Cost of Living Comparison Between Ubud, Bali and Isiolo Cost of Living Comparison Between Ubud, Bali and Isiolo

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $527 in Isiolo.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $876 in Isiolo.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $1,226 in Isiolo.

Living in Ubud, Bali is roughly 162% more expensive than in Isiolo, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Isiolo is 62% below.

Currency
🍽 Eating Out
Ubud, Bali
Isiolo
Difference
Meal at Budget Restaurant
$3.31 Rp 58.9K
$5.55 KES 718
-40.36%
Three-Course Dinner for Two, Mid-Range
$39.08 Rp 694.5K
$34.56 KES 4,472
13.08%
Fast Food Meal (McDonalds, etc)
$5.62 Rp 99.8K
$6.30 KES 816
-10.79%
Cappuccino
$2.64 Rp 46.9K
$2.80 KES 363
-5.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.58 Rp 28.2K
$0.63 KES 81.8
150.79%
Water (0.33 liter bottle)
$0.71 Rp 12.6K
$0.53 KES 67.9
33.96%
Local Beer (0.5 liter draught)
$2.73 Rp 48.5K
$2.29 KES 296
19.21%
Imported Beer (0.33 liter bottle)
$4.32 Rp 76.8K
$2.68 KES 347
61.19%
🛒 Groceries & Markets
Ubud, Bali
Isiolo
Difference
Milk (1 liter)
$1.54 Rp 27.4K
$0.85 KES 110
81.18%
White Bread (500g)
$2.30 Rp 40.8K
$0.56 KES 73.0
310.71%
Rice (white) (1kg)
$1.03 Rp 18.3K
$1.84 KES 239
-44.02%
Eggs
$2.12 Rp 37.7K
$1.65 KES 213
28.48%
Local Cheese (1kg)
$17.30 Rp 307.5K
$10.66 KES 1,380
62.29%
Chicken Fillets (1kg)
$4.03 Rp 71.6K
$6.62 KES 857
-39.12%
Beef Round Steak (1kg)
$12.42 Rp 220.8K
$6.33 KES 819
96.21%
Apples (1kg)
$3.70 Rp 65.7K
$3.16 KES 409
17.09%
Banana (1kg)
$1.62 Rp 28.7K
$0.99 KES 128
63.64%
Oranges (1kg)
$2.27 Rp 40.3K
$1.97 KES 255
15.23%
Tomato (1kg)
$1.99 Rp 35.4K
$1.02 KES 131
95.10%
Potato (1kg)
$1.83 Rp 32.5K
$1.00 KES 130
83.00%
Onion (1kg)
$2.25 Rp 40.1K
$0.95 KES 123
136.84%
Lettuce (1 head)
$1.04 Rp 18.6K
$0.66 KES 84.9
57.58%
Water (1.5 liter bottle)
$0.56 Rp 10.0K
$0.72 KES 93.3
-22.22%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 39.5K
$3.43 KES 444
-35.28%
Wine (Bottle)
$23.22 Rp 412.7K
$11.57 KES 1,498
100.69%
Local Beer (0.5 liter bottle)
$2.39 Rp 42.5K
$2.29 KES 297
4.37%
Imported Beer (0.33 liter bottle)
$2.87 Rp 51.1K
$2.81 KES 364
2.14%
🚌 Getting Around
Ubud, Bali
Isiolo
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,416
-
-
Public Transport Monthly Pass (Regular Price)
$7.17 Rp 127.4K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,163
$1.53 KES 198
-69.93%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,235
$1.58 KES 204
-70.89%
Taxi 1hour Waiting (Normal Tariff)
$5.70 Rp 101.2K
$2.88 KES 373
97.92%
Gasoline (1 liter)
$0.76 Rp 13.6K
$1.39 KES 180
-45.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 436.7M
$18.7K KES 2.4M
31.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.0K Rp 551.5M
$19.3K KES 2.5M
60.43%
🧾 Monthly Utilities & Internet
Ubud, Bali
Isiolo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.2 Rp 1.5M
$55.7 KES 7,213
47.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.33 Rp 112.5K
$15.51 KES 2,007
-59.19%
Internet (50+ Mbps, Unlimited Data)
$18.54 Rp 329.6K
$34.29 KES 4,437
-45.93%
🎉 Sport & Entertainment
Ubud, Bali
Isiolo
Difference
Gym Membership (Monthly)
$56.1 Rp 996.2K
-
-
Tennis Court (1 Hour on Weekend)
$18.41 Rp 327.2K
-
-
Cinema Ticket
$4.26 Rp 75.8K
$7.87 KES 1,018
-45.87%
🧸 Childcare & Education
Ubud, Bali
Isiolo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$489 Rp 8.7M
$240 KES 31.1K
103.44%
International Primary School, 1 Child (Yearly)
$5,793 Rp 103.0M
$11.0K KES 1.4M
-47.23%
👕👟 Clothing & Footwear
Ubud, Bali
Isiolo
Difference
Jeans (Levis 501 Or Similar)
$45.98 Rp 817.3K
$26.64 KES 3,447
72.60%
Summer Dress (H&M, Zara, etc)
$35.86 Rp 637.4K
$25.38 KES 3,285
41.29%
Sport Shoes (Adidas, Nike)
$79.5 Rp 1.4M
$63.1 KES 8,167
26.00%
Men's Leather Business Shoes
$80.9 Rp 1.4M
$59.8 KES 7,736
35.36%
🏠 Accommodation & Living
Ubud, Bali
Isiolo
Difference
1-bedroom Apartment, City Center (Monthly)
$1,144 Rp 20.3M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$692 Rp 12.3M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,532 Rp 62.8M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,709 Rp 30.4M
-
-
Buy Apartment in City Center (m2)
$2,785 Rp 49.5M
-
-
Buy Apartment Outside City Center (m2)
$2,261 Rp 40.2M
-
-
💵 Salaries & Financials
Ubud, Bali
Isiolo
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$760 KES 98.3K
-77.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
14.71
-6.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Isiolo: August 18, 2026

Cost Breakdown

Isiolo pays 349% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $35.00 in Isiolo for a mid-range dinner for two. Groceries echo the gap at $293 vs $203 per month, with Isiolo cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Isiolo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Isiolo?
Isiolo wins on cost – living expenses run 162% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Isiolo the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Isiolo?
On paper, salaries run 349% lower in Isiolo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
Are groceries more expensive in Ubud, Bali or in Isiolo?
Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Isiolo?
All in, you'll spend $1,379 per month in Ubud, Bali versus $527 in Isiolo – a 162% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Isiolo?
At $527 in Isiolo versus $1,379 in Ubud, Bali, a $1,000 budget is realistic in Isiolo but tight or insufficient in Ubud, Bali. The gap between the two cities makes Isiolo the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Isiolo?
Both work as nomad bases, but Isiolo delivers better value – similar infrastructure at $527 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Isiolo hard to pass up.
How safe is Ubud, Bali compared to Isiolo?
Safety-wise, Ubud, Bali and Isiolo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Isiolo gentler on the wallet – expenses run 162% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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