Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Jagodina

For one person, living is cheaper in Jagodina: $869 a month against $1,353 in Ubud, Bali, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Jagodina
🇷🇸 Serbia
$869
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Jagodina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Jagodina actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $869 in Jagodina.

  • Ubud, Bali $1,353
  • Jagodina $869

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,343 in Jagodina.

  • Ubud, Bali $2,297
  • Jagodina $1,343

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,817 in Jagodina.

  • Ubud, Bali $3,241
  • Jagodina $1,817

Living in Ubud, Bali is roughly 56% more expensive than in Jagodina, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Jagodina is 36% below.

Currency
🍽 Eating Out
Ubud, Bali
Jagodina
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$6.32 RSD 659
-48.89%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$43.20 RSD 4,503
-19.26%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$6.57 RSD 685
-13.24%
Cappuccino
$2.62 Rp 47.1K
$1.87 RSD 195
40.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$2.05 RSD 214
-16.10%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$1.41 RSD 147
-42.55%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$2.42 RSD 252
9.50%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$2.95 RSD 307
48.14%
🛒 Groceries & Markets
Ubud, Bali
Jagodina
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.29 RSD 135
21.71%
White Bread (500g)
$2.19 Rp 39.5K
$0.58 RSD 60.8
277.59%
Rice (white) (1kg)
$1.18 Rp 21.2K
$1.31 RSD 136
-9.92%
Eggs
$2.16 Rp 38.8K
$1.96 RSD 205
10.20%
Local Cheese (1kg)
$17.65 Rp 317.7K
$9.88 RSD 1,030
78.64%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$4.71 RSD 491
-19.75%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$11.24 RSD 1,171
6.32%
Apples (1kg)
$3.60 Rp 64.8K
$0.74 RSD 77.0
386.49%
Banana (1kg)
$1.59 Rp 28.6K
$1.63 RSD 170
-2.45%
Oranges (1kg)
$2.31 Rp 41.6K
$1.63 RSD 170
41.72%
Tomato (1kg)
$1.91 Rp 34.3K
$2.18 RSD 228
-12.39%
Potato (1kg)
$1.78 Rp 32.1K
$1.06 RSD 111
67.92%
Onion (1kg)
$2.33 Rp 41.9K
$1.20 RSD 126
94.17%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.00 RSD 104
-
Water (1.5 liter bottle)
$0.53 Rp 9,509
$0.55 RSD 57.0
-3.64%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$3.81 RSD 397
-39.90%
Wine (Bottle)
$22.07 Rp 397.3K
$4.76 RSD 496
363.66%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$0.68 RSD 70.9
245.59%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$1.13 RSD 118
163.72%
🚌 Getting Around
Ubud, Bali
Jagodina
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$0.23 RSD 23.91
-
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
-
-
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$1.21 RSD 126
-61.16%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$1.00 RSD 104
-57.00%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$5.20 RSD 542
5.19%
Gasoline (1 liter)
$0.83 Rp 14.9K
$1.82 RSD 190
-54.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$29.5K RSD 3.1M
-19.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$24.1K RSD 2.5M
36.19%
🧾 Monthly Utilities & Internet
Ubud, Bali
Jagodina
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$88.9 RSD 9,264
-9.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$9.74 RSD 1,015
-32.65%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$18.89 RSD 1,969
-1.54%
🎉 Sport & Entertainment
Ubud, Bali
Jagodina
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$28.31 RSD 2,951
91.17%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$6.53 RSD 680
179.94%
Cinema Ticket
$4.25 Rp 76.5K
$3.84 RSD 400
10.68%
🧸 Childcare & Education
Ubud, Bali
Jagodina
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$115 RSD 12.0K
329.10%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$9,032 RSD 941.5K
-38.03%
👕👟 Clothing & Footwear
Ubud, Bali
Jagodina
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$61.8 RSD 6,440
-26.22%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$65.4 RSD 6,819
-46.55%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$123 RSD 12.8K
-36.67%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$117 RSD 12.2K
-32.70%
🏠 Accommodation & Living
Ubud, Bali
Jagodina
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$289 RSD 30.1K
291.81%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$238 RSD 24.8K
182.35%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$379 RSD 39.5K
852.94%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$341 RSD 35.5K
399.21%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$1,555 RSD 162.1K
74.78%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$896 RSD 93.4K
150.01%
💵 Salaries & Financials
Ubud, Bali
Jagodina
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$557 RSD 58.1K
-70.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.84
184.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Jagodina: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Jagodina
$238 64.6% $435
Groceries & Markets
Ubud, Bali
$287
Jagodina
$181 37% $106
Clothing & Footwear
Ubud, Bali
$107
Jagodina
$165 54.8% $58
Eating Out
Ubud, Bali
$106
Jagodina
$125 17.1% $18
Monthly Utilities & Internet
Ubud, Bali
$105
Jagodina
$118 11.7% $12
Sport & Entertainment
Ubud, Bali
$63
Jagodina
$36 42.5% $27
Getting Around
Ubud, Bali
$12
Jagodina
$7.1 * 42.6% $5.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $289 in Jagodina. Housing cost is often the main lever when comparing two cities.

Jagodina pays 235% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $43.00 in Jagodina. Groceries flip the comparison at $287 vs $181, with Jagodina cheaper for home cooking.

Good to know
🇮🇩 Ubud, Bali
🇷🇸 Jagodina
🕒 Local time
01:02 1:02 AM
19:02 7:02 PM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
34,892
💱 Currency
Exchange rates and currency converter

RSD, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Serbian Dinar exchange rates as of October 20, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

On the map
Between locations
  • Ubud, Bali Jagodina 10,980 km ≈ 14 h nonstop flight
From you
  • Ubud, Bali
  • Jagodina

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Jagodina: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Jagodina?
Jagodina wins on cost – living expenses run 56% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Jagodina the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Jagodina?
On paper, salaries run 235% lower in Jagodina. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Jagodina?
Rent for a central apartment: $1,131 in Ubud, Bali versus $289 in Jagodina. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Jagodina?
Supermarket bills run roughly 59% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Jagodina?
All in, you'll spend $1,353 per month in Ubud, Bali versus $869 in Jagodina – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Jagodina?
At $869 in Jagodina versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Jagodina but tight or insufficient in Ubud, Bali. The gap between the two cities makes Jagodina the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Jagodina?
Both work as nomad bases, but Jagodina delivers better value – similar infrastructure at $869 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Jagodina hard to pass up.
How safe is Ubud, Bali compared to Jagodina?
Safety-wise, Ubud, Bali and Jagodina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Jagodina gentler on the wallet – expenses run 56% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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