Cost of Living Comparison Between Ubud, Bali and Kabwe Cost of Living Comparison Between Ubud, Bali and Kabwe

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $632 in Kabwe, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $948 in Kabwe, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,264 in Kabwe, rent included.

Ubud, Bali costs about 122% more than Kabwe, driven mainly by Monthly Utilities & Internet.

Ubud, Bali sits 4% above the global median, while Kabwe is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.30 ZMW 128

-51.10%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$25.29 ZMW 442

28.51%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.68 ZMW 64.3

32.07%

Cappuccino

$2.75 Rp 49.2K

$2.03 ZMW 35.54

35.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.73 ZMW 12.74

80.82%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.36 ZMW 6.35

94.44%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$0.94 ZMW 16.51

209.57%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.81 ZMW 31.65

109.39%

Milk (1 liter)

$1.71 Rp 30.6K

$1.27 ZMW 22.17

34.65%

White Bread (500g)

$2.47 Rp 44.3K

$0.75 ZMW 13.12

229.33%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.67 ZMW 29.11

-28.14%

Eggs

$2.44 Rp 43.8K

$0.97 ZMW 16.92

151.55%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.85 ZMW 137

83.18%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.80 ZMW 66.5

13.42%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$4.55 ZMW 79.6

168.35%

Apples (1kg)

$3.68 Rp 66.0K

$2.48 ZMW 43.32

48.39%

Banana (1kg)

$1.55 Rp 27.8K

$0.87 ZMW 15.14

78.16%

Oranges (1kg)

$2.79 Rp 49.9K

$2.79 ZMW 48.73

Tomato (1kg)

$2.33 Rp 41.8K

$1.16 ZMW 20.28

100.86%

Potato (1kg)

$1.97 Rp 35.3K

$1.80 ZMW 31.40

9.44%

Onion (1kg)

$2.31 Rp 41.4K

$1.31 ZMW 22.93

76.34%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.92 ZMW 16.11

15.22%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.52 ZMW 9.11

40.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.42 ZMW 42.26

35.54%

Wine (Bottle)

$22.79 Rp 408.4K

$11.19 ZMW 196

103.66%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.10 ZMW 19.21

155.45%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.52 ZMW 26.65

82.89%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.77 ZMW 48.37

-83.75%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$8.94 ZMW 156

-30.20%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.24 ZMW 21.68

-31.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$8,110 ZMW 141.8K

220.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$28.9K ZMW 504.9K

9.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$92.3 ZMW 1,614

-12.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$52.0 ZMW 909

-92.20%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$126 ZMW 2,194

-80.55%

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$4.09 ZMW 71.6

-1.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$180 ZMW 3,150

68.69%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$9,441 ZMW 165.0K

-29.87%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$19.14 ZMW 334

183.33%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$16.66 ZMW 291

132.77%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$84.9 ZMW 1,484

1.46%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$71.7 ZMW 1,253

6.98%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kabwe: June 7, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $25.00 in Kabwe. Monthly groceries follow the same trend: $297 vs $170 – making Kabwe the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kabwe: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 122% more than Kabwe, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $948 in Kabwe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $25.00 in Kabwe. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 74% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kabwe, where all-in costs run around $632, than in Ubud, Bali at $1,404. In Kabwe it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kabwe costs $632 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kabwe. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.