Cost of Living Comparison Between Ubud, Bali and Isfara Cost of Living Comparison Between Ubud, Bali and Isfara

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $77.5 in Isfara, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $178 in Isfara, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $278 in Isfara, rent included.

Ubud, Bali costs about 1695% more than Isfara, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Isfara is 94% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$8.67 TJS 80.1

-58.82%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.1K

$21.04 TJS 194

53.61%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

Cappuccino

$2.82 Rp 51.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$1.17 TJS 10.82

15.38%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.52 TJS 4.76

40.38%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

White Bread (500g)

$2.45 Rp 44.3K

Rice (white) (1kg)

$1.15 Rp 20.8K

Eggs

$2.41 Rp 43.6K

Local Cheese (1kg)

$14.33 Rp 259.0K

Chicken Fillets (1kg)

$4.19 Rp 75.7K

Beef Round Steak (1kg)

$12.06 Rp 217.9K

Apples (1kg)

$3.64 Rp 65.7K

Banana (1kg)

$1.57 Rp 28.3K

Oranges (1kg)

$2.79 Rp 50.4K

Tomato (1kg)

$2.24 Rp 40.5K

Potato (1kg)

$1.98 Rp 35.8K

Onion (1kg)

$2.28 Rp 41.1K

Lettuce (1 head)

$1.05 Rp 19.0K

Water (1.5 liter bottle)

$0.79 Rp 14.2K

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

Wine (Bottle)

$23.49 Rp 424.6K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

One-way Ticket (Public Transport)

$0.27 Rp 4,819

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,176

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,307

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

Gasoline (1 liter)

$0.86 Rp 15.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.0K

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.8K

Cinema Ticket

$4.01 Rp 72.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.3M

Jeans (Levis 501 Or Similar)

$53.4 Rp 965.6K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.8K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Isfara: July 26, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $21.00 in Isfara. Use this as a proxy for overall food spending across the two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Isfara: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 1695%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $116 in Isfara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $77.5 in Isfara. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $21.00 in Isfara. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Isfara, where all-in costs run around $77.5, than in Ubud, Bali at $1,392. In Isfara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Isfara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Isfara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.