Cost of Living Comparison Between Ubud, Bali and Jinzhou Cost of Living Comparison Between Ubud, Bali and Jinzhou

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $726 in Jinzhou.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,183 in Jinzhou.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $1,639 in Jinzhou.

Living in Ubud, Bali is roughly 90% more expensive than in Jinzhou, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Jinzhou is 47% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$3.06 ¥20.52

8.17%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$21.88 ¥147

78.61%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$5.06 ¥33.98

11.07%

Cappuccino

$2.64 Rp 46.9K

$2.84 ¥19.06

-7.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$0.46 ¥3.08

243.48%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.31 ¥2.09

129.03%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.05 ¥7.07

160.00%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$2.04 ¥13.71

111.76%

Milk (1 liter)

$1.54 Rp 27.4K

$1.89 ¥12.67

-18.52%

White Bread (500g)

$2.30 Rp 40.8K

$1.69 ¥11.37

36.09%

Rice (white) (1kg)

$1.03 Rp 18.3K

$0.98 ¥6.58

5.10%

Eggs

$2.12 Rp 37.7K

$1.61 ¥10.78

31.68%

Local Cheese (1kg)

$17.30 Rp 307.5K

$11.52 ¥77.4

50.17%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$3.22 ¥21.60

25.16%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$9.60 ¥64.5

29.38%

Apples (1kg)

$3.70 Rp 65.7K

$1.91 ¥12.85

93.72%

Banana (1kg)

$1.62 Rp 28.7K

$1.30 ¥8.75

24.62%

Oranges (1kg)

$2.27 Rp 40.3K

$1.41 ¥9.44

60.99%

Tomato (1kg)

$1.99 Rp 35.4K

$1.29 ¥8.66

54.26%

Potato (1kg)

$1.83 Rp 32.5K

$0.75 ¥5.05

144.00%

Onion (1kg)

$2.25 Rp 40.1K

$0.89 ¥5.94

152.81%

Lettuce (1 head)

$1.04 Rp 18.6K

$0.68 ¥4.55

52.94%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.54 ¥3.63

3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$3.22 ¥21.62

-31.06%

Wine (Bottle)

$23.22 Rp 412.7K

$9.75 ¥65.5

138.15%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$0.85 ¥5.69

181.18%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.35 ¥9.05

112.59%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.29 ¥1.93

-13.79%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$20.08 ¥135

-64.29%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$1.52 ¥10.19

-69.74%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.36 ¥2.38

27.78%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$7.41 ¥49.77

-23.08%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.27 ¥8.50

-40.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$17.1K ¥114.9K

43.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$19.5K ¥131.2K

58.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$53.2 ¥357

54.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$7.99 ¥53.6

-20.78%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$10.59 ¥71.1

75.07%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$43.15 ¥290

29.90%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$16.45 ¥110

11.91%

Cinema Ticket

$4.26 Rp 75.8K

$6.15 ¥41.31

-30.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$421 ¥2,829

16.17%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$18.9K ¥126.7K

-69.30%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$45.77 ¥307

0.46%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$30.24 ¥203

18.58%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$63.7 ¥428

24.80%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$74.0 ¥497

9.32%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$287 ¥1,929

298.30%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$190 ¥1,274

264.74%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$509 ¥3,419

593.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$353 ¥2,370

384.30%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$3,363 ¥22.6K

-17.20%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$1,819 ¥12.2K

24.30%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$436 ¥2,930

-61.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.38

307.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Jinzhou: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $287 in Jinzhou. Housing cost is often the main lever when comparing two cities.

Jinzhou pays 158% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $22.00 in Jinzhou for a mid-range dinner for two. Groceries echo the gap at $293 vs $195 per month, with Jinzhou cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jinzhou: Cost of Living - Frequently Asked Questions

Jinzhou is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 90% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 158% lower in Jinzhou. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,144 in Ubud, Bali versus $287 in Jinzhou. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Jinzhou – a meal for two runs $22.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,379 per month in Ubud, Bali versus $726 in Jinzhou – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

At $726 in Jinzhou versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Jinzhou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jinzhou the clear choice for anyone on this budget.

For families, Jinzhou is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jinzhou are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jinzhou gentler on the wallet – expenses run 90% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.