Cost of Living Comparison Between Ubud, Bali and Jinzhou Cost of Living Comparison Between Ubud, Bali and Jinzhou

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $708 in Jinzhou.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,115 in Jinzhou.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,523 in Jinzhou.

Living in Ubud, Bali is roughly 103% more expensive than Jinzhou, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Jinzhou is 47% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.72 ¥18.63

31.25%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$20.96 ¥144

55.44%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$5.00 ¥34.27

1.40%

Cappuccino

$2.83 Rp 49.0K

$2.98 ¥20.43

-5.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.43 ¥2.95

211.63%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.29 ¥2.01

137.93%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$0.93 ¥6.35

221.51%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.07 ¥14.18

85.99%

Milk (1 liter)

$1.74 Rp 30.2K

$1.78 ¥12.18

-2.25%

White Bread (500g)

$2.54 Rp 44.0K

$1.61 ¥11.03

57.76%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.89 ¥6.07

33.71%

Eggs

$2.43 Rp 42.0K

$1.61 ¥11.04

50.93%

Local Cheese (1kg)

$14.66 Rp 254.1K

$12.85 ¥88.0

14.09%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.06 ¥20.96

36.60%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$10.22 ¥70.0

16.83%

Apples (1kg)

$3.69 Rp 63.9K

$1.80 ¥12.33

105.00%

Banana (1kg)

$1.61 Rp 27.8K

$1.24 ¥8.50

29.84%

Oranges (1kg)

$2.69 Rp 46.5K

$1.41 ¥9.69

90.78%

Tomato (1kg)

$2.33 Rp 40.4K

$1.09 ¥7.45

113.76%

Potato (1kg)

$1.91 Rp 33.0K

$0.67 ¥4.57

185.07%

Onion (1kg)

$2.19 Rp 37.9K

$0.91 ¥6.24

140.66%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.57 ¥3.88

85.96%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.52 ¥3.56

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$3.08 ¥21.11

1.62%

Wine (Bottle)

$23.49 Rp 407.1K

$11.74 ¥80.4

100.09%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.73 ¥5.03

275.34%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.63 ¥11.18

76.69%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.29 ¥2.00

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$16.56 ¥113

-50.66%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.37 ¥9.36

-67.15%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.33 ¥2.23

27.27%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.51 ¥44.56

-5.38%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.13 ¥7.75

-25.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$19.2K ¥131.3K

36.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$16.5K ¥113.3K

96.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$45.20 ¥310

73.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$9.92 ¥67.9

-60.18%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$11.60 ¥79.5

110.34%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$42.60 ¥292

126.62%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$14.00 ¥95.9

-54.64%

Cinema Ticket

$4.04 Rp 70.0K

$6.10 ¥41.76

-33.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$337 ¥2,308

-10.17%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$17.0K ¥116.2K

-61.55%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$42.75 ¥293

25.94%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$30.97 ¥212

22.63%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$71.1 ¥487

22.09%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$75.5 ¥517

4.42%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$276 ¥1,889

267.05%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$184 ¥1,260

266.59%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$584 ¥4,003

480.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$356 ¥2,436

490.00%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$3,350 ¥22.9K

-10.90%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,889 ¥12.9K

23.80%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$443 ¥3,037

-60.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.87

243.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Jinzhou: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $276 in Jinzhou. Housing cost is often the main lever when comparing two cities.

Jinzhou pays 156% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $21.00 in Jinzhou for a mid-range dinner for two. Groceries echo the gap at $298 vs $199 per month, with Jinzhou cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jinzhou: Cost of Living - Frequently Asked Questions

Jinzhou is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 103% gap adds up to real monthly savings that compound significantly over time.

On paper, Jinzhou earns 156% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $276 in Jinzhou. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Jinzhou – a meal for two runs $21.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,438 per month in Ubud, Bali versus $708 in Jinzhou – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.

At $708 in Jinzhou versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Jinzhou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jinzhou the clear choice for anyone on this budget.

For families, Jinzhou is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jinzhou are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jinzhou gentler on the wallet – expenses run 103% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.