Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Iloilo

For one person, living is cheaper in Iloilo: $686 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
33

Cost of Living Index in Iloilo
Learn more

Iloilo Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Iloilo

🇵🇭 Philippines

$686

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Iloilo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Iloilo actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $686 in Iloilo, rent included.

Ubud, Bali $1,368
Iloilo $686

A couple spends around $2,314 per month in Ubud, Bali vs $1,038 in Iloilo, rent included.

Ubud, Bali $2,314
Iloilo $1,038

A family of three spends $3,260 per month in Ubud, Bali vs $1,390 in Iloilo, rent included.

Ubud, Bali $3,260
Iloilo $1,390

Ubud, Bali costs about 99% more than Iloilo, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 1% above the global median, while Iloilo is 49% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$2.72 ₱171

22.43%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$18.73 ₱1,179

87.83%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$3.23 ₱203

79.57%

Cappuccino

$2.73 Rp 49.1K

$2.02 ₱127

35.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.63 ₱39.83

160.32%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.31 ₱19.48

167.74%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.10 ₱69.0

145.45%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$1.74 ₱109

147.13%

Milk (1 liter)

$1.50 Rp 27.1K

$1.66 ₱105

-9.64%

White Bread (500g)

$2.30 Rp 41.4K

$1.16 ₱73.3

98.28%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.91 ₱57.5

29.67%

Eggs

$2.14 Rp 38.6K

$2.02 ₱127

5.94%

Local Cheese (1kg)

$17.48 Rp 314.6K

$6.02 ₱379

190.37%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.11 ₱259

-1.95%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$6.09 ₱383

100.82%

Apples (1kg)

$3.55 Rp 63.9K

$3.31 ₱208

7.25%

Banana (1kg)

$1.57 Rp 28.3K

$1.08 ₱68.1

45.37%

Oranges (1kg)

$2.24 Rp 40.2K

$2.95 ₱186

-24.07%

Tomato (1kg)

$1.93 Rp 34.7K

$1.43 ₱90.1

34.97%

Potato (1kg)

$1.88 Rp 33.9K

$2.29 ₱144

-17.90%

Onion (1kg)

$2.29 Rp 41.3K

$2.72 ₱171

-15.81%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.45 ₱91.6

-31.72%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.84 ₱52.6

-36.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.97 ₱187

-23.23%

Wine (Bottle)

$23.01 Rp 414.2K

$6.35 ₱400

262.36%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.10 ₱69.2

112.73%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.25 ₱78.7

132.80%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.22 ₱13.83

9.09%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$4.68 ₱294

88.46%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.78 ₱48.87

-38.46%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.34 ₱21.29

35.29%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$2.44 ₱153

123.36%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.21 ₱76.4

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$21.6K ₱1.4M

13.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$19.6K ₱1.2M

59.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$62.7 ₱3,947

32.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$9.43 ₱594

-31.60%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$27.38 ₱1,724

-32.18%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$9.34 ₱588

497.64%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$4.89 ₱308

-10.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$32.47 ₱2,044

1418.29%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$23.44 ₱1,476

97.06%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$17.15 ₱1,080

106.01%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$56.7 ₱3,570

39.49%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$23.75 ₱1,496

230.06%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$306 ₱19.3K

273.47%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$249 ₱15.7K

171.32%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,175 ₱74.0K

198.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$437 ₱27.5K

288.76%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$3,747 ₱235.9K

-25.70%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,026 ₱64.6K

118.35%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$201 ₱12.7K

-18.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.33

87.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Iloilo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Iloilo

$249 36.3% 63.1% $427

Groceries & Markets

Ubud, Bali

$290 21.2%

Iloilo

$188 27.4% 35.4% $103

Eating Out

Ubud, Bali

$109 8%

Iloilo

$68 10% 37.1% $40

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Iloilo

$100 14.5% 7.9% $8.5

Clothing & Footwear

Ubud, Bali

$108 7.9%

Iloilo

$54 7.9% 49.4% $53

Sport & Entertainment

Ubud, Bali

$65 4.7%

Iloilo

$19 2.8% 70.4% $45

Getting Around

Ubud, Bali

$13 0.9%

Iloilo

$8 1.2% 36.1% $4.5

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $306 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Iloilo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $19.00 in Iloilo. Monthly groceries follow the same trend: $290 vs $188 – making Iloilo the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Iloilo

🕒 Local time

01:55 1:55 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

457,626

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Iloilo 2,280 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Iloilo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Iloilo: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 99%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,029 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $19.00 in Iloilo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $686 in Iloilo. That's a gap of about 99%.

A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $686, than in Ubud, Bali at $1,368. In Iloilo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.