Cost of Living Comparison Between Ubud, Bali and Iloilo Cost of Living Comparison Between Ubud, Bali and Iloilo

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $682 in Iloilo, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,034 in Iloilo, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,386 in Iloilo, rent included.

Ubud, Bali costs about 108% more than Iloilo, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Iloilo is 49% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$2.59 ₱160

37.45%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$21.53 ₱1,328

52.02%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$3.60 ₱222

37.50%

Cappuccino

$2.71 Rp 48.4K

$1.96 ₱121

38.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.57 ₱35.19

135.09%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.30 ₱18.37

133.33%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$0.95 ₱58.7

207.37%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.79 ₱110

121.23%

Milk (1 liter)

$1.81 Rp 32.3K

$1.81 ₱112

White Bread (500g)

$2.52 Rp 45.0K

$1.26 ₱77.6

100.00%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.93 ₱57.3

24.73%

Eggs

$2.46 Rp 43.9K

$2.27 ₱140

8.37%

Local Cheese (1kg)

$14.71 Rp 262.7K

$5.81 ₱358

153.18%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.35 ₱268

-0.69%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$7.12 ₱439

70.51%

Apples (1kg)

$3.84 Rp 68.6K

$3.70 ₱228

3.78%

Banana (1kg)

$1.56 Rp 27.8K

$1.14 ₱70.2

36.84%

Oranges (1kg)

$2.83 Rp 50.6K

$3.26 ₱201

-13.19%

Tomato (1kg)

$2.33 Rp 41.5K

$1.56 ₱96.4

49.36%

Potato (1kg)

$1.91 Rp 34.2K

$2.59 ₱160

-26.25%

Onion (1kg)

$2.20 Rp 39.3K

$3.04 ₱187

-27.63%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.68 ₱104

-39.88%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.90 ₱55.6

-13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.11 ₱192

6.75%

Wine (Bottle)

$23.74 Rp 423.9K

$5.51 ₱340

330.85%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.28 ₱78.9

117.97%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.44 ₱88.5

98.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.25 ₱15.50

8.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$5.27 ₱325

52.37%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.68 ₱41.68

-32.35%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.31 ₱19.39

45.16%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$2.70 ₱167

125.93%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.10 ₱67.6

-28.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$24.0K ₱1.5M

8.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$19.5K ₱1.2M

64.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$66.0 ₱4,070

21.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$31.13 ₱1,919

-86.96%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$30.21 ₱1,863

-22.14%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$27.72 ₱1,709

256.06%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

$5.45 ₱336

-23.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$35.18 ₱2,169

764.01%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$4,364 ₱269.1K

51.53%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$44.89 ₱2,768

23.72%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$22.74 ₱1,402

68.47%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$61.3 ₱3,777

44.65%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$26.86 ₱1,656

189.91%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$237 ₱14.6K

324.30%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$179 ₱11.0K

277.55%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$357 ₱22.0K

864.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$285 ₱17.6K

614.97%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$3,776 ₱232.9K

-24.76%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,049 ₱64.7K

115.90%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$222 ₱13.7K

-25.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Iloilo: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $237 in Iloilo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Iloilo, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $22.00 in Iloilo. Monthly groceries follow the same trend: $302 vs $202 – making Iloilo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Iloilo: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 108%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,023 in Iloilo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Iloilo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $22.00 in Iloilo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $682 in Iloilo. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Iloilo, where all-in costs run around $682, than in Ubud, Bali at $1,419. In Iloilo it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Iloilo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Iloilo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.