Cost of Living Comparison Between Ubud, Bali and Isparta Cost of Living Comparison Between Ubud, Bali and Isparta

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $868 in Isparta, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,405 in Isparta, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,942 in Isparta, rent included.

Ubud, Bali costs about 62% more than Isparta, driven mainly by Eating Out.

Ubud, Bali sits 4% above the global median, while Isparta is 35% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$7.75 ₺358

-53.94%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$27.03 ₺1,251

20.24%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.57 ₺350

-35.80%

Cappuccino

$2.75 Rp 49.2K

$3.16 ₺146

-12.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$1.36 ₺62.9

-2.94%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.37 ₺16.96

89.19%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$4.80 ₺222

-39.37%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$6.24 ₺289

-39.26%

Milk (1 liter)

$1.71 Rp 30.6K

$0.97 ₺44.65

76.29%

White Bread (500g)

$2.47 Rp 44.3K

$0.73 ₺33.58

238.36%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.35 ₺109

-48.94%

Eggs

$2.44 Rp 43.8K

$1.93 ₺89.4

26.42%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.44 ₺344

93.28%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$5.77 ₺267

-25.30%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$21.17 ₺979

-42.32%

Apples (1kg)

$3.68 Rp 66.0K

$1.64 ₺75.7

124.39%

Banana (1kg)

$1.55 Rp 27.8K

$2.63 ₺122

-41.06%

Oranges (1kg)

$2.79 Rp 49.9K

$1.43 ₺66.3

95.10%

Tomato (1kg)

$2.33 Rp 41.8K

$1.61 ₺74.5

44.72%

Potato (1kg)

$1.97 Rp 35.3K

$0.90 ₺41.80

118.89%

Onion (1kg)

$2.31 Rp 41.4K

$0.76 ₺34.98

203.95%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.87 ₺40.15

21.84%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.53 ₺24.69

37.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.15 ₺99.5

52.56%

Wine (Bottle)

$22.79 Rp 408.4K

$10.99 ₺509

107.37%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$2.75 ₺127

2.18%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$3.28 ₺152

-15.24%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.82 ₺38.05

-64.63%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$30.49 ₺1,411

-73.57%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.11 ₺97.7

-78.67%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.65 ₺30.11

-30.77%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$7.55 ₺349

-17.35%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.14 ₺53.0

-25.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$46.7K ₺2.2M

-44.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$47.5K ₺2.2M

-33.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$41.68 ₺1,928

93.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$11.38 ₺527

-64.32%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$12.37 ₺572

97.41%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$42.89 ₺1,984

127.72%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$4.90 ₺227

-17.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$259 ₺12.0K

17.51%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$7,880 ₺364.5K

-15.97%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$51.6 ₺2,389

5.02%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$73.5 ₺3,399

-47.22%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$116 ₺5,358

-25.62%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$89.5 ₺4,139

-14.31%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$184 ₺8,535

434.23%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$150 ₺6,939

338.66%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$451 ₺20.9K

646.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$308 ₺14.3K

570.49%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$787 ₺36.4K

248.18%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$645 ₺29.9K

245.13%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,305 ₺60.4K

-87.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

36.83

-63.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Isparta: June 9, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $184 in Isparta. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 699% higher in Isparta, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $27.00 in Isparta. Monthly groceries follow the same trend: $297 vs $243 – making Isparta the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Isparta: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $868 in Isparta – roughly 62% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,302 in Isparta. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Isparta, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $304 per month in Ubud, Bali and $259 in Isparta. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 22% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Isparta, where all-in costs run around $868, than in Ubud, Bali at $1,404. In Isparta it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $868 in Isparta to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Isparta. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.