł 309

-1.47%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$92.2 zł 342

-12.78%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$448 zł 1,665

149.20%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$352 zł 1,307

99.25%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$553 zł 2,055

539.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$455 zł 1,690

287.33%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$2,044 zł 7,593

38.27%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$1,514 zł 5,624

51.38%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,230 zł 4,570

-86.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.21

121.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Kalisz: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $448 in Kalisz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 625% higher in Kalisz, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $33.00 in Kalisz. Monthly groceries follow the same trend: $293 vs $199 – making Kalisz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalisz: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 19%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,758 in Kalisz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalisz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 320% less in Kalisz. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $487 per month in Ubud, Bali and $261 in Kalisz. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Kalisz, where all-in costs run around $1,172, than in Ubud, Bali at $1,396. In Kalisz it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kalisz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kalisz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.