Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Jersey City, NJ

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,854 in Jersey City, NJ, rent and utilities included – about $29,800 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
187

Cost of Living Index in Jersey City, NJ
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Jersey City, NJ Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Jersey City, NJ

🇺🇸 United States

$3,854

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Jersey City, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Jersey City, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,854 in Jersey City, NJ.

Ubud, Bali $1,368
Jersey City, NJ $3,854

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $5,348 in Jersey City, NJ.

Ubud, Bali $2,314
Jersey City, NJ $5,348

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $6,841 in Jersey City, NJ.

Ubud, Bali $3,260
Jersey City, NJ $6,841

Living in Ubud, Bali costs roughly 65% less than in Jersey City, NJ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Jersey City, NJ 186% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$25.34 $25.34

-86.86%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$99.9 $99.9

-64.80%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$10.83 $10.83

-46.45%

Cappuccino

$2.73 Rp 49.1K

$5.40 $5.40

-49.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.17 $2.17

-24.42%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.58 $1.58

-47.47%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$8.11 $8.11

-66.71%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$8.18 $8.18

-47.43%

Milk (1 liter)

$1.50 Rp 27.1K

$1.29 $1.29

16.28%

White Bread (500g)

$2.30 Rp 41.4K

$4.20 $4.20

-45.24%

Rice (white) (1kg)

$1.18 Rp 21.2K

$7.58 $7.58

-84.43%

Eggs

$2.14 Rp 38.6K

$5.68 $5.68

-62.32%

Local Cheese (1kg)

$17.48 Rp 314.6K

$12.52 $12.52

39.62%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$11.68 $11.68

-65.50%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$17.29 $17.29

-29.27%

Apples (1kg)

$3.55 Rp 63.9K

$5.28 $5.28

-32.77%

Banana (1kg)

$1.57 Rp 28.3K

$1.72 $1.72

-8.72%

Oranges (1kg)

$2.24 Rp 40.2K

$6.44 $6.44

-65.22%

Tomato (1kg)

$1.93 Rp 34.7K

$6.13 $6.13

-68.52%

Potato (1kg)

$1.88 Rp 33.9K

$5.66 $5.66

-66.78%

Onion (1kg)

$2.29 Rp 41.3K

$3.82 $3.82

-40.05%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.89 $2.89

-65.74%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$2.81 $2.81

-81.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$11.19 $11.19

-79.62%

Wine (Bottle)

$23.01 Rp 414.2K

$24.79 $24.79

-7.18%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.77 $1.77

32.20%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$5.51 $5.51

-47.19%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$3.07 $3.07

-92.18%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$106 $106

-91.66%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.94 $2.94

-83.67%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$2.00 $2.00

-77.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$24.20 $24.20

-77.48%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.12 $1.12

-21.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$36.8K $36.8K

-33.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$25.8K $25.8K

21.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$209 $209

-60.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$73.2 $73.2

-91.18%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$64.8 $64.8

-71.33%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$56.3 $56.3

-0.82%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$43.47 $43.47

-58.34%

Cinema Ticket

$4.38 Rp 78.9K

$14.60 $14.60

-70.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$2,245 $2,245

-78.04%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$23.6K $23.6K

-75.62%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$41.50 $41.50

11.30%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$58.2 $58.2

-39.24%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$74.8 $74.8

5.72%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$155 $155

-49.36%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$3,501 $3,501

-67.37%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$2,282 $2,282

-70.40%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$5,540 $5,540

-36.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$3,248 $3,248

-47.66%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$7,779 $7,779

-64.21%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$5,595 $5,595

-59.96%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$6,205 $6,205

-97.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Jersey City, NJ: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Jersey City, NJ

$2.3K 59.2% 238% $1.6K

Groceries & Markets

Ubud, Bali

$290 21.2%

Jersey City, NJ

$488 12.7% 68.1% $198

Eating Out

Ubud, Bali

$109 8%

Jersey City, NJ

$372 9.7% 242% $263

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Jersey City, NJ

$347 9% 221% $239

Clothing & Footwear

Ubud, Bali

$108 7.9%

Jersey City, NJ

$148 3.8% 37.8% $41

Sport & Entertainment

Ubud, Bali

$65 4.7%

Jersey City, NJ

$85 2.2% 32.4% $21

Getting Around

Ubud, Bali

$13 0.9%

Jersey City, NJ

$131 3.4% 943% $118

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $3,501 in Jersey City, NJ. Housing cost is often the main lever when comparing two cities.

Jersey City, NJ pays 3671% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $100 in Jersey City, NJ for a mid-range dinner for two. Groceries echo the gap at $290 vs $488 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Jersey City, NJ

🕒 Local time

20:34 8:34 PM

08:34 8:34 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

292,449

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Jersey City, NJ 16,320 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Jersey City, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jersey City, NJ: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 182% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 3671% lower in Jersey City, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $3,501 in Jersey City, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 1099% less than in Jersey City, NJ. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $2,245 in Jersey City, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,368 in Ubud, Bali versus $3,854 in Jersey City, NJ, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Jersey City, NJ. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Jersey City, NJ, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Jersey City, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 182% less than in Jersey City, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.