Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Jiaxing

For one person, living is cheaper in Jiaxing: $632 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
31

Cost of Living Index in Jiaxing
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Jiaxing Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Jiaxing

🇨🇳 China

$632

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Jiaxing

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Jiaxing actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $632 in Jiaxing, rent included.

Ubud, Bali $1,368
Jiaxing $632

A couple spends around $2,314 per month in Ubud, Bali vs $1,070 in Jiaxing, rent included.

Ubud, Bali $2,314
Jiaxing $1,070

A family of three spends $3,260 per month in Ubud, Bali vs $1,507 in Jiaxing, rent included.

Ubud, Bali $3,260
Jiaxing $1,507

Ubud, Bali costs about 116% more than Jiaxing, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Jiaxing is 53% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$3.05 ¥20.39

9.18%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$22.17 ¥148

58.68%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$4.41 ¥29.46

31.52%

Cappuccino

$2.73 Rp 49.1K

$3.03 ¥20.27

-9.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.48 ¥3.18

241.67%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.29 ¥1.93

186.21%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$0.78 ¥5.22

246.15%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.27 ¥15.17

89.43%

Milk (1 liter)

$1.50 Rp 27.1K

$1.90 ¥12.69

-21.05%

White Bread (500g)

$2.30 Rp 41.4K

$1.95 ¥13.06

17.95%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.59 ¥3.93

100.00%

Eggs

$2.14 Rp 38.6K

$1.92 ¥12.81

11.46%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.45 ¥49.78

134.63%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$3.31 ¥22.13

21.75%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$7.51 ¥50.2

62.85%

Apples (1kg)

$3.55 Rp 63.9K

$1.60 ¥10.67

121.87%

Banana (1kg)

$1.57 Rp 28.3K

$1.14 ¥7.65

37.72%

Oranges (1kg)

$2.24 Rp 40.2K

$0.93 ¥6.25

140.86%

Tomato (1kg)

$1.93 Rp 34.7K

$0.68 ¥4.56

183.82%

Potato (1kg)

$1.88 Rp 33.9K

$0.59 ¥3.93

218.64%

Onion (1kg)

$2.29 Rp 41.3K

$0.87 ¥5.79

163.22%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.50 ¥3.37

98.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.55 ¥3.65

-3.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$5.13 ¥34.27

-55.56%

Wine (Bottle)

$23.01 Rp 414.2K

$11.85 ¥79.3

94.18%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$0.79 ¥5.26

196.20%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.31 ¥8.77

122.14%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.21 ¥1.40

14.29%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$16.27 ¥109

-45.79%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.17 ¥7.80

-58.97%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.42 ¥2.83

9.52%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$7.66 ¥51.2

-28.85%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.26 ¥8.40

-30.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$19.5K ¥130.7K

25.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$19.4K ¥129.9K

60.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$36.33 ¥243

128.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$11.38 ¥76.1

-43.32%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$5.30 ¥35.46

250.38%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$37.96 ¥254

47.05%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$7.30 ¥48.79

148.08%

Cinema Ticket

$4.38 Rp 78.9K

$5.15 ¥34.42

-14.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$430 ¥2,876

14.60%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$12.6K ¥84.0K

-54.19%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$35.13 ¥235

31.48%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$21.43 ¥143

64.86%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$63.5 ¥425

24.49%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$45.38 ¥303

72.74%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$282 ¥1,883

305.56%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$176 ¥1,178

283.33%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$743 ¥4,971

371.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$455 ¥3,039

273.95%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$3,818 ¥25.5K

-27.08%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,051 ¥13.7K

9.22%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$737 ¥4,926

-77.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.13

340.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Jiaxing: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Jiaxing

$176 27.9% 73.9% $499

Groceries & Markets

Ubud, Bali

$290 21.2%

Jiaxing

$174 27.6% 40% $116

Eating Out

Ubud, Bali

$109 8%

Jiaxing

$86 13.5% 21.4% $23

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Jiaxing

$53 8.4% 50.9% $55

Clothing & Footwear

Ubud, Bali

$108 7.9%

Jiaxing

$74 11.8% 30.8% $33

Sport & Entertainment

Ubud, Bali

$65 4.7%

Jiaxing

$48 7.6% 25.3% $16

Getting Around

Ubud, Bali

$13 0.9%

Jiaxing

$20 3.2% 62.5% $7.8

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $282 in Jiaxing. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 348% higher in Jiaxing, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $22.00 in Jiaxing. Monthly groceries follow the same trend: $290 vs $174 – making Jiaxing the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇳 Jiaxing

🕒 Local time

01:55 1:55 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

3,563,700

💱 Currency

Indonesian Rupiah IDR Rp

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Chinese Yuan exchange rates as of October 19, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Jiaxing 4,400 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Jiaxing

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jiaxing: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 116% more than Jiaxing, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $948 in Jiaxing. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jiaxing, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 84% less in Jiaxing. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $493 per month in Ubud, Bali and $430 in Jiaxing. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Jiaxing, where all-in costs run around $632, than in Ubud, Bali at $1,368. In Jiaxing it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Jiaxing costs $632 versus $1,368 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jiaxing. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.