Cost of Living Comparison Between Ubud, Bali and Kagoshima Cost of Living Comparison Between Ubud, Bali and Kagoshima

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,149 in Kagoshima, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,913 in Kagoshima, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $2,676 in Kagoshima, rent included.

Ubud, Bali costs about 19% more than Kagoshima, driven mainly by Getting Around.

Ubud, Bali sits 0% above the global median, while Kagoshima is 16% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$6.45 ¥1,008

-46.67%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$34.43 ¥5,377

5.46%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$4.92 ¥769

16.06%

Cappuccino

$2.67 Rp 47.4K

$3.16 ¥494

-15.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$1.06 ¥166

65.09%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.65 ¥102

33.85%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.57 ¥401

14.79%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$2.30 ¥359

96.52%

Milk (1 liter)

$1.62 Rp 28.7K

$1.36 ¥212

19.12%

White Bread (500g)

$2.33 Rp 41.4K

$1.22 ¥190

90.98%

Rice (white) (1kg)

$1.11 Rp 19.7K

$5.46 ¥853

-79.67%

Eggs

$2.20 Rp 39.1K

$2.11 ¥330

4.27%

Local Cheese (1kg)

$17.69 Rp 314.0K

$18.65 ¥2,913

-5.15%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.38 ¥840

-23.79%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$19.35 ¥3,022

-37.05%

Apples (1kg)

$3.71 Rp 65.8K

$3.75 ¥586

-1.07%

Banana (1kg)

$1.59 Rp 28.2K

$1.89 ¥295

-15.87%

Oranges (1kg)

$2.28 Rp 40.5K

$2.97 ¥464

-23.23%

Tomato (1kg)

$1.95 Rp 34.7K

$3.34 ¥521

-41.62%

Potato (1kg)

$1.91 Rp 33.8K

$2.19 ¥343

-12.79%

Onion (1kg)

$2.33 Rp 41.4K

$1.91 ¥298

21.99%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.11 ¥174

-9.01%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.82 ¥127

-32.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$4.08 ¥637

-45.34%

Wine (Bottle)

$23.07 Rp 409.5K

$6.10 ¥952

278.20%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.22 ¥190

98.36%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.87 ¥292

60.43%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

$1.28 ¥200

-78.91%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

$58.0 ¥9,054

-84.51%

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$3.99 ¥623

-87.97%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$2.15 ¥335

-80.00%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$11.86 ¥1,853

-52.45%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.14 ¥177

-29.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$22.5K ¥3.5M

10.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$17.9K ¥2.8M

77.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$195 ¥30.4K

-58.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$25.87 ¥4,040

-74.91%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$31.40 ¥4,903

-40.22%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$53.4 ¥8,333

6.58%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$12.41 ¥1,938

-63.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$130 ¥20.3K

270.29%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$12.6K ¥2.0M

-54.68%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$39.59 ¥6,183

14.98%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$24.19 ¥3,777

48.33%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$62.0 ¥9,682

29.66%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$48.58 ¥7,586

61.94%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$522 ¥81.5K

113.48%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$226 ¥35.3K

208.78%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$946 ¥147.7K

284.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$753 ¥117.7K

130.59%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$4,178 ¥652.4K

-33.35%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,848 ¥288.6K

23.89%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,921 ¥299.9K

-91.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.85

644.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kagoshima: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $522 in Kagoshima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1043% higher in Kagoshima, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $34.00 in Kagoshima. Groceries tell a different story – $295 in Ubud, Bali vs $302 in Kagoshima – so Ubud, Bali wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kagoshima: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 19% more than Kagoshima, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $1,724 in Kagoshima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kagoshima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 546% less in Kagoshima. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $481 per month in Ubud, Bali and $130 in Kagoshima. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Kagoshima, where all-in costs run around $1,149, than in Ubud, Bali at $1,368. In Kagoshima it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kagoshima costs $1,149 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kagoshima. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.