Cost of Living Comparison Between Ubud, Bali and Jakobstad Cost of Living Comparison Between Ubud, Bali and Jakobstad

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,856 in Jakobstad.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $2,857 in Jakobstad.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $3,858 in Jakobstad.

Living in Ubud, Bali costs roughly 26% less than in Jakobstad, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Jakobstad 37% above.

Meal at Budget Restaurant

$3.32 Rp 59.8K

$13.86 €12.22

-76.05%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 635.6K

$89.9 €79.2

-60.68%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.9K

$11.81 €10.41

-54.87%

Cappuccino

$2.75 Rp 49.5K

$5.20 €4.59

-47.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.1K

$3.11 €2.74

-44.37%

Water (0.33 liter bottle)

$0.80 Rp 14.4K

$1.97 €1.74

-59.39%

Local Beer (0.5 liter draught)

$2.95 Rp 53.0K

$7.74 €6.82

-61.89%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.9K

$9.08 €8.00

-51.10%

Milk (1 liter)

$1.50 Rp 27.0K

$1.32 €1.16

13.64%

White Bread (500g)

$2.30 Rp 41.3K

$2.69 €2.37

-14.50%

Rice (white) (1kg)

$1.10 Rp 19.8K

$2.45 €2.16

-55.10%

Eggs

$2.16 Rp 38.9K

$3.17 €2.80

-31.86%

Local Cheese (1kg)

$17.09 Rp 307.4K

$8.97 €7.90

90.52%

Chicken Fillets (1kg)

$3.88 Rp 69.8K

$14.35 €12.65

-72.96%

Beef Round Steak (1kg)

$11.92 Rp 214.4K

$21.74 €19.16

-45.17%

Apples (1kg)

$3.57 Rp 64.1K

$2.41 €2.12

48.13%

Banana (1kg)

$1.58 Rp 28.5K

$2.16 €1.91

-26.85%

Oranges (1kg)

$2.36 Rp 42.5K

$2.63 €2.32

-10.27%

Tomato (1kg)

$1.97 Rp 35.4K

$4.12 €3.63

-52.18%

Potato (1kg)

$1.81 Rp 32.5K

$1.32 €1.16

37.12%

Onion (1kg)

$2.39 Rp 43.0K

$1.93 €1.70

23.83%

Lettuce (1 head)

$1.02 Rp 18.3K

$2.86 €2.52

-64.34%

Water (1.5 liter bottle)

$0.49 Rp 8,841

$2.09 €1.84

-76.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.4K

$11.79 €10.39

-80.92%

Wine (Bottle)

$22.30 Rp 401.2K

$16.35 €14.42

36.39%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.6K

$3.15 €2.78

-24.76%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.1K

$3.36 €2.96

-13.69%

One-way Ticket (Public Transport)

$0.25 Rp 4,482

$2.94 €2.59

-91.50%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.9K

$71.7 €63.2

-88.08%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$4.32 €3.81

-89.81%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,598

$1.32 €1.16

-68.18%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.9K

$66.3 €58.4

-91.46%

Gasoline (1 liter)

$0.81 Rp 14.7K

$2.19 €1.93

-63.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.1M

$36.6K €32.2K

-35.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 557.4M

$37.8K €33.3K

-18.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$133 €117

-38.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.3K

$24.61 €21.70

-74.40%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 335.3K

$24.77 €21.84

-24.79%

Gym Membership (Monthly)

$54.7 Rp 984.7K

$46.62 €41.09

17.40%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

$22.65 €19.97

-18.54%

Cinema Ticket

$4.24 Rp 76.3K

$18.51 €16.31

-77.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$338 €298

43.21%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.6M

$11.2K €9,894

-50.19%

Jeans (Levis 501 Or Similar)

$45.77 Rp 823.5K

$96.4 €85.0

-52.54%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 642.2K

$48.87 €43.08

-26.97%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$103 €90.8

-23.98%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$157 €139

-49.04%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$884 €779

29.74%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$563 €497

20.35%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 63.0M

$1,375 €1,212

154.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

$983 €866

71.80%

Buy Apartment in City Center (m2)

$2,788 Rp 50.2M

$3,456 €3,047

-19.32%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.6M

$1,979 €1,745

14.01%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,314 €2,040

-92.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.51

292.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Jakobstad: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $884 in Jakobstad. Housing cost is often the main lever when comparing two cities.

Jakobstad pays 1302% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $90.0 in Jakobstad for a mid-range dinner for two. Groceries echo the gap at $286 vs $382 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jakobstad: Cost of Living - Frequently Asked Questions

Ubud, Bali and Jakobstad differ by about 35% in total monthly costs ($1,374 vs $1,856 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1302% lower in Jakobstad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $884 in Jakobstad. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 739% less than in Jakobstad. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $484 in Ubud, Bali versus $338 in Jakobstad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,374 in Ubud, Bali versus $1,856 in Jakobstad, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Jakobstad. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Jakobstad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 35% less than in Jakobstad. Beyond cost, consider language, visa policies, and how big the international community is in each city.