Cost of Living Comparison Between Ubud, Bali and Ioannina Cost of Living Comparison Between Ubud, Bali and Ioannina

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,439 in Ioannina.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $2,188 in Ioannina.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $2,938 in Ioannina.

Living in Ubud, Bali costs roughly 4% less than in Ioannina, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Ioannina 7% above.

Meal at Budget Restaurant

$3.32 Rp 59.8K

$16.86 €14.86

-80.31%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 635.6K

$33.52 €29.55

5.40%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.9K

$11.21 €9.88

-52.45%

Cappuccino

$2.75 Rp 49.5K

$3.98 €3.51

-30.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.1K

$2.81 €2.48

-38.43%

Water (0.33 liter bottle)

$0.80 Rp 14.4K

$0.69 €0.61

15.94%

Local Beer (0.5 liter draught)

$2.95 Rp 53.0K

$4.57 €4.03

-35.45%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.9K

$5.59 €4.93

-20.57%

Milk (1 liter)

$1.50 Rp 27.0K

$1.70 €1.50

-11.76%

White Bread (500g)

$2.30 Rp 41.3K

$1.11 €0.98

107.21%

Rice (white) (1kg)

$1.10 Rp 19.8K

$3.65 €3.21

-69.86%

Eggs

$2.16 Rp 38.9K

$3.52 €3.11

-38.64%

Local Cheese (1kg)

$17.09 Rp 307.4K

$11.14 €9.82

53.41%

Chicken Fillets (1kg)

$3.88 Rp 69.8K

$9.60 €8.46

-59.58%

Beef Round Steak (1kg)

$11.92 Rp 214.4K

$12.32 €10.86

-3.25%

Apples (1kg)

$3.57 Rp 64.1K

$2.50 €2.20

42.80%

Banana (1kg)

$1.58 Rp 28.5K

$2.04 €1.80

-22.55%

Oranges (1kg)

$2.36 Rp 42.5K

$1.23 €1.09

91.87%

Tomato (1kg)

$1.97 Rp 35.4K

$2.59 €2.28

-23.94%

Potato (1kg)

$1.81 Rp 32.5K

$1.14 €1.01

58.77%

Onion (1kg)

$2.39 Rp 43.0K

$1.03 €0.91

132.04%

Lettuce (1 head)

$1.02 Rp 18.3K

$1.05 €0.92

-2.86%

Water (1.5 liter bottle)

$0.49 Rp 8,841

$0.85 €0.75

-42.35%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.4K

$5.52 €4.87

-59.24%

Wine (Bottle)

$22.30 Rp 401.2K

$6.65 €5.86

235.34%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.6K

$2.05 €1.81

15.61%

Imported Beer (0.33 liter bottle)

$2.90 Rp 52.1K

$3.26 €2.88

-11.04%

One-way Ticket (Public Transport)

$0.25 Rp 4,482

$1.32 €1.17

-81.06%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.9K

$41.90 €36.94

-79.59%

Taxi Start (Normal Tariff)

$0.44 Rp 7,950

$4.42 €3.89

-90.05%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,598

$1.16 €1.03

-63.79%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.9K

$7.02 €6.19

-19.37%

Gasoline (1 liter)

$0.81 Rp 14.7K

$2.10 €1.86

-61.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.1M

$28.2K €24.9K

-15.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 557.4M

$25.8K €22.7K

20.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$223 €197

-63.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.3K

$24.13 €21.27

-73.89%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 335.3K

$31.19 €27.50

-40.27%

Gym Membership (Monthly)

$54.7 Rp 984.7K

$46.34 €40.85

18.11%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 331.9K

$45.87 €40.43

-59.78%

Cinema Ticket

$4.24 Rp 76.3K

$9.33 €8.23

-54.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$345 €304

40.34%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.6M

$9,033 €7,963

-38.11%

Jeans (Levis 501 Or Similar)

$45.77 Rp 823.5K

$68.1 €60.0

-32.81%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 642.2K

$46.13 €40.66

-22.63%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$75.9 €66.9

3.16%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$131 €116

-38.90%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$472 €416

142.84%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$335 €296

102.24%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 63.0M

$704 €620

397.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.4M

$619 €546

172.75%

Buy Apartment in City Center (m2)

$2,788 Rp 50.2M

$3,071 €2,707

-9.20%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.6M

$2,457 €2,165

-8.13%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,105 €974

-85.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.73

191.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Ioannina: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $472 in Ioannina. Housing cost is often the main lever when comparing two cities.

Ioannina pays 569% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $34.00 in Ioannina for a mid-range dinner for two. Groceries echo the gap at $286 vs $268 per month, with Ioannina cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ioannina: Cost of Living - Frequently Asked Questions

Ubud, Bali and Ioannina differ by about 5% in total monthly costs ($1,374 vs $1,439 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 569% lower in Ioannina. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $472 in Ioannina. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $484 in Ubud, Bali versus $345 in Ioannina. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ioannina pay roughly 7% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,374 in Ubud, Bali versus $1,439 in Ioannina, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ioannina. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Ioannina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 5% less than in Ioannina. Beyond cost, consider language, visa policies, and how big the international community is in each city.