Cost of Living Comparison Between Ubud, Bali and Istoฤno Sarajevo Cost of Living Comparison Between Ubud, Bali and Istoฤno Sarajevo

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $962 in Istoฤno Sarajevo.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,440 in Istoฤno Sarajevo.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,918 in Istoฤno Sarajevo.

Living in Ubud, Bali is roughly 48% more expensive than Istoฤno Sarajevo, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 6% above, Istoฤno Sarajevo is 28% below.

Currency
๐Ÿฝ Eating Out
Ubud, Bali
Istoฤno Sarajevo
Difference
Meal at Budget Restaurant
$3.56 Rpย 63.9K
$7.15 BAMย 12.05
-50.21%
Three-Course Dinner for Two, Mid-Range
$32.73 Rpย 586.8K
$35.34 BAMย 59.5
-7.39%
Fast Food Meal (McDonalds, etc)
$4.95 Rpย 88.7K
$5.46 BAMย 9.20
-9.34%
Cappuccino
$2.71 Rpย 48.6K
$1.79 BAMย 3.01
51.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rpย 24.1K
$2.00 BAMย 3.37
-33.00%
Water (0.33 liter bottle)
$0.70 Rpย 12.5K
$1.40 BAMย 2.36
-50.00%
Local Beer (0.5 liter draught)
$2.92 Rpย 52.3K
$2.40 BAMย 4.04
21.67%
Imported Beer (0.33 liter bottle)
$3.96 Rpย 70.9K
$2.12 BAMย 3.57
86.79%
๐Ÿ›’ Groceries & Markets
Ubud, Bali
Istoฤno Sarajevo
Difference
Milk (1 liter)
$1.81 Rpย 32.4K
$1.41 BAMย 2.38
28.37%
White Bread (500g)
$2.52 Rpย 45.1K
$1.34 BAMย 2.26
88.06%
Rice (white) (1kg)
$1.16 Rpย 20.8K
$2.09 BAMย 3.52
-44.50%
Eggs
$2.46 Rpย 44.1K
$3.29 BAMย 5.54
-25.23%
Local Cheese (1kg)
$14.71 Rpย 263.7K
$10.15 BAMย 17.11
44.93%
Chicken Fillets (1kg)
$4.32 Rpย 77.4K
$8.28 BAMย 13.95
-47.83%
Beef Round Steak (1kg)
$12.14 Rpย 217.5K
$13.05 BAMย 21.99
-6.97%
Apples (1kg)
$3.84 Rpย 68.8K
$1.54 BAMย 2.59
149.35%
Banana (1kg)
$1.56 Rpย 27.9K
$1.63 BAMย 2.75
-4.29%
Oranges (1kg)
$2.83 Rpย 50.8K
$1.72 BAMย 2.89
64.53%
Tomato (1kg)
$2.33 Rpย 41.7K
$1.74 BAMย 2.93
33.91%
Potato (1kg)
$1.91 Rpย 34.3K
$1.08 BAMย 1.82
76.85%
Onion (1kg)
$2.20 Rpย 39.5K
$1.20 BAMย 2.02
83.33%
Lettuce (1 head)
$1.01 Rpย 18.2K
$0.99 BAMย 1.67
2.02%
Water (1.5 liter bottle)
$0.78 Rpย 13.9K
$0.93 BAMย 1.57
-16.13%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rpย 59.4K
$3.67 BAMย 6.19
-9.54%
Wine (Bottle)
$23.74 Rpย 425.5K
$8.20 BAMย 13.82
189.51%
Local Beer (0.5 liter bottle)
$2.79 Rpย 50.0K
$1.08 BAMย 1.82
158.33%
Imported Beer (0.33 liter bottle)
$2.86 Rpย 51.3K
$1.30 BAMย 2.20
120.00%
๐ŸšŒ Getting Around
Ubud, Bali
Istoฤno Sarajevo
Difference
One-way Ticket (Public Transport)
$0.27 Rpย 4,819
$1.83 BAMย 3.08
-85.25%
Public Transport Monthly Pass (Regular Price)
$8.03 Rpย 143.9K
$35.83 BAMย 60.4
-77.59%
Taxi Start (Normal Tariff)
$0.46 Rpย 8,181
$1.43 BAMย 2.40
-67.83%
Taxi (Normal Tariff) (1km)
$0.45 Rpย 8,068
$0.78 BAMย 1.31
-42.31%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rpย 109.3K
$10.61 BAMย 17.87
-42.51%
Gasoline (1 liter)
$0.79 Rpย 14.2K
$1.50 BAMย 2.53
-47.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rpย 468.8M
$23.1K BAMย 39.0K
13.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rpย 575.8M
$26.0K BAMย 43.8K
23.54%
๐Ÿงพ Monthly Utilities & Internet
Ubud, Bali
Istoฤno Sarajevo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rpย 1.4M
$121 BAMย 204
-33.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rpย 72.9K
$18.94 BAMย 31.91
-78.56%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rpย 421.6K
$29.07 BAMย 48.97
-19.09%
๐ŸŽ‰ Sport & Entertainment
Ubud, Bali
Istoฤno Sarajevo
Difference
Gym Membership (Monthly)
$98.7 Rpย 1.8M
$29.97 BAMย 50.5
229.33%
Tennis Court (1 Hour on Weekend)
$6.63 Rpย 118.8K
$11.02 BAMย 18.57
-39.84%
Cinema Ticket
$4.15 Rpย 74.3K
$5.62 BAMย 9.47
-26.16%
๐Ÿงธ Childcare & Education
Ubud, Bali
Istoฤno Sarajevo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rpย 5.4M
$154 BAMย 259
97.70%
International Primary School, 1 Child (Yearly)
$6,613 Rpย 118.5M
$3,306 BAMย 5,570
100.03%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ubud, Bali
Istoฤno Sarajevo
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rpย 995.6K
$90.7 BAMย 153
-38.75%
Summer Dress (H&M, Zara, etc)
$38.31 Rpย 686.7K
$35.26 BAMย 59.4
8.65%
Sport Shoes (Adidas, Nike)
$88.6 Rpย 1.6M
$98.2 BAMย 165
-9.75%
Men's Leather Business Shoes
$77.9 Rpย 1.4M
$101 BAMย 171
-23.26%
๐Ÿ  Accommodation & Living
Ubud, Bali
Istoฤno Sarajevo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rpย 18.0M
$219 BAMย 369
359.89%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rpย 12.1M
$194 BAMย 327
248.45%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rpย 61.7M
$269 BAMย 454
1178.26%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rpย 36.6M
$217 BAMย 365
840.48%
Buy Apartment in City Center (m2)
$2,841 Rpย 50.9M
$1,826 BAMย 3,076
55.61%
Buy Apartment Outside City Center (m2)
$2,264 Rpย 40.6M
$1,425 BAMย 2,401
58.85%
๐Ÿ’ต Salaries & Financials
Ubud, Bali
Istoฤno Sarajevo
Difference
Average Monthly Net Salary (After Tax)
$165 Rpย 3.0M
$725 BAMย 1,221
-77.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.8
249.47%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Istoฤno Sarajevo: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $219 in Istoฤno Sarajevo. Housing cost is often the main lever when comparing two cities.

Istoฤno Sarajevo pays 339% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $35.00 in Istoฤno Sarajevo. Groceries flip the comparison at $302 vs $238, with Istoฤno Sarajevo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Istoฤno Sarajevo: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Istoฤno Sarajevo?
Ubud, Bali and Istoฤno Sarajevo differ by about 48% in total monthly costs ($1,419 vs $962 including rent). Istoฤno Sarajevo is meaningfully more affordable โ€“ a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Istoฤno Sarajevo earns 339% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Istoฤno Sarajevo?
Rent for a central apartment: $1,006 in Ubud, Bali versus $219 in Istoฤno Sarajevo. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Istoฤno Sarajevo โ€“ a meal for two runs $35.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $962 in Istoฤno Sarajevo versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Istoฤno Sarajevo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Istoฤno Sarajevo the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Istoฤno Sarajevo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better โ€“ the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Istoฤno Sarajevo safer for residents?
Safety-wise, Ubud, Bali and Istoฤno Sarajevo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Istoฤno Sarajevo?
Expats usually find Istoฤno Sarajevo gentler on the wallet โ€“ expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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