Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kagoshima

For one person, living is cheaper in Kagoshima: $1,135 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
55

Cost of Living Index in Kagoshima
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Kagoshima Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kagoshima

🇯🇵 Japan

$1,135

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kagoshima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kagoshima actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,135 in Kagoshima, rent included.

Ubud, Bali $1,349
Kagoshima $1,135

A couple spends around $2,305 per month in Ubud, Bali vs $1,887 in Kagoshima, rent included.

Ubud, Bali $2,305
Kagoshima $1,887

A family of three spends $3,261 per month in Ubud, Bali vs $2,639 in Kagoshima, rent included.

Ubud, Bali $3,261
Kagoshima $2,639

Ubud, Bali costs about 19% more than Kagoshima, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$6.39 ¥1,008

-48.04%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$33.97 ¥5,364

4.92%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.34 ¥844

3.56%

Cappuccino

$2.72 Rp 49.3K

$2.97 ¥469

-8.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.04 ¥165

63.46%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.75 ¥118

1.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.50 ¥395

6.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.21 ¥349

98.19%

Milk (1 liter)

$1.49 Rp 27.1K

$1.31 ¥208

13.74%

White Bread (500g)

$2.28 Rp 41.3K

$1.15 ¥182

98.26%

Rice (white) (1kg)

$1.19 Rp 21.6K

$5.15 ¥813

-76.89%

Eggs

$2.04 Rp 36.9K

$2.05 ¥325

-0.49%

Local Cheese (1kg)

$17.70 Rp 321.2K

$17.94 ¥2,834

-1.34%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$5.29 ¥836

-25.14%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$18.77 ¥2,965

-35.06%

Apples (1kg)

$3.66 Rp 66.3K

$3.71 ¥586

-1.35%

Banana (1kg)

$1.52 Rp 27.5K

$1.86 ¥294

-18.28%

Oranges (1kg)

$2.23 Rp 40.4K

$2.83 ¥447

-21.20%

Tomato (1kg)

$1.97 Rp 35.8K

$3.43 ¥542

-42.57%

Potato (1kg)

$1.85 Rp 33.5K

$2.09 ¥329

-11.48%

Onion (1kg)

$2.42 Rp 44.0K

$1.88 ¥297

28.72%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.03 ¥163

-3.88%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.80 ¥126

-36.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.85 ¥608

-42.34%

Wine (Bottle)

$22.24 Rp 403.6K

$6.20 ¥979

258.71%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.21 ¥191

86.78%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.84 ¥291

61.41%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.25 ¥197

-80.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$56.7 ¥8,950

-86.20%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$4.12 ¥650

-89.32%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$2.34 ¥370

-81.62%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$11.30 ¥1,784

-52.12%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.11 ¥175

-26.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$22.6K ¥3.6M

5.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$15.3K ¥2.4M

108.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$188 ¥29.6K

-57.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$24.69 ¥3,900

-73.88%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$31.51 ¥4,976

-41.03%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$52.1 ¥8,229

-5.03%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$11.96 ¥1,889

-64.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$703 ¥111.1K

-30.26%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$12.4K ¥2.0M

-54.08%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$48.66 ¥7,685

-8.26%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$26.33 ¥4,158

32.74%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$65.4 ¥10.3K

22.21%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$76.3 ¥12.1K

4.06%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$550 ¥86.8K

104.63%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$219 ¥34.5K

206.95%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$957 ¥151.2K

272.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$730 ¥115.3K

135.95%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,461 ¥704.5K

-38.76%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,528 ¥399.3K

-9.66%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,861 ¥293.9K

-91.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.97

599.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kagoshima: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kagoshima

$219 19.3% 67.4% $453

Groceries & Markets

Ubud, Bali

$288 21.4%

Kagoshima

$294 25.9% 2% $5.7

Eating Out

Ubud, Bali

$108 8%

Kagoshima

$127 11.2% 17.8% $19

Clothing & Footwear

Ubud, Bali

$108 8%

Kagoshima

$98 8.6% 9.3% $10

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kagoshima

$244 21.5% 134% $140

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kagoshima

$76 6.7% 31% $18

Getting Around

Ubud, Bali

$11 0.9%

Kagoshima

$77 6.8% 579% $66

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $550 in Kagoshima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kagoshima are about 11 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $34 in Kagoshima. Groceries tell a different story – $288 in Ubud, Bali vs $294 in Kagoshima – so Ubud, Bali wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Kagoshima

🕒 Local time

00:49 12:49 AM

01:49 1:49 AM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

593,128

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.67 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 176 JPY (1,000 JPY = 5.67 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kagoshima 4,750 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Kagoshima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kagoshima: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 19% more than Kagoshima, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,702 in Kagoshima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kagoshima, especially for central apartments: a one-bedroom in the center costs $550 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $34 in Kagoshima. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 86% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,135 in Kagoshima. You’ll need shared housing and careful budgeting no matter which city you pick.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.