Cost of Living Comparison Between Ubud, Bali and Kagoshima Cost of Living Comparison Between Ubud, Bali and Kagoshima

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,188 in Kagoshima, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,903 in Kagoshima, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,618 in Kagoshima, rent included.

Ubud, Bali costs about 19% more than Kagoshima, driven mainly by Getting Around.

Ubud, Bali sits 5% above the global median, while Kagoshima is 11% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$8.29 ¥1,347

-58.38%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$40.85 ¥6,637

-20.83%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.89 ¥956

-17.83%

Cappuccino

$2.75 Rp 49.4K

$3.05 ¥495

-9.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.08 ¥176

27.78%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.80 ¥131

-6.25%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.63 ¥265

83.44%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.09 ¥340

84.21%

Milk (1 liter)

$1.74 Rp 31.2K

$1.34 ¥217

29.85%

White Bread (500g)

$2.46 Rp 44.2K

$1.26 ¥204

95.24%

Rice (white) (1kg)

$1.17 Rp 21.0K

$4.06 ¥660

-71.18%

Eggs

$2.43 Rp 43.7K

$2.40 ¥389

1.25%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.90 ¥1,609

46.46%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.04 ¥982

-27.98%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$20.85 ¥3,387

-42.54%

Apples (1kg)

$3.72 Rp 66.8K

$3.05 ¥495

21.97%

Banana (1kg)

$1.63 Rp 29.2K

$1.36 ¥220

19.85%

Oranges (1kg)

$2.74 Rp 49.3K

$1.41 ¥229

94.33%

Tomato (1kg)

$2.24 Rp 40.3K

$5.99 ¥973

-62.60%

Potato (1kg)

$1.92 Rp 34.5K

$2.31 ¥375

-16.88%

Onion (1kg)

$2.28 Rp 40.9K

$2.06 ¥334

10.68%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.98 ¥160

8.16%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.75 ¥122

-4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.80 ¥618

-13.42%

Wine (Bottle)

$23.19 Rp 416.8K

$5.87 ¥954

295.06%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.28 ¥207

117.19%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.10 ¥341

30.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.49 ¥242

-81.88%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$55.6 ¥9,039

-85.42%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$4.73 ¥769

-89.85%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$2.99 ¥486

-85.95%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$12.43 ¥2,019

-49.96%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.21 ¥197

-33.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$22.9K ¥3.7M

16.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$19.9K ¥3.2M

61.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$211 ¥34.3K

-62.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$26.94 ¥4,377

-84.89%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$36.20 ¥5,882

-32.79%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$56.7 ¥9,208

74.01%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$13.74 ¥2,232

-53.86%

Cinema Ticket

$3.99 Rp 71.6K

$13.61 ¥2,212

-70.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$409 ¥66.5K

-25.45%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$13.2K ¥2.1M

-49.75%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$42.51 ¥6,906

27.36%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$29.17 ¥4,740

29.62%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$67.0 ¥10.9K

29.71%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$60.9 ¥9,890

25.43%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$474 ¥77.1K

109.12%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$238 ¥38.7K

182.08%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$852 ¥138.5K

296.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$660 ¥107.3K

210.57%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$4,841 ¥786.5K

-42.06%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,213 ¥359.5K

0.65%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,826 ¥296.7K

-90.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

1.67

695.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kagoshima: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $474 in Kagoshima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 994% higher in Kagoshima, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $41.00 in Kagoshima. Groceries tell a different story – $297 in Ubud, Bali vs $279 in Kagoshima – so Kagoshima wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kagoshima: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 19% more than Kagoshima, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,781 in Kagoshima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kagoshima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 586% less in Kagoshima. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $305 per month in Ubud, Bali and $409 in Kagoshima. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Kagoshima, where all-in costs run around $1,188, than in Ubud, Bali at $1,408. In Kagoshima it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kagoshima costs $1,188 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kagoshima. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.