Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Huzhou

For one person, living is cheaper in Huzhou: $815 a month against $1,353 in Ubud, Bali, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
39

Cost of Living Index in Huzhou
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Huzhou Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Huzhou

🇨🇳 China

$815

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Huzhou

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Huzhou actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $815 in Huzhou.

Ubud, Bali $1,353
Huzhou $815

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,338 in Huzhou.

Ubud, Bali $2,297
Huzhou $1,338

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $1,861 in Huzhou.

Ubud, Bali $3,241
Huzhou $1,861

Living in Ubud, Bali is roughly 66% more expensive than in Huzhou, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Huzhou is 40% below.

Meal at Budget Restaurant

$3.23 Rp 58.3K

$4.58 ¥30.58

-29.48%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 629.5K

$30.24 ¥202

15.34%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.8K

$5.09 ¥33.93

11.98%

Cappuccino

$2.62 Rp 47.2K

$3.30 ¥22.02

-20.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.1K

$0.62 ¥4.12

177.42%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.35 ¥2.36

131.43%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$1.23 ¥8.19

115.45%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.8K

$2.19 ¥14.59

99.54%

Milk (1 liter)

$1.57 Rp 28.4K

$1.84 ¥12.27

-14.67%

White Bread (500g)

$2.19 Rp 39.6K

$2.00 ¥13.34

9.50%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.98 ¥6.57

20.41%

Eggs

$2.16 Rp 38.9K

$1.67 ¥11.14

29.34%

Local Cheese (1kg)

$17.65 Rp 318.5K

$17.31 ¥115

1.96%

Chicken Fillets (1kg)

$3.78 Rp 68.2K

$3.20 ¥21.35

18.12%

Beef Round Steak (1kg)

$11.95 Rp 215.7K

$12.91 ¥86.1

-7.44%

Apples (1kg)

$3.60 Rp 65.0K

$2.22 ¥14.79

62.16%

Banana (1kg)

$1.59 Rp 28.7K

$1.74 ¥11.64

-8.62%

Oranges (1kg)

$2.31 Rp 41.7K

$1.97 ¥13.13

17.26%

Tomato (1kg)

$1.91 Rp 34.4K

$1.67 ¥11.17

14.37%

Potato (1kg)

$1.78 Rp 32.1K

$0.80 ¥5.36

122.50%

Onion (1kg)

$2.33 Rp 42.0K

$0.98 ¥6.55

137.76%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.62 ¥4.15

61.29%

Water (1.5 liter bottle)

$0.53 Rp 9,536

$0.58 ¥3.89

-8.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.3K

$3.80 ¥25.36

-39.74%

Wine (Bottle)

$22.07 Rp 398.4K

$10.93 ¥72.9

101.92%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.4K

$0.88 ¥5.87

167.05%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.7K

$1.54 ¥10.27

93.51%

One-way Ticket (Public Transport)

$0.23 Rp 4,123

$0.29 ¥1.91

-20.69%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.6K

$18.52 ¥124

-51.94%

Taxi Start (Normal Tariff)

$0.47 Rp 8,490

$2.12 ¥14.13

-77.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,759

$0.43 ¥2.90

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.7K

$9.12 ¥60.9

-40.02%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.34 ¥8.95

-38.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 431.0M

$19.7K ¥131.3K

21.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 591.8M

$17.9K ¥119.7K

82.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$58.6 ¥391

36.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.4K

$8.07 ¥53.9

-18.71%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 335.8K

$10.71 ¥71.4

73.67%

Gym Membership (Monthly)

$54.1 Rp 976.8K

$38.06 ¥254

42.20%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.9K

$16.73 ¥112

9.26%

Cinema Ticket

$4.25 Rp 76.8K

$9.00 ¥60.1

-52.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$394 ¥2,625

25.20%

International Primary School, 1 Child (Yearly)

$5,597 Rp 101.0M

$27.8K ¥185.5K

-79.87%

Jeans (Levis 501 Or Similar)

$45.58 Rp 822.6K

$55.0 ¥367

-17.10%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 631.1K

$37.51 ¥250

-6.80%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$74.7 ¥498

4.08%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$107 ¥714

-26.62%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$299 ¥1,997

277.95%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$191 ¥1,275

252.13%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.2M

$606 ¥4,044

495.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.7M

$411 ¥2,742

313.98%

Buy Apartment in City Center (m2)

$2,717 Rp 49.0M

$3,370 ¥22.5K

-19.37%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.5M

$1,908 ¥12.7K

17.49%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,184 ¥7,898

-85.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.36

310.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Huzhou: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Huzhou

$191 23.5% 71.6% $482

Groceries & Markets

Ubud, Bali

$287 21.2%

Huzhou

$237 29.1% 17.6% $51

Clothing & Footwear

Ubud, Bali

$107 7.9%

Huzhou

$123 15.2% 15.8% $17

Eating Out

Ubud, Bali

$106 7.9%

Huzhou

$106 13% 0.5% $0.5

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Huzhou

$77 9.5% 26.4% $28

Sport & Entertainment

Ubud, Bali

$63 4.6%

Huzhou

$56 6.9% 10.5% $6.5

Getting Around

Ubud, Bali

$12 0.9%

Huzhou

$24 2.9% 92.8% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $299 in Huzhou. Housing cost is often the main lever when comparing two cities.

Huzhou pays 612% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $30.00 in Huzhou for a mid-range dinner for two. Groceries echo the gap at $287 vs $237 per month, with Huzhou cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇳 Huzhou

🕒 Local time

23:47 11:47 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

2,893,542

💱 Currency

Indonesian Rupiah IDR Rp

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,050 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,292 IDR (100,000 IDR = 4.93 EUR).

Chinese Yuan exchange rates as of October 25, 2026: 1 USD = 6.67 CNY (1 CNY = 0.15 USD). 1 EUR = 7.5 CNY (1 CNY = 0.133 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Huzhou 4,410 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Huzhou

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Huzhou: Cost of Living - Frequently Asked Questions

Huzhou is cheaper overall, especially in groceries, eating out, and leisure. The 66% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 612% lower in Huzhou. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $299 in Huzhou. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 21% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Huzhou – a meal for two runs $30.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $815 in Huzhou versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Huzhou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Huzhou the clear choice for anyone on this budget.

For families, Huzhou is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Huzhou are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Huzhou gentler on the wallet – expenses run 66% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.