Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Janub-as-surrah

For one person, living is cheaper in Janub-as-surrah: $1,192 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
62

Cost of Living Index in Janub-as-surrah
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Janub-as-surrah Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Janub-as-surrah

🇰🇼 Kuwait

$1,192

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Janub-as-surrah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Janub-as-surrah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,192 in Janub-as-surrah.

Ubud, Bali $1,349
Janub-as-surrah $1,192

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,136 in Janub-as-surrah.

Ubud, Bali $2,305
Janub-as-surrah $2,136

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,080 in Janub-as-surrah.

Ubud, Bali $3,261
Janub-as-surrah $3,080

Living in Ubud, Bali is roughly 13% more expensive than in Janub-as-surrah, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$7.16 KWD 2.21

-53.63%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$45.63 KWD 14.06

-21.89%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$8.05 KWD 2.48

-31.30%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.88 KWD 0.89

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.90 KWD 0.89

Cappuccino

$2.72 Rp 49.3K

$4.68 KWD 1.44

-41.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.50 KWD 0.15

240.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.30 KWD 0.09

153.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$1.49 Rp 27.0K

$1.23 KWD 0.38

21.14%

White Bread (500g)

$2.28 Rp 41.2K

$0.88 KWD 0.27

159.09%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.15 KWD 0.66

-44.65%

Eggs

$2.04 Rp 36.9K

$2.24 KWD 0.69

-8.93%

Local Cheese (1kg)

$17.70 Rp 320.8K

$4.56 KWD 1.41

288.16%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$5.76 KWD 1.78

-31.25%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$10.47 KWD 3.23

16.43%

Apples (1kg)

$3.66 Rp 66.2K

$2.23 KWD 0.69

64.13%

Banana (1kg)

$1.52 Rp 27.5K

$1.63 KWD 0.50

-6.75%

Oranges (1kg)

$2.23 Rp 40.4K

$1.19 KWD 0.37

87.39%

Tomato (1kg)

$1.97 Rp 35.7K

$1.40 KWD 0.43

40.71%

Potato (1kg)

$1.85 Rp 33.5K

$1.45 KWD 0.45

27.59%

Onion (1kg)

$2.42 Rp 43.9K

$1.04 KWD 0.32

132.69%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.57 KWD 0.48

-36.94%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.47 KWD 0.15

8.51%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.78 KWD 0.86

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.94 KWD 0.29

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.28 KWD 0.39

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.69 KWD 0.83

-17.47%

Wine (Bottle)

$22.24 Rp 403.0K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.91 KWD 0.28

-72.53%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$2.90 KWD 0.89

-84.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$3.08 KWD 0.95

-86.04%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$17.76 KWD 5.48

-69.54%

Gasoline (1 liter)

$0.82 Rp 14.9K

$0.35 KWD 0.11

134.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$24.0K KWD 7,381

-0.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$20.5K KWD 6,314

54.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$59.0 KWD 18.20

33.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$20.95 KWD 6.46

-69.21%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$26.53 KWD 8.18

-29.97%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$83.8 KWD 25.82

-40.95%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$10.02 KWD 3.09

-57.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$240 KWD 73.9

104.63%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$7,958 KWD 2,453

-28.70%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$32.95 KWD 10.16

35.48%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$44.25 KWD 13.64

-21.02%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$109 KWD 33.52

-26.55%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$84.9 KWD 26.18

-6.50%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$806 KWD 248

39.52%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$533 KWD 164

25.88%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,847 KWD 569

92.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$1,515 KWD 467

13.75%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.53

111.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Janub-as-surrah: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Janub-as-surrah

$533 44.8% 20.6% $138

Groceries & Markets

Ubud, Bali

$288 21.4%

Janub-as-surrah

$164 13.7% 43.3% $125

Eating Out

Ubud, Bali

$108 8%

Janub-as-surrah

$141 11.8% 30.7% $33

Clothing & Footwear

Ubud, Bali

$108 8%

Janub-as-surrah

$122 10.2% 13.4% $14

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Janub-as-surrah

$107 8.9% 2.3% $2.4

Sport & Entertainment

Ubud, Bali

$58 4.3%

Janub-as-surrah

$104 8.7% 78.9% $46

Getting Around

Ubud, Bali

$11 0.9%

Janub-as-surrah

$22 * 1.8% 91.9% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $806 in Janub-as-surrah. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $46 in Janub-as-surrah. Groceries flip the comparison at $288 vs $164, with Janub-as-surrah cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇰🇼 Janub-as-surrah

🕒 Local time

07:25 7:25 AM

02:25 2:25 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

18,496

💱 Currency

Indonesian Rupiah IDR Rp

Kuwaiti Dinar KWD د.ك

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 KWD = 3.24 USD

1 KWD = 2.91 EUR

Exchange rates and currency converter

KWD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Kuwaiti Dinar exchange rates as of November 1, 2026: 1 USD = 0.308 KWD (1 KWD = 3.24 USD). 1 EUR = 0.344 KWD (1 KWD = 2.91 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Janub-as-surrah 8,330 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Janub-as-surrah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Janub-as-surrah: Cost of Living - Frequently Asked Questions

Janub-as-surrah wins on cost – living expenses run 12% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Janub-as-surrah the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,788 in Janub-as-surrah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $806 in Janub-as-surrah. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 76% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,192 in Janub-as-surrah – Janub-as-surrah is about 12% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Janub-as-surrah is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

For families, Janub-as-surrah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Janub-as-surrah are both considered safe, so it’s unlikely to be the deciding factor between them.