Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Isfara

For one person, living is cheaper in Isfara: $106 a month against $1,349 in Ubud, Bali, rent and utilities included – about $14,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Isfara

🇹🇯 Tajikistan

$106

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Isfara

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Isfara actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $106 in Isfara, rent included.

Ubud, Bali $1,349
Isfara $106

A couple spends around $2,305 per month in Ubud, Bali vs $210 in Isfara, rent included.

Ubud, Bali $2,305
Isfara $210

A family of three spends $3,261 per month in Ubud, Bali vs $314 in Isfara, rent included.

Ubud, Bali $3,261
Isfara $314

Ubud, Bali costs about 1169% more than Isfara, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$8.83 TJS 81.4

-62.40%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.0K

$13.13 TJS 121

171.44%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

Cappuccino

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.85 TJS 7.83

100.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.52 TJS 4.76

46.15%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$1.49 Rp 27.0K

$0.66 TJS 6.09

125.76%

White Bread (500g)

$2.28 Rp 41.3K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 36.9K

$1.67 TJS 15.35

22.16%

Local Cheese (1kg)

$17.70 Rp 320.8K

Chicken Fillets (1kg)

$3.96 Rp 71.8K

Beef Round Steak (1kg)

$12.19 Rp 221.0K

Apples (1kg)

$3.66 Rp 66.3K

Banana (1kg)

$1.52 Rp 27.5K

$2.38 TJS 21.89

-36.13%

Oranges (1kg)

$2.23 Rp 40.4K

Tomato (1kg)

$1.97 Rp 35.8K

$0.53 TJS 4.86

271.70%

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 43.9K

Lettuce (1 head)

$0.99 Rp 17.9K

Water (1.5 liter bottle)

$0.51 Rp 9,306

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.1K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

One-way Ticket (Public Transport)

$0.25 Rp 4,550

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,967

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,796

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

Gym Membership (Monthly)

$49.48 Rp 896.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.1K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.5K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Isfara: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Isfara

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Isfara

–

Eating Out

Ubud, Bali

$108 8%

Isfara

–

Clothing & Footwear

Ubud, Bali

$108 8%

Isfara

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Isfara

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Isfara

–

Getting Around

Ubud, Bali

$11 0.9%

Isfara

–

Cost Breakdown

A mid-range dinner for two costs $36 in Ubud, Bali versus $13 in Isfara. Monthly groceries follow the same trend: $288 vs $30 – making Isfara the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇹🇯 Isfara

🕒 Local time

04:12 4:12 AM

01:12 1:12 AM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

274,000

💱 Currency

Indonesian Rupiah IDR Rp

Tajikistani Somoni TJS ЅМ

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

100 TJS = 10.85 USD

100 TJS = 9.74 EUR

Exchange rates and currency converter

TJS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,199 IDR (100,000 IDR = 4.95 EUR).

Tajikistani Somoni exchange rates as of October 29, 2026: 1 USD = 9.22 TJS (1 TJS = 0.108 USD). 1 EUR = 10.27 TJS (100 TJS = 9.74 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Isfara 7,080 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Isfara

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Isfara: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 1169%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $159 in Isfara. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 857% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $13 in Isfara. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Isfara, where all-in costs run around $106, than in Ubud, Bali at $1,349. In Isfara it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $106 in Isfara to $1,349 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.