Cost of Living Comparison Between Ubud, Bali and Huzhou Cost of Living Comparison Between Ubud, Bali and Huzhou

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $725 in Huzhou.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,131 in Huzhou.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,537 in Huzhou.

Living in Ubud, Bali is roughly 94% more expensive than in Huzhou, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Huzhou is 46% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.77 ¥18.73

24.55%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$21.92 ¥148

47.54%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.84 ¥32.68

Cappuccino

$2.75 Rp 49.4K

$3.13 ¥21.16

-12.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.44 ¥2.97

213.64%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.26 ¥1.76

188.46%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$0.81 ¥5.50

269.14%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.10 ¥14.22

83.33%

Milk (1 liter)

$1.74 Rp 31.2K

$2.32 ¥15.69

-25.00%

White Bread (500g)

$2.46 Rp 44.2K

$2.20 ¥14.87

11.82%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.77 ¥5.22

51.95%

Eggs

$2.43 Rp 43.7K

$1.50 ¥10.12

62.00%

Local Cheese (1kg)

$14.50 Rp 260.6K

$8.88 ¥60.0

63.29%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.86 ¥19.32

52.10%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$8.91 ¥60.2

34.46%

Apples (1kg)

$3.72 Rp 66.8K

$2.22 ¥15.00

67.57%

Banana (1kg)

$1.63 Rp 29.2K

$1.42 ¥9.59

14.79%

Oranges (1kg)

$2.74 Rp 49.3K

$1.58 ¥10.69

73.42%

Tomato (1kg)

$2.24 Rp 40.3K

$1.16 ¥7.85

93.10%

Potato (1kg)

$1.92 Rp 34.5K

$0.94 ¥6.35

104.26%

Onion (1kg)

$2.28 Rp 40.9K

$0.96 ¥6.49

137.50%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.85 ¥5.77

24.71%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.58 ¥3.91

24.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.58 ¥24.19

-8.10%

Wine (Bottle)

$23.19 Rp 416.8K

$11.62 ¥78.5

99.57%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.50 ¥3.40

456.00%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.50 ¥10.14

82.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.29 ¥1.97

-6.90%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$17.01 ¥115

-52.32%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.49 ¥10.07

-67.79%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.36 ¥2.41

16.67%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$8.45 ¥57.1

-26.39%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.12 ¥7.55

-27.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$16.9K ¥114.2K

57.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$14.3K ¥96.5K

125.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$43.13 ¥291

81.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$10.99 ¥74.3

-62.97%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$11.06 ¥74.7

119.98%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$42.02 ¥284

134.67%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$13.84 ¥93.5

-54.19%

Cinema Ticket

$3.99 Rp 71.6K

$5.41 ¥36.53

-26.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$408 ¥2,759

-25.29%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$18.7K ¥126.0K

-64.39%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$41.98 ¥284

28.97%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$33.42 ¥226

13.14%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$68.3 ¥462

27.07%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$83.7 ¥566

-8.77%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$282 ¥1,906

251.70%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$189 ¥1,277

255.96%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$602 ¥4,066

460.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$358 ¥2,422

472.01%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$3,110 ¥21.0K

-9.81%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,846 ¥12.5K

20.66%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,467 ¥9,916

-88.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.87

243.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Huzhou: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $282 in Huzhou. Housing cost is often the main lever when comparing two cities.

Huzhou pays 779% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $22.00 in Huzhou for a mid-range dinner for two. Groceries echo the gap at $297 vs $198 per month, with Huzhou cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Huzhou: Cost of Living - Frequently Asked Questions

Huzhou is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 94% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 779% lower in Huzhou. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $282 in Huzhou. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 50% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Huzhou – a meal for two runs $22.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $725 in Huzhou versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Huzhou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Huzhou the clear choice for anyone on this budget.

For families, Huzhou is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Huzhou are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Huzhou gentler on the wallet – expenses run 94% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.