Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kabwe

For one person, living is cheaper in Kabwe: $567 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
27

Cost of Living Index in Kabwe
Learn more

Kabwe Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kabwe

🇿🇲 Zambia

$567

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kabwe

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kabwe actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $567 in Kabwe, rent included.

Ubud, Bali $1,349
Kabwe $567

A couple spends around $2,305 per month in Ubud, Bali vs $899 in Kabwe, rent included.

Ubud, Bali $2,305
Kabwe $899

A family of three spends $3,261 per month in Ubud, Bali vs $1,232 in Kabwe, rent included.

Ubud, Bali $3,261
Kabwe $1,232

Ubud, Bali costs about 138% more than Kabwe, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$5.59 ZMW 113

-40.61%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.0K

$30.24 ZMW 611

17.86%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$5.03 ZMW 102

9.94%

Cappuccino

$2.72 Rp 49.3K

$2.72 ZMW 55.0

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.76 ZMW 15.45

123.68%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.45 ZMW 9.14

68.89%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.25 ZMW 25.28

112.00%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.27 ZMW 45.82

92.95%

Milk (1 liter)

$1.49 Rp 27.0K

$1.66 ZMW 33.59

-10.24%

White Bread (500g)

$2.28 Rp 41.3K

$1.21 ZMW 24.53

88.43%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.09 ZMW 42.29

-43.06%

Eggs

$2.04 Rp 36.9K

$1.18 ZMW 23.92

72.88%

Local Cheese (1kg)

$17.70 Rp 320.8K

$10.35 ZMW 209

71.01%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$6.43 ZMW 130

-38.41%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$6.41 ZMW 130

90.17%

Apples (1kg)

$3.66 Rp 66.3K

$3.24 ZMW 65.5

12.96%

Banana (1kg)

$1.52 Rp 27.5K

$0.95 ZMW 19.28

60.00%

Oranges (1kg)

$2.23 Rp 40.4K

$3.63 ZMW 73.3

-38.57%

Tomato (1kg)

$1.97 Rp 35.8K

$1.54 ZMW 31.04

27.92%

Potato (1kg)

$1.85 Rp 33.5K

$2.57 ZMW 51.9

-28.02%

Onion (1kg)

$2.42 Rp 43.9K

$1.84 ZMW 37.19

31.52%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.13 ZMW 22.86

-12.39%

Water (1.5 liter bottle)

$0.51 Rp 9,306

$0.75 ZMW 15.07

-32.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.03 ZMW 61.1

-26.73%

Wine (Bottle)

$22.24 Rp 403.1K

$9.71 ZMW 196

129.04%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.40 ZMW 28.31

61.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.32 ZMW 46.77

28.02%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,967

$2.53 ZMW 51.1

-82.61%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,796

$1.48 ZMW 29.80

-70.95%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$4.85 ZMW 97.9

11.55%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.37 ZMW 27.59

-40.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.1M

$7,409 ZMW 149.7K

221.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$27.2K ZMW 549.2K

16.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$78.5 ZMW 1,586

0.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$10.37 ZMW 210

-37.80%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$54.2 ZMW 1,095

-65.74%

Gym Membership (Monthly)

$49.48 Rp 896.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

Cinema Ticket

$4.27 Rp 77.5K

$5.85 ZMW 118

-27.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$137 ZMW 2,762

258.77%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$16.4K ZMW 331.1K

-65.39%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.1K

$22.90 ZMW 463

94.93%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.5K

$15.36 ZMW 310

127.54%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$44.90 ZMW 907

77.95%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$71.3 ZMW 1,441

11.33%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-52.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kabwe: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kabwe

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Kabwe

$224 39.6% 22.2% $64

Eating Out

Ubud, Bali

$108 8%

Kabwe

$108 19.1% 0.4% $0.4

Clothing & Footwear

Ubud, Bali

$108 8%

Kabwe

$70 12.3% 35.3% $38

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kabwe

$143 25.3% 37.5% $39

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kabwe

$12 * 2.1% 79.8% $46

Getting Around

Ubud, Bali

$11 0.9%

Kabwe

$9.9 * 1.8% 13.2% $1.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $36 in Ubud, Bali versus $30 in Kabwe. Monthly groceries follow the same trend: $288 vs $224 – making Kabwe the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇿🇲 Kabwe

🕒 Local time

08:29 8:29 AM

02:29 2:29 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

117,517

💱 Currency

Indonesian Rupiah IDR Rp

Zambian Kwacha ZMW ZK

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

100 ZMW = 4.95 USD

100 ZMW = 4.44 EUR

Exchange rates and currency converter

ZMW, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,199 IDR (100,000 IDR = 4.95 EUR).

Zambian Kwacha exchange rates as of October 30, 2026: 1 USD = 20.2 ZMW (100 ZMW = 4.95 USD). 1 EUR = 22.51 ZMW (100 ZMW = 4.44 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Kabwe 9,430 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Kabwe

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kabwe: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 138% more than Kabwe, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $850 in Kabwe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $36 in Ubud, Bali and $30 in Kabwe. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 29% more in Ubud, Bali, though the gap depends on what you buy.

A $800 monthly budget goes further in Kabwe, where all-in costs run around $567, than in Ubud, Bali at $1,349. In Kabwe it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $567 in Kabwe to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.