Cost of Living Comparison Between Ubud, Bali and Huzhou Cost of Living Comparison Between Ubud, Bali and Huzhou

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $812 in Huzhou.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,327 in Huzhou.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,841 in Huzhou.

Living in Ubud, Bali is roughly 72% more expensive than in Huzhou, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Huzhou is 41% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$4.52 ¥30.27

-25.44%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.4K

$30.06 ¥201

28.38%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$5.33 ¥35.69

3.56%

Cappuccino

$2.64 Rp 46.6K

$3.21 ¥21.54

-17.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.60 ¥4.04

178.33%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.34 ¥2.25

126.47%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.17 ¥7.81

124.79%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.43 ¥16.32

76.13%

Milk (1 liter)

$1.55 Rp 27.3K

$2.00 ¥13.42

-22.50%

White Bread (500g)

$2.22 Rp 39.2K

$1.92 ¥12.84

15.63%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.00 ¥6.73

13.00%

Eggs

$2.09 Rp 36.8K

$1.69 ¥11.30

23.67%

Local Cheese (1kg)

$17.39 Rp 306.7K

$17.37 ¥116

0.12%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.24 ¥21.74

19.44%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

$13.33 ¥89.3

-5.85%

Apples (1kg)

$3.62 Rp 63.8K

$2.21 ¥14.82

63.80%

Banana (1kg)

$1.56 Rp 27.5K

$1.75 ¥11.69

-10.86%

Oranges (1kg)

$2.35 Rp 41.5K

$1.97 ¥13.21

19.29%

Tomato (1kg)

$2.06 Rp 36.2K

$1.81 ¥12.13

13.81%

Potato (1kg)

$1.90 Rp 33.5K

$0.82 ¥5.47

131.71%

Onion (1kg)

$2.34 Rp 41.2K

$0.95 ¥6.37

146.32%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.64 ¥4.31

60.94%

Water (1.5 liter bottle)

$0.55 Rp 9,781

$0.69 ¥4.61

-20.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$4.34 ¥29.09

-48.16%

Wine (Bottle)

$23.81 Rp 419.8K

$11.01 ¥73.8

116.26%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$0.91 ¥6.10

153.85%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$1.57 ¥10.52

78.34%

One-way Ticket (Public Transport)

$0.27 Rp 4,803

$0.31 ¥2.09

-12.90%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$16.87 ¥113

-48.67%

Taxi Start (Normal Tariff)

$0.48 Rp 8,490

$2.37 ¥15.87

-79.75%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,865

$0.47 ¥3.13

-4.26%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$8.82 ¥59.1

-35.15%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.26 ¥8.41

-39.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$19.5K ¥130.7K

25.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.4M

$18.2K ¥121.9K

76.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$61.1 ¥410

36.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$8.52 ¥57.1

-24.18%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$10.37 ¥69.5

83.12%

Gym Membership (Monthly)

$56.0 Rp 987.0K

$39.49 ¥265

41.73%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

$14.59 ¥97.8

27.62%

Cinema Ticket

$4.28 Rp 75.5K

$9.12 ¥61.1

-53.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$425 ¥2,847

14.52%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.3M

$26.7K ¥179.1K

-78.08%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.3K

$51.6 ¥346

-11.76%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.5K

$39.06 ¥262

-6.86%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$76.4 ¥512

7.26%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$105 ¥701

-23.13%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$290 ¥1,946

284.58%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$179 ¥1,201

291.36%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$595 ¥3,985

494.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$410 ¥2,749

329.65%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$3,191 ¥21.4K

-11.45%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$1,928 ¥12.9K

18.89%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,157 ¥7,753

-85.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.35

311.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Huzhou: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $290 in Huzhou. Housing cost is often the main lever when comparing two cities.

Huzhou pays 581% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $30.00 in Huzhou for a mid-range dinner for two. Groceries echo the gap at $293 vs $242 per month, with Huzhou cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Huzhou: Cost of Living - Frequently Asked Questions

Huzhou is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 72% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 581% lower in Huzhou. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $290 in Huzhou. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 21% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Huzhou – a meal for two runs $30.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $812 in Huzhou versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Huzhou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Huzhou the clear choice for anyone on this budget.

For families, Huzhou is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Huzhou are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Huzhou gentler on the wallet – expenses run 72% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.