๐Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $962 in Istoฤno Sarajevo.
๐Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,440 in Istoฤno Sarajevo.
๐Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,918 in Istoฤno Sarajevo.
๐Living in Ubud, Bali is roughly 48% more expensive than Istoฤno Sarajevo, driven mainly by Sport & Entertainment.
๐The two cities straddle the global median: Ubud, Bali is 6% above, Istoฤno Sarajevo is 28% below.
Currency
๐ฝ Eating Out
Ubud, Bali
Istoฤno Sarajevo
Difference
Meal at Budget Restaurant
$3.56Rpย 63.9K
$7.15BAMย 12.05
-50.21%
Three-Course Dinner for Two, Mid-Range
$32.73Rpย 586.8K
$35.34BAMย 59.5
-7.39%
Fast Food Meal(McDonalds, etc)
$4.95Rpย 88.7K
$5.46BAMย 9.20
-9.34%
Cappuccino
$2.71Rpย 48.6K
$1.79BAMย 3.01
51.40%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rpย 24.1K
$2.00BAMย 3.37
-33.00%
Water(0.33 liter bottle)
$0.70Rpย 12.5K
$1.40BAMย 2.36
-50.00%
Local Beer(0.5 liter draught)
$2.92Rpย 52.3K
$2.40BAMย 4.04
21.67%
Imported Beer(0.33 liter bottle)
$3.96Rpย 70.9K
$2.12BAMย 3.57
86.79%
๐ Groceries & Markets
Ubud, Bali
Istoฤno Sarajevo
Difference
Milk(1 liter)
$1.81Rpย 32.4K
$1.41BAMย 2.38
28.37%
White Bread(500g)
$2.52Rpย 45.1K
$1.34BAMย 2.26
88.06%
Rice(white)(1kg)
$1.16Rpย 20.8K
$2.09BAMย 3.52
-44.50%
Eggs
$2.46Rpย 44.1K
$3.29BAMย 5.54
-25.23%
Local Cheese(1kg)
$14.71Rpย 263.7K
$10.15BAMย 17.11
44.93%
Chicken Fillets(1kg)
$4.32Rpย 77.4K
$8.28BAMย 13.95
-47.83%
Beef Round Steak(1kg)
$12.14Rpย 217.5K
$13.05BAMย 21.99
-6.97%
Apples(1kg)
$3.84Rpย 68.8K
$1.54BAMย 2.59
149.35%
Banana(1kg)
$1.56Rpย 27.9K
$1.63BAMย 2.75
-4.29%
Oranges(1kg)
$2.83Rpย 50.8K
$1.72BAMย 2.89
64.53%
Tomato(1kg)
$2.33Rpย 41.7K
$1.74BAMย 2.93
33.91%
Potato(1kg)
$1.91Rpย 34.3K
$1.08BAMย 1.82
76.85%
Onion(1kg)
$2.20Rpย 39.5K
$1.20BAMย 2.02
83.33%
Lettuce(1 head)
$1.01Rpย 18.2K
$0.99BAMย 1.67
2.02%
Water(1.5 liter bottle)
$0.78Rpย 13.9K
$0.93BAMย 1.57
-16.13%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rpย 59.4K
$3.67BAMย 6.19
-9.54%
Wine(Bottle)
$23.74Rpย 425.5K
$8.20BAMย 13.82
189.51%
Local Beer(0.5 liter bottle)
$2.79Rpย 50.0K
$1.08BAMย 1.82
158.33%
Imported Beer(0.33 liter bottle)
$2.86Rpย 51.3K
$1.30BAMย 2.20
120.00%
๐ Getting Around
Ubud, Bali
Istoฤno Sarajevo
Difference
One-way Ticket(Public Transport)
$0.27Rpย 4,819
$1.83BAMย 3.08
-85.25%
Public Transport Monthly Pass(Regular Price)
$8.03Rpย 143.9K
$35.83BAMย 60.4
-77.59%
Taxi Start(Normal Tariff)
$0.46Rpย 8,181
$1.43BAMย 2.40
-67.83%
Taxi(Normal Tariff)(1km)
$0.45Rpย 8,068
$0.78BAMย 1.31
-42.31%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rpย 109.3K
$10.61BAMย 17.87
-42.51%
Gasoline(1 liter)
$0.79Rpย 14.2K
$1.50BAMย 2.53
-47.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRpย 468.8M
$23.1KBAMย 39.0K
13.08%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRpย 575.8M
$26.0KBAMย 43.8K
23.54%
๐งพ Monthly Utilities & Internet
Ubud, Bali
Istoฤno Sarajevo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rpย 1.4M
$121BAMย 204
-33.84%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rpย 72.9K
$18.94BAMย 31.91
-78.56%
Internet(50+ Mbps, Unlimited Data)
$23.52Rpย 421.6K
$29.07BAMย 48.97
-19.09%
๐ Sport & Entertainment
Ubud, Bali
Istoฤno Sarajevo
Difference
Gym Membership(Monthly)
$98.7Rpย 1.8M
$29.97BAMย 50.5
229.33%
Tennis Court(1 Hour on Weekend)
$6.63Rpย 118.8K
$11.02BAMย 18.57
-39.84%
Cinema Ticket
$4.15Rpย 74.3K
$5.62BAMย 9.47
-26.16%
๐งธ Childcare & Education
Ubud, Bali
Istoฤno Sarajevo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rpย 5.4M
$154BAMย 259
97.70%
International Primary School, 1 Child(Yearly)
$6,613Rpย 118.5M
$3,306BAMย 5,570
100.03%
๐๐ Clothing & Footwear
Ubud, Bali
Istoฤno Sarajevo
Difference
Jeans(Levis 501 Or Similar)
$55.5Rpย 995.6K
$90.7BAMย 153
-38.75%
Summer Dress(H&M, Zara, etc)
$38.31Rpย 686.7K
$35.26BAMย 59.4
8.65%
Sport Shoes(Adidas, Nike)
$88.6Rpย 1.6M
$98.2BAMย 165
-9.75%
Men's Leather Business Shoes
$77.9Rpย 1.4M
$101BAMย 171
-23.26%
๐ Accommodation & Living
Ubud, Bali
Istoฤno Sarajevo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rpย 18.0M
$219BAMย 369
359.89%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rpย 12.1M
$194BAMย 327
248.45%
3-bedroom Apartment, City Center(Monthly)
$3,442Rpย 61.7M
$269BAMย 454
1178.26%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rpย 36.6M
$217BAMย 365
840.48%
Buy Apartment in City Center(m2)
$2,841Rpย 50.9M
$1,826BAMย 3,076
55.61%
Buy Apartment Outside City Center(m2)
$2,264Rpย 40.6M
$1,425BAMย 2,401
58.85%
๐ต Salaries & Financials
Ubud, Bali
Istoฤno Sarajevo
Difference
Average Monthly Net Salary(After Tax)
$165Rpย 3.0M
$725BAMย 1,221
-77.20%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
3.8
249.47%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Istoฤno Sarajevo: May 31, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $219 in Istoฤno Sarajevo. Housing cost is often the main lever when comparing two cities.
๐ฐIstoฤno Sarajevo pays 339% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
๐Dining out: $33.00 in Ubud, Bali vs $35.00 in Istoฤno Sarajevo. Groceries flip the comparison at $302 vs $238, with Istoฤno Sarajevo cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Istoฤno Sarajevo: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Istoฤno Sarajevo?
Ubud, Bali and Istoฤno Sarajevo differ by about 48% in total monthly costs ($1,419 vs $962 including rent). Istoฤno Sarajevo is meaningfully more affordable โ a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Istoฤno Sarajevo earns 339% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Istoฤno Sarajevo?
Rent for a central apartment: $1,006 in Ubud, Bali versus $219 in Istoฤno Sarajevo. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Istoฤno Sarajevo โ a meal for two runs $35.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $962 in Istoฤno Sarajevo versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Istoฤno Sarajevo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Istoฤno Sarajevo the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Istoฤno Sarajevo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better โ the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Istoฤno Sarajevo safer for residents?
Safety-wise, Ubud, Bali and Istoฤno Sarajevo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Istoฤno Sarajevo?
Expats usually find Istoฤno Sarajevo gentler on the wallet โ expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared