Cost of Living Comparison Between Ubud, Bali and Isfara Cost of Living Comparison Between Ubud, Bali and Isfara

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $78.2 in Isfara, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $176 in Isfara, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $273 in Isfara, rent included.

Ubud, Bali costs about 1741% more than Isfara, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Isfara is 94% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$8.68 TJS 81.8

-58.87%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$20.66 TJS 195

57.70%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

Cappuccino

$2.83 Rp 49.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.17 TJS 11.05

14.53%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.52 TJS 4.94

32.69%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

White Bread (500g)

$2.54 Rp 44.0K

Rice (white) (1kg)

$1.19 Rp 20.6K

Eggs

$2.43 Rp 42.0K

Local Cheese (1kg)

$14.66 Rp 254.1K

Chicken Fillets (1kg)

$4.18 Rp 72.4K

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

Banana (1kg)

$1.61 Rp 27.8K

Oranges (1kg)

$2.69 Rp 46.5K

Tomato (1kg)

$2.33 Rp 40.4K

Potato (1kg)

$1.91 Rp 33.0K

Onion (1kg)

$2.19 Rp 37.9K

Lettuce (1 head)

$1.06 Rp 18.3K

Water (1.5 liter bottle)

$0.72 Rp 12.5K

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

Gasoline (1 liter)

$0.84 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Isfara: April 28, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $21.00 in Isfara. Use this as a proxy for overall food spending across the two cities.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Isfara: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 1741%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $117 in Isfara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,438 in Ubud, Bali and $78.2 in Isfara. The difference isn't just one category – it shows up across housing, food, transport, and services.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $21.00 in Isfara. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Isfara, where all-in costs run around $78.2, than in Ubud, Bali at $1,438. In Isfara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Isfara – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Isfara. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.